Best Credit Repair Companies in Lakeland

Credit Up Scores is a credit repair company assisting clients in the Lakeland metro and nearby cities get back on financial track. Its team performs credit monitoring and in-depth analysis, asking clients to provide reports from various credit bureaus. It also corrects, update, and remove misleading and inaccurate items like late pays, tax liens, short sales, bankruptcies, and foreclosures. Credit Up Scores assists individuals, couples, and families by providing a step-by-step guide on how to rebuild and restore credit scores.

Delta Credit Restoration has been serving small businesses and individuals in Lakeland and nearby areas since 2010. It provides individual credit restoration and long-term credit repair services. It follows FHA and SBA guidelines, which are the same guidelines used by banks and loan officers. It also implements financial safeguards to keep customers from becoming repeat customers. The firm caters to clients who need credit repair in order to obtain home loans or recover from identity theft.

Heavencent Credit LLC serves clients in Lakeland. Its team provides credit repair solutions for various issues such as denied or default loans, late payments or repossession, overwhelming medical bills, and tax liens. It removes negative items from reports to help individuals improve their scores and secure new loans or become eligible for any financial assistance. The company's other services include credit lines, budgeting, and financial coaching. Heavencent Credit was established in 2016.

Mcknight Bounce Back Credit Repair caters to individuals in Lakeland and the surrounding areas. The company consults clients to determine their needs and educates them on the credit repair process. It aims to empower clients by equipping them with the financial and credit tools to maintain a healthy score. The company removes negative items on the customer's report, such as repossessions, collections, bankruptcies, charge-offs, late payments, and hard inquiries. It also works with individuals looking to build generational wealth.

National Credit Federation assists Lakeland residents in improving their credit scores. The company offers custom credit repair programs, and it educates clients on matters concerning healthy credit standings. It also helps them by disputing inaccurate and unverifiable entries with credit bureaus and agencies. In addition, the firm provides personalized credit score blueprints, online budgeting tools, and 24/7 access to its online portal. Herschel Bentley, the firm’s founder, has over 30 years of industry experience. He has been featured in CBS MoneyWatch, Boston Herald, and Forbes.

OpenSky Credit Repair serves individuals and businesses in and around the Lakeland area. It helps clients achieve financial goals, whether they are looking to qualify for credit card applications or purchase homes, through credit restoration, education, and building. Its credit repair service involves challenging and removing inaccurate and unverifiable items such as charge-offs, repossessions, late payments, and inquiries. It offers different packages to cater to clients' unique needs. One of them includes two direct-to-creditor disputes and a debt elimination plan.

Score Bump assists Lakeland residents with credit repair. It collaborates with credit bureaus to provide individual and couple credit analyses, allowing clients to challenge inaccurate items added to their database and initial audit reports. It also offers dispute letter creation and 24-hour online account access. The company focuses on guiding clients through the process and constantly educating them on how to improve and restore their financial scores in a sustainable manner. Its services extend to business funding and financial coaching by a Ramsey Master Financial Coach.