Best Credit Repair Companies in Lakeland 2022
We scored 85 Credit Repair Companies in Lakeland and Picked the Top 13
Here are the Picks:
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Credit Up Scores
Credit Up Scores is a credit repair company assisting clients in the Lakeland metro and nearby cities get back on financial track. Its team performs credit monitoring and in-depth analysis, asking clients to provide reports from various credit bureaus. It also corrects, update, and remove misleading and inaccurate items like late pays, tax liens, short sales, bankruptcies, and foreclosures. Credit Up Scores assists individuals, couples, and families by providing a step-by-step guide on how to rebuild and restore credit scores.
Credit1Club
Credit1Club caters to families and individuals in Lakeland and nearby areas. It provides credit repair services to remove clients' negative records, including derogatories and late payments. The company also conducts identify theft education and long-term credit consultation as well as Experian, Transunion, and Equifax Bureau management. Clients can access their account status 24/7 using smartphones. The specialists work with HER Realtors and American Eagle Mortgage. Credit1Club has been in business for over two decades. It is a member of the National Association of Credit Services Organizations.
Delta Credit Restoration
Delta Credit Restoration has been serving small businesses and individuals in Lakeland and nearby areas since 2010. It provides individual credit restoration and long-term credit repair services. It follows FHA and SBA guidelines, which are the same guidelines used by banks and loan officers. It also implements financial safeguards to keep customers from becoming repeat customers. The firm caters to clients who need credit repair in order to obtain home loans or recover from identity theft.
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Divine Credit Repair & Notary Service Inc
Divine Credit Repair & Notary Service Inc. caters to customers in the Lakeland metro and the surrounding communities. It helps individuals optimize their credit scores and achieve financial freedom by offering credit repair and rebuilding solutions. Its work process involves reviewing the clients' credit reports, disputing and challenging unfair marks on their credit, and educating them on how they can improve their creditworthiness. The company also provides debt reduction and mortgage and student loan approval assistance.
First Aid Credit Repair
First Aid Credit Repair manages the credit repair process for clients in Lakeland and the surrounding areas. Its credit professionals are responsible for disputing questionable items such as inquiries, late payments, collections, and charge-offs with relevant agencies such as bureaus. They use strategies to correct or delete entries such as medical bills, student loans, foreclosures, and bankruptcies that have an impact on their clients' credit scores. The team also educates customers on the value of good credit and how to obtain it.
G&T Debt Solutions
Since 2019, G&T Debt Solutions has been helping individuals obtain financial confidence in Lakeland and the surrounding areas. The company offers a variety of credit restoration programs, such as inquiry removal and score improvement packages. Its process includes removing negative accounts like charge-offs, late payments, evictions, student loan debts, and child support payments. It also provides monthly subscription packages for late payment removals and credit sweeps. Xavier Greene, the company's owner, knows his clients' predicaments because he has had credit issues himself.
Heavencent Credit LLC
Heavencent Credit LLC serves clients in Lakeland. Its team provides credit repair solutions for various issues such as denied or default loans, late payments or repossession, overwhelming medical bills, and tax liens. It removes negative items from reports to help individuals improve their scores and secure new loans or become eligible for any financial assistance. The company's other services include credit lines, budgeting, and financial coaching. Heavencent Credit was established in 2016.
Magic Touch Credit Repair, LLC
MagicTouch Credit Repair, LLC, serves clients in Lakeland. It offers credit consultation to analyze the clients' files. The firm works with credit bureaus and creditors to dispute inaccurate report items that affect the clients' credit scores. Committed to helