Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Port St. Lucie

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Port St. Lucie Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

113

Reviewed

72

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1648 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
  • Multiple Carriers

Why choose this provider?

Florida Insurance Concepts, LLC offers basic auto insurance coverages to its clients in Port St. Lucie. The agency assists drivers in applying for liability and medical expenses coverages. It safeguards policyholders when they cause injury to others during car accidents. Its agents also offer collision and comprehensive coverage to protect vehicles from theft, vandalism, fire, and other covered events. Florida Insurance Concepts believes that good citizenship and social responsibility contribute to the community's betterment.

License Verified:

License: L017832

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1680 Southwest St. Lucie West Boulevard, Port St. Lucie, FL 34986
  • Boats

Why choose this provider?

Started in 2015, Single Source Insurance is an insurance agency that provides personal and commercial insurance in Port St. Lucie. Under its personal insurance, one can find auto, homeowners, flood, and umbrella liability. Meanwhile, its commercial insurance covers general liability, commercial property, and workers' compensation. Single Source Insurance has years of experience and its professional agents are always ready to help clients with their insurance needs. They will always tell the truth to gain the respect of their clients.

License Verified:

License: L095381

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4929 Oleander Avenue, Fort Pierce, FL 34982
  • RV & Motorhome
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance
  • Boat Insurance

Why choose this provider?

Lamarre's Insurance Agency is an independent insurance firm in Fort Pierce that extends its services to the people of Port St. Lucie. In operation since 2011, it offers a wide range of protection plans, including personalized and commercial car insurance that covers bodily injury and property damage liability. Its professional agents work with a variety of carriers to source a selection of quotes for policies drawn based on the client’s individual needs, requirements, and preferences. In addition to standard auto, Lamarre's Insurance Agency also insures recreational vehicles like motorcycles and boats.

License Verified:

License: L101385

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
550 Northwest University Boulevard, Port St. Lucie, FL 34986
  • Bundling Option

Why choose this provider?

Chris Melly is a State Farm insurance agent serving Port St. Lucie clients. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. Small business owners are also assisted under the commercial lines of insurance provided. The agency also offers banking and investment services for clients. Melly's bilingual team aims to prioritize clients' interests while helping them manage everyday risks.

License Verified:

License: L097582

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (205)
Facebook
5.0 / 5 (5)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
  • Multiple Carriers
  • Boats

Why choose this provider?

Fortified Insurance is an independent and full-service insurance and risk management firm that serves residential and commercial clients in Port St. Lucie, Treasure Coast, and nearby areas. The company offers different varieties of insurance and risk management products such as personal and commercial auto insurance, inland marine coverage, as well as boat and watercraft insurance. The firm is pleased to be affiliated with reputable and reliable insurance companies such as Safeco Insurance, Heritage, Risk Placement Services, and Mercury Insurance.

License Verified:

License: L069188

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
146 Northwest Central Park Plaza, Port St. Lucie, FL 34986
  • Home & Auto Insurance

Why choose this provider?

Post Insurance is a local car insurance agency that has been providing insurance programs in Port St. Lucie since 1979. This business represents various car insurance companies and helps clients in medical payment reimbursement, injury, and property damage. Aside from personal auto insurance, it also offers different policies for ATVs, boats, and motorcycles. Additionally, Post Insurance provides protection for business and group benefits. The owner, Kathy, grew her passion for the industry at the age of 12, alongside her father.

License Verified:

License: L001398

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)
Facebook
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2401 West Midway Road, Fort Pierce, FL 34981
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Boat Insurance

Why choose this provider?

Kretschmer Insurance Agency, Inc., is an independent insurance provider serving the coverage needs of individuals, families, and businesses in Port St. Lucie and the surrounding communities. Established in 1992, it offers a wide range of products, including car insurance. Representing several reputable carriers, its agents can help drivers of different backgrounds obtain protection plans based on their specific needs and requirements. Kretschmer Insurance Agency, Inc., also insures other vehicles, such as classic cars, motorcycles, RVs, and boats.

License Verified:

License: R036612

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4973 South US Highway 1, Fort Pierce, FL 34982
  • Home & Auto Insurance
  • Bundling

Why choose this provider?

Prestige Insurance offers a wide range of insurance products to the people of Port St. Lucie and the surrounding communities. In business for more than 20 years, it has insurance experts who can assist drivers of different backgrounds find a suitable car insurance program based on their individual needs. Their chosen policies will keep them protected against financial loss in the event of an automotive emergency. Prestige Insurance also insures various watercraft, such as small boats, jet skis, and yachts.

