Expertise.com

Best Mortgage Brokers in Davie

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Last updated:

Website
5599 S University Drive Ste. 204, Davie, FL 33328
  • Refinance

Why choose this provider?

Yaniv Offir is an area manager for one of the branches of Gold Financial Services—a mortgage banker that has been in operation since 2008. Offir and his team of loan officers help the people of Davie and nearby areas achieve their home purchasing and financing goals by applying for conventional, FHA, VA, or USDA loans. They assist clients in navigating the complex aspects of borrowing, from finding an appropriate financing offer to closing a loan.

License Verified:

License: 307855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Realtor
5.0 / 5 (29)
Zillow
4.9 / 5 (21)
Google
5.0 / 5 (13)

Website
9620 Stirling Road. Ste. 107, Cooper City, FL 33024
  • Refinance

Why choose this provider?

Journey Home Mortgage is a locally owned and operated brokerage firm that serves individuals and families in Davie and the surrounding areas. It assists clients with purchasing different types of properties, including single-family or multi-family homes, condos, townhouses, and manufactured homes. Types of loan products it offers include conventional, Fannie Mae, Freddie Mac, VA, USDA, and FHA loans. It also provides mortgage refinancing programs. Journey Home Mortgage has been in business for more than seven years.

License Verified:

License: 1381234

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12535 Orange Drive Suite 615, Davie, FL 33330
  • Refinance

Why choose this provider?

The Truth About Lending serves individuals across Davie and the neighboring communities. The company aims to help individuals and families with their financial issues and needs by offering mortgage loan options. It also handles home refinancing services for clients needing to change their existing loans. Its team assists individuals in understanding their loan process by providing short videos concentrating on mortgage terms. The company is accredited by the Association of Independent Mortgage Experts and Equal Housing Lender.

License Verified:

License: 1054357

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (147)
Zillow
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2000 NW 150th Ave, Suite 1102, Pembroke Pines, FL 33028
  • Refinance

Why choose this provider?

Paramount Residential Mortgage Group (PRMG) Pembroke Pines Branch Location assists homebuyers in and around the Davie area. As a Freddie Mac and Fannie Mae direct lender, it offers Freddie Mac’s Home Possible, Fannie Mae’s Homestyle Renovation, and HomeReady by Fannie Mae loans. The company also provides VA and FHA loans, which are suitable for clients with low credit scores. In addition, non-QM products and reverse mortgages are available. PRMG gives back to the community through PRMG Cares, its nonprofit foundation.

License Verified:

License: 1196852

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (529)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
351 SW 136th Avenue, Suite 203, Davie, FL 33325
  • Refinance

Why choose this provider?

Bankers Mortgage Lending is a direct provider of financing programs and caters to the homeownership needs of Davie's clientele. With most underwriting decisions done in-house, the company delivers a timely loan funding process through the delivery of closing documents before settlement. Its staff walks clients through each step of the mortgage experience, starting from financial evaluation and rate comparison to transaction closure. Bankers Mortgage Lending's team of professionals has been working with clients for more than five years.

License Verified:

License: 328285

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6962 East Wedgwood Avenue, Davie, FL 33331
  • Refinance

Why choose this provider?

Trinity Mortgage USA, Inc. offers financing assistance to clients throughout the greater Davie metro. It provides brokerage services and helps customers in locating a mortgage deal to secure a home purchase loan or refinance for a lower interest rate. Its loan programs include jumbo, VA, adjustable rate, fixed rate, and FHA loans. The business also provides reverse mortgages to homeowners who are 62 years of age or older. Trinity Mortgage USA, Inc. is a team of mortgage professionals with 50 years of combined experience.

License Verified:

License: 2086242

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Website
1200 S Pine Island RD, Suite 670, Plantation, FL 33324
  • New Construction

Why choose this provider?

Certified Home Loans is a mortgage solutions company that serves clients in Davie. It offers residential and commercial financing options for refinancing and purchase transactions, customized based on the unique financial situation and goals of clients. Its mortgage programs include conventional, FHA, VA, USDA, reverse, and rehab. Its team also provides commercial and construction loans. Certified Home Loans principal broker Justin Cervantes has over two decades of experience in the real estate and finance industry.

License Verified:

License: 1806779

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (327)
Google
4.7 / 5 (57)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
150 S. Pine Island Road, Suite 300, Plantation, FL 33324
  • Refinance

Why choose this provider?

