Best Mortgage Refinance Companies in Lakeland

American Liberty Mortgage, Inc. Lakeland, FL offers home purchase loans and refinancing solutions to individuals and families in the metro. It assists with different types of mortgages, including jumbo, FHA streamline, VA, FHA 203K rehab, conventional, and reverse. It also creates personalized programs for self-employed borrowers looking to utilize bank statements in place of traditional income documents for loans. American Liberty Mortgage has been in the industry since 2015 and is headed by Seth Gallaher, a 20-year mortgage professional.

Approved Mortgage helps residents in the area of Lakeland in refinancing or purchasing homes. The mortgage refinance company offers jumbo, USDA, HARP, FHA, and VA loan programs for its clients. It also provides reverse mortgage loan options for senior citizen customers who need access to their home equity. Approved Mortgage aims to provide mortgage solutions to its clients by discussing available home loan options and helping them identify what will suit their financial status and lifestyle.

Compass Mortgage LLC is a locally owned and operated brokerage that offers refinancing solutions to the Lakeland community. Its team of mortgage professionals advises loan owners regarding refinancing programs that fit their needs and goals. The team assesses each client's financial situation and history and provides guidance in completing the refinancing process in a timely manner. Compass Mortgage has been serving the community for over 15 years and gives back by supporting the Blended Family Foundation.

Landmark Mortgage & Associates, Inc., delivers refinancing services to borrowers in Lakeland and the neighboring areas. The company helps homeowners refinance an FHA loan to replace it with a conventional one. Its officers create customized refinancing solutions for borrowers planning to change to a lower rate or cash out equity. Additionally, they guide clients in the application process, from the documentation submission stage to closing. Owner Taylor Caffey has been originating mortgages for more than 22 years.

Loantrust Mortgage is a Lakeland lender offering a wide variety of home loan financing plans. The company’s brokers educate clients on the types of loan programs available and help them choose among the options that will suit their individual needs. They also assist with mortgage refinancing to keep clients’ homes affordable or build more equity through an update and eventually cash out a bigger sum. Loantrust Mortgage has been in service for more than two decades.

Marimark Mortgage, established in 2006, provides Lakeland homeowners with refinancing solutions. The independently owned mortgage lender and broker has assisted homeowners whose properties had depreciated by refinancing through the HARP program. It informs clients if their home is eligible for HARP, assisting them in lowering their mortgage payment, even if they owe more than the value of their home. In addition, homeowners can rely on Marimark Mortgage for assistance with the FHA Streamline refinance program.

McWhorter Mortgage LLC is a Lake Wales-based company that deals with clients throughout Lakeland. It helps individuals refinance their mortgages. The company has experience working with owners of properties like townhouses, condominiums, and single-family homes. It also sets up a reverse mortgage, a solution that allows senior homeowners to convert their equity into cash to fund travel expenses or retirement property acquisitions. Richard McWhorter, one of its team members, is a Certified Mortgage Planning Specialist. He is a National Aging in Place Council member.

Newton Financial Home Loans is a locally owned firm that provides a wide range of options to clients in Lakeland and its surrounding areas. Its home loan refinancing programs include adjustable and fixed-rate mortgages; US Department of Agriculture, Veteran Affairs, and Federal Housing Administration loans. The company helps its clients find a mortgage term that fits their needs and preferences. Vivian Newton, the owner, has more than 15 years of experience in the finance and banking industry.

Quick Quote Mortgage is a team of loan officers that serves locals in the Lakeland metro. It assists clients in obtaining loans using the equity in their houses, refinancing existing loans, lowering monthly payments, and securing low-interest rates. It also offers conforming, jumbo, and super jumbo loans with terms ranging from five to 30 years. In addition, it has tools that can help buyers in computing and analyzing their dues in case they push through with the purchase, like refinance analysis and payment calculator.

Ridge View Mortgage is a family-owned company that offers various financial solutions to residents in Lakeland. It has a staff of seven mortgage professionals with a combined 35 years of experience. They help clients who want a lower rate, change from an adjustable rate to a fixed rate, or aim to get cash from their equity through refinancing. They also assist first-time buyers by offering traditional and non-conforming loans. Ridge View Mortgage works with 15 lenders and strives to give clients the most suitable solutions for their financial needs.

Robert Beshears is a mortgage banker who strives to meet the loan needs of residents in the Lakeland area. As a member of Stockton Mortgage, he assists loan holders in refinancing to save money through lower interest rates or take out cash from equity. He analyzes financial situations, reduces the loan closing turnaround time, and keeps clients informed of the latest market rates and trends. Beshears has been in the financial industry since 2007 and was previously a member of the military.

SunPoint Home Loans is composed of loan originators that provide mortgage refinancing services to the residents of Lakeland. The company guides its clients to understand the benefits of a refinancing program, such as reduced monthly mortgage payments, shortened and restructured loan terms, and prioritized high-interest debts during monthly payments. As a direct mortgage lender, it offers a variety of options that cover 10- to 30-year and fixed-rate arrangements. Jumbo, conventional, HARP, FHA, VA, and USDA loans are also available.

The Mortgage Firm Lakeland has been serving individual homebuyers, real estate professionals, and builders in the metro since 1995. It is a local, privately owned mortgage lending company offering refinancing options. Its loan officers also handle lending programs under government-backed systems, such as FHA, VA, and USDA. Aiming to simplify the lending process for people, The Mortgage Firm helps borrowers find the right loan that meets their unique needs and provides regular updates throughout the transaction.

Vertical Lending caters to customers in and around the Lakeland metro. It helps borrowers who want to refinance their mortgage, offering a wide selection of loan options, including VA, USDA, FHA, investment, jumbo, and rehab loans. It also provides medical professional and self-employed loan programs. Vertical Lending has been serving clients since 2006. It aims to speed up the home loan application process and give borrowers access to their loan status through the use of technology.