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2024

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Best Life Insurance Companies in Meridian

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Meridian Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3344

Reviewed

2014

Curated

19

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
849 East State Street, Eagle, ID 83616
  • Life Insurance
  • Health Insurance

Why choose this provider?

Access First Insurance is an independent insurance agency serving clients in the Meridian area. It works with over 15 different carriers to help clients find policies that fit their needs. It provides life insurance and health insurance, and umbrella insurance. It also offers insurance products that provide coverage for personal properties, including auto, RV, motorcycle, camper top, watercraft, and snowmobile. Homeowners' insurance and renters' insurance, as well as commercial and business insurance products are also available.

License Verified:

License: 129093

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2976 East Overland Road, Meridian, ID 83642
  • Life Insurance

Why choose this provider?

Gilbert Tuning - Idaho Farm Bureau Insurance Agent is headquartered in Meridian. An Idaho native, Gilbert offers clients life insurance plans, including term life insurance and permanent life insurance. He also carries other insurance products, such as renters’, homeowners’, health, auto, motorcycle, and business insurance. Idaho Farm Bureau Insurance traces its history to 1947, when a group of Idaho farmers and ranchers founded Idaho Farm Insurance Company. As the company it is today, it strives to establish a culture that prioritizes the needs of customers.

License Verified:

License: 130073

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 North Lakes Place, Meridian, ID 83646
  • Life Insurance
  • Health Insurance

Why choose this provider?

White Rock Insurance offers life insurance services in Meridian. The agency was founded in February 2018 by Carsten White, who earned a Bachelor's Degree in Healthcare Administration from the College of Western Idaho. White helps clients plan for their family's lives by securing financial stability in case of tragedies. He helps clients understand their options by explaining the coverage in a comprehensive manner. The agency also provides services such as health insurance, auto insurance, and home insurance.

License Verified:

License: 762402

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3023 East Copper Point Drive, Meridian, ID 83642
  • Life Insurance

Why choose this provider?

Ben Mock Insurance is a small agency that is committed to delivering insurance services for customers residing in Meridian and nearby locations. Its insurance professional, Ben Mock, helps find the appropriate insurance plans that are custom-tailored to clients' specific needs and objectives. Mock and his team offer life insurance plans to protect loved ones from financial burdens in the event of sudden death. Ben Mock Insurance also extends its coverage options to business clients who need coverage workers' compensation.

License Verified:

License: 604074

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 West Jefferson Street, Boise, ID 83702
  • Life Insurance

Why choose this provider?

Sean McCarthy is a life insurance broker serving clients in the Meridian area. He specializes in providing term and whole life insurance coverage, helping clients find the option that suits their situation. McCarthy is a Retirement Income Certified Professional and holds both Series 6 and Series 63 licenses. Before becoming an insurance agent, he has worked as a financial advisor for several companies. Moreover, McCarthy also regularly volunteers for various local organizations, including the Wyakin Foundation and the 100 Men for Good Boise.

License Verified:

License: 633409

Idaho Department of Insurance

Website
8850 Emerald Street, Boise, ID 83704
  • Life Insurance
  • Health Insurance

Why choose this provider?

Corry Perkins is a life insurance agent, providing his services to the residents of Meridian and neighboring communities. Aside from life insurance he also provides property, home, business, auto, and health insurance. Corry Perkins is an insurance agent of State Farm that houses thousands of insurance representatives in different areas. He has his own agency called Perkins Insurance Agcy Inc. and offers other products like annuities, banking, and mutual funds. He is fluent in both English and Spanish.

License Verified:

License: 28936

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
236 West Cherry Lane, Meridian, ID 83642
  • Life Insurance

Why choose this provider?

J & K Insurance is an independent insurance agency based in Meridian and has been serving the surrounding areas since 1986. The firm offers insurance protections for the future like automobile, homeowners', life insurance, business, and pet insurance. J &K Insurance is partnered with insurance carriers like Safeco Insurance, Auto-Owners Insurance, Travelers, Foremost Insurance Group, United Heritage Insurance, and Main Street America Insurance to give clients choices. The company is currently owned and managed by Keith Thurgood.

