Expertise.com
2024

Last updated:

Best Health Insurance Agencies in West Palm Beach

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Palm Beach Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1863

Reviewed

1121

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6650 West Indiantown Road, Jupiter, FL 33458
  • Life Insurance

Why choose this provider?

Harris, Reed, & Seiferth Insurance Group offers health insurance products to West Palm Beach. It helps clients apply for health plans that cover medical expenses, disability, dismemberment, accidents, and death. It also provides several health insurance options, such as HMO and EPO, that take care of expenses if the clients receive treatments from doctors and hospitals under the insurance network. The agency also has critical illness insurance covering coma, paralysis, major transplant, cancer, and kidney failure. Additionally, Harris, Reed, & Seiferth Insurance Group carries insurance products from Aegis, Aetna, and Allianz.

License Verified:

License: L099069

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Website
5646 Corporate Way, West Palm Beach, FL 33407
  • Individual Health & Dental
  • Group Health Insurance
  • Medicare

Why choose this provider?

CRS Benefit Consultants, Inc., has over 30 years of experience helping individuals and groups find suitable health, dental, and Medicare insurance plans. Serving West Palm Beach and its nearby communities, the family-owned business works with several insurance carriers, including Aetna and Blue Cross Blue Shield for group insurance. Its insurance specialists offer assistance in the enrollment and claims processes and inform clients of legal changes that affect existing insurance plans. CRS Benefit Consultants also offers life insurance and annuities.

License Verified:

License: L005530

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9304 Forest Hill Boulevard, Wellington, FL 33414
  • Individual Plans
  • Life Insurance

Why choose this provider?

Robert Lapeter is a health insurance agent who serves clients from West Palm Beach. He offers a wide range of health insurance products, such as Medicare Supplement and Hospital Income plans, to secure clients in case of an unexpected medical emergency. He also provides insurance policies for homes, businesses, and vehicles. Annuities and other banking products are also available. Robert is a State Farm Insurance agent who has been with the company for three years.

License Verified:

License: W490754

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2247 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409
  • Health Insurance

Why choose this provider?

South Florida Medicare Specialists is a full-service insurance company that provides services to individuals, families, and businesses in the West Palm Beach metro. It is a health insurance service provider that helps clients in obtaining Medicare Advantage and Supplement plans. These health insurance coverages can cover policyholders' unpaid medical bills. The company has access to different health insurance carriers, such as Florida Blue and Humana. South Florida Medicare Specialists brings over 15 years of experience in the Medicare Supplement Market industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (45)
Facebook
5.0 / 5 (2)

Website
Jupiter, FL
  • Life Insurance

Why choose this provider?

David White Agency is a Florida insurance business that serves the people of West Palm Beach. It specializes in a variety of coverages, most notably life insurance, dental insurance, and individual health insurance, which covers medications, hospital stays, and other medical or dental expenditures. The firm strives to stay interminably updated on the health insurance business, which allows its clients to keep up-to-date on any developments in the area. Its insurance partners include Aetna, Florida Blue, Cigna, and Allstate National General.

License Verified:

License: W511089

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1151 Southwest 30th Street, Palm City, FL 34990
  • Life Insurance

Why choose this provider?

Susan Hirsch is an insurance broker and the founder of Eagle Insurance. She provides her services to clients in West Palm Beach and the surrounding areas. For 15 years, she has been sharing her knowledge on Medicare. Aside from advising clients, she also educates them on how Medicare works. She reviews plans and options to help clients choose the right coverage that suits their needs. Aside from health insurance, Susan also offers annuities and life insurance.

License Verified:

License: P060060

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6605 South Dixie Highway, West Palm Beach, FL 33405
  • Individual Plans

Why choose this provider?

Sotillo Insurance Agency, Inc. is an agency founded by M. Maurice Sotillo in 1994. The agency is committed to delivering various insurance solutions for individuals and families in West Palm Beach, College Park, Boca Raton, and Boynton Beach areas. Its agents identify clients' insurance needs from a risk management viewpoint. They offer health insurance plans for individuals and groups that give protection for any health-related issues. They also have different types of personal line insurance, including home, auto, boat, and umbrella liability.

License Verified:

License: L029485

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1551 Forum Place, West Palm Beach, FL 33401
  • Life Insurance

Why choose this provider?

Richard S. Bernstein & Associates, Inc., carries a variety of health insurance products coming from insurance carriers and third-party administrators. The agency offers long-term care insurance, life insurance, key-person insurance, annuities, premium financing, and life settlements for West Palm Beach residents. It also has employee benefits policies that help in processing enrollments, addressing emergency issues, and resolving claim problems. Richard S. Bernstein has worked as a wealth advisor of many families and businesses. He founded the company in 1964.

License Verified:

License: A020549

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.6
Google
2.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
10349 Southern Boulevard, Royal Palm Beach, FL 33411
  • Individual Plans
  • Life Insurance

Why choose this provider?

Janine Camacho is a State Farm insurance agent operating within Royal Palm Beach and its surrounding metros, including West Palm Beach. She and her team offer health, life, home, boat, motorcycle, and antique vehicle insurance. They can also review a client's current financial services. Janine has been working with State Farm for over a decade and can accommodate clients who speak English or Spanish. She also sponsors and participates in local events within the community.

License Verified:

License: P060118

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5639 Southeast Crooked Oak Avenue, Hobe Sound, FL 33455
  • Individual Plans
  • Life Insurance

Why choose this provider?

Medi-Solutions Insurance Agency, LLC is an independent company serving West Palm Beach and nearby areas. It offers different types of individual and group health insurance plans such as fee-for-service, HMOs, PPOs, and POs. Its team of independent agents also specializes in Medicare and Medicaid coverages. The agency also handles life, long-term care, disability, and dental insurance. One of the company's insurance professionals, Thomas Ackerman, previously worked in the hospitality industry before allocating his skills into senior care insurance.

License Verified:

License: L074464

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What health insurance plan is fit for residents of West Palm Beach who wish to see doctors from outside the insurance provider's network?

    Residents of West Palm Beach who wish to see doctors from outside the insurance provider's network may buy a point-of-service or preferred provider organization plan. These contracts allow them to choose outside the insurer's predetermined choices, albeit at an added cost. Referrals may also be needed.

  • What plan is useful for residents of West Palm Beach who wish to pay less in premiums?

    Residents of West Palm Beach who wish to pay less in premiums should obtain a high-deductible health plan. These plans charge less for coverage because the insured party is expected to pay more out-of-pocket for medical treatments. The downside is that when one does need to get treated, it will be more expensive, making these plans a calculated risk if one is not in peak health.

  • Can a resident of West Palm Beach be denied government healthcare coverage because of a pre-existing condition?

    No, a resident of West Palm Beach cannot be denied government healthcare coverage because of a pre-existing medical condition. The Affordable Care Act reformed the health insurance system by disallowing insurers from denying healthcare coverage to citizens who have such conditions. Plans on the marketplace are open to all regardless of prior health history.

  • Do health insurance plans in the marketplace cover the mental health conditions of West Palm Beach Residents?

    For residents of West Palm Beach, the health insurance provided by the government covers mental health conditions and treatments like psychotherapy and behavioral therapy. Mental health treatments are essential under the Affordable Care Act and cannot be denied to those who purchased policies from the marketplace.

  • What are medicare supplement plans in West Palm Beach?

    In West Palm Beach, a medicare supplement plan is designed to fill the gaps left behind by standard health insurance contracts. It makes deductibles, coinsurance, and copayments more manageable for insured individuals whose current coverage is insufficient to make medical treatment affordable.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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