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Best Homeowners Insurance Agencies in Meridian

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2023
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Boise River Insurance logo
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Boise River Insurance

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41 South Baltic Place, Meridian, ID 83642
  • Multiple Policy Types

Business Description

Boise River Insurance is an independent insurance agency that provides policies to the Meridian area. One of the insurance policies it provides is homeowners' insurance, which will provide clients with coverage from risks that a homeowner may face. Common coverages include the home and other structures on the property, personal property inside the home, theft, and liability. The agency provides coverages that property owners can use to supplement policies, like flood insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (12)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Insurance Group logo
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Financial Insurance Group

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6206 North Discovery Place, Boise, ID 83713
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Fire
  • Condos

Business Description

Financial Insurance Group provides home insurance coverage for property owners near Meridian and the surrounding areas. Its team assists clients with the determining the type of coverage that's right for them and it gathers quotes from multiple providers to offer clients the best rates. Aside from homeowners, this agency can help renters obtain coverage to protect their belongings. Financial Insurance Group also offers clients health, business, and automobile insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Generations Plaza Insurance logo
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Generations Plaza Insurance

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118 East Idaho Avenue, Meridian, ID 83642
  • Flood
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Generations Plaza Insurance is an insurance agency in Meridian that has been helping individuals, businesses, and families select the right insurance policies since the 1930's. Its insurance professionals offer homeowners' insurance policy that safeguards the clients economically and emotionally from unexpected threats like fires, explosions, and natural disasters. They assist in evaluating and assessing the amount of insurance needed to cover the costs of rebuilding the home. Its home insurance also pays for the replacement or repair of a damaged home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Idaho Select Insurance logo
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Idaho Select Insurance

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3023 East Copper Point Drive, Meridian, ID 83642
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Idaho Select Insurance is a locally owned firm available for clients seeking homeowners insurance for properties located throughout the Meridian area. It can help clients determine the optimal amount of coverage for their home, based on factors such as its age and material composition. It sources standard policies from top insurance carriers as well as add-on plans to increase protection and coverage. Idaho Select Insurance also offers commercial insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (26)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Services of Idaho, LLC logo
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Insurance Services of Idaho, LLC

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1414 Broadway Avenue, Boise, ID 83706
  • Fire
  • Multiple Policy Types

Business Description

Insurance Services of Idaho LLC has been offering home insurance to clients near the Meridian area for over 15 years. The business works with numerous insurance policy providers to help clients obtain the best rate on their homeowners insurance. This company's agents can ensure that homes are protected against severe weather and other types of damage or loss. Insurance Services of Idaho also offers complimentary reviews of clients' current home insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James Stocker Group / Boise River Insurance logo
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James Stocker Group / Boise River Insurance

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2541 North Stokesberry Place, Meridian, ID 83646
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

James Stocker Group / Boise River Insurance is an independent homeowners' insurance agency that serves clients living in Meridian and the surrounding areas. Its team of specialists provides assistance in finding home insurance carriers that can provide policies that suit the homeowner's needs. They communicate with providers such as Austin Mutual InsuranceCompany, Foremost Insurance Group, Prudential, and Safeco Insurance. James Stocker Group / Boise River Insurance also offers other personal insurance products including auto, condominium, and motorcycle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.8 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mustard Seed Financial & Insurance logo
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Mustard Seed Financial & Insurance

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501 South Main Street, Meridian, ID 83642
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mustard Seed Financial & Insurance is a company providing homeowners insurance policies to clients throughout the Meridian area. It works with clients to understand their coverage needs and helps them obtain coverage that fits their needs and budgets. In certain cases, Mustard Seed may be able to combine home and auto insurance to provide additional convenience and cost savings. Insurance carriers this agency works with include AIG, Nationwide, and Berkshire Hathaway.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (68)
Facebook
5.0 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Richardson Insurance Services, Inc logo

Richardson Insurance Services, Inc

940 East Carol Street, Meridian, ID 83646
  • Multiple Policy Types

Business Description

Richardson Insurance Services, Inc, provides homeowners' insurance for clients in and around the Meridian area. The agency's policies for homeowners include property coverage, which includes repair costs for damages to the structure, personal property, which covers the cost of lost or damaged valuables like jewelry and electronics, and liability, which covers the costs if someone gets injured within the premises. They also provide additional coverage for high-value homes, mortgage, rentals, secondary homes, and vacation properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (55)
Facebook
4.4 / 5 (7)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silver Key Insurance logo
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Silver Key Insurance

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10588 West Business Park Lane, Boise, ID 83709
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Business Description

Silver Key Insurance assists homeowners with obtaining coverage near the Meridian area. As an independent agency, this company has the ability to work with a wide variety of carriers to find coverage that meets clients' needs. It can help clients find coverage for their physical home as well as coverage for any injuries another party received on their property. Additionally, Silver Key Insurance is able to obtain insurance for renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Still & Leavitt Insurance Agency Inc logo
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Still & Leavitt Insurance Agency Inc

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North 2nd East, Mountain Home, ID 83647
  • Condos
  • Flood
  • Earthquake

Business Description

Still & Leavitt Insurance Agency Inc. is an insurance agency serving homeowners in the greater Meridian area. The company assists clients with obtaining insurance coverage for their home and personal belongings. In addition to the basic policy, the company can include supplemental policies to ensure clients have the protection that suits their lifestyle and needs. For maximum cost-effectiveness, Still & Leavitt Insurance Agency offers multi-policy plans to combine home and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (80)
Yelp
2.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.