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2024

Last updated:

Best Mortgage Brokers in Pembroke Pines

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pembroke Pines Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60

Reviewed

44

Curated

20

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3600 Red Road, Miramar, FL 33025
  • Refinance

Why choose this provider?

Carrero Mortgage Advisors is an Equal Housing Opportunity Lender that assists individuals, real estate professionals, and builders from any background in Pembroke Pines and other areas throughout the state. It is a full-service broker that helps its clients in purchasing, refinancing, and constructing mortgages, and keeps them up-to-date with their loan status. Its team of professionals is dedicated to finding the best loan rates, terms, and costs for its clients. Carrero Mortgage Advisors' services are available online 24 hours a day.

License Verified:

License: 1734670

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1625 North Commerce Parkway, Weston, FL 33326
  • New Purchase Loan Approvals
  • Cash-out Refinance
  • Debt Consolidation
  • Reverse Mortgages
  • Foreign National Investor Loans

Why choose this provider?

Assisting clients in Pembroke Pines, Florida Mortgage Solutions Group, Inc., specializes in customizing and processing mortgage and loan approvals for homebuyers, Realtors, and home builders. Its mortgage brokers have over 30 years of combined experience in securing conventional, FHA, VA, and jumbo residential loans. FMS also processes direct commercial loans and international financing. Clients can avail themselves of reverse mortgage and hard money loan products. The firm is licensed to facilitate Fannie Mae and Freddie Mac loans. FMS president Mike Lewis manages a team of seven.

License Verified:

License: 289853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (45)
Facebook
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3350 Southwest 148th Avenue, Miramar, FL 33027
  • Refinance
  • Purchase Transactions

Why choose this provider?

Established in 2000, Ez Funding Group Inc. is a mortgage company based in Miramar that serves clients in the local area and nearby communities, including Pembroke Pines. Its website contains resources that allow clients to apply for various mortgage products and services, such as HARP home loans and mortgage refinancing, online. Moreover, its employees can guide clients throughout the pre-qualifying and application process. Founder Jaime Charouf is a Certified Negotiations Expert and Certified Distressed Property Expert.

License Verified:

License: 349022

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1745 North University Drive, Pembroke Pines, FL 33024
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Southeast American Financial Group, Inc., is a full-service mortgage company serving the needs of Pembroke Pines and its neighboring communities. The company offers a broad range of purchase loan programs, including conventional, FHA, VA, USDA, Jumbo, and commercial loans. It also helps with refinancing programs from FHA cashouts to VA cashouts. Its team of professionals helps clients find and access suitable programs for their needs and get a loan preapproval through an accelerated and simplified process.

License Verified:

License: 371388

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1961 Northwest 150th Avenue, Pembroke Pines, FL 33028
  • Reverse Mortgages

Why choose this provider?

Since 2006, USA Funding Mortgage Group, Inc., has been serving the real estate financing requirements of clients in Pembroke Pines. It delivers a wide range of loan programs, such as VA, FHA, fixed-rate and adjustable-rate mortgages, and hybrid ARMs. USA Funding Mortgage Group has a team of professionals with over 50 years of combined experience in the industry. It has partnered with independent loan originators to offer a diverse range of financial and mortgage services across the state.

License Verified:

License: 382740

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1806 North Flamingo Road, Pembroke Pines, FL 33028
  • Refinance

Why choose this provider?

Donna Astaphan is a senior loan officer with Journey Home Mortgage, a brokerage founded in 2015. She has been helping clients in Pembroke Pines and surrounding areas purchase homes or refinance their Astaphan assists first time home buyers in tapping loan programs with competitive rates. She specializes in government-backed loans, such as FHA, VA, USDA, jumbo, and conventional loans. Astaphan and her team also offer mortgage refinancing programs that lower rates and change terms on existing mortgages.

License Verified:

License: 409016

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10200 West State Road 84, Davie, FL 33324
  • Refinance

Why choose this provider?

