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Best Local Car Insurance Agencies in Port St. Lucie

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1st Liberty Insurance logo
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License Verified:

License: L084216

Florida Division of Insurance Agent and Agency Services

1st Liberty Insurance

540 Northwest University Boulevard, Port St. Lucie, FL 34986
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Liberty Insurance provides automobile insurance to clients in Port St. Lucie. It is an independent insurance company that has operated for more than 20 years. Aside from traditional family automobiles, they also insure antique, classic, and any collectible vehicles. They offer more specialized insurance for cars that are being restored, race cars, and some modem classic cars. They have policies to cover home, commercial, and life & disability insurance. They also provide group and health benefits to business clients.

License Verified:

License: L084216

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (10)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
A State No-Fault Insurance Agency logo
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A State No-Fault Insurance Agency

Port St. Lucie, FL 34952
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

A State No-Fault Insurance Agency identifies the needs and risks of Port St. Lucie drivers to produce personalized auto insurance plans. Its agents have access to various insurance carriers such as Progressive, Foremost Insurance, Infinity Insurance Company, and GMAC Insurance. They present comparative car insurance quotes to clients to help them make the right financial decisions. Furthermore, A State No-Fault Insurance Agency caters to drivers with DUIs, high-risk drivers, and young drivers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Chris Melly logo
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License Verified:

License: L097582

Florida Division Of Insurance Agent And Agency Services

Chris Melly

550 Northwest University Boulevard, Port St. Lucie, FL 34986
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  • Bundling Option

Business Description

Chris Melly is a State Farm insurance agent serving Port St. Lucie clients. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. Small business owners are also assisted under the commercial lines of insurance provided. The agency also offers banking and investment services for clients. Melly's bilingual team aims to prioritize clients' interests while helping them manage everyday risks.

License Verified:

License: L097582

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (205)
Facebook
5.0 / 5 (5)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Florida Insurance Concepts, LLC logo
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License Verified:

License: L017832

Florida Division Of Insurance Agent And Agency Services

Florida Insurance Concepts, LLC

1648 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
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  • Multiple Carriers

Business Description

Florida Insurance Concepts, LLC offers basic auto insurance coverages to its clients in Port St. Lucie. The agency assists drivers in applying for liability and medical expenses coverages. It safeguards policyholders when they cause injury to others during car accidents. Its agents also offer collision and comprehensive coverage to protect vehicles from theft, vandalism, fire, and other covered events. Florida Insurance Concepts believes that good citizenship and social responsibility contribute to the community's betterment.

License Verified:

License: L017832

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fortified Insurance logo
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License Verified:

License: L069188

Florida Division Of Insurance Agent And Agency Services

Fortified Insurance

1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
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  • Multiple Carriers
  • Boats

Business Description

Fortified Insurance is an independent and full-service insurance and risk management firm that serves residential and commercial clients in Port St. Lucie, Treasure Coast, and nearby areas. The company offers different varieties of insurance and risk management products such as personal and commercial auto insurance, inland marine coverage, as well as boat and watercraft insurance. The firm is pleased to be affiliated with reputable and reliable insurance companies such as Safeco Insurance, Heritage, Risk Placement Services, and Mercury Insurance.

License Verified:

License: L069188

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kretschmer Insurance Agency, Inc. logo
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License Verified:

License: R036612

Florida Division of Insurance Agent and Agency Services

Kretschmer Insurance Agency, Inc.

2401 West Midway Road, Fort Pierce, FL 34981
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Boat Insurance

Business Description

Kretschmer Insurance Agency, Inc., is an independent insurance provider serving the coverage needs of individuals, families, and businesses in Port St. Lucie and the surrounding communities. Established in 1992, it offers a wide range of products, including car insurance. Representing several reputable carriers, its agents can help drivers of different backgrounds obtain protection plans based on their specific needs and requirements. Kretschmer Insurance Agency, Inc., also insures other vehicles, such as classic cars, motorcycles, RVs, and boats.

