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2024

Last updated:

Best Life Insurance Companies in West Palm Beach

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored West Palm Beach Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4385Reviewed

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11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2101 Vista Pkwy, West Palm Beach, FL 33411
WebsiteLicense: L072847

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (1)

Why choose this provider?

All Horizon Financial Services Corp is an insurance agency that has been serving individuals, families, and businesses from West Palm Beach and the surrounding areas for more than a decade. It offers term life insurance and permanent life insurance. It also provides long-term care insurance, dental insurance, final expense insurance, and critical illness insurance. Additionally, it offers both individual and family health insurance. The company's founder, Lloyd G. Robinson, has been working in the financial services industry for more than 25 years.

  • Life Insurance
  • Health Insurance

15673 Southern Boulevard, Loxahatchee, FL 33470
WebsiteLicense: P224353

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Review Sources

Facebook
5.0 (8)
Google
4.0 (3)

Why choose this provider?

Gil Martinez is an insurance agent offering his services to the residents of West Palm Beach and its surrounding areas. He is a State Farm insurance agent providing life insurance with whole, term, and universal options. Other services include health, property, auto, business, and home insurance. State Farm is a mutual company established in 1922 specializing in auto insurance. It represents various insurance agents and policies throughout the USA. Gil speaks English and Spanish and can accommodate Hispanic clients.

  • Life Insurance
  • Health Insurance

2054 Vista Parkway, West Palm Beach, FL 33411
WebsiteLicense: 095608

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Review Sources

Yelp
3.0 (6)
Google
5.0 (5)
Facebook
5.0 (5)

Why choose this provider?

Leiba & Associates Insurance & Financial Agency, LLC, caters to West Palm Beach and the surrounding areas. It offers different life insurance products, including final expenses, term, whole, and universal. In addition, it provides immediate, indexed, fixed, and single-premium annuities. Long-term care solutions are also offered. With over 20 years of experience, Leiba & Associates Insurance & Financial Agency works with different insurance companies, like Genworth Financial and Transamerica. This firm also has offices in Boca Raton and San Diego.

  • Life Insurance

700 South Rosemary Avenue, West Palm Beach, FL 33401
WebsiteLicense: L071616

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Review Sources

Facebook
4.0 (25)
Google
5.0 (3)

Why choose this provider?

Serving clients in West Palm Beach, Insurance My Way is an independent insurance company owned by Matthew Sherman with more than 25 years of experience. Its life insurance programs include final expense, individual life, and mortgage protection. Additionally, it specializes in small group insurance, health insurance, medicare, retirement plans, and fixed indexed annuities. Founded in 2010, Insurance My Way works with multiple insurance carriers and provides all clients with wide coverage options, fair pricing, and a positive experience.

  • Life Insurance
  • Health Insurance
  • Individual Plans

4772 Okeechobee Boulevard, West Palm Beach, FL 33417
WebsiteLicense: L057172

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Review Sources

Google
2.0 (12)
Facebook
5.0 (4)

Why choose this provider?

B Safe Insurance Services offers life insurance policies to the residents of West Palm Beach and its surrounding areas. Types of insurance products available are whole, universal, and term life insurance. It also offers personal insurance that includes health, homeowners, flood, and auto as well as business insurance for commercial and worker's compensation. B Safe Insurance Services was established in 1998 and represents carriers like Progressive, Florida Peninsula Insurance Company, Victoria Insurance, and Sentry Insurance.

  • Life Insurance

6076 Okeechobee Boulevard, West Palm Beach, FL 33417
WebsiteLicense: R052263

Expertise.com Rating

Review Sources

Google
4.0 (29)
Facebook
5.0 (6)

Why choose this provider?

M & M Insurance Agency Inc. is a West Palm Beach firm that offers life insurance products and services to the metro. Its life insurance plans include term life, whole life, and universal life policies. Other specialty policies offered are juvenile life insurance and mortgage protection. The team also caters to special medical case carriers, like overweight individuals and cancer survivors. The firm has been in the industry for more than 25 years. M & M Insurance Agency handles life insurance coverage through its 62 partner companies.

  • Life Insurance

2005 Vista Parkway, West Palm Beach, FL 33411
WebsiteLicense: L083096

Expertise.com Rating

Review Sources

Google
4.0 (179)
Facebook
5.0 (35)
Yelp
3.5 (15)

Why choose this provider?

