Expertise.com

Best Mortgage Refinance Companies in Tampa

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2023
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License: 2412313

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Mortgage Expert

Tampa, FL
  • Conventional Mortgages
  • Mortgage Refinance
  • Investment Property
  • Mortgage Lenders
  • Mortgage Brokers

Business Description

Mortgage Expert caters to homeowners in Tampa. It renders mortgage refinance services—which may involve debt consolidation—and offers FHA, jumbo, and VA loans, as well as conventional loan options with 15-, 20-, or 30-year fixed rates. In addition, Mortgage Expert assists real estate seekers who are considering to purchase investment or rental properties. Its mortgage broker, Shahram Sondi, has been in the real estate industry for over two decades. He is well-versed in English, Hindi, and Persian.

License Verified:

License: 2412313

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail

Price: Call for estimate

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Free booking service | Call 848.Book.Pro!

Expertise.com Concierge Service

Tampa, FL

Business Description

Need help contacting a Mortgage Refinance Company in Tampa? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Price: Free booking service | Call 848.Book.Pro!

Able First Mortgage logo
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License Verified:

License: 1381252

Nationwide Multistate Licensing System and Registry

Able First Mortgage

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401 Ware Boulevard, Tampa, FL 33619
  • New Construction

Business Description

Able First Mortgage is a Tampa-based team of advisors that offers a wide range of programs for homeowners. These programs are especially useful for clients looking into refinancing to lower down monthly charges, regardless if they are paying for single-family residences, townhouses, condominiums, multi-family properties, or manufactured homes. The mortgage specialists assist homebuyers seeking help in purchasing loans, such as jumbo, fixed-rate, USDA, VA, and FHA programs. Able First Mortgage's team can also assist clients with adjustable-rate and graduated payment mortgages.

License Verified:

License: 1381252

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Agave Home Loans logo
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License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Agave Home Loans

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Tampa, FL
  • New Construction

Business Description

Agave Home Loans helps individuals in the Tampa metro with their mortgage refinancing needs. This independent firm assists them in securing their financial objectives—paying off higher interest debts, remodeling their kitchens, or paying for college tuition—by converting their existing equity to cash. Its team also negotiates on their behalf for the best possible terms. It also educates clients about the process to help them make wise decisions. Agave Home Loans’ co-owner Doug Wang has over seven years of industry experience.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (597)
Facebook
5.0 / 5 (91)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CambridgeHomeLoan.com - Tampa logo
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License Verified:

License: 1826020

Nationwide Multistate Licensing System and Registry

CambridgeHomeLoan.com - Tampa

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4830 West Kennedy Boulevard, Tampa, FL 33609
  • New Construction

Business Description

CambridgeHomeLoan.com is a mortgage refinancing company that serves the Tampa area. It has over two decades of experience in the lending industry, helping clients explore their loan options. From initial application to final funding, its loan specialists aim to work closely with clients to determine their specific needs and goals, matching them with the loan program that fits their current situation. Some of CambridgeHomeLoan.com's loan programs are fix and flip, conventional, FHA, and VA loans. It also deals with refinancing and reverse mortgages.

License Verified:

License: 1826020

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Embrace Home Loans - Florida Tampa logo
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License Verified:

License: 2184

Nationwide Multistate Licensing System and Registry

Embrace Home Loans - Florida Tampa

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3450 Buschwood Park Drive, Tampa, FL 33618
  • Multi-Family Loans

Business Description

Embrace Home Loans in Tampa is a team of mortgage advisors who helps with both purchasing and refinancing. They guide clients throughout the entire process, from applying to closing. Some of the programs they provide assistance with are unconventional, conventional, jumbo, FHA, VA, and renovation loans. Embrace Home Loans, which has over 45 branches nationwide, has been included in Inc. 5000's list of fastest-growing companies six times. The company also has offices in Boca Raton and Fort Myers.

