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Best Local Car Insurance Agencies in West Palm Beach

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AC Insurance Services - West Palm Beach logo
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License Verified:

License: R000230

Florida Division Of Insurance Agent And Agency Services

AC Insurance Services - West Palm Beach

1274 North Military Trail, West Palm Beach, FL 33409
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  • Multiple Carriers
  • RV & Motorhome

Business Description

AC Insurance Services in West Palm Beach has been providing insurance solutions since 1991. The agency offers personal auto insurance and its professional staff knows what insurance coverage their clients need to comply with the state requirements. The team also recommends having comprehensive, collision, bodily injury liability, and uninsured motorist coverages to protect clients from any damage. The agency can also insure RVs and marine vehicles like boats, jet skis, and watercraft. AC has another location in Lake Worth.

License Verified:

License: R000230

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ackerman Insurance Services logo
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License Verified:

License: R007121

Florida Division Of Insurance Agent And Agency Services

Ackerman Insurance Services

4360 Northlake Boulevard, Palm Beach Gardens, FL 33410
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  • Multiple Carriers

Business Description

Ackerman Insurance Services is an insurance provider serving Naples and the surrounding areas, including West Palm Beach. It offers a full line of insurance packages to individual and commercial clients. This includes auto insurance, which vehicle owners may avail to protect themselves and their cars in the event of an automotive emergency. Clients may opt to request additional coverage, such as comprehensive and collision plans. In addition to standard auto, Ackerman Insurance Services also insures boats and motorcycles.

License Verified:

License: R007121

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (212)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Brian Lariviere logo
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License Verified:

License: A149834

Florida Division Of Insurance Agent And Agency Services

Brian Lariviere

4833 Okeechobee Boulevard, West Palm Beach, FL 33417
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  • Bundling Option

Business Description

Brian Lariviere is an insurance agent for GreatFlorida Insurance. The insurance agency is a network of franchised insurance agents providing services to clients in West Palm Beach and the nearby areas. It offers car insurance plans which protect clients against any financial loss caused by theft and accidents. It also covers auto repairs and medical expenses. GreatFlorida Insurance has been in the industry for 30 years, customizing policies for clients to will suit their needs.

License Verified:

License: A149834

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C.R. Insurance Agency logo
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License Verified:

License: R000517

Florida Division Of Insurance Agent And Agency Services

C.R. Insurance Agency

1195 North Military Trail, West Palm Beach, FL 33409
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  • Multiple Carriers

Business Description

C.R. Insurance Agency is an independent company in West Palm Beach that has been providing auto insurance solutions for almost three decades. The insurance agents at this firm offer insurance policies for young and experienced drivers with bad driving records or with international licenses. They advise clients regarding which car insurance plan they should acquire. Furthermore, they discuss the procedure for settling and filing a claim. C.R. Insurance Agency also deals with tax preparation services.

License Verified:

License: R000517

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (11)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Darr Schackow Insurance-Palm Beach Gardens logo
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License Verified:

License: L088599

Florida Division Of Insurance Agent And Agency Services

Darr Schackow Insurance-Palm Beach Gardens

5200 West Newberry Road, West Palm Beach, FL 32607
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  • Multiple Carriers
  • RV & Motorhome

Business Description

Darr Schackow Insurance is a professional and full-service insurance and risk management firm that works with residential and commercial clients in West Palm Beach, Gainesville. Leesburg, and nearby areas. The company offers a wide selection of insurance products and services such as personal and commercial auto insurance, boat and watercraft coverage, ATV insurance, motorcycle insurance, as well as RV and motorhome coverage. The company's expertise in insurance enables them to provide personalized insurance options fit to suit the needs of each client.

License Verified:

License: L088599

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Florida United Insurance logo
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License Verified:

License: L013221

Florida Division Of Insurance Agent And Agency Services

Florida United Insurance

2101 Vista Parkway, West Palm Beach, FL 33411
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  • Boats
  • Motorcyle & ATV

Business Description

Florida United Insurance is a professional insurance and risk management firm that serves residential and commercial clients in West Palm Beach and nearby areas. The company offers a variety of insurance products and services such as auto insurance focusing on liability and comprehensive coverage against acts of nature, theft and collision coverage, motorcycle insurance, as well as boat and watercraft coverage. The company represents reliable and reputable insurance carriers, allowing it to provide each client with a suitable insurance package fit to match their needs.