License Verified:

License: 27130

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 North Lakes Place, Meridian, ID 83646
  • Life Insurance

Why choose this provider?

Sevieri Insurance Group is an insurance company based in Meridian. It provides life insurance plans to obtain financial security if the policyholder dies. Insurance experts at this office offer whole life insurance plans with benefits that include fixed premium, accumulation of cash value, and fixed benefit. They also have term life insurance products that financially protect clients in a certain period of time. Other insurance products are agricultural, home, business, auto, and umbrella insurance plans.

License Verified:

License: 452107

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1693 South Spring Valley Lane, Meridian, ID 83642
  • Life Insurance
  • Health Insurance

Why choose this provider?

Insure Idaho is a Meridian insurance agency. A family-owned business, it walks individuals through term, whole, and universal life insurance options for their family’s protection. It also offers an extensive range of personal and business insurance products including health, home, auto, employee benefits, and workers’ compensation insurance. Some of its insurance carriers are Berkley North Pacific, Encompass, and BlueCross of Idaho. The agents at Insure Idaho have experience with diverse insurance lines and are able to serve Spanish-speaking customers.

License Verified:

License: 282697

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1900 North Lakes Place, Meridian, ID 83646
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Deluca Insurance Group helps individuals and families in Meridian make informed insurance decisions by advocating for their interests. It is operated by Karalie DeLuca, a local agent who offers future financial stability through various life insurance options. It also provides term and whole life insurance policies depending on the client's situation and specific needs. Additionally, Deluca Insurance Group handles other customizable insurance products, such as home, umbrella, classic car, commercial, and agricultural insurance packages.

License Verified:

License: 701310

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
450 West State Street, Eagle, ID 83616
  • Life Insurance

Why choose this provider?

Pacific Crest Services is a life insurance agency that services clients from Meridian and nearby areas. The company provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. It also offers insurance for cars, residential homes, and business owners. The firm's team of insurance agents is committed to helping clients with its expertise in strategic planning expertise and handling the systems and processes.

License Verified:

License: 293108

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (121)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 South Industry Way, Meridian, ID 83642
  • Life Insurance
  • Health Insurance

Why choose this provider?

Phillip Achilles is an insurance agent with State Farm who delivers risk management solutions and financial services in Meridian. He provides individuals and families with life insurance coverage that fits their priorities and financial goals. He also educates policyholders on their insurance plans to help them make informed decisions. In addition, Phillip and his team offer assistance with health, home, auto, and small business insurance. His agency is licensed to serve in Washington and Oregon.

License Verified:

License: 819584

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
PO Box 222, Eagle, ID 83616
  • Life Insurance
  • Health Insurance

Why choose this provider?

Core Employee Benefits is a full-service insurance company serving clients in Meridian. It offers an array of group coverages such as life insurance, health insurance, dental insurance, and disability insurance. To accommodate the various needs of employers, the firm also provides alternate funding plans catering to small, mid, and large groups. AJ Little is the firm’s president. He is a Certified Employee Benefit Specialist. AJ has more than 14 years of professional experience in the insurance industry.

License Verified:

License: 612887

Idaho Department of Insurance

Website
2541 North Stokesberry Place, Meridian, ID 83646
  • Life Insurance
  • Health Insurance

Why choose this provider?

Boise River Insurance is an independent insurance agency that handles life and health insurance products for clients in Meridian and nearby communities. Under permanent life insurance, it offers variable life, universal life, and whole life policies. Its staff also assists with other personal insurance options such as auto, flood, recreational vehicle, and umbrella coverage. Together with LIMBitless, the company has received a Safeco Insurance Make More Happen Award in 2017. Boise River Insurance has two locations, one in Baltic Avenue and another in Stokesberry Place.

License Verified:

License: 469599

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3023 East Copper Point Drive, Meridian, ID 83642
  • Life Insurance
  • Health Insurance

Why choose this provider?

Steve Crowl is a State Farm agent who provides life insurance solutions to clients in Meridian. His team has been focusing on family and business insurance since 1997. With State Farm's support, Crowl aims to help more clients acquire policies for personal coverage, properties, and businesses. The agent also works with them in filing claims. He assists them in banking, mutual funds, and annuities. State Farm is a Fortune 500 company with thousands of agents and staff.

