Expertise.com

Best Mortgage Brokers in Bolingbrook

2024

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Website
3311 Hobson Rd Ste B, Woodridge, IL 60517
  • Refinance
  • New Construction

Why choose this provider?

Brian Sewell is a branch manager and loan originator serving customers in the Bolingbrook community. He offers purchasing and refinancing mortgages for single-family and multi-unit homes, townhouses, and condos used for primary, secondary, or investment real estate. He provides various loan programs, including FHA, VA, jumbo, low down payment, conventional, and USDA. Sewell is licensed to originate in Illinois and Indiana. His head company, Cherry Creek Mortgage, LLC, has been in the industry since 1987.

License Verified:

License: 212085

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 Burlington Ave, Lisle, IL 60532
  • Refinance

Why choose this provider?

Zachary Kraus Team is a mortgage firm under Cardinal Financial Company. It caters to people in and around Bolingbrook who want to purchase a new home or an investment property through a mortgage program, providing assistance and advice throughout the borrowing process. It also helps homeowners seeking to refinance their outstanding loans find better rates and terms or cash out equity. The firm's loan officers assess borrowers' financial standings to help them find the most appropriate mortgage program and payment term.

License Verified:

License: 502422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (174)
Facebook
4.9 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1754 N Washington St, Ste 128B, Naperville, IL 60563
  • Refinance

Why choose this provider?

Da Mortgage Dude offers lending solutions to address the real estate needs of Bolingbrook residents. Since 2006, loan originator Vincent Viriyakul has been assisting business owners, first-time homebuyers, investors, self-employed individuals, and veterans with the mortgage process. He provides different financing options for various scenarios, such as Fannie, Freddie, FHA, non-traditional, primo jumbo, and VA loans. The Realtor also utilizes his knowledge of the local neighborhoods to help clients acquire their dream homes. Viriyakul is affiliated with brokerage firm, Great Mortgage Company, Inc.

License Verified:

License: 1450716

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4003 Naperville Plainfield Rd. Ste 201, Naperville, IL 60564
  • Refinance

Why choose this provider?

VA Mortgage Centers helps clients in Bolingbrook find the best mortgage solutions. Its experienced VA team helps clients get approved quickly. The company’s loan programs fall into the home purchase and refinance categories with a range of rates and terms. Clients have commended the company for keeping them informed throughout the mortgage process. VA Mortgage Centers has been helping veterans and their families become homeowners for more than two decades. Clients can file their loan applications online.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5533 W 109th St #103, Oak Lawn, IL 60453
  • Refinance

Why choose this provider?

Direct Mortgage Investors assists local borrowers to overcome the challenges of securing a home financing program in Bolingbrook and the surrounding metros. Its group of mortgage brokers offers loan options such as conventional, jumbo, VA, FHA, and USDA for first-time home buyers, property investors, and those looking to cash out or get a better term through mortgage refinance. The company deals with various types of residential properties, including single-family, multi-family, townhouse, condominium, and manufactured homes.

License Verified:

License: 232924

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16151 S. Lincoln Hwy, Plainfield, IL 60586
  • Refinance

Why choose this provider?

Smart Mortgage Centers has been serving homebuyers and homeowners in Bolingbrook and the surrounding areas for more than 25 years. Its loan officers help people who are looking to explore new ways to reduce their monthly loan payments and overall interest rate. They also provide clients with the assistance needed to cash out the lump sum of their home’s equity. The other loan programs being offered by Smart Mortgage Centers include conventional, FHA, VA, USDA, and jumbo home loans.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (282)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2272 95th St., Suite 205, Naperville, IL 60564
  • Refinance

Why choose this provider?

The Money Store serves the neighborhoods in and around the Bolingbrook metro. The Florham Park-based company offers mortgage solutions to clients who are making big purchases, refinancing, or preparing for retirement. The loan programs are offered by in-house staff who simplify the entire process for their clients, provide guidance at every step, and assist them from inquiry to application. The Money Store is licensed to operate in 48 states and has been in service for more than 40 years.

