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Best Local Car Insurance Agencies in Meridian

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2023
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Access First Insurance logo

License Verified:

License: 129093

Idaho Department Of Insurance

Access First Insurance

849 East State Street, Eagle, ID 83616
  • Multiple Carriers

Business Description

Access First Insurance is an independent insurance agency that services the Meridian metro and the surrounding areas. The company provides comprehensive personal and business auto insurance policies that protect clients and their vehicles from accident liabilities, collisions, medical expenses, and car breakdowns. It also provides lines for antique and classic cars as well reimbursements for rental fees made during the repair or replacement period. Access First Insurance has been operating since 2005 and is tied up with over 15 different insurance providers.

License Verified:

License: 129093

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (14)
Facebook
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
butlerinsuranceservices.com logo

License Verified:

License: 141251

Idaho Department Of Insurance

butlerinsuranceservices.com

9504 West Fairview Avenue, Boise, ID 83704
  • Bundling Option

Business Description

For more than half a century, Butler Insurance Services has been providing insurance assistance to the people of Meridian. The family-owned insurance firm employs professional agents who can draw up auto insurance coverage options from various carriers. Auto insurance policies usually include property, liability, and medical coverage, which are designed to protect the client and their vehicle in the event of an emergency. Butler Insurance Services also offers assistance with acquiring life, homeowners', and business insurance.

License Verified:

License: 141251

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (132)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 37716

Idaho Department Of Insurance

Financial Insurance Group

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6206 North Discovery Place, Boise, ID 83713
  • Multiple Carriers

Business Description

Financial Insurance Group is an independent insurance brokerage that provides insurance policy options for the auto, home, health, life, and business needs of its clients in Meridian. The locally owned and locally operated company helps clients to get the right coverage at fair prices by comparing quotes from its 15 partner insurance carriers. These companies are all reputable, financially secure, stable, and have great customer service. Financial Insurance Group offers full coverage car insurance, liability coverages, and broad form insurance.

License Verified:

License: 37716

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.6 / 5 (11)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Higgins & Rutledge Insurance logo
Visit WebsiteWebsite

License Verified:

License: 9468

Idaho Department Of Insurance

Higgins & Rutledge Insurance

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1661 Shoreline Drive, Boise, ID 83702
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

In its over 60 years of service, Higgins & Rutledge Insurance has served thousands of individuals, families, and commercial clients near Meridian. Starting as a small loan business in the early 1940s, the company later expanded to include insurance products and services, including car insurance. The agents from this company help clients by assessing their current coverage and guiding them in selecting policies based on their needs. The insurance plans they offer cover cars, boats, recreational vehicles, and motorcycles.

License Verified:

License: 9468

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Idaho Select Insurance logo
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License Verified:

License: 516133

Idaho Department Of Insurance

Idaho Select Insurance

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3023 East Copper Point Drive, Meridian, ID 83642
  • Multiple Carriers

Business Description

Idaho Select Insurance is a local business serving Meridian and the surrounding regions. The insurance agents from this firm offer an auto insurance policy that protects clients from medical costs and uninsured motorists. They work closely with customers to talk about the insurance carriers that they have partnerships with. The insurance advisors at Idaho Select Insurance also provide boat and watercraft, motorcycle, umbrella, home, commercial property, and life insurance solutions.

License Verified:

License: 516133

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (26)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Services of Idaho, LLC logo
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License Verified:

License: 96573

Idaho Department Of Insurance

Insurance Services of Idaho, LLC

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1414 Broadway Avenue, Boise, ID 83706
  • Bundling Option

Business Description

Insurance Services of Idaho, LLC offers the six main auto insurance coverages to its clients in Meridian. The business provides collision, comprehensive, property damage liability, medical payments and personal injury protection, and bodily injury liability. Its local agents are equipped to review and adjust existing auto insurance policies. Furthermore, the team also offers home, health, and business insurance. Aside from addressing insurance concerns, the company also participates in community activities such as race for a cause and softball charity tournaments.

License Verified:

License: 96573

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (31)
Facebook
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James Stocker Group / Boise River Insurance logo
Visit WebsiteWebsite

License Verified:

License: 469599

Idaho Department Of Insurance

James Stocker Group / Boise River Insurance

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2541 North Stokesberry Place, Meridian, ID 83646
  • Bundling Option

Business Description

James Stocker Group / Boise River Insurance is an independent insurance agency based in Meridian that provides insurance products for home, life, property, and business needs. The company provides auto insurance policies to clients seeking to protect their personal vehicles and themselves from liabilities and damage in the event of an accident, natural disaster, or theft. Its website is fully integrated with the functions needed for generating quotes, premiums payment, and claims filing.

License Verified:

License: 469599

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Monte Folsom logo
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License Verified:

License: 695562

Idaho Department Of Insurance

Monte Folsom

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6900 West Overland Road, Boise, ID 83709
  • Multiple Carriers
  • Bundling Option

Business Description

Monte Folsom is an independent and licensed State Farm insurance agent that serves clients in Meridian and nearby areas. He offers insurance and risk management products such as automobile insurance for personal and commercial policy buyers. He also deals with homeowners' and life insurance policies. Folsom, who has been an agent for the company for two years, aims to provide each client with an insurance package tailored to suit their needs and requirements.

