Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Omaha

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Omaha Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

178Reviewed

114Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1636 Washington St, Blair, NE 68008
WebsiteLicense: 100173752

Expertise.com Rating

Review Sources

Google
4.7 (16)

Why choose this provider?

Hansen Agency, Inc., offers personal and commercial insurance plans in Omaha. Its renters' insurance replaces personal possessions in the event of a burglary, fire, or other covered disasters. It offers liability protection against lawsuits for bodily injury or property damage done by the policyholder, family members, or pets. It also pays tenants for additional living expenses if a disaster destroys the rented home. The company tailors auto, home, life, and health insurance coverages according to clients' specific needs.

  • Multiple Policy Types

10822 Old Mill Road, Omaha, NE 68154
WebsiteLicense: 3193930

Expertise.com Rating

Review Sources

Google
4.0 (62)
Yelp
5.0 (1)

Why choose this provider?

Chastain Otis Insurance & Financial Services is a family-owned business that offers personalized insurance protection packages in Omaha. The independent agents from this company offer protection for personal properties and belongings through their renters' insurance policies. This insurance includes loss of use coverage and personal liability protection. The team also assists clients with personal and business insurance products, retirement plans, employee benefits, and investment services. Chastain Otis Insurance & Financial Services has over a century of experience providing long-term support in the area.

  • Multiple Policy Types

2210 North 91st Court, Omaha, NE 68134
WebsiteLicense: 100179718

Expertise.com Rating

Review Sources

Google
4.0 (79)
Facebook
5.0 (2)

Why choose this provider?

AA Brokers Insurance Agency, Inc., provides its services to families and individuals in the Omaha metro. It offers renters' insurance plans to protect the tenants' personal belongings and properties from unforeseen events, such as theft, fire, and flood. The company also creates insurance coverages for autos, vintage motorcycles, RVs, and boats. It insurance professionals work with various carriers, which allows them to access different insurance products. Moreover, AA Brokers Insurance Agency is a family-owned business that has been in the industry for more than 30 years.

  • Multiple Policy Types

17055 Frances Street, Omaha, NE 68130
WebsiteLicense: 3000712350

Expertise.com Rating

Review Sources

Google
5.0 (94)

Why choose this provider?

Insurance Solutions Omaha provides insurance services to individuals, families, and businesses in Omaha and the surrounding areas. Its team of agents personalizes insurance products that meet the unique requirements of each client. It offers renters' insurance that protects a tenant's personal property from burglary, fire, or severe weather. The company assists entrepreneurs in acquiring business crime and interruption insurance, as well as commercial auto insurance. It also provides auto, boat, and motorcycle insurance policies.

  • Multiple Carriers
  • Multiple Policy Types

8701 West Dodge Road, Omaha, NE 68114
WebsiteLicense: 3000690544

Expertise.com Rating

Review Sources

Google
4.0 (17)
Facebook
5.0 (9)

Why choose this provider?

Dodge Partners Insurance provides its services to clients in Omaha. With more than 500 years of combined insurance experience, its staff deal with various insurance products, including renters' insurance, as well as condominium, collector vehicle, high-value home product, motorcycle, and ATV insurance. It is an affiliate of the NP Dodge Company and a member of the Independent Insurance Agents and Brokers of America. Marcus Haith, Rob Schmitt, and Carly Thomas, the agency's principals, each has around two decades of experience in the field.

  • Multiple Policy Types

3637 South 24th Street, Omaha, NE 68108

Expertise.com Rating

Review Sources

Google
4.8 (16)

Why choose this provider?

Established in 1984, New Frontier Insurance Agency is an insurance agency that offers renters' insurance in Omaha. This type of insurance protects clients from financial impact in case of damage or loss of personal belongings due to theft or disasters. Additionally, it provides home insurance, auto insurance, and life insurance. The agency also assists business owners in getting commercial property and workers' compensation coverage. New Frontier Insurance Agency also serves the Hispanic community.

  • Multiple Policy Types

15236 West Maple Road, Omaha, NE 68116
WebsiteLicense: 17341249

Expertise.com Rating

Review Sources

Google
4.0 (55)
Facebook
5.0 (15)
Yelp
4.0 (3)

Why choose this provider?

Kyle Iske is a third-generation State Farm agent who offers renters' insurance policies to clients in Omaha and the surrounding areas. He helps renters cover losses from weather impacts, loss of use, malicious mischief, and accidents. Aside from renters' insurance, he also provides other products, including life, business, auto, and health. Financial services such as annuities and banking are also available. Kyle holds a degree in Business Administration and Management and has been a State Farm agent since 2016.