License Verified:

License: 1825659

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (158)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6825 Hobson Valley Drive, Suite 201, Woodridge, IL 60517
  • Refinance

Why choose this provider?

Home Mortgage Solutions Inc is a brokerage that supports the homeownership endeavors of the Bolingbrook community. The company assists property buyers during the process of securing programs such as FHA, USDA, conventional, LPMI, and jumbo loans. It performs financial solutions for second-time borrowers, clients with less-than-perfect credit, condo investors, and those with high debt-ratio scores. Its team of professionals helps homeowners with their refinancing plans and guides them in making decisions and dealing with changing market rates.

License Verified:

License: 203169

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2021 Midwest Road Suite 200, Oak Brook, IL 60523
  • Refinance

Why choose this provider?

Dylan Kramer is a loan originator and branch manager with Benchmark Mortgage. He guides clients in Bolingbrook and nearby areas through the home-buying process and mortgage refinancing. The agent provides a tailored mortgage plan meeting that discusses the proper down payment, monthly payment, and closing cash projection. This session helps clients decide on a loan option and understand the mortgage process. Kramer has over 20 years of experience and also serves locals in Florida, Indiana, and Montana.

License Verified:

License: 224916

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (73)
Google
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1415 W 22nd St, Ste 540E, Oak Brook, IL 60523
  • Refinance

Why choose this provider?

US Mortgage Funding, Inc., serves first-time and experienced homebuyers in the Bolingbrook area. It offers a variety of home loan programs, including non-conforming jumbo, FHA, HARP, VA, non-QM portfolio, and down payment assistance. It also provides unconventional loans to self-employed individuals. In addition, the company assists individuals with refinancing through mortgage loan officers that are well-versed in debt consolidation and term reduction. US Mortgage Funding is an equal housing lender and a member of the Chicago Association of REALTORS.

License Verified:

License: 1724878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (7)

Website
7135 Janes Ave., Woodridge, IL 60517
  • Refinance

Why choose this provider?

Focus Mortgage Co. assists clients in Bolingbrook in selecting the loan program that will allow them to purchase their dream home. It offers a variety of mortgage options, including fixed- and adjustable-rate mortgages, FHA loans, and VA loans. The process begins with an application for pre-approval that takes approximately 12 minutes to complete. David Braun, the agency's senior managing director, has more than 20 years of experience in the industry. His experience allows him to assist even those with poor credit ratings.

License Verified:

License: 1736153

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17W662 Butterfield Rd Suite 205, Oakbrook Terrace, IL 60181
  • Refinance
  • New Construction

Why choose this provider?

Gustan Cho Associates, Inc., empowered by NEXA Mortgage, LLC, provides multiple mortgage loan options to the citizens of Bolingbrook. The brokerage provides a range of programs, including reverse, conventional, W2 income only, FHA, VA, and USDA. The team's diverse range of loan alternatives also includes FHA 203K, no ratio, non-QM jumbo, chapter 13 bankruptcy, construction, and bank statement loans. Gustan Cho Associates was established in 2012 and was merged with NEXA Mortgage, LLC, in 2022.

License Verified:

License: 2315275

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
4.9 / 5 (152)
Facebook
5.0 / 5 (82)
Google
4.4 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1754 N Washington St, Ste 128B, Naperville, IL 60563
  • Refinance
  • New Construction

Why choose this provider?

Great Mortgage serves locals of the Bolingbrook metro. It offers different kinds of loan programs that help clients with their mortgage purchase and refinancing concerns. Some of these include fixed and adjustable-rate mortgages, FHA and VA loans, hybrid ARMs (3/1, 5/1, 7/1, and 10/1), interest-only, graduated payment, and HARP 2.0. Great Mortgage is a Naperville-based company that has been in service since 2011. It is licensed to operate in eight states, including Florida, Arizona, and Indiana.

License Verified:

License: 478647

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (14)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.