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2024

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Best Renter's Insurance Companies in Port St. Lucie

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Port St. Lucie Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75Reviewed

49Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2401 West Midway Road, Fort Pierce, FL 34981
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

For 29 years, Kretschmer Insurance Agency, Inc. has served the insurance needs of individuals, families, and businesses in Port St. Lucie and the surrounding communities of St. Lucie County, Indian River County, Martin County, and Okeechobee County. It carries property insurance plans like renter’s insurance, tenant dwelling, vacant dwelling, personal inland marine, personal builder’s risk, and personal umbrella insurance. Additionally, it provides commercial packages like auto, property, and general liability. It was established in 1992 as an independent insurance agency.

License Verified:

License: R036612

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 Southwest Darwin Boulevard, Port St. Lucie, FL 34953
  • Multiple Policy Types

Why choose this provider?

Rory Steppling is a State Farm insurance agent who serves businesses and individuals in the community of Port St. Lucie and its surrounding areas. He helps customers with their renters', life, auto, and homeowners' insurance needs. He leads a team of multilingual agents, allowing easier communication with foreign clients. He also offers personal & commercial liability umbrellas, key person, business, and worker's compensation insurance. Rory holds a degree in Associate of Arts in Computer Science.

License Verified:

License: W674401

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1514 Northeast Jensen Beach Boulevard, Jensen Beach, FL 34957
  • Multiple Policy Types

Why choose this provider?

Jensen Beach Insurance Agency is a company serving customers in Port St. Lucie and the surrounding areas. The company carries years of experience in the industry and a network of insurance carriers that it is partnered with, such as Universal Property, American Integrity Insurance Group, Safeco Insurance, and Heritage Insurance. The products offered by the company include renters', homeowners', life, umbrella policies, and automobile insurance. Policies that cover recreational vehicles, boats, and yachts are also available.

License Verified:

License: L100064

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (168)
Facebook
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2940 Southwest Mapp Road, Palm City, FL 34990
  • Multiple Policy Types

Why choose this provider?

Founded in 1992, Sailfish Insurance Group is an independent agency that caters to individuals, families, and businesses in and around Port St. Lucie. It handles renters' insurance plans that cover the clients and their personal properties. It also offers motorcycle, car, condo, boat, life, and umbrella insurance policies. Furthermore, it crafts business insurance solutions, which include general commercial property, workers' compensation, general liability, and commercial auto insurance. The agency is partnered with multiple carriers to provide the abovementioned insurance plans.

License Verified:

License: W327722

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (55)
Google
4.8 / 5 (45)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1662 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
  • Multiple Policy Types

Why choose this provider?

The Vincent Zanfini Family Agency offers renters' insurance in Port St. Lucie. The agency is under Brightway Insurance, giving it access to a diverse network of insurance carriers. Its owner, Vincent Zanfini, is a member of the Martin County Board of Realtors. Zanfini and his agents carefully assess each client's needs and shop for the policy that suits them. They provide protection for the client's home as well as its contents. The agency carries Allstate, Dixon Wells, and Encompass.

License Verified:

License: P232798

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.4
Google
3.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
10855 U.S. 1, Port St. Lucie, FL 34952
  • Multiple Policy Types

Why choose this provider?

Smart Life Insurance is an independent agency serving Port St. Lucie and the nearby communities. It offers renters' insurance, helping individuals and families protect themselves and mitigate financial losses in case of bodily injury or property damage claims. It also has an arsenal of policies that cover personal belongings and medical payment coverages. Using a patented SmartQuote engine, its team of advisors procures personalized insurance plans and finds policies and coverages that meet the needs of renters in the metro.

License Verified:

License: L100156

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
3.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2310 South Federal Highway, Fort Pierce, FL 34982
  • Multiple Policy Types

Why choose this provider?

