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Best Health Insurance Agencies in Port St. Lucie

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2023
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Clefco Insurance Agency logo
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License Verified:

License: L094475

Florida Division of Insurance Agent and Agency Services

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Clefco Insurance Agency

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1801 Southeast Berkshire Boulevard, Port St. Lucie, FL 34952
  • Individual Plans
  • Life Insurance

Business Description

Clefco Insurance Agency is a local independent business that has been servicing Port St. Lucie since 2015. It offers individual disability, long-term care, dental, and vision coverage options under its health insurance policy. These options are also available for group benefits. Its team assists clients in a wide range of Medicare and life insurance options. Its owner, Chris Fioravante, has been in the insurance and financial services industry for more than 20 years.

License Verified:

License: L094475

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Port St. Lucie, FL

Business Description

Need help contacting a Health Insurance Agency in Port St. Lucie? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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1st Liberty Insurance logo
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License Verified:

License: L084216

Florida Division of Insurance Agent and Agency Services

1st Liberty Insurance

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540 Northwest University Boulevard, Port St. Lucie, FL 34986
  • Group Plans
  • Life Insurance

Business Description

Serving clients for more than a decade, 1st Liberty Insurance is an insurance agency that offers life insurance plans to individuals and families in Port St. Lucie. It provides term life, permanent life, guaranteed universal life, and whole life insurance. It also assists clients to find auto insurance, homeowners' insurance, flood insurance, and windstorm insurance that fits their needs. Additionally, 1st Liberty Insurance carries commercial auto insurance, contractors' insurance, employment practices liability insurance, and workers' compensation insurance.

License Verified:

License: L084216

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (34)
Facebook
3.7 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
A Better Solution Insurance Services logo
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License Verified:

License: L072689

Florida Division of Insurance Agent and Agency Services

A Better Solution Insurance Services

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273 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
  • Individual Plans

Business Description

For more than 40 years, A Better Solution Insurance Services has been dealing with the Port St. Lucie and the Treasure Coast community's health and life insurance needs. It offers group health insurance plans like dental insurance, health insurance plans, disability coverage, vision coverage, supplemental insurance, and voluntary plans. Additionally, it provides Medicare Supplemental plans, drug plans, and advantage plans for seniors. The agency was founded by agent Bob Larschan and it now has three offices serving clients across three counties.

License Verified:

License: L072689

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Behar Insurance logo
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License Verified:

License: L099061

Florida Division of Insurance Agent and Agency Services

Behar Insurance

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1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
  • Individual Plans
  • Group Plans

Business Description

Behar Insurance is an independent agency that serves individuals and businesses in Port St. Lucie. It is a health insurance service provider that offers HMO, PPO, EPO, and POS coverages. The company also helps its clients acquire group health, Medicare, critical illness, and dental insurance. Additionally, its insurance specialists create customized plans for classic vehicles, motorcycles, homes, and investment properties. Behar Insurance works with various carriers like Foremost and Progressive. Owner Alper Behar has also provided insurance services to 22,000 Turkish individuals in Florida.

License Verified:

License: L099061

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (258)
Facebook
5.0 / 5 (103)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Best Insurance USA logo

License Verified:

License: L091678

Florida Division of Insurance Agent and Agency Services

Best Insurance USA

6845 South U.S. Highway 1, Port St. Lucie, FL 34952
  • Individual Plans
  • Life Insurance

Business Description

Best Insurance USA is an insurance brokerage that serves residents and businesses in Port St. Lucie. It offers a range of risk management solutions, including health insurance policies for families, individuals, and groups, as well as life and disability insurance. Additionally, it provides coverage for homes, automobiles, and businesses. Best Insurance USA has five offices in Florida. It is an active community member, and it has partnered with Florida Blue and Feeding South Florida for its community programs.

License Verified:

License: L091678

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Florida Medicare Insurance Plans logo
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License Verified:

License: P065495

Florida Division of Insurance Agent and Agency Services

Florida Medicare Insurance Plans

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13096 Southwest Aureolian Lane, Port St. Lucie, FL 34987
  • Individual Plans

Business Description

Florida Medicare Insurance Plans is a local source of health insurance policies for residents of Port St. Lucie. This independent insurance agency offers Medicare Supplement, Medicare Advantage, and Medicare prescription drug plans. It educates clients on how Medicare works and offers a wide range of health insurance plans from different carriers. It also offers dental and vision insurance. The agency's insurance advisor, Renee Lempert, can be contacted directly through the contact options on the company's website.

License Verified:

License: P065495

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
HSBR Insurance Inc logo

License Verified:

License: E157931

Florida Division of Insurance Agent and Agency Services

HSBR Insurance Inc

9055 Southeast Bridge Road, Hobe Sound, FL 33455
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

HSBR Insurance, Inc., is an insurance company based in Hobe Sound. Serving Port St. Lucie individuals and businesses, this agency offers a wide array of insurance products, including health insurance. It provides various types of healthcare plans, such as HMO plans, surgical policies, hospital indemnity, and dreaded-disease policies. Additionally, it offers disability insurance and group health insurance plans. HSBR Insurance is an independent insurance agency that offers clients access to multiple insurance companies.

License Verified:

License: E157931

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Gray Agency logo
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License Verified:

License: A102863

Florida Division of Insurance Agent and Agency Services

The Gray Agency

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1555 Southwest Jacqueline Avenue, Port St. Lucie, FL 34953
  • Life Insurance

Business Description

The Gray Agency is a local health insurance company based in Port St. Lucie. With over 10 years of experience in the industry, it offers insurance policies covering basic health insurance, accident coverage, and gap insurance. The agency also provides insurance coverages for hospitalization, disabilities, and critical illnesses like cancer. Additionally, The Gray Agency is an independent broker for LegalShield that caters to individuals and small to medium-sized business owners. It also offers IDShield insurance plans.

License Verified:

License: A102863

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.