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2024

Last updated:

Best Renter's Insurance Companies in Lincoln

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lincoln Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

106Reviewed

69Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
570 Fallbrook Boulevard, Lincoln, NE 68521
  • Multiple Policy Types

Why choose this provider?

Shawn Kreifels is an insurance agent serving the Lincoln area and nearby communities. He has been working for the insurance company State Farm for more than 18 years. He offers renters' insurance plans that cover all items inside and outside of the rental property. He also offers other personal and business insurance solutions, including life, condominium, car, manufactured home, motorcycle, and workers' compensation insurance. In addition, Shawn is able to assist with policy and beneficiary changes.

License Verified:

License: 7406312

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (42)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1640 L Street, Lincoln, NE 68508
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Founded in 1993, Copple Insurance Agency, Inc. serves clients in Lincoln and its surrounding areas. It delivers a range of policy options like renter’s, homeowners, and personal umbrella insurance. The firm also has personal coverage for valuable property, automobiles, and watercraft. Its other services include commercial plans like workers’ compensation and employment practices liability. Catering to individuals, families, and businesses, Copple Insurance Agency, Inc. represents several carriers such as MetLife Auto & Home, Philadelphia Insurance Companies, and The Cincinnati Insurance Companies.

License Verified:

License: 100173607

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3325 A St., Lincoln, NE 68510
  • Multiple Policy Types

Why choose this provider?

Brokers Insurance Agency aims to help individuals and business owners protect their assets and employees with proper insurance planning. The company serves clients throughout Lincoln and the neighboring communities and one of the insurance policies it carries is renters' insurance. Its agents assess renters' needs, create custom insurance policies, and help them obtain adequate financial protection for their personal belongings in case of fire or theft. They also have access to a wide network of insurance providers including Liberty Mutual, Progressive, and Nationwide.

License Verified:

License: 2082787

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3600 Village Drive, Lincoln, NE 68516
  • Multiple Policy Types

Why choose this provider?

Covenant Insurance Services is an independent agency that has been looking after the insurance needs of Lincoln residents since 2016. The company's insurance specialists work with major carriers in providing tenants with renters' insurance plans that offer wide coverage in the event of unforeseen circumstances. They also focus on simplifying the process of securing auto, home, or life policies. One of the agency's owners and founders, Stan Gatchenko, can communicate with Russian-speaking and Ukrainian-speaking clients.

License Verified:

License: 100244862

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (71)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3230 South 13th Street, Lincoln, NE 68502
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Lincoln-based Zimmer Insurance Group has been serving clients throughout Nebraska for more than a century. It is an independent insurance firm that offers personal and commercial insurance products. The firm provides renters’ and homeowners' insurance plans. Policies for health and life plans are also available. Additionally, the firm’s commercial insurance covers general liability, workers’ compensation, and property insurance. It also assists in retirement planning. Zimmer Insurance Group is part of the Trusted Choice Independent Insurance Agents.

License Verified:

License: 3187684

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6100 Apples Way, Lincoln, NE 68516
  • Multiple Policy Types

Why choose this provider?

Cornhusker Insurance Agency is a locally owned and operated agency that provides insurance solutions to clients in Lincoln and the surrounding areas. Its team of experienced professionals aims to provide risk management solutions and quality insurance such as auto, home, boat, landlord, renters, and flood. It also offers a wide range of insurance products for businesses. The agency's renters insurance will provide financial protection covering personal possessions, liabilities, and even additional living expenses caused by damages like fire.

License Verified:

License: 3415478

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2337 South 13th Street, Lincoln, NE 68542
  • Multiple Policy Types

Why choose this provider?

Buethe & Associates is an insurance firm operating in the city of Lincoln. It provides renters' insurance to cover clients' goods and liabilities in case of natural calamities. Its other insurance programs cover auto, homeowners, and life. It also insures enterprises with its business insurance. Buethe & Associates is an independent firm that helps individuals and businesses select insurance carriers and policies to meet specific needs and budget requirements. The company's agents advise clients to assist them in making informed decisions.

License Verified:

License: 52269

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5715 S 34th St Suite 450, Lincoln, NE 68516
  • Multiple Policy Types

Why choose this provider?

Advantage Insurance Agency caters to Lincoln clients. It offers renters' insurance to protect personal belongings including clothes, furniture, computers, and sports gear. Its coverage applies even when the renter is away from home. The firm’s renters' insurance policies also protect clients against property damage and bodily injury claims. They provide legal defense when lawsuits are filed against the renter and offer medical coverage for injured visitors. The agency was established in 1994. It is a Dave Ramsey ELP.

License Verified:

License: 100176382

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (319)
Facebook
5.0 / 5 (103)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5611 NW 1st Street Suite 101, Lincoln, NE 68521
  • Multiple Policy Types

Why choose this provider?

Ross Eickhoff is a State Farm insurance agent that caters to the residents of Lincoln and nearby areas. He advises incoming tenants and longtime renters on the coverage options available for them. Ross examines their existing protection plans to check if there are missing add-ons. He also customizes insurance policies to include specialized coverages, such as temporary dwelling and theft of personal possessions. The other products he offers are homeowners' and automobile insurance.

License Verified:

License: 19589870

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3130 O Street, Lincoln, NE 68510
  • Multiple Policy Types

Why choose this provider?

