Best Mortgage Brokers in Miami Gardens

For over 15 years, DAK Mortgage has been providing various residential and commercial lending products in Miami Gardens. It tailors customized programs specific to unconventional and challenging situations, such as foreign national and self-employed borrowings, non-warrantable condo mortgages, foreclosure bailout loans, bankruptcy debtor-in-possession, and bridge lending. The mortgage broker also offers traditional financing options for new home purchases, property investments, loan restructuring, and construction and renovation projects. Company owner David Krebs previously worked as an underwriter.

FEMBi Mortgage serves home buyers in Miami Gardens and the surrounding areas. It provides a variety of mortgage options, including VA, FHA, and 15- and 30-year fixed-rate loans. It also offers adjustable-rate and reverse mortgages. It guides clients throughout the entire home-buying process, from pre-approval to closing. FEMBi Mortgage has been providing home financing solutions since 1997. Daniel Rodriguez, the company's president, aims to spur business growth by implementing an open-door policy and a hands-on management style.

Florida Mortgage Solutions Group, Inc., is a mortgage broker and direct lender that specializes in helping home builders, home buyers, and realtors in Miami Gardens choose the best mortgage solution for their needs. Its mortgage brokers have more than three decades of combined experience in securing conventional, FHA, VA, and jumbo residential loans. The company also helps clients seeking to refinance their homes. In addition, it offers payment protection plans that cover clients for up to two years when they become unable to work.

Home Financing Center is a family-owned mortgage company serving clients in Miami Gardens and other areas in Florida. Depending on a client's circumstances, it offers mortgages that have fixed rates or adjustable rates, loans for first-time buyers, employer-assisted housing, and loans for foreign nationals. Home Financing Center has helped several clients settle in their own homes for the past 30 years. The team consists of local home loan representatives who make transactions easier compared to having out-of-state call centers.

Independent Mortgage Corp. is a company that offers a variety of financial solutions to residents in Miami Gardens and the surrounding areas. It provides conventional, FHA, VA, and jumbo loans, 203K rehabs, and Harp refinance. It also has fixed-rate home loans with 10-, 15-, 20-, and 30-year terms. The firm has a Hybrid ARM which allows homeowners to get a fixed rate for an initial period before shifting to an adjustable rate for the remainder. Independent Mortgage Corp. comprises licensed and experienced loan originators led by company president Carlos Ginoris.

MOR is a lending company that caters to clients located in the Miami Gardens area and surrounding metros. It nurtures both technology and transparency to provide a more efficient customer experience. For improved communication, it utilizes a cloud-based support system and also enlisted lifelong marketing executive Tony Albelo, who is known to draw more than 2 million people to company events. MOR was founded in 2020, by industry veterans with a combined experience of over 45 years.

On Mortgage serves clients throughout Miami, Florida, and its surrounding neighborhoods. This mortgage brokerage provides loan options for new homebuyers and existing homeowners. It helps clients obtain lower monthly mortgage payments by refinancing to a mortgage term with a lower rate or a longer term. Additionally, it provides cashout refinancing options. Other loan programs that it offers include fixed-rate, adjustable-rate, FHA, and VA loans. On Mortgage works with multiple lenders to provide clients with more options.

PRMG Country Club of Miami caters to clientele looking for mortgage options and refinancing services in and around Miami Gardens. Its selection of mortgage products includes FHA, VA, and USDA loans. As a Fannie May and Freddie Mac direct lender, the company also offers the Home Ready, Home Possible, and Homestyle Renovation programs from those affiliate companies. Since starting operations over two decades ago, the company has closed over 100,000 loans across its over 300 branches nationwide.

PS Mortgage Lending has been dealing with Miami Gardens clients since 2012. It helps them fulfill their goals of homeownership through a range of loan options, from USDA, VA, and FHA programs to jumbo loans. It also guides senior homeowners through the process of converting property equity into cash. For foreign nationals seeking to invest in real estate in the U.S., the company also offers its assistance. Phil Stevenson, its owner and a “Mortgage Nerd,” is a Certified Reverse Mortgage Professional. He is also fluent in Spanish.

Ready Mortgage Lenders is a mortgage broker that serves clients in Miami Gardens. The company offers a variety of home loan options for its clients such as 30 years fixed mortgage, 15 years fixed mortgage, FHA loans, VA loans, and USDA Loans. The goal of the business is to provide a smooth process and provide access to options for customers with home purchase loans, reverse mortgages, and refinancing home loans. Its executive board members have more than 70 years of experience combined.

The Collective Lending Group provides financing options to clients in Miami Gardens who are planning to acquire real estate. It offers a variety of mortgage programs, including conventional, FHA, VA, no income, investor, and commercial loans. Its team explains the processes and details of each loan type, including the advantages and disadvantages, with a mission to help clients build financial freedom while pursuing their aspirations. The company has financed more than $100 million in closings throughout its over 20 years of industry experience.

Trust Lending responds to the home financing needs in Miami Gardens. For over 15 years, it has been offering programs for borrowers wanting a new house or hoping to refinance their existing mortgage. Its lending options include conventional, government-backed, reverse, and jumbo loans. The mortgage lender tailors solutions to match its client’s financial goals and needs. Along with loan originators, its underwriting team evaluates suitable mortgage structures for clients. The lending company is a member of the Florida Association of Mortgage Professionals.