License Verified:

License: 2184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (18)
Yelp
4.5 / 5 (12)
Facebook
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
LoanFlight Lending logo
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License Verified:

License: 1386

Nationwide Multistate Licensing System and Registry

LoanFlight Lending

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201 North Franklin Street, Tampa, FL 33602
  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans
  • NMLS #: 1522344

Business Description

LoanFlight Lending is a privately held mortgage lender serving clients in the Tampa metro. It offers a variety of mortgage loan solutions to homeowners and homebuyers, including VA, USDA, FHA, and conventional loans. The lender also provides mortgage refinancing solutions to help clients reduce interest rates and revise previous loan terms. LoanFlight Lending uses technology to streamline the mortgage loan process and eliminate the involvement of layers of people or management in managing clients' loans.

License Verified:

License: 1386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (111)
Facebook
5.0 / 5 (11)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marimark Mortgage logo

License Verified:

License: 248318

Nationwide Multistate Licensing System and Registry

Marimark Mortgage

5327 Primrose Lake Circle, Tampa, FL 33647
  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans

Business Description

Marimark Mortgage is a mortgage refinancing company serving homeowners, homebuyers, investors, and realtors in Tampa since 2006. Its loan programs include conventional, jumbo, FHA, and VA loans. The company also offers various refinancing options to help clients in lowering their home loans payments. Founder Mary Catchur is a CPA and realtor who is licensed in multiple states, including Florida, Virginia, and Pennsylvania. Catchur complies with continuing education requirements, striving to provide a fast pre-qualification process and maintain timely communication.

License Verified:

License: 248318

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Kepler Mortgage Team logo
Visit WebsiteWebsite

License Verified:

License: 1742769

Nationwide Multistate Licensing System and Registry

Scott Kepler Mortgage Team

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2918 Busch Lake Boulevard, Tampa, FL 33614
  • New Construction

Business Description

Scott Kepler Mortgage Team at Mortgage Approval Group provides personalized home loan solutions from its Tampa location. It is a local mortgage brokerage with access to over 50 different lender partners. It provides a wide range of refinancing and purchase home loan options, including conventional, FHA, and VA mortgages. The team also helps first-time homebuyers, investors, and renovators get financing. Scott Kepler, the company’s owner, has been in the industry for more than 20 years of experience helping families secure a low-cost mortgage plan specific to their situation.

License Verified:

License: 1742769

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Simons & Leoni Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 8768

Nationwide Multistate Licensing System and Registry

Simons & Leoni Home Loans

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3902 Henderson Boulevard, Tampa, FL 33629
  • Multi-Family Loans

Business Description

Simons & Leoni Home Loans is a mortgage company that was founded by Scott B. Simons and Douglas S. Leoni in 2003. The company's mission is to deliver lending services to residential and commercial clients in Tampa and nearby locations. Its leadership team has a combined experience of over 80 years and has successfully closed several transactions. Its mortgage professionals offer various home loan options, including 30-year fixed mortgage, adjustable-rate mortgage, FHA and VA loans, and first-time home buyer loans.

License Verified:

License: 8768

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (142)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smart Mortgage Centers logo
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License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Smart Mortgage Centers

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38852 U.S. 19, Tarpon Springs, FL 34689
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Smart Mortgage Centers Inc. is a team of mortgage professionals in Tampa that offers clients mortgage strategies for refinancing. Founded by Richard Birk in 1997, it aims to help clients find the best refinancing option to alter or reduce their current mortgage plans. The company focuses on simplicity and straightforward processes in its loan programs and has several pre-approval solutions available on its website. It also has a successful track record of reducing interest rates, consolidating debts, and reducing monthly payments.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (32)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Associates Home Loan of Florida, Inc. logo
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License Verified:

License: 380601

Nationwide Multistate Licensing System and Registry

The Associates Home Loan of Florida, Inc.

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14802 North Dale Mabry Highway, Tampa, FL 33618
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

The Associates Home Loan of Florida, Inc., is a Tampa-based mortgage company that specializes in home loan and mortgage refinancing solutions in the area. The company caters to all current homeowners and provides mortgage strategies regardless of credit score. It has experience helping its clients build back their financial stability through programs that cash out equity, reduce interest rates, and shorten mortgage terms. It also offers loan programs to clients who have non-traditional income sources.

License Verified:

License: 380601

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.