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Best Life Insurance Companies in Meridian

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Access First Insurance logo
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License Verified:

License: 129093

Idaho Department of Insurance

Access First Insurance

849 East State Street, Eagle, ID 83616
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  • Life Insurance
  • Health Insurance

Business Description

Access First Insurance is an independent insurance agency serving clients in the Meridian area. It works with over 15 different carriers to help clients find policies that fit their needs. It provides life insurance and health insurance, and umbrella insurance. It also offers insurance products that provide coverage for personal properties, including auto, RV, motorcycle, camper top, watercraft, and snowmobile. Homeowners' insurance and renters' insurance, as well as commercial and business insurance products are also available.

License Verified:

License: 129093

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Ben Mock Insurance logo
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License Verified:

License: 604074

Idaho Department of Insurance

Ben Mock Insurance

3023 East Copper Point Drive, Meridian, ID 83642
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  • Life Insurance

Business Description

Ben Mock Insurance is a small agency that is committed to delivering insurance services for customers residing in Meridian and nearby locations. Its insurance professional, Ben Mock, helps find the appropriate insurance plans that are custom-tailored to clients' specific needs and objectives. Mock and his team offer life insurance plans to protect loved ones from financial burdens in the event of sudden death. Ben Mock Insurance also extends its coverage options to business clients who need coverage workers' compensation.

License Verified:

License: 604074

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (15)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Boise River Insurance logo
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License Verified:

License: 469599

Idaho Department of Insurance

Boise River Insurance

2541 North Stokesberry Place, Meridian, ID 83646
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  • Life Insurance
  • Health Insurance

Business Description

Boise River Insurance is an independent insurance agency that handles life and health insurance products for clients in Meridian and nearby communities. Under permanent life insurance, it offers variable life, universal life, and whole life policies. Its staff also assists with other personal insurance options such as auto, flood, recreational vehicle, and umbrella coverage. Together with LIMBitless, the company has received a Safeco Insurance Make More Happen Award in 2017. Boise River Insurance has two locations, one in Baltic Avenue and another in Stokesberry Place.

License Verified:

License: 469599

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (5)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Core Employee Benefits logo
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License Verified:

License: 612887

Idaho Department of Insurance

Core Employee Benefits

PO Box 222, Eagle, ID 83616
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  • Life Insurance
  • Health Insurance

Business Description

Core Employee Benefits is a full-service insurance company serving clients in Meridian. It offers an array of group coverages such as life insurance, health insurance, dental insurance, and disability insurance. To accommodate the various needs of employers, the firm also provides alternate funding plans catering to small, mid, and large groups. AJ Little is the firm’s president. He is a Certified Employee Benefit Specialist. AJ has more than 14 years of professional experience in the insurance industry.

License Verified:

License: 612887

Idaho Department of Insurance

Corry Perkins logo
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License Verified:

License: 28936

Idaho Department of Insurance

Corry Perkins

8850 Emerald Street, Boise, ID 83704
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  • Life Insurance
  • Health Insurance

Business Description

Corry Perkins is a life insurance agent, providing his services to the residents of Meridian and neighboring communities. Aside from life insurance he also provides property, home, business, auto, and health insurance. Corry Perkins is an insurance agent of State Farm that houses thousands of insurance representatives in different areas. He has his own agency called Perkins Insurance Agcy Inc. and offers other products like annuities, banking, and mutual funds. He is fluent in both English and Spanish.

License Verified:

License: 28936

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Deluca Insurance Group logo
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License Verified:

License: 701310

Idaho Department of Insurance

Deluca Insurance Group

1900 North Lakes Place, Meridian, ID 83646
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Deluca Insurance Group helps individuals and families in Meridian make informed insurance decisions by advocating for their interests. It is operated by Karalie DeLuca, a local agent who offers future financial stability through various life insurance options. It also provides term and whole life insurance policies depending on the client's situation and specific needs. Additionally, Deluca Insurance Group handles other customizable insurance products, such as home, umbrella, classic car, commercial, and agricultural insurance packages.

License Verified:

License: 701310

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Fuhriman Insurance logo
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License Verified:

License: 35411

Idaho Department of Insurance

Fuhriman Insurance

9603 West Chinden Boulevard, Boise, ID 83714
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  • Individual Plans
  • Life Insurance

Business Description

Fuhriman Insurance is a full-service agency that offers insurance products to individuals and business owners in and around Meridian. Established in 1962, it helps its clients understand its whole, universal, and variable life insurance offerings and guides them in choosing the most appropriate one for their needs. It also handles home, auto, boat, motorcycle, pest control, and commercial insurance policies. In addition, Fuhriman Insurance actively supports organizations for children, such as Camp Rainbow Gold and Big Brothers Big Sisters of Southwest Idaho.