License Verified:

License: R036612

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lamarre's Insurance Agency logo
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License Verified:

License: L101385

Florida Division of Insurance Agent and Agency Services

Lamarre's Insurance Agency

4929 Oleander Avenue, Fort Pierce, FL 34982
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  • RV & Motorhome
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance
  • Boat Insurance

Business Description

Lamarre's Insurance Agency is an independent insurance firm in Fort Pierce that extends its services to the people of Port St. Lucie. In operation since 2011, it offers a wide range of protection plans, including personalized and commercial car insurance that covers bodily injury and property damage liability. Its professional agents work with a variety of carriers to source a selection of quotes for policies drawn based on the client’s individual needs, requirements, and preferences. In addition to standard auto, Lamarre's Insurance Agency also insures recreational vehicles like motorcycles and boats.

License Verified:

License: L101385

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McGarr Insurance logo
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License Verified:

License: L105102

Florida Division of Insurance Agent and Agency Services

McGarr Insurance

493 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
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  • Multiple Carriers

Business Description

Port St Lucie-based McGarr Insurance is a local car insurance agency that opened in 2019. The agency is led by Matt McGarr, who started his career in the insurance industry in 2015. The company not only offers car insurance, but also life insurance, homeowners insurance, and health insurance. McGarr Insurance listens to clients' specific needs and matches them with the best coverage from carriers they work with. These carriers include American integrity, Bankers Insurance Group, Tower Hill Insurance, and Heritage Insurance.

License Verified:

License: L105102

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Post Insurance logo
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License Verified:

License: L001398

Florida Division of Insurance Agent and Agency Services

Post Insurance

146 Northwest Central Park Plaza, Port St. Lucie, FL 34986
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  • Home & Auto Insurance

Business Description

Post Insurance is a local car insurance agency that has been providing insurance programs in Port St. Lucie since 1979. This business represents various car insurance companies and helps clients in medical payment reimbursement, injury, and property damage. Aside from personal auto insurance, it also offers different policies for ATVs, boats, and motorcycles. Additionally, Post Insurance provides protection for business and group benefits. The owner, Kathy, grew her passion for the industry at the age of 12, alongside her father.

License Verified:

License: L001398

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)
Facebook
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prestige Insurance logo
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License Verified:

License: L062194

Florida Division of Insurance Agent and Agency Services

Prestige Insurance

4973 South US Highway 1, Fort Pierce, FL 34982
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  • Home & Auto Insurance
  • Bundling

Business Description

Prestige Insurance offers a wide range of insurance products to the people of Port St. Lucie and the surrounding communities. In business for more than 20 years, it has insurance experts who can assist drivers of different backgrounds find a suitable car insurance program based on their individual needs. Their chosen policies will keep them protected against financial loss in the event of an automotive emergency. Prestige Insurance also insures various watercraft, such as small boats, jet skis, and yachts.

License Verified:

License: L062194

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
singlesourceme.com logo
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License Verified:

License: L095381

Florida Division Of Insurance Agent And Agency Services

singlesourceme.com

1680 Southwest St. Lucie West Boulevard, Port St. Lucie, FL 34986
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  • Boats

Business Description

Started in 2015, Single Source Insurance is an insurance agency that provides personal and commercial insurance in Port St. Lucie. Under its personal insurance, one can find auto, homeowners, flood, and umbrella liability. Meanwhile, its commercial insurance covers general liability, commercial property, and workers' compensation. Single Source Insurance has years of experience and its professional agents are always ready to help clients with their insurance needs. They will always tell the truth to gain the respect of their clients.

License Verified:

License: L095381

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Southern Integrity Insurance logo
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License Verified:

License: L107528

Florida Division of Insurance Agent and Agency Services

Southern Integrity Insurance

6654 S Federal Hwy, Port St. Lucie, FL 34952
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  • Home & Auto Insurance

Business Description

Southern Integrity Insurance is an independent insurance provider that serves the Port St. Lucie community and the rest of the state of Florida. The company’s agents have more than 25 years of insurance experience and can give vehicle owners the assistance they need to obtain car insurance that will fit their individual needs and preferences. In addition to standard auto, the associates of Southern Integrity Insurance can also help insure motorcycles, RVs, and various watercraft.

License Verified:

License: L107528

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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