Based in Nebraska, Allstar Insurance is a family-owned and family-operated insurance agency that serves the residents of Lincoln and nearby communities. It has been in business since 1995 and it offers personalized renters' insurance packages with comprehensive financial protection in case of unforeseen catastrophes. Additionally, its insurance specialists strive to deliver various insurance solutions for complex cases. Allstar Insurance also specializes in high-risk auto, motorcycle, and RV insurance and is capable of assisting Spanish-speaking clients.

License Verified:

License: 3950163

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (134)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4727 North 26th Street, Lincoln, NE 68521
  • Multiple Policy Types

Why choose this provider?

All Nebraska Insurance is an independent insurance agency that serves individuals and businesses in Lincoln and its surrounding communities. The company’s products include auto, health, life, and home, and renters' insurance policies. It also offers business insurance products, including workers’ compensation, delivery auto, contractors, and commercial auto insurance policies. As an independent agency, All Nebraska Insurance works with more than 30 insurance carriers. Carriers include Bristol West Insurance Group, Dairyland Insurance Agency, and Assurance America.

License Verified:

License: 100183600

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6221 South 58th Street, Lincoln, NE 68516
  • Multiple Policy Types

Why choose this provider?

Watts Insurance Group is a family-owned and operated insurance agency. It provides insurance services to residents and businesses in Lincoln and the surrounding communities. Its team of agents has a combined experience of more than 50 years. They are affiliated with Midwest Insurance Agency Alliance and Strategic Independent Agents Alliance. Watts Insurance Group carries renters’ insurance that covers personal belongings, loss of use, liability, and medical payments. It has provided insurance services to clients since 2011.

License Verified:

License: 100179595

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (39)
Facebook
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4848 Normal Boulevard, Lincoln, NE 68506
  • Multiple Policy Types

Why choose this provider?

Brent Mansheim Insurance is an independent insurance agency serving Nebraskans in Lincoln. Brent Mansheim, its founder, has over 25 years of industry experience. He strives to deliver flexible insurance coverage, allowing clients to choose providers that offer the most ideal packages for their financial situations. He provides comprehensive renters' insurance plans inclusive of damaged and stolen goods coverage, additional living expenses, and liability insurance. He also offers supplementary flood and earthquake policies and condo and homeowners' insurance packages.

License Verified:

License: 9518653

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2855 South 70th Street, Lincoln, NE 68506
  • Multiple Carriers

Why choose this provider?

Barney Insurance Group helps renters acquire insurance coverages that protect them, their families, and their personal properties in case of theft or accidents. It also offers other types of personal and commercial insurance plans. With offices located in Lincoln, Lexington, and Kearney, the team of agents aims to bring clarity to its products and offer life-long guidance to its clients. Founded in 1888, the agency's staff continues its commitment to being a thoughtful listener and being proactive and innovative.

License Verified:

License: 100181339

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8250 Old Cheney Road, Lincoln, NE 68516
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Stuchlik & Associates has been providing its services to clients in Lincoln and the surrounding areas since 1964. It offers a wide array of personal and business insurance products which include long-term care, automobile, life, homeowners, commercial general liability, and workers compensation. In addition, it also offers renters insurance which may be purchased as a package or a la carte. Stuchlik & Associates works with multiple companies in providing its products. Some of the companies include Blue Cross Blue Shield.

License Verified:

License: 100175049

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What does renters' insurance mean in Lincoln?

    Renters' insurance in Lincoln is a unique policy designed to safeguard individuals who lease their homes. It provides coverage for personal possessions that are not encompassed by your landlord's insurance. This insurance takes care of expenses associated with replacing or restoring your personal items in the event of damage caused by fire, theft, or natural disasters.

  • Does your renters' insurance in Lincoln provide coverage while you're traveling or not at home?

    The majority of renters' insurance policies in Lincoln typically feature a provision known as "off-premises coverage," which extends protection to items outside your residence, shielding them from the same risks specified in your policy. For example, if your belongings are stolen from your car, they would still be covered by this provision. However, some insurers may limit the off-premises theft coverage to 10% of your total personal property insurance amount.

  • How can you determine the right amount of renters' insurance to purchase in Lincoln?

    Make a list of everything in your house to figure out how much renters' insurance you need in Lincoln; the amount should cover the total amount of your possessions. Carefully document all your personal possessions, such as clothing, furniture, appliances, electronics, bedding, and kitchen utensils, along with their estimated values. It will also be quicker and simpler to file an insurance claim if you have an updated home inventory.

  • What does a "floater" refer to in Lincoln?

    In Lincoln, a floater is an additional insurance policy available for safeguarding your belongings in the event of loss or damage, separate from your renters' insurance. Think about adding a floater to your insurance if you possess valuable items like fur, sports or musical equipment, jewelry, or collectibles. For such objects, the majority of standard renters' policies only provide a set dollar amount.

  • What advantage do you gain from combining your renters' insurance and auto insurance in Lincoln?

    Combining your Lincoln renters' insurance with your auto insurance can lead to increased cost savings. The typical savings when bundling these policies range from 5% to 25%. In cases where your monthly auto insurance premium is $300 or higher, you might even find a package deal that effectively covers the cost of renters' insurance.

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