Paramount Residential Mortgage Group, Inc., is a mortgage broker serving Pembroke Pines and its surrounding metros. It offers a full range of mortgage loan options, including Fannie Mae and Freddie Mac products, FHA, VA, USDA, and jumbo loans, as well as reverse mortgages and renovation programs. Its team can find and access loan options that suit its clients, regardless of their needs and credit scores. The company gives back to its community through PRMG Cares, its non-profit foundation that donates funds to local and national charities.

License Verified:

License: 1608

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
701 Promenade Drive, Pembroke Pines, FL 33026
  • Reverse Mortgages

Why choose this provider?

Falloon Mortgage Funding is a mortgage company that is located in Pembroke Pines. The business specializes in buying and refinancing residential, investment, and commercial properties. It offers loan programs such as conventional, commercial, reverse mortgage, FHA, and VA loans. Its loan originators have been in the mortgage industry for over 20 years, helping homeowners and first-time buyers explore different loan plans and facilitating their mortgage application process. Falloon Mortgage also provides financing options for credit-challenged borrowers.

License Verified:

License: 1903402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9050 Pines Boulevard, Pembroke Pines, FL 33024
  • New Construction
  • Refinance

Why choose this provider?

Established in 1997, First World Home Loans under Hamilton Home Loans, Inc. is a mortgage broker company based in Pembroke Pines. The firm combines responsive guidance and modern technology to provide world-class financial services for home purchasing, refinancing, or upgrading. Empowering more families to achieve their dream home, the company offers tailored and streamlined loan processing. The mortgage firm has recently launched Hamilton for Heroes, a program that will benefit the people working in community service. Furthermore, Hamilton Home Loans is an Ethical Advocate partner.

License Verified:

License: 200719

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (23)
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2625 Weston Road, Weston, FL 33331
  • Refinance
  • Purchase Transactions

Why choose this provider?

Primetime Mortgage is a mortgage broker that shops, reviews, and customizes loan options based on the preferences of borrowers in Pembroke Pines. It helps clients obtain home buying loans for first-time home purchases, vacation homes, and investment properties. Likewise, the business helps borrowers in reducing their monthly payments and converting their mortgages to fixed-rate programs by refinancing their loans. Its business philosophy is also centered around the importance of cultivating financial knowledge to help clients make educated decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
302 Northwest 179th Avenue, Pembroke Pines, FL 33029
  • Refinance

Why choose this provider?

Founded in 2005 and serving the Pembroke Pines area, 1st Financial is a privately held retail mortgage company that provides efficient and simple ways to manage home purchases. It helps clients by walking through the entire process such as loan selection and application, loan paperwork review and preparation, credit analysis, and loan closing and funding. 1st Financial has a multi-state license and is partnered with some Realtors, builder businesses, bank and credit unions, and financial planners.

License Verified:

License: 1669552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (4)
Facebook
3.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5793 Northwest 151st Street, Miami Lakes, FL 33014
  • Refinance
  • Purchase Transactions

Why choose this provider?

Loan Pros Team provides its services in the Pembroke Pines metro and in nearby areas. Roxanne Chung, a mortgage broker at the company, helps clients with first or second home purchases through loan products like fixed- and adjustable-rate, jumbo and super jumbo, FHA, VA, and USDA loans. For clients who wish to have their homes or property refinanced, Chung provides tools that enable them to receive options based on their needs and situation. She has been a part of the Loan Pros Team since 2019.

License Verified:

License: 1837119

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 Southeast 4th Avenue, Miami, FL 33009
  • Refinance

Why choose this provider?

RK Mortgage Group is a mortgage firm offering a broad range of solutions for residential and business clients in Pembroke Pines and nearby communities. Its team guides clients in selecting the program with appropriate terms for their individual situations. It comes with various loan programs, such as conventional, FHA, and VA loans. It also offers other types of loan options, including foreign national loans, no income and stated income loans, and new development financing. RK Mortgage Group is affiliated with NAMB and America's Homeowner Alliance.

License Verified:

License: 1284789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4330 Hollywood Boulevard, Hollywood, FL 33021
  • Refinance

Why choose this provider?