License Verified:

License: 35411

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (29)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gary Osnower Life and Health Insurance logo
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License Verified:

License: 511018

Idaho Department of Insurance

Gary Osnower Life and Health Insurance

346 West Heston Court, Meridian, ID 83646
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  • Life Insurance
  • Health Insurance

Business Description

Gary Osnower Life and Health Insurance addresses the life insurance needs of individuals in Meridian with term, non-medical term, universal, and whole life policies. It is operated by Gary Osnower, an independent life insurance advocate who educates clients on different coverage options based on their needs and personal preferences. Osnower offers final expense, accidental death, and guarantee issue life insurance policies. Aside from Idaho, he is also licensed to serve in Arizona, California, Oregon, Tennessee, and Washington.

License Verified:

License: 511018

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Gilbert Tuning - Idaho Farm Bureau Insurance Agent logo
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License Verified:

License: 130073

Idaho Department of Insurance

Gilbert Tuning - Idaho Farm Bureau Insurance Agent

2976 East Overland Road, Meridian, ID 83642
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  • Life Insurance

Business Description

Gilbert Tuning - Idaho Farm Bureau Insurance Agent is headquartered in Meridian. An Idaho native, Gilbert offers clients life insurance plans, including term life insurance and permanent life insurance. He also carries other insurance products, such as renters’, homeowners’, health, auto, motorcycle, and business insurance. Idaho Farm Bureau Insurance traces its history to 1947, when a group of Idaho farmers and ranchers founded Idaho Farm Insurance Company. As the company it is today, it strives to establish a culture that prioritizes the needs of customers.

License Verified:

License: 130073

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Insurance 4 Idaho logo
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License Verified:

License: 115270

Idaho Department of Insurance

Insurance 4 Idaho

8660 Emerald Street, Boise, ID 83704
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  • Life Insurance

Business Description

Insurance 4 Idaho is an independent and locally-operated insurance agency that serves clients in Meridian and its surrounding areas. It works with multiple insurance carriers that allow clients to choose the right plan for their needs. The company offers life insurance options that depend on the personal requirements and financial goals of the clients. Auto, home, renters, and commercial insurance solutions are also available. Additionally, clients can opt to avail of umbrella insurance for more coverage.

License Verified:

License: 115270

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (184)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Insurance Specialists logo
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License Verified:

License: 546720

Idaho Department of Insurance

Insurance Specialists

2645 North Cole Road, Boise, ID 83704
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  • Life Insurance
  • Health Insurance

Business Description

Insurance Specialists near Meridian is an insurance brokerage that offers insurance products and services to clients in the metro. The company has been operating since 1989 and is composed of insurance brokers and financial advisors with over 75 years of combined industry experience. It offers life insurance products such as term life insurance and whole life insurance plans that both provide death benefits and financial savings to the family of the policyholder. It also offers Medicare assistance and disability insurance plans.

License Verified:

License: 546720

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Insure Idaho logo
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License Verified:

License: 282697

Idaho Department of Insurance

Insure Idaho

1693 South Spring Valley Lane, Meridian, ID 83642
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  • Life Insurance
  • Health Insurance

Business Description

Insure Idaho is a Meridian insurance agency. A family-owned business, it walks individuals through term, whole, and universal life insurance options for their family’s protection. It also offers an extensive range of personal and business insurance products including health, home, auto, employee benefits, and workers’ compensation insurance. Some of its insurance carriers are Berkley North Pacific, Encompass, and BlueCross of Idaho. The agents at Insure Idaho have experience with diverse insurance lines and are able to serve Spanish-speaking customers.

License Verified:

License: 282697

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
J & K Insurance logo
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License Verified:

License: 27130

Idaho Department of Insurance

J & K Insurance

236 West Cherry Lane, Meridian, ID 83642
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  • Life Insurance

Business Description

J & K Insurance is an independent insurance agency based in Meridian and has been serving the surrounding areas since 1986. The firm offers insurance protections for the future like automobile, homeowners', life insurance, business, and pet insurance. J &K Insurance is partnered with insurance carriers like Safeco Insurance, Auto-Owners Insurance, Travelers, Foremost Insurance Group, United Heritage Insurance, and Main Street America Insurance to give clients choices. The company is currently owned and managed by Keith Thurgood.