Insurance Express is an independent agency that serves clients in West Palm Beach and its surrounding areas. Its insurance products include life, health, home, and flood. It also covers auto and business insurance. The agency likewise gives financial and professional consultations. Its agents guide its clients with canceling and switching their policies through phone and email. Offering several insurance options from approximately 35 carriers, Insurance Express has been assisting clients with their insurance needs for over 25 years.

  • Life Insurance
  • Health Insurance

6901 Okeechobee Boulevard, West Palm Beach, FL 33411
WebsiteLicense: E044293

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Scott Neuenschwander is a State Farm agent who provides life insurance to residents in West Palm Beach. He handles term, universal, and whole life insurance plans to help individuals cope with events that can impact their lives. Scott finds options to fit his clients' financial needs, such as mortgage payments, lifestyle maintenance, college education, and debt settlement. In addition, he offers health, home, auto, and business protection plans. His mission is to support his clients in managing risks and assisting them to recover from challenging situations.

  • Life Insurance
  • Health Insurance

400 Executive Center Drive, West Palm Beach, FL 33401
WebsiteLicense: 074765

Expertise.com Rating

Review Sources

Google
4.0 (39)
Facebook
5.0 (5)

Why choose this provider?

Massey Clark Fischer, Inc., is an independent life insurance agency that assists individuals, businesses, and families in West Palm Beach and its surrounding areas. It was established in 1958 and represents an extensive network of life insurance carriers. It assists with term life, whole life, universal life, variable life, and survivorship insurance, and its agents are also able to customize plans according to its clients' needs. Additionally, the agency offers disability and long-term care insurance plans.

  • Life Insurance

1200 North Federal Highway, Boca Raton, FL 33432
WebsiteLicense: L099009

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Insurance Benefits for Seniors delivers personalized health coverage plan options to the elderly of West Palm Beach. The full-service company offers Medicare Supplements and Advantage plans for Medica, United Healthcare, and Preferred Care Partners members. Its agents find a suitable plan for their clients based on their needs, budget, and lifestyle. Insurance Benefits for Seniors also offer life, dental, annuities, and final expense insurance. Its founder, David Abrams, has over 10 years of experience in the industry.

  • Life Insurance

670 North Orlando Avenue, West Palm Beach, FL 32751
WebsiteLicense: L088039

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Guardian Insurance Group assists West Palm Beach individuals in obtaining life plans based on their needs and risks. The business aims to take out the financial burden to the families of policyholders in the event of their passing. Its agents help customers decide on the amount of coverage they need to acquire and guide them throughout the insurance process. The company also offers term life insurance, a policy that covers the beneficiaries' financial needs temporarily. Term life plan can cover college funds and mortgage loans.

  • Individual Plans
  • Life Insurance

FAQs

  • What happens if a lie you told on your West Palm Beach life insurance application is discovered after your death?

    If the false statement on your life insurance application is discovered after your death, your insurer may launch an investigation. If the deception is proven, the insurance company may reject your beneficiaries' claim, depriving them of their anticipated payout. As a result, it is critical to be completely honest on your life insurance application.

  • How should you get ready for a West Palm Beach life insurance phone interview?

    Before beginning a life insurance phone interview in West Palm Beach, it is a good idea to gather the necessary information, such as medical files, medications, and any relevant documents that may be required during the interview. Remember that telling the truth and providing accurate information is critical during the interview because you could face legal consequences if the insurance company discovers that you provided inaccurate information.

  • What can you expect from a West Palm Beach life insurance exam?

    A West Palm Beach life insurance medical examination is more thorough than a routine checkup with your primary care physician. In addition to your weight, height, temperature, and blood pressure, you can expect to have blood drawn and a urinalysis test performed. The examination will last 30 to 60 minutes.

  • Can you still buy life insurance in West Palm Beach if you have a chronic or critical illness?

    Yes, even if you have a chronic or critical illness, you may be able to obtain West Palm Beach life insurance. If you have just received a diagnosis, you may want to wait until your illness is under control before applying for a traditional life insurance policy. If you can demonstrate that you are effectively managing your chronic condition, you may be able to obtain less expensive life insurance than someone who has only recently been diagnosed.

  • When are your West Palm Beach life insurance proceeds subject to garnishment by creditors?

    There are two scenarios in which creditors may be able to seize your life insurance proceeds in West Palm Beach in order to pay off your outstanding debt after your death. If you fail to name a beneficiary on your life insurance policy, your creditors may use the proceeds to settle your debt. The same is true if you name your estate as the policy's beneficiary rather than a specific individual or group.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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