License Verified:

License: 137341

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8660 Emerald Street, Boise, ID 83704
  • Life Insurance

Why choose this provider?

Insurance 4 Idaho is an independent and locally-operated insurance agency that serves clients in Meridian and its surrounding areas. It works with multiple insurance carriers that allow clients to choose the right plan for their needs. The company offers life insurance options that depend on the personal requirements and financial goals of the clients. Auto, home, renters, and commercial insurance solutions are also available. Additionally, clients can opt to avail of umbrella insurance for more coverage.

License Verified:

License: 115270

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (184)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2645 North Cole Road, Boise, ID 83704
  • Life Insurance
  • Health Insurance

Why choose this provider?

Insurance Specialists near Meridian is an insurance brokerage that offers insurance products and services to clients in the metro. The company has been operating since 1989 and is composed of insurance brokers and financial advisors with over 75 years of combined industry experience. It offers life insurance products such as term life insurance and whole life insurance plans that both provide death benefits and financial savings to the family of the policyholder. It also offers Medicare assistance and disability insurance plans.

License Verified:

License: 546720

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2315 South Cobalt Point Way, Meridian, ID 83642
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Post Insurance Services, Inc. provides insurance services to individuals, families, and businesses in the Meridian area and the surrounding communities. It carries life insurance plans like term life, permanent or whole life, and variable life insurance policies. Additionally, it offers business insurance packages like property insurance, general liability, auto liability, builder’s risk, cargo, and workers’ compensation insurance. William “Bill” Post founded the agency in Boise, Idaho, in 1986. His insurance career started when he graduated in 1968.

License Verified:

License: 18333

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
346 West Heston Court, Meridian, ID 83646
  • Life Insurance
  • Health Insurance

Why choose this provider?

Gary Osnower Life and Health Insurance addresses the life insurance needs of individuals in Meridian with term, non-medical term, universal, and whole life policies. It is operated by Gary Osnower, an independent life insurance advocate who educates clients on different coverage options based on their needs and personal preferences. Osnower offers final expense, accidental death, and guarantee issue life insurance policies. Aside from Idaho, he is also licensed to serve in Arizona, California, Oregon, Tennessee, and Washington.

License Verified:

License: 511018

Idaho Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • When is a good time to examine your Meridian life insurance policy?

    Your life insurance coverage may need to be adjusted depending on how your life evolves and how your current needs are met. This may be considered if a Meridian policyholder marries, divorces, has children, starts a new business, buys a home, or inherits a large estate. A person's insurance coverage should also be reviewed if their health has deteriorated, if they have family members who need long-term care, or if they are supporting a parent financially.

  • Are taxes imposed on Meridian life insurance death benefits?

    No, the beneficiary or beneficiaries you designate in Meridian receive income tax-free proceeds from your life insurance policy. Funeral expenses, debt, school tuition, estate taxes, and almost any other financial need may be covered by this. Furthermore, the cash value growth of a whole life insurance policy is tax-deferred, which means that you do not pay taxes on the growth of the cash value until money is taken.

  • Is it possible to retrieve an old life insurance policy purchased by a deceased family member in Meridian?

    Yes, it is possible. If your deceased loved one purchased life insurance in Meridian, the National Association of Insurance Commissioners, or NAIC, may be able to help you locate it. Simply go to their website and fill out a brief form with the information from your loved one's death certificate.

  • What types of life insurance policies are available in Meridian?

    Meridian firms provide a few standard life insurance options, depending on your needs. Term life insurance policies offer coverage for a set period of time, usually between 5 and 30 years. Permanent life insurance, on the other hand, provides protection for a lifetime and often includes an investment component. It is also frequently more expensive than term life insurance.

  • What happens if my Meridian life insurance company stops operating?

    When an insurance provider in Meridian goes out of business, the Idaho Life and Health Insurance Guaranty Association usually continues coverage as long as there is cash value or premiums are paid. It can do this either directly or by transferring the policy to another insurer. In any case, policyholders must continue to pay premiums in order to keep their coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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