License Verified:

License: 27130

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Crest Insurance logo
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License Verified:

License: 293108

Idaho Department of Insurance

Pacific Crest Insurance

450 West State Street, Eagle, ID 83616
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  • Life Insurance

Business Description

Pacific Crest Services is a life insurance agency that services clients from Meridian and nearby areas. The company provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. It also offers insurance for cars, residential homes, and business owners. The firm's team of insurance agents is committed to helping clients with its expertise in strategic planning expertise and handling the systems and processes.

License Verified:

License: 293108

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (121)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phillip Achilles logo
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License Verified:

License: 819584

Idaho Department of Insurance

Phillip Achilles

800 South Industry Way, Meridian, ID 83642
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  • Life Insurance
  • Health Insurance

Business Description

Phillip Achilles is an insurance agent with State Farm who delivers risk management solutions and financial services in Meridian. He provides individuals and families with life insurance coverage that fits their priorities and financial goals. He also educates policyholders on their insurance plans to help them make informed decisions. In addition, Phillip and his team offer assistance with health, home, auto, and small business insurance. His agency is licensed to serve in Washington and Oregon.

License Verified:

License: 819584

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Post Insurance logo
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License Verified:

License: 18333

Idaho Department of Insurance

Post Insurance

2315 South Cobalt Point Way, Meridian, ID 83642
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  • Life Insurance
  • Health Insurance
  • Group Plans

Business Description

Post Insurance Services, Inc. provides insurance services to individuals, families, and businesses in the Meridian area and the surrounding communities. It carries life insurance plans like term life, permanent or whole life, and variable life insurance policies. Additionally, it offers business insurance packages like property insurance, general liability, auto liability, builder’s risk, cargo, and workers’ compensation insurance. William “Bill” Post founded the agency in Boise, Idaho, in 1986. His insurance career started when he graduated in 1968.

License Verified:

License: 18333

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sean McCarthy logo
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License Verified:

License: 633409

Idaho Department of Insurance

Sean McCarthy

1111 West Jefferson Street, Boise, ID 83702
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  • Life Insurance

Business Description

Sean McCarthy is a life insurance broker serving clients in the Meridian area. He specializes in providing term and whole life insurance coverage, helping clients find the option that suits their situation. McCarthy is a Retirement Income Certified Professional and holds both Series 6 and Series 63 licenses. Before becoming an insurance agent, he has worked as a financial advisor for several companies. Moreover, McCarthy also regularly volunteers for various local organizations, including the Wyakin Foundation and the 100 Men for Good Boise.

License Verified:

License: 633409

Idaho Department of Insurance

Sevieri Insurance Group logo
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License Verified:

License: 452107

Idaho Department of Insurance

Sevieri Insurance Group

1900 North Lakes Place, Meridian, ID 83646
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  • Life Insurance

Business Description

Sevieri Insurance Group is an insurance company based in Meridian. It provides life insurance plans to obtain financial security if the policyholder dies. Insurance experts at this office offer whole life insurance plans with benefits that include fixed premium, accumulation of cash value, and fixed benefit. They also have term life insurance products that financially protect clients in a certain period of time. Other insurance products are agricultural, home, business, auto, and umbrella insurance plans.

License Verified:

License: 452107

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Steve Crowl logo
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License Verified:

License: 137341

Idaho Department of Insurance

Steve Crowl

3023 East Copper Point Drive, Meridian, ID 83642
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  • Life Insurance
  • Health Insurance

Business Description

Steve Crowl is a State Farm agent who provides life insurance solutions to clients in Meridian. His team has been focusing on family and business insurance since 1997. With State Farm's support, Crowl aims to help more clients acquire policies for personal coverage, properties, and businesses. The agent also works with them in filing claims. He assists them in banking, mutual funds, and annuities. State Farm is a Fortune 500 company with thousands of agents and staff.

License Verified:

License: 137341

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
White Rock Insurance logo
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License Verified:

License: 762402

Idaho Department of Insurance

White Rock Insurance

1900 North Lakes Place, Meridian, ID 83646
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  • Life Insurance
  • Health Insurance

Business Description

White Rock Insurance offers life insurance services in Meridian. The agency was founded in February 2018 by Carsten White, who earned a Bachelor's Degree in Healthcare Administration from the College of Western Idaho. White helps clients plan for their family's lives by securing financial stability in case of tragedies. He helps clients understand their options by explaining the coverage in a comprehensive manner. The agency also provides services such as health insurance, auto insurance, and home insurance.

License Verified:

License: 762402

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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