Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Port St. Lucie, FL

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Port St. Lucie Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3373Reviewed

2026Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

273 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
WebsiteLicense: L072689

Expertise.com Rating

Review Sources

Facebook
4.0 (14)

Why choose this provider?

For more than 40 years, A Better Solution Insurance Services has been dealing with the Port St. Lucie and the Treasure Coast community's health and life insurance needs. It offers group health insurance plans like dental insurance, health insurance plans, disability coverage, vision coverage, supplemental insurance, and voluntary plans. Additionally, it provides Medicare Supplemental plans, drug plans, and advantage plans for seniors. The agency was founded by agent Bob Larschan and it now has three offices serving clients across three counties.

  • Individual Plans

1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
WebsiteLicense: L099061

Expertise.com Rating

Review Sources

Facebook
5.0 (205)
Yelp
3.5 (8)

Why choose this provider?

Behar Insurance is an independent agency that serves individuals and businesses in Port St. Lucie. It is a health insurance service provider that offers HMO, PPO, EPO, and POS coverages. The company also helps its clients acquire group health, Medicare, critical illness, and dental insurance. Additionally, its insurance specialists create customized plans for classic vehicles, motorcycles, homes, and investment properties. Behar Insurance works with various carriers like Foremost and Progressive. Owner Alper Behar has also provided insurance services to 22,000 Turkish individuals in Florida.

  • Individual Plans
  • Group Plans

13096 Southwest Aureolian Lane, Port St. Lucie, FL 34987
WebsiteLicense: P065495

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Florida Medicare Insurance Plans is a local source of health insurance policies for residents of Port St. Lucie. This independent insurance agency offers Medicare Supplement, Medicare Advantage, and Medicare prescription drug plans. It educates clients on how Medicare works and offers a wide range of health insurance plans from different carriers. It also offers dental and vision insurance. The agency's insurance advisor, Renee Lempert, can be contacted directly through the contact options on the company's website.

  • Individual Plans

6845 South U.S. Highway 1, Port St. Lucie, FL 34952
WebsiteLicense: L091678

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Best Insurance USA is an insurance brokerage that serves residents and businesses in Port St. Lucie. It offers a range of risk management solutions, including health insurance policies for families, individuals, and groups, as well as life and disability insurance. Additionally, it provides coverage for homes, automobiles, and businesses. Best Insurance USA has five offices in Florida. It is an active community member, and it has partnered with Florida Blue and Feeding South Florida for its community programs.

  • Individual Plans
  • Life Insurance

9055 Southeast Bridge Road, Hobe Sound, FL 33455
WebsiteLicense: E157931

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Yelp
3.5 (3)

Why choose this provider?

HSBR Insurance, Inc., is an insurance company based in Hobe Sound. Serving Port St. Lucie individuals and businesses, this agency offers a wide array of insurance products, including health insurance. It provides various types of healthcare plans, such as HMO plans, surgical policies, hospital indemnity, and dreaded-disease policies. Additionally, it offers disability insurance and group health insurance plans. HSBR Insurance is an independent insurance agency that offers clients access to multiple insurance companies.

  • Individual Plans
  • Group Plans
  • Life Insurance

540 Northwest University Boulevard, Port St. Lucie, FL 34986
WebsiteLicense: L084216

Expertise.com Rating

Review Sources

Google
4.8 (49)
Facebook
4.2 (10)
Yelp
5.0 (1)

Why choose this provider?

Serving clients for more than a decade, 1st Liberty Insurance is an insurance agency that offers life insurance plans to individuals and families in Port St. Lucie. It provides term life, permanent life, guaranteed universal life, and whole life insurance. It also assists clients to find auto insurance, homeowners' insurance, flood insurance, and windstorm insurance that fits their needs. Additionally, 1st Liberty Insurance carries commercial auto insurance, contractors' insurance, employment practices liability insurance, and workers' compensation insurance.

  • Group Plans
  • Life Insurance

1555 Southwest Jacqueline Avenue, Port St. Lucie, FL 34953
WebsiteLicense: A102863

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (2)

Why choose this provider?

The Gray Agency is a local health insurance company based in Port St. Lucie. With over 10 years of experience in the industry, it offers insurance policies covering basic health insurance, accident coverage, and gap insurance. The agency also provides insurance coverages for hospitalization, disabilities, and critical illnesses like cancer. Additionally, The Gray Agency is an independent broker for LegalShield that caters to individuals and small to medium-sized business owners. It also offers IDShield insurance plans.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
A Better Solution Insurance Services
273 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
Behar Insurance
1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
Florida Medicare Insurance Plans
13096 Southwest Aureolian Lane, Port St. Lucie, FL 34987
Best Insurance USA
6845 South U.S. Highway 1, Port St. Lucie, FL 34952
HSBR Insurance Inc
9055 Southeast Bridge Road, Hobe Sound, FL 33455
1st Liberty Insurance
540 Northwest University Boulevard, Port St. Lucie, FL 34986
The Gray Agency
1555 Southwest Jacqueline Avenue, Port St. Lucie, FL 34953

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What health insurance program in Port St. Lucie is appropriate for those on a budget?

    The health insurance program in Port St. Lucie appropriate for budget consumers is an HMO plan. Premiums are low to free for such products. But as a downside, the insured has to choose from a specific network of physicians to seek treatment and may have to pay completely out-of-pocket when choosing an outside doctor.

  • Is it possible to change health insurance providers in Port St. Lucie during March?

    It is usually not possible to change health insurance providers in Port St. Lucie once March begins. This month is outside of the open enrollment period, which runs from November to January. However, some life events allow individuals to change insurers outside of the period. These include losing one's current coverage or getting pregnant.

  • Should financially strapped individuals in Port St. Lucie be discouraged from seeking insurance because of cost reasons?

    No, cost reasons should never be sufficient to discourage people in Port St. Lucie from getting health insurance. Persons who meet specific income and family size thresholds are entitled to tax credits that ease the burden of getting coverage. There are also penalties for consumers who choose to remain uninsured.

  • What questions should a resident of Port St. Lucie ask when getting health insurance?

    A resident of Port St. Lucie who wishes to get health insurance should ask if one takes prescription medications because certain substances are excluded from coverage. One should ask which doctors of hospitals one wishes to go to, especially if looking at health maintenance organization policies. It is also wise to ask how often one needs to see the doctor.

  • Will health insurance in Port St. Lucie totally cover all of your healthcare costs?

    No, health insurance in Port St. Lucie will not fully cover all of your healthcare costs. You will have to pay deductibles and copays out-of-pocket before your insurance kicks in. The amount you have to pay can be reduced by increasing your monthly premiums.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.