License Verified:

License: 695562

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mustard Seed Financial & Insurance logo
Visit WebsiteWebsite

License Verified:

License: 305619

Idaho Department Of Insurance

Mustard Seed Financial & Insurance

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501 South Main Street, Meridian, ID 83642
  • Multiple Carriers

Business Description

Mustard Seed Financial & Insurance serves Meridian clients, offering a full line of insurance products, including auto policies. Its staff has an average of 15 years of experience in the insurance industry. They work with clients one-on-one to find policies that offer peace of mind and protection against high out-of-pocket costs, injury liability, and legal expenses when accidents, hit-and-runs, or thefts occur. Mustard Seed Financial & Insurance also specializes in insuring long-haul trucks and is licensed in 30 different states.

License Verified:

License: 305619

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (71)
Facebook
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Pacific Crest Insurance logo
Visit WebsiteWebsite

License Verified:

License: 821978

Idaho Department Of Insurance

Pacific Crest Insurance

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450 West State Street, Eagle, ID 83616

Business Description

Pacific Crest Insurance is a veteran-owned business helping Meridian clients obtain auto insurance coverages. The business was established in 2004, with a focus on providing personalized insurance plans to customers. Its agents first discuss all of the auto insurance coverages available in the market. After discussion, they will shop for policies that can give adequate protection for the clients' families and vehicles. Available plans include uninsured motorist, medical payment, comprehensive, personal injury, liability, and collision.

License Verified:

License: 821978

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (121)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Redding & Allen Insurance logo

License Verified:

License: 297886

Idaho Department Of Insurance

Redding & Allen Insurance

12442 S Carriage Hill Way, Nampa, ID 83686
  • Boats
  • Motorcyle & ATV

Business Description

Redding Insurance delivers auto insurance solutions to Meridian individuals, families, and businesses. The independent agency helps car owners and drivers find insurance packages that are right for their situations and needs. It also guides clients in determining what types of coverages are mandated by state laws, such as property damage and medical expenses coverage, as well as coverage options required by lending institutions, like collision and comprehensive. Redding Insurance seeks to develop and maintain strong relationships with both customers and carriers.

License Verified:

License: 297886

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (143)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ricketts and Associates logo
Visit WebsiteWebsite

License Verified:

License: 2987

Idaho Department Of Insurance

Ricketts and Associates

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13177 Persimmon Lane, Boise, ID 83713
  • Multiple Carriers

Business Description

Rickets and Associates, Inc. is an independent insurance agency in Boise that serves all of Idaho, including Meridian. In business since 1980, it has been representing multiple insurance companies in the state to provide clients with insurance policies that will suit their needs, expectations, and priorities. The company’s professional associates are adept at assisting clients acquire car insurance to protect them from unexpected auto accidents. They can also source insurance plans for classic cars, RVs, motorcycles, and various watercraft.

License Verified:

License: 2987

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (100)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silver Key Insurance - Boise, West Overland logo
Visit WebsiteWebsite

License Verified:

License: 55835

Idaho Department Of Insurance

Silver Key Insurance - Boise, West Overland

Visit WebsiteWebsite
9201 West Overland Road, Boise, ID 83709
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Silver Key Insurance, Inc. is a car insurance agency based in Boise that extends its services to Meridian residents. It is an independent insurance company that offers various types of vehicle insurance. The agency works with carriers such as the Auto-Owners Insurance Co. and Grange Insurance Association. Its auto insurance includes both liability and no-fault coverages which are beneficial in case of a car accident. Aside from cars, the company also offers insurance for classic cars, ATVs, and motorcycles.

License Verified:

License: 55835

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silver Key Insurance Boise logo
Visit WebsiteWebsite

License Verified:

License: 286346

Idaho Department Of Insurance

Silver Key Insurance Boise

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10588 West Business Park Lane, Boise, ID 83709
  • Multiple Carriers

Business Description

Silver Key Insurance is a professional and locally owned insurance management firm that works with residential and commercial clients in Meridian, Boise, Eagle, and nearby areas. The company offers its clients a wide array of insurance products and services such as personal and commercial auto insurance, motorcycle insurance, vintage car coverage and protection, RV and motorhome insurance, as well as specialty insurance coverage for motorsport and off-road vehicles. The company has access to reputable insurance brands and provides personalized insurance coverage for each client.

License Verified:

License: 286346

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Three Rivers Insurance - Boise logo
Visit WebsiteWebsite

License Verified:

License: 1249

Idaho Department Of Insurance

Three Rivers Insurance - Boise

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10159 West Overland Road, Boise, ID 83709
  • Multiple Carriers

Business Description

Three Rivers Insurance - Boise was established in 1989, but it traces its roots to the foundation of the Triangle Bar Agency in 1908. The full-service insurance agency provides a host of insurance products in the Boise and Meridian areas, including auto insurance. The auto insurance of the agency helps protect its clients financially through its property, medical, and liability coverages. Three Rivers Insurance also has a strong focus on building a lasting relationship with its clients.

License Verified:

License: 1249

Idaho Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (73)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.