US Mortgage Lenders is a team of mortgage professionals servicing clients in Pembroke Pines and the neighboring areas. It primarily helps qualified clients who have no access to funding by designing financing plans to meet their needs. It offers a variety of mortgage solutions to clients who are looking to buy a house or refinance their existing mortgages. These can be government or conventional loans, which include FHA, USDA, bond, and jumbo loans. The agency also guides self-employed and veterans in their mortgage applications.

License Verified:

License: 1108258

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2525 Embassy Drive, Hollywood, FL 33026
  • New Construction

Why choose this provider?

Paramount Residential Mortgage Group, Inc. assists Pembroke Pines home buyers and homeowners in several areas, including refinancing. The company has consistently been acknowledged as one of the top 25 largest independently owned mortgage lenders in the country. Some of the mortgage options the company provides include conventional, reverse, jumbo, and fund home renovations through Fannie Mae’s homestyle renovation program and FHA 203K loans. It works directly with homeowners to offer loan options that meet their financial scenarios.

License Verified:

License: 75243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (71)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1512 East Broward Boulevard, Fort Lauderdale, FL 33301
  • Refinance

Why choose this provider?

Florida State Mortgage Group, Inc. is a mortgage brokerage that caters to the mortgage financing needs of homebuyers, property owners, maiden investors, and developers. The firm is based in Fort Lauderdale and serves the Pembroke Pines community. Some of its loan programs include government loans, first-time homebuyer loans, jumbo loans, special loans for the self-employed, as well as condominium mortgage plans. Florida State Mortgage group was formed in November of 2006 and is headed by licensed loan originator Stephen McWilliam.

License Verified:

License: 393326

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (49)
Yelp
4.0 / 5 (4)
Facebook
5.0 / 5 (2)

Website
8996 Taft Street, Pembroke Pines, FL 33024
  • New Construction
  • Refinance

Why choose this provider?

United Mortgage Group is a mortgage company that serves Pembroke Pines. It works with multiple lenders in providing a wide range of home loan solutions to homeowners and homebuyers. Some of its programs are fixed-rate, adjustable-rate, FHA, and VA home loans. The company also offers home loan products from Fannie Mae and Ginnie Mae. Additionally, the loan officers from the firm assist clients in reducing their current rates and paying off their loans by making additional principal payments.

License Verified:

License: 1299516

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1555 North Park Drive, Weston, FL 33326
  • Refinance

Why choose this provider?

Prime Lenders Mortgage Corporation is a company that provides mortgage solutions to clients in Pembroke Pines and nearby areas. It was in 1993 when Glenn Gordon founded Prime Lenders with the goal to help clients in the entire loan process including checking foreclosure listings, qualification review, mortgage analysis, asset documentation, loan product proposal, inspection assistance, up to approval. It handles various loan types like USDA, VA, FHA, jumbo, and conventional loans. It also provides mortgage advice to clients looking for refinancing options.

License Verified:

License: 748

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (25)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2250 Northwest 136th Avenue, Pembroke Pines, FL 33028
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Florida Choice Mortgage Corp. is a mortgage brokerage firm that serves Pembroke Pines and the surrounding areas. It offers several refinancing and purchase options such as FHA, conventional, and jumbo loans. Additionally, it provides foreign national loans for foreigners who want to buy a home or a property within the US. Reverse mortgages are also available for clients aged 62 years and above who wish to liquidate some of their home's equity for various purposes, including medical expenses, renovations, and supplemental income.

License Verified:

License: 218197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10338 Santiago Street, Hollywood, FL 33026
  • Refinance

Why choose this provider?

Transparent Mortgage Lending is a privately held company that helps homebuyers located in the Pembroke Pines area and the surrounding communities choose the best home loan that fits their needs and requirements. The company offers different mortgage rate options, such as fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages. In addition, it provides various loan programs that include FHA, VA, USDA, and jumbo loans. Transparent Mortgage Lending is also an Equal Housing Lender. Moreover, clients can send applications through its digital platform.

License Verified:

License: 1753817

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.