License Verified:

License: L062194

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
493 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
  • Multiple Carriers

Why choose this provider?

Port St Lucie-based McGarr Insurance is a local car insurance agency that opened in 2019. The agency is led by Matt McGarr, who started his career in the insurance industry in 2015. The company not only offers car insurance, but also life insurance, homeowners insurance, and health insurance. McGarr Insurance listens to clients' specific needs and matches them with the best coverage from carriers they work with. These carriers include American integrity, Bankers Insurance Group, Tower Hill Insurance, and Heritage Insurance.

License Verified:

License: L105102

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
540 Northwest University Boulevard, Port St. Lucie, FL 34986
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Liberty Insurance provides automobile insurance to clients in Port St. Lucie. It is an independent insurance company that has operated for more than 20 years. Aside from traditional family automobiles, they also insure antique, classic, and any collectible vehicles. They offer more specialized insurance for cars that are being restored, race cars, and some modem classic cars. They have policies to cover home, commercial, and life & disability insurance. They also provide group and health benefits to business clients.

License Verified:

License: L084216

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)
Facebook
3.7 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6654 S Federal Hwy, Port St. Lucie, FL 34952
  • Home & Auto Insurance

Why choose this provider?

Southern Integrity Insurance is an independent insurance provider that serves the Port St. Lucie community and the rest of the state of Florida. The company’s agents have more than 25 years of insurance experience and can give vehicle owners the assistance they need to obtain car insurance that will fit their individual needs and preferences. In addition to standard auto, the associates of Southern Integrity Insurance can also help insure motorcycles, RVs, and various watercraft.

License Verified:

License: L107528

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Port St. Lucie, FL 34952
  • Boats
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

A State No-Fault Insurance Agency identifies the needs and risks of Port St. Lucie drivers to produce personalized auto insurance plans. Its agents have access to various insurance carriers such as Progressive, Foremost Insurance, Infinity Insurance Company, and GMAC Insurance. They present comparative car insurance quotes to clients to help them make the right financial decisions. Furthermore, A State No-Fault Insurance Agency caters to drivers with DUIs, high-risk drivers, and young drivers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Who is intended to purchase non-standard auto insurance in Port St. Lucie?

    Non-standard car insurance is intended for Port St. Lucie vehicle owners who are considered too high-risk to be covered by standard policies, such as: 

    • New and young drivers.
    • Drivers with SR-22 and FR-44 financial responsibility certificates, which are required for drivers who have committed a serious driving infraction and are seeking reinstatement of their driving privileges.
    • Drivers who have a track record of inexperience or immaturity.
    • Drivers with a long history of traffic violations and accidents.
  • Do you always have to carry proof of car insurance while driving in Port St. Lucie?

    When driving in Port St. Lucie, it is important to have proof of insurance on hand in case of an accident or traffic stop. Failure to do so could result in your license and registration being suspended for up to three years unless you provide proof of insurance in a timely manner, along with a minimum $150 reinstatement fee.

  • How does the no-fault state law affect your car insurance in Port St. Lucie?

    If you want to get car insurance in Port St. Lucie, you should be aware of the no-fault state law, which affects the coverage you may require. For example, in the event of a collision, all parties involved must rely on their own car insurance to file a claim. Make sure you have personal injury protection to pay for injuries to you and your passengers. Furthermore, if you were in an accident caused by an uninsured driver, you should consider purchasing uninsured motorist insurance.

  • Is car insurance coverage the same for mobile homes in Port St. Lucie?

    No, mobile homes are typically insured as real estate, as opposed to motorhomes, such as campers or RVs, which have policies similar to standard car insurance coverage requirements in Port St. Lucie. While mobile home insurance is not legally required, it is highly recommended for the protection it provides against financial loss in the event of damage to the house, its contents, or potential personal liability.

  • Is roadside assistance in Port St. Lucie covered by your auto insurance?

    Adding roadside assistance to your Port St. Lucie auto insurance policy can be extremely beneficial if your vehicle becomes immobilized and requires immediate repair. Basic roadside assistance coverage includes on-site minor repairs for issues such as a dead battery, low fuel, or a flat tire. It may also include services such as towing, extrication, locksmithing, and ride-home arrangements.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.