Expertise.com

Best Mortgage Brokers in Naperville

2024

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Website
3311 Hobson Road, Woodridge, IL 60517
  • Refinance
  • Purchase Transactions

Why choose this provider?

Brian Sewell is a branch manager of Cherry Creek Mortgage offering his services in Naperville. He assists clients looking to buy a home or refinance an existing mortgage. Brian provides assistance with FHA loans, VA loans, USDA loans, refinance mortgage, conventional mortgage, and jumbo loans. Its head company Cherry Creek Mortgage started in 1987 and currently has over 800 team members across the country. Outside his professional career, Brian enjoys basketball and bowling.

License Verified:

License: 212085

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2401 Plum Grove Road, Inverness, IL 60067
  • Reverse Mortgages

Why choose this provider?

Bryan E. Swenson is an American Portfolio Mortgage consultant serving Naperville. He advises customers who are looking to purchase a home, refinance their mortgage, or invest in real estate including short-term vacation rentals, long-term rentals, or a second home. His 20 years of experience both as a banker and broker helps Bryan explain various options such as thirty- and fifteen-year fixed-rate mortgages, adjustable-rate mortgages, 2/1 buy-down mortgages, and jumbo loans. He values timely service, integrity, and business relationships.

License Verified:

License: 133380

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1375 Remington Road, Schaumburg, IL 60173
  • New Construction
  • Refinance

Why choose this provider?

Connect Mortgage Corp is a mortgage brokerage company that attends to the mortgage needs of residents in Naperville and nearby localities. The firm assists individuals, families, and investors in selecting the most appropriate home loan for their home purchase and renovation goals. Its mortgage brokers connect with several lenders to provide its clients with different home loan options. Some of the loan programs it offers include fixed-rate, adjustable-rate, FHA, VA, and Reverse mortgage. The company is owned and operated by a local broker. It has been serving clients since 2017.

License Verified:

License: 1580650

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (57)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
953 North Plum Grove Road, Schaumburg, IL 60173
  • New Construction
  • Refinance

Why choose this provider?

Moonstar Mortgage is a mortgage financing company that serves the Naperville metro area and neighboring communities. Established in 2004, the full-service mortgage brokerage firm assists homebuyers and real estate managers in fulfilling their residential investment and lending needs. Its mortgage brokers specialize in purchasing, refinancing, and construction lending. The team works with several lenders that offers a variety of loan products, such as conventional, FHA, VA, USDA, and foreign national loans. The company is licensed to operate in five states nationwide.

License Verified:

License: 217352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4003 Plainfield-Naperville Road, Naperville, IL 60564
  • Refinance

Why choose this provider?

Smart Mortgage is a mortgage broker that serves clients in Naperville. It offers a variety of mortgage loan options for homebuyers and homeowners, including FHA loans, VA loans, USDA loans, and reverse mortgages. The company was established by Richard Birk in 1997. His first role was to originate mortgage loans. For 23 years, he has been handling the daily operations at Smart Mortgage. Richard is also a supporter of the non-profit organization, All Life Animal Rescue.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (280)
Yelp
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1945 North Elston Avenue, Chicago, IL 60642
  • New Construction
  • Refinance

Why choose this provider?

A and N Mortgage answers the mortgage needs of the people of Naperville. It has a team of professionals who help individuals and families apply for home loans and find arrangements that suit their preferences and current circumstances. They provide assistance for a wide range of concerns, including FHA mortgages and jumbo loans. Additionally, as a mortgage banker, A and N Mortgage guides clients through the entire process of obtaining a loan program, from application to funding.

License Verified:

License: 19291

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1260 Iroquois Avenue, Naperville, IL 60563
  • New Construction

Why choose this provider?

USA Mortgage is a full-service home financing solution center that caters to the mortgage needs of clients residing in Naperville. It delivers a wide variety of mortgage products and solutions, including conventional, FHA, USDA, VA, jumbo, and renovation loans. The company also offers bank statement programs and investment property programs. Over the years, USA Mortgage has donated Xbox to terminally ill children. In addition, the company extends its services to clients in Alabama, Arkansas, Arizona, California, Florida, and Georgia.

License Verified:

License: 227262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4003 Plainfield-Naperville Road, Naperville, IL 60564
  • New Construction
  • Refinance

Why choose this provider?

VA Mortgage Centers is a firm that helps veterans in Naperville and its neighboring communities purchase a property with its wide range of mortgage and refinancing options. Its process includes reviewing the clients' credit, explaining different loan types and mortgage programs, providing various rate and mortgage type options, and helping with securing document uploads. The company offers eight to 30-year mortgage payment terms. VA Mortgage Centers has been in the business since 1997. It was founded by Richard Birk.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1311 Illinois Route 59, Naperville, IL 60564
  • New Construction
  • Refinance

Why choose this provider?

Ridhi Raheja is a loan officer providing services to Naperville clients who need assistance in home purchasing loan matters. She assists in the whole loan process, including completing pre-approval requests, comparing mortgage interests, and finding loan rates. She also offers several loan programs, such as conventional, FHA, refinance, cash-out, condo, and jumbo loans. In addition, Ridhi handles new construction, high balance, renovation, and streamline refinance services. The loan officer is also a branch manager at Movement Mortgage.

License Verified:

License: 303815

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.1 / 5 (1187)
Zillow
4.9 / 5 (70)
Google
4.9 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6170 Florida 70, Naperville, IL 34203
  • Refinance
  • Reverse Mortgages

Why choose this provider?