Farida Chowdhury is a local agent with GreatFlorida Insurance Agency, offering coverage options within the client's budget. She assists individuals in Port St. Lucie with securing renter's insurance, which covers belongings, personal liabilities, and relocation expenses in case of incidents and disasters. Additionally, with access to partnered insurance companies, Chowdhury offers other personal and commercial insurance products, such as home, auto, condo, business, and umbrella insurance policies. She also provides SR22 insurance and flood insurance.

License Verified:

License: D086078

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (247)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
540 Northwest University Boulevard, Port St. Lucie, FL 34986
  • Multiple Policy Types

Why choose this provider?

1st Liberty Insurance Agency has provided insurance policies and other products and services to residents living in Port St. Lucie and the surrounding areas. It has over 20 years of experience handling different clients and their insurance policies. The company offers various insurance policies covering several aspects, such as auto, home, homeowners, flood, motorcycle, windstorm, RVs, watercraft, and jewelry. Its team of insurance agents believes that customer satisfaction should be their main priority in providing the insurance policy suitable for coverage needs.

License Verified:

License: L084216

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (12)
Facebook
3.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
891 East Prima Vista Boulevard, Port St. Lucie, FL 34952
  • Multiple Policy Types

Why choose this provider?

Choice Insurance Advisors, Inc., is an independent insurance agency based in Port St. Lucie. The locally owned firm specializes in property & casualty insurance, providing both personal and business insurance needs. The company offers renters' insurance to cover any accidental costs incurred by the unit due to damage incurred by the weather or mishaps like accidental fires, storms, theft, vandalism, or other kinds of accidents and calamities. The policy also protects assets and personal property with liability coverage that provides reimbursement for personal possessions from unforeseen events.

License Verified:

License: L107004

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.2
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3412 Northeast Sugarhill Avenue, Jensen Beach, FL 34957
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Valencia Insurance Group is an agency that offers insurance services for individuals, families, and businesses in Port St. Lucie. The insurance agents at this office help clients understand different insurance plans and assist in identifying the insurance that meets specific needs. They provide renters' insurance to insure personal belongings when renting. Its plan financially protects clients against covered perils, such as vandalism, fire, and theft. The team also guides clients on how to file a claim and process a payment.

License Verified:

License: W092735

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What are the benefits of having renter's insurance in Port St. Lucie?

    Having renter's insurance will protect your personal belongings in the event of damage or theft. You and your family in Port St. Lucie can be protected from unforeseen events like fires, winds, or hailstorms. Renter's insurance can also help pay for medical bills and/or liability expenses if guests are injured on your rented property.

  • How does renter's insurance in Port St. Lucie reimburse policyholders?

    Port St. Lucie renters can choose between "actual cash value" or "replacement cost" for the reimbursement of personal property claims. Actual cash value considers depreciation, so if your five-year-old laptop gets damaged, even if it has a 10-year life expectancy, you'd be paid only 50%. Replacement cost allows a full replacement without depreciation if it's of a similar kind and quality.

  • What do underwriters consider when determining whether to insure a renter or not in Port St. Lucie?

    Even though renter's insurance in Port St. Lucie does not provide coverage for the structure itself, underwriters still check the rental property's age, roofing, plumbing, electrical wiring, and heating and air conditioning systems. They also consider the condition and location of the residence. Another factor is the credit and loss history of the renter. Underwriters may refuse renters who own certain types of animals.

  • What are the covered events in a renter's insurance policy in Port St. Lucie?

    Renter's insurance in Port St. Lucie protects the personal valuables of tenants whenever they get damaged in a covered event. In a standard renter's insurance policy, some of the most common covered events include lightning, fire/smoke, theft, vandalism, and burst pipes. Note that events like earthquakes and flooding are not typically covered.

  • Does a renter's insurance policy in Port St. Lucie cover theft while traveling?

    Yes, a renter's insurance policy in Port St. Lucie will cover theft cases, even if you are traveling, away from your home, or just out of your rented property. If your personal belongings were stolen while you were traveling, as long as the items are covered by your insurance terms, then your provider should be able to provide you with reimbursement.

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