License Verified:

License: L013221

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Livings Insurance logo
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License Verified:

License: R028214

Florida Division Of Insurance Agent And Agency Services

Livings Insurance

2646 Southwest Mapp Road, Palm City, FL 34990
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Livings Insurance is an independent insurance agency servicing the West Palm Beach community. It provides a wide range of auto insurance plans from multiple carriers to help clients decide the most ideal policies depending on their needs. Drivers who are required to get an FR44 insurance policy after being convicted of a DUI offense are accommodated. Insurance plans are also available for RVs, boats, and motorcycles. The agency's owner, Matt Livings, has been helping clients protect their lives and their assets for two decades.

License Verified:

License: R028214

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.6 / 5 (28)
Facebook
5.0 / 5 (5)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
M & M Insurance Agency Inc. logo
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License Verified:

License: R052263

Florida Division Of Insurance Agent And Agency Services

M & M Insurance Agency Inc.

6076 Okeechobee Boulevard, West Palm Beach, FL 33417
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  • Bundling Option

Business Description

M & M Insurance Agency, Inc., delivers both standard auto insurance coverages and insurance plans for special risk profiles such as young drivers, clients with imperfect driving records, and customized vehicles. Policies are also available for motorcycles, scooters, golf carts, recreational vehicles, and watercraft, such as boats and yachts. In the industry for over 25 years, the agency serves individuals and business owners in West Palm Beach and the rest of the state.

License Verified:

License: R052263

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
M&A Insurance and Financial Services, Inc. - Palm Beach logo
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License Verified:

License: R023888

Florida Division Of Insurance Agent And Agency Services

M&A Insurance and Financial Services, Inc. - Palm Beach

851 Donald Ross Road, Juno Beach, FL 33408
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Business Description

M&A Insurance and Financial Services, Inc. - Palm Beach is a one-stop insurance agency providing a variety of policies throughout West Palm Beach and nearby areas. The professionals from this business offer auto insurance solutions to provide clients and their vehicles financial protection against accidents. They have been providing auto insurance services since 1984. M&A Insurance and Financial Services, Inc. can also help clients with life, health, dental, and homeowners' insurance solutions.

License Verified:

License: R023888

Florida Division Of Insurance Agent And Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patriot Insurance Agency, LLC - Juno Beach logo
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License Verified:

License: L075276

Florida Division Of Insurance Agent And Agency Services

Patriot Insurance Agency, LLC - Juno Beach

13901 U.S. 1, Juno Beach, FL 33408
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  • Multiple Carriers

Business Description

Patriot Insurance Agency, LLC is a full-service and independent insurance agency that serves residential and commercial clients in West Palm Beach, Jupiter, Tequesta, and the surrounding districts. The firm provides a wide array of insurance and risk management services and products such as auto insurance, boat and watercraft coverage, ATV insurance, motorcycle insurance, as well as insurance coverage for specific enterprises such as accounting firms, real estate, and condominium organizations. The company has access to reputable insurance brands like Allianz, Aetna, Assurant, Chubb, and Hartford.

License Verified:

License: L075276

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preferred Insurance LLC logo
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License Verified:

License: L106824

Florida Division Of Insurance Agent And Agency Services

Preferred Insurance LLC

1948 Southeast Port Saint Lucie Boulevard, West Palm Beach, FL 34952
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  • Multiple Carriers

Business Description

Preferred Insurance LLC is composed of local professionals who are committed to providing a wide range of insurance services throughout West Palm Beach and the surrounding communities. This independent agency offers car insurance plans that are designed to financially cover car-related losses, damages, or injuries. The policy serves as a protection to the client and the vehicle as well as to the passengers, pedestrians, other drivers, and property. Preferred Insurance also offers life, health, business, and home insurance products.

License Verified:

License: L106824

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
State Insurance Agency logo
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License Verified:

License: L059117

Florida Division Of Insurance Agent And Agency Services

State Insurance Agency

1010 Southwest Martin Downs Boulevard, Palm City, FL 34990
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  • Multiple Carriers

Business Description

State Insurance Agency is an independent and full-service agency that offers a large array of personal and commercial insurance to clients in West Palm Beach and the nearby areas. Patrick Gleason, the co-owner, together with his 15 insurance agents provides personalized policies to their clients. The agency is working with some of the largest insurance carriers in providing insurance coverage for cars and recreational vehicles. These include liability coverage, comprehensive and collision coverage, as well as medical expense coverage.

License Verified:

License: L059117

Florida Division Of Insurance Agent And Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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