  • Multiple Policy Types

16909 Burke Street, Omaha, NE 68118

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Jensen Insurance is an independent agency that represents various insurance companies for clients in Omaha and the surrounding areas. It provides a wide array of insurance products such as homeowners', renters', business, individual life, and auto. Its renters' insurance protects the rented unit from threats and dangers such as theft, riots, falling objects, and vandalism. It comes in various options, which include liability coverage in case of accidents at the rented place. The agency provides a comparison of different policies and rates from multiple companies.

  • Multiple Policy Types

7406 N 30th St, Omaha, NE 68112
WebsiteLicense: 100212587

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (3)

Why choose this provider?

Located in Council Bluffs, Anchor Insurance caters to Omaha clients' different needs and purposes for protection policies. The independent agency offers personal and business indemnity lines that include renters' insurance. Its agents compare plans from carriers like Hartford and Nationwide to provide tenants of apartments, condominiums, or rental homes with suitable coverages. They assess the circumstances of each client to determine which policies to recommend, including personal umbrella and bonds. Anchor Insurance also serves customers in Iowa.

  • Multiple Carriers

11132 "O" St., Omaha, NE 68137
WebsiteLicense: 100186533

Expertise.com Rating

Review Sources

Google
4.4 (16)
Facebook
5.0 (15)

Why choose this provider?

Omaha Insurance Services caters to clients in the metro. Its renters' insurance provides financial protection to tenants for incidents outside the scope of their landlord's insurance. The policy offers compensation for theft and injuries that occur inside the residence. Also available is life insurance to protect beneficiaries, along with coverage for vehicles in case of a road crash. In addition, the company offers business insurance for vehicle fleets, professional liability suits, and workers' compensation claims.

  • Multiple Policy Types

9521 Q Street, Omaha, NE 68127
WebsiteLicense: 3187699

Expertise.com Rating

Review Sources

Google
4.7 (14)

Why choose this provider?

Vukov Insurance is a full-service agency that has been serving Omaha and its neighboring areas since 1976. This second-generation, family-owned business helps renters protect their personal belongings through tailored insurance plans. It also offers choices of coverages for homes, condos, automobiles, motorcycles, and travel trailers. It has partnerships with multiple carriers like American Modern, Battle Creek, Liberty Mutual, and Nationwide. The firm's agents write policies for business owners such as workers' compensation, general liability, umbrella, and property insurance.

  • Multiple Carriers
  • Multiple Policy Types

11904 Arbor Street, Suite 203, Omaha, NE 68144
WebsiteLicense: 3191195

Expertise.com Rating

Review Sources

Google
4.3 (12)
Facebook
5.0 (1)

Why choose this provider?

Rensing Insurance is an independent agency serving clients in Omaha. It offers renters' insurance policies that help individuals pay for the replacement of and repair of stolen, lost, and damaged items in the event of a disaster, theft, and vandalism. The business also provides insurance products for homes, autos, and commercial vehicles. It partners with several insurance carriers, including Foremost, Travelers, and Progressive, allowing its agents to offer coverage options tailored to the unique needs and financial situations of clients.

  • Multiple Carriers
  • Multiple Policy Types

1055 North 115th Street, Omaha, NE 68154
WebsiteLicense: 100186695

Expertise.com Rating

Review Sources

Google
4.0 (52)
Yelp
5.0 (1)

Why choose this provider?

United Insurance Agencies is a family-owned brokerage that serves individuals and businesses in Omaha. Its team of independent agents can furnish numerous types of protection plans, from renters', condominium, home, and car to umbrella insurance. They also provide insurance for small business owners, catering to different industries, including daycare centers, salons, and dental clinics. United Insurance Agencies, which has been operating since 1969, is headed by Heidi Vescio, an Omaha native who has been working in the industry since 1985.

  • Multiple Carriers
  • Multiple Policy Types

3015 N. 90th Street Suite 3, Omaha, NE 68134
WebsiteLicense: 100245396

Expertise.com Rating

Why choose this provider?

Jaffery Insurance & Financial Services is an agency serving people in Omaha and the surrounding areas. It has a multilingual team that converses in Spanish, Farsi, and Urdu. The team provides renters and homeowners with insurance plans. Jaffery Insurance has different policies for condos and automobiles. It also offers life insurance to individuals and families and serves small businesses and commercial clients. The agency works with providers like Bristol West, Allstate, American Modern, and Liberty Mutual.

  • Multiple Policy Types

18021 Oak Street, Omaha, NE 68130
WebsiteLicense: 64109

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (8)

Why choose this provider?

Southwell Insurance Agency provides its services to clients in Omaha and the surrounding areas as an independent insurance agency. It offers a wide range of insurance products which include manufactured homes, homeowners, automobiles, renters, commercial property, and business owners policies. Its renters' insurance policy provides protection for clients and their possessions, covering losses or damage due to smoke, fire, vandalism, theft, windstorms, or water damage not caused by a flood. It may also cover living expenses with limitations.