McGuire Lending Group is a team of mortgage professionals that provides home financing options to residents of the Naperville metro. The company is an independent mortgage firm that sources out and evaluates loan programs and mortgage strategies for current and new homeowners. It employs personable staff that offers sound mortgage advice and is proficient in the application process of conventional, government, and specialty loans. McGuire Lending Group is fully licensed and insured in both Florida and Illinois states.

License Verified:

License: 130562

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2121 Army Trail Road, Addison, IL 60101
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Key City Lending - Illinois is a full-service lending company that serves homeowners in the community of Naperville and its surrounding areas. It helps its clients in refinancing, acquiring reverse mortgage, and purchasing a new home through a fixed loan. It also handles non-warrantable condominiums, NIVA investments, bank statement programs, foreclosure, and asset depletion programs. Its team of professionals educates and guides customers to navigate their way throughout the entire mortgage process. In addition, the business utilizes technology to match borrowers with the right mortgage.

License Verified:

License: 1603131

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (19)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1910 South Highland Avenue, Lombard, IL 60148
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Gustan Cho Associates is a mortgage firm that serves clients in Naperville. The company offers various loan programs for homebuyers and homeowners that include FHA 203k loans, conventional mortgage loans, jumbo mortgages, USDA home loans, reverse mortgages, and VA home loans. It is also associated with Realtor partners across the U.S., including Julie Hayward of Edge Realty LLC, Cathryn Browne of Baird Warner, Rubia Siddiqi of Keller Williams, and Susie Scheuber of RE/MAX Ultimate Professionals.

License Verified:

License: 873293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
4.9 / 5 (148)
Yelp
4.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10555 West Cermak Road, Westchester, IL 60154
  • New Construction

Why choose this provider?

Chicagoland Home Mortgage Services is a locally-owned and locally-operated mortgage business serving clients in Naperville and the surrounding communities. The firm assists individuals, families, and real estate investors with home loan applications. Its mortgage specialists guide homebuyers throughout the entire loan process, from pre-qualification to loan closing. The team also networks with several lenders to obtain a variety of home loan options for clients, such as fixed-rate, adjustable-rate, VA loans, and Reverse mortgages. The company's staff is bilingual in English and Spanish.

License Verified:

License: 283808

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Zillow
5.0 / 5 (14)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1624 Ogden Avenue, Lisle, IL 60532
  • Refinance
  • Purchase Transactions

Why choose this provider?

Fortune Mortgage Company is a mortgage brokerage that serves clients in the Naperville area. It works with a range of lenders to help customers find the right loan policies for their mortgage and refinancing needs. Its products include jumbo fixed-rate, jumbo adjustable-rate, and conforming adjustable-rate mortgages. It also provides first-time community homebuyer benefits and Fannie Mae Refi Plus programs. The company is dedicated to providing straightforward and simple services with the help of its range of financial tools available on its website.

License Verified:

License: 116036

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 East Jefferson Avenue, Naperville, IL 60540
  • Refinance

Why choose this provider?

Mark Moulesong is a mortgage advisor based in Naperville. Specializing in residential lending, he helps customers from Illinois throughout the loan process. He and his team educate them on the available loan programs, including conventional, FHA, jumbo, renovation, refinance, and VA mortgages. Mark's 19 years of experience in the mortgage and finance industry helps him focus on long-term service. Previous clients have appreciated the frequency of his updates and proactive explanations about their concerns.

License Verified:

License: 197137

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1333 Butterfield Road, Downers Grove, IL 60515
  • New Construction
  • Refinance

Why choose this provider?

Neighborhood Loans: Downers Grove has been providing mortgage solutions since 2005. Its team helps Naperville homebuyers apply for different loan programs, including jumbo, conventional, and adjustable-rate mortgages along with government-backed loans like VA and FHA. The home loan specialists also address homeowners' refinancing needs. Each aspect of the home loan process, from pre-approval to closing, is done in-house. Neighborhood Loans: Downers Grove was recognized by Craig's Chicago Business, Inc., and Fortune as one of the best places to work in.

License Verified:

License: 222982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (306)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
220 East Janata Boulevard, Lombard, IL 60148
  • Refinance

Why choose this provider?

Market Place Mortgage Corp. is a family-owned mortgage company that has been in the business for more than 25 years. Servicing the Naperville area and its adjoining communities, the firm's goal is to help clients find and secure mortgage solutions that fit their current goals, needs, and financial status. Market Place Mortgage Corp. assists with a wide array of loan options, including VA loans, FHA 203k loans, reverse mortgages, and conventional loans. It also accommodates clients who are looking into refinancing.

License Verified:

License: 169740

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (204)
Zillow
5.0 / 5 (169)
Yelp
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20 North Roselle Road, Roselle, IL 60172
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Mortgage Market Corp. is a mortgage company serving Naperville and other cities in Illinois for the last 25 years. The company offers a full list of residential mortgages such as conventional mortgage loans, FHA loans, VA loans, and reverse mortgages. Whether a client needs to finance its first or second home purchase or refinance an existing home, the Mortgage Market team guides them throughout the process, from pre-approval and choosing the right property to loan application and closing.

License Verified:

License: 206107

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
440 West Boughton Road, Bolingbrook, IL 60440
  • Refinance

Why choose this provider?

Serving the residents of Naperville, USA Mortgage is a brokerage that delivers home loan program options. The full-service mortgage lender offers FHA loans, VA loans, USDA loans, MHDC loans, jumbo loans, and conventional loans. In addition, the company also provides renovation loans, home refinancing, and Chenoa Fund program. Its team assists its clients in finding a suitable mortgage for them and throughout the loan process. USA Mortgage has more than 30 local branches in Missouri, Arkansas, Illinois, and Kentucky.

License Verified:

License: 227262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.