Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Sioux City

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sioux City Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38Reviewed

26Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1306 Pierce St, Sioux City, IA 51105
WebsiteLicense: 6845308

Expertise.com Rating

Review Sources

Google
4.8 (14)

Why choose this provider?

Andersen Investment & Insurance Agency, Inc., is a family-owned and family-operated company located in Sioux City that serves in and around the metro. The company offers homeowners insurance policies for both renters and homeowners. In addition, it provides standard insurance policies, such as business insurance and life insurance. The company also offers auto insurance policies for personal autos, commercial autos, boats, and motorcycles. Andersen Investment & Insurance has been in the industry for more than eight decades.

  • Home and Auto Insurance
  • Multiple Carriers

Suite 101 701 Pierce St., Sioux City, IA 51101
WebsiteLicense: 6849959

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Pioneer Wooldridge Insurance offers a wide range of insurance products to the people of Sioux City. These include renters’ insurance packages, which safeguard the personal possessions of tenants in times of peril, such as disasters, theft, and vandalism—instances which are not usually covered by landlords’ policies. Locally owned and operated, the agency employs agents who each have at least 30 years of experience in the industry. Pioneer Wooldridge Insurance also provides home, life, and auto insurance.

  • Home and Auto Insurance

5308 Morningside Ave., Sioux City, IA 51106
WebsiteLicense: 6888260

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Archer Insurance Agency is an independent firm in Sioux City that provides renters' insurance policies to cover properties from unexpected losses such as theft or fire. The policy offers coverage for personal property like furniture and appliances, fine art, and jewelry. It also provides liability protection for cases of injury on the premises. The agency also has insurance for life, cars, and businesses available. Michael S. Archer, its owner, began his insurance career in 2000 and opened his own firm in 2013.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

3227 Gordon Dr, Sioux City, IA 51105
WebsiteLicense: 17397174

Expertise.com Rating

Review Sources

Google
4.4 (9)

Why choose this provider?

Heidi Probasco is a Farmers insurance agent based in Sioux City. Probasco and her team assist clients in securing insurance products that fit their needs and budget. They help renters and tenants protect their personal belongings through renter's insurance policies. The team also offers a wide variety of insurance products, including home insurance and condo insurance. Heidi Probasco supports the community through the Farmers Thank America's Teachers program, which provides funds for teachers' educational visions.

  • Multiple Carriers

1524 Pierce St, Sioux City, IA 51105
WebsiteLicense: 260077

Expertise.com Rating

Review Sources

Google
4.9 (112)
Facebook
5.0 (11)
Yelp
1.0 (1)

Why choose this provider?

Angelo James is a Chartered Life Underwriter and Chartered Financial Consultant that serves Sioux City. James and his team assist tenants in protecting their personal properties with renters' insurance products from State Farm. These renters' insurance products provide coverage for loss or damages from theft, vandalism, fire, or smoke. James is a recipient of the Crystal of Excellence award from State Farm for his consistent service of over 20 years. He is also a Retirement Income Certified Professional.

  • Multiple Policy Types

412 Water Street, Sioux City, IA 51103
WebsiteLicense: 271052

Expertise.com Rating

Review Sources

Facebook
4.7 (22)
Google
4.8 (16)

Why choose this provider?

IBC is an insurance agency serving Sioux City. It started as an employee benefits brokerage company and has expanded its services to include benefits administration, insurance, preventive health, and risk management. One of its products is renters' insurance, which helps tenants who do not own their living spaces insure their personal property from various risks. Other personal coverage plans include auto, motorcycle, and flood insurance. Clients can access their health accounts using its mobile application.

  • Multiple Carriers
  • Multiple Policy Types

2804 Hamilton Blvd, Sioux City, IA 51104
WebsiteLicense: 8682186

Expertise.com Rating

Review Sources

Google
4.8 (56)

Why choose this provider?

Jamie Ahrendt is a second-generation State Farm insurance agent that has been serving Sioux City for more than 50 years. He provides renters' insurance plans for the protection of tenants' personal belongings, like computers and furniture. The policy covers different types of properties, including apartments, condominiums, and rental homes. Ahrendt also offers business, life, and health insurance plans. In addition to assisting individuals and families with their relocation needs, he serves as a board member of the Crittenton Center.

  • Multiple Policy Types

3535 Southern Hills Dr, Bldg D, Sioux City, IA 51106
WebsiteLicense: 16962037

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.7 (3)

Why choose this provider?

For four years, Ryan Fritchen has been an insurance agent for Farm Bureau Financial Services. He and his team of professional staff help clients in Sioux City prepare for unexpected events and protect their future. Fritchen provides a wide array of home and property insurance products, including coverage for renters and homeowners. He also offers policies that protect condominiums and mobile homes. Additionally, Fritchen can help residents get insurance for their automobiles, farms, and ranches.

  • Multiple Policy Types

550 River Drive, North Sioux City, SD 57049
WebsiteLicense: 1690464

Expertise.com Rating

Review Sources

Google
4.5 (13)

Why choose this provider?

Keith Gates is an insurance agent serving clients in Sioux City. He is a second-generation State Farm agent who has been in the industry since 2000. Gates aims to help clients protect their assets by providing renters', homeowners', auto, health, and life insurance. His renters' insurance policy offers liability coverage to the clients' personal property, including electronics, furniture, and clothing. He also provides assistance in matters related to banking and annuities. Gates served as the president of the Elk Point Country Club.

  • Home and Auto Insurance

FAQs

  • If you have never filed an insurance claim before, is it possible for you to receive a discount on your Sioux City renters' insurance policy?

    Yes. Many renters' insurance providers in Sioux City can give you a claim-free discount if you have never filed an insurance claim in the past. Furthermore, you can typically receive a better renters' insurance rate than people with lesser credit scores if yours is higher than 700.

  • When does Sioux City renters' insurance cover mold damage?

    If a covered risk led to the mold growth, Sioux City renters' insurance may pay for the mold damage. For instance, your policy's personal property coverage would replace your rug if a pipe bursts in your apartment, flooding your living room, and causing mold and moisture damage. This coverage would apply only to the amount specified in your policy, less any deductible.

  • Are bed bugs covered by Sioux City renters' insurance?

    No, bed bugs are typically not covered by Sioux City renters' insurance. If there is an infestation, the cost of extermination falls on you or your landlord, particularly if several apartments in your building exhibit bed bug activity. You may be liable for the extermination expenses if your carelessness led to the infestation of bed bugs.

  • Does stolen laundry qualify for coverage under Sioux City renters' insurance?

    Yes. Nearly everything you own is protected from theft by renters' insurance in Sioux City, even your laundry. Renters' insurance would cover you if your laundry was stolen at the laundry room of your apartment building or at a laundromat. Your renters' insurance won't protect you, though, if you're paying somebody to do your laundry and it is stolen while in their care.

  • Can your family members be covered by your Sioux City renters' insurance policy?

    Yes. Your spouse and immediate family members may be covered by your Sioux City renters' insurance policy. All you have to do is phone your insurance company, visit their website, or use their mobile app to add them to your coverage at no cost. It is also possible to add unmarried significant others to your policy as "additional insureds," although doing so will increase the cost of your renters' insurance.

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