  • Multiple Policy Types

100 E Broadway, Suite 100, Council Bluffs, IA 51503
WebsiteLicense: 6902958

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Butterbaugh Insurance Center caters to individuals, families, and businesses in the Omaha metro and its surrounding areas. It helps clients protect their personal belongings by offering renters' insurance policies. These cover appliances, clothing, electronics, and furniture that have been damaged by fire or natural disasters. The agency also provides auto, home, flood, and watercraft insurance products. Butterbaugh Insurance Center is partnered with carriers like Blue Cross & Blue Shield of Nebraska, Foremost Insurance Group, MetLife, Progressive, and Travelers.

  • Multiple Carriers
  • Multiple Policy Types

17310 Wright Street, Omaha, NE 68130
WebsiteLicense: 100190283

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
4.0 (11)

Why choose this provider?

Red One Insurance is a service provider in Omaha that helps renters safeguard their personal belongings. The agency provides coverage for renters' possessions and their replacement values, offering compensation for losses arising from fire or theft. Red One Insurance also carries health, life, motorcycle, and watercraft insurance. Mike Miller, its independent insurance agent, received a commendation from a previous client for his in-depth insurance knowledge and assistance in finding the right mix of insurance coverage.

  • Multiple Policy Types

12020 Shamrock Plaza, Suite 200, Omaha, NE 68154
WebsiteLicense: 6371223

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (2)

Why choose this provider?

Ed Thompson Insurance Agency offers several protection plans to clients in Omaha. It provides renters with insurance policies that shield them from financial losses due to fire or theft or personal injury of a guest. The insurance coverages also pay policyholders for the cost of their temporary shelter in case their rented properties become unlivable. Other insurance plans available are for home, auto, motorcycle, and life. Ed Thompson, the owner, has been in the insurance industry since 2001.

  • Multiple Carriers
  • Multiple Policy Types

9375 Burt Street, Suite 101, Omaha, NE 68114
WebsiteLicense: 100179486

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

The Consortio Group provides insurance products for residential and commercial clients throughout Omaha and its neighboring locations. Its staff members employ a consultative approach in assessing the needs of renters, homeowners, and vehicle drivers in terms of security for their personal property. Their policies are designed to offer coverage for furniture, valuables, electronics, and automobiles, as well as protection from property and injury liabilities. The company's chairman, Dick Coffey, is also a CPCU who previously worked under firms such as Aon Risk Services.

  • Multiple Policy Types

FAQs

  • Can renters’ insurance help you recover the cost of spoiled food due to a power outage in Omaha?

    Most Omaha renters' insurance policies cover spoiled food, but only if the underlying cause is also a covered condition. If your freezer is damaged by a fire or burglary, the resulting food loss will be covered. However, if the food spoilage occurred as a result of a power outage caused by flooding, it is not covered because renters' insurance does not cover flooding. Renters' insurance does not cover pest-related food spoilage or utility bill-related power outages.

  • How much do tenants in Omaha pay for renters’ insurance?

    Renters' insurance in Omaha costs an average of $16 per month or $190 per year. This is slightly more than the state average of $15 per month. At $12 per month, Nationwide has the cheapest policy, with Amica coming in second at $13. Farmers is the most expensive option, costing $22 per month.

  • Are your kids also covered under your renters’ insurance policy in Omaha?

    The personal belongings coverage in your renters' insurance policy includes your children's belongings. It also applies to items carried by your child, such as when they go to camp or college outside of Omaha. Children under the age of 13 are fully covered under your policy's liability coverage, whether they intentionally or unintentionally cause damage or injury to others. Children 14 and older are only covered if the damage or injury is the result of an unintentional action.

  • Does renters’ insurance in Omaha help pay for locksmith services when you get locked out of your apartment?

    Only if the cause of the service is a named peril will renters' insurance cover locksmith expenses. If a pickpocket steals your key, your policy may cover the cost of a locksmith to unlock your door. However, if you leave your key inside your Omaha apartment, the locksmith fees will not be covered. Keep in mind that if a burglar breaks your lock, the landlord's insurance should cover the cost of repair because the lock is part of the apartment's structure.

  • If your significant other moves into your rented apartment in Omaha, are their belongings automatically covered by your renters’ insurance policy?

    If you are not legally married to your significant other, you must include their name on the policy in order for them to be covered. It is recommended that you update the coverage limits on your policy to account for your significant other's belongings. Renters' insurance in Omaha will only cover a member of your household if they are related to you, such as blood relatives, legal spouses, and biological and adopted children.

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