Kamps Mortgage serves real estate investors and homebuyers in and around Davie. Since 2005, the facility has been providing mortgage programs, such as HARP, fixed- or adjustable-rate, jumbo, FHA, 203k, and reverse mortgages. Loan originator Marsha Allen has helped clients purchase and sell different types of properties, like condominiums and single-family residences. She guides customers throughout the loan application process, including comparing mortgage rates and terms. Kamps Mortgage's website features a payment and home value calculator.

License Verified:

License: 377749

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Website
1921 NW 150 Ave Ste 102, Pembroke Pines, FL 33028
  • Refinance
  • New Construction

Why choose this provider?

The J. Clark Team is a mortgage brokerage serving Davie and the nearby communities. It operates under Smart Home Loans and offers customized programs through its affiliation with more than 30 lenders. Options include conventional, jumbo, FHA, HELOC, and piggyback mortgages. Its loan officers conduct an income analysis for self-employed owners of convenience stores, dry cleaning businesses, and construction companies to help them qualify for financing. The team’s leader, Jason Martin Clark, has been originating mortgages throughout Florida since 2000.

License Verified:

License: 1044478

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (160)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 W Ray Rd Ste 201, Office 209, Davie, FL 85226
  • Refinance

Why choose this provider?

Cliff Dees is a mortgage loan originator who serves residential clients in the Davie community. He provides different types of aggressive loan programs, including confirming, FHA, VA, USDA, and jumbo. He also provides options for clients who are renovating properties, purchasing second mortgages, and looking for downpayment assistance. Additionally, he offers professional and doctor loans. Dees joined Nexa Mortgage in 2021, a mortgage brokerage firm with licenses to originate in 48 states and is partnered with UWM and Loan Stream.

License Verified:

License: 2097688

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (364)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4875 Volunteer Road, Davie, FL 33330
  • Refinance
  • New Construction

Why choose this provider?

LoanPro is a mortgage broker serving the people of Davie. For more than 15 years, it has assisted experienced investors and first-time homebuyers with their mortgage needs. It provides a variety of home loan programs, including FHA, VA, jumbo, and conventional loans. It also offers commercial, refinancing, foreign national, hard money, and bad credit home loans. It seeks to deliver prompt mortgage services by responding to clients' concerns 24/7 and keeping them informed every step of the way.

License Verified:

License: 328337

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (46)
Facebook
5.0 / 5 (35)
Zillow
5.0 / 5 (13)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12401 Orange Dr Suite 129, Davie, FL 33330
  • Refinance

Why choose this provider?

1st American Lending, LLC, offers custom mortgages to prospective homebuyers, refinancers, and investors in Davie. Its team has a range of loan options, from hybrid ARMs and 203(k) loans to fixed-rate programs, that suit clients' preferred term duration and paying capabilities. It matches applicants to specific programs based on their eligibility in terms of credit history and existing mortgages. 1st American Lending also modifies its financial suggestions by considering economic influences, like local property values, interest rate changes, and long-term marketing conditions.

License Verified:

License: 1014298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (5)

Website
9650 Stirling Rd #102, Cooper City, FL 33024
  • Reverse Mortgages
  • Refinance

Why choose this provider?

Family Home Loans is a mortgage broker that leverages technology to serve the buying needs of individuals and families in Davie. Through the Loanzify App, the company connects homebuyers and borrowers with their loan officers and Realtors throughout the mortgage process. Its team uses interactive calculators to guide clients in evaluating various financing options and making decisions. Its president, Tony Mendez, has been in the loan origination industry since 2010 and has experience handling investment properties, short sales, and foreclosures.

License Verified:

License: 2178576

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15800 Pines Blvd - Suite # 3100, Pembroke Pines, FL 33027
  • Refinance

Why choose this provider?

Florida Choice Mortgage Corp. serves residents in Davie. It helps clients realize their dream of home ownership and assists those who want to lower their monthly loan payments. The team offers reverse mortgages, as well as FHA, conventional, and jumbo loans. Cash-out, rate and term, and streamline refinances are also available. In addition, the company has commercial loans to which foreign nationals are welcome. Florida Choice Mortgage carries more than 23 years of industry experience.

License Verified:

License: 218197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.