Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Palm Bay

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Palm Bay Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2148Reviewed

1292Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1900 Palm Bay Road Northeast, Palm Bay, FL 32905
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Access One Insurance is a full-service financial firm that connects clients around Palm Bay with life insurance policies that serve to protect their long-term needs and interests. Its agents educate clients about an array of health insurance products, covering necessary details from dental treatment and vision insurance to critical illnesses, accidents, and unexpected hospital stays. Additionally, the agency helps clients understand their Medicare options, and can arrange supplemental plans to cover deficiencies in their policies.

License Verified:

License: L086795

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
300 West New Haven Avenue, Melbourne, FL 32901
  • Individual Plans
  • Group Plans

Why choose this provider?

One Insurance Group, Inc., is an independent insurance agency serving clients in the Palm Bay area and neighboring communities. The agency deeply practices listening to their customers to create insurance policies suitable for their coverage needs. They offer individual and group health insurance plans for individuals and businesses. They also have Medicare plans for people over 65. The company has a policy of no-pressure sales, which allows clients to choose their insurance policies wisely without feeling pressure from their insurance agents.

License Verified:

License: L071823

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (20)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5030 Minton Road, Palm Bay, FL 32907
  • Individual Plans
  • Life Insurance

Why choose this provider?

Palm Bay-based State Farm insurance agent Joe Raley provides a range of insurance coverage and solutions to residents and businesses. His offerings include health and life insurance as well as policies for homes, automobiles, properties, and businesses. Additionally, he provides pet insurance. Raley has been with State Farm since 1991 and is a recipient of the State Farm Ambassador Club award. His office is staffed with insurance professionals who can speak English and Spanish.

License Verified:

License: E029968

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (72)
Facebook
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
140 South Beach Street #310, Palm Bay, FL 32114
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Shawn Brown Insurance is a team of independent health, medical supplement, and life insurance agents that caters to clients in Palm Bay. They offer Medicare Supplement and Advantage options as affiliates of United Healthcare, Advent Health Advantage, and Bright Health. They also carry a wide variety of life coverage plans by working with over 50 term and whole life insurance companies across the country. Additionally, Shawn Brown Insurance helps clients understand health care policies and guide them in comparing premiums, deductibles, and benefits.

License Verified:

License: L095147

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1374 Pavillion Street Northwest, Palm Bay, FL 32907
  • Individual Plans
  • Life Insurance

Why choose this provider?

Simple Health Advisors is an independent insurance agency that has been serving the residents of Palm Bay for over a decade. It offers a variety of health insurance coverages that include preventive and urgent care. In addition, it has access to a network of doctors. The insurance professionals from this firm help clients get access to Medicare Advantage and Medicare Supplement benefits, including private fee-for-service and special needs plans. They also carry whole life and term life insurance policies.

License Verified:

License: L093901

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2210 Front Street, Melbourne, FL 32901
  • Life Insurance

Why choose this provider?

Melbourne Insurance is a Melbourne-based insurance agency that also serves other cities in Florida, including Palm Bay. Having a four-decade length of industry experience, this agency offers a sea of life, homeowners, auto, and business insurance products coming from top-rated carriers they have access to. The life insurance products available are term life, whole life, universal life, and final expense. In addition to these insurance products, the agency also provides insurance consulting services for professionals and business owners.

License Verified:

License: P007810

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4640 Lipscomb Street, Palm Bay, FL 32905
  • Individual Plans
  • Life Insurance

Why choose this provider?

Atlantic Prime is a local insurance firm in Palm Bay. It offers health insurance plans from carriers like IMG, CarePlus, and Humana. The company also provides an array of policy options like life insurance, travel insurance, and retirement plans. Its other available services include property and casualty coverage for homes, cars, boats, bikes, and recreational vehicles. Atlantic Prime caters to businesses and individuals looking for ways to transfer, protect, and grow their finances and assets.

License Verified:

License: L098861

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2454 Minton Rd, Melbourne, FL 32904-6629
  • Individual Plans

Why choose this provider?

The Florida Health Insurance Exchange is a health insurance agency serving Palm Bay that is partnered with carriers such as Aetna, Cigna, Health First, United Healthcare, and AARP. It offers a wide range of health insurance plans while aiming to provide personalized support so that clients can quickly regain their financial strength and wellbeing while recovering from an illness. Some of its offerings include Medicare insurance plans, individual and family health plans, as well as dental plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
590 Malabar Road Southeast, Palm Bay, FL 32907
  • Individual Plans
  • Life Insurance

Why choose this provider?

Weston Johnson is a State Farm insurance agent who serves residents and businesses in Palm Bay and nearby areas. He offers a range of risk management solutions, including life and health insurance as well as pet insurance. He also provides policies for automobiles, homes, properties, and businesses. Additionally, he assists clients with their banking needs, helping in auto and home financing and creating checking and savings accounts. Weston has been in the insurance industry for nearly 10 years.

License Verified:

License: W116606

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)
Facebook
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there an open enrollment period for health insurance in Palm Bay?

    Yes. In Palm Bay, the open enrollment period for ACA-compliant individual and family health plans takes place from November 1 to January 15. Individuals who miss the standard open enrollment window may still enroll or change their plans through a special enrollment period, provided they meet the given criteria.

  • Who is eligible for a special enrollment period for health insurance in Palm Bay?

    The special enrollment period in Palm Bay is open to individuals who undergo a specific life event or a change in family status. These include getting married, having a child, losing a loved one, changing one's dependent status, and losing other health coverage. Following any of these qualifying life events, individuals may be eligible for special enrollment for up to 60 days.

  • What types of health insurance are available to unemployed people in Palm Bay?

    Unemployed individuals in Palm Bay may have the option to enroll in a low-cost health insurance plan through the Marketplace, receive free or inexpensive coverage through Medicaid, or enroll their children in the Children's Health Insurance Program. Instead of considering an individual's employment position, criteria including household size and income decide their eligibility for health care and the amount of financial support they will receive.

  • Where can people in Palm Bay get information regarding their health insurance?

    People in Palm Bay could get in touch with the Agency for Health Care Administration or Office of Insurance Regulation if they have inquiries or wish to voice concerns regarding insurance coverage or billing. The AHCA website contains rules that apply to invoicing and reimbursement, as well as details about Medicaid.

  • What resources are available for people seeking health insurance in Palm Bay?

    Some health insurance resources available to Palm Bay residents include the Florida Consumer Action Network, which educates the public and decision-makers about insurance. Another is FloridaHealthFinder.gov, a state-run website for comparing and enrolling in health plans. Additionally, there is the Florida Office of Insurance Regulation and Florida KidCare, which monitor operations and address issues affecting insurers and consumers and a program for children's health insurance, respectively. Moreover, the Medicare Rights Center has a call center offering advice and information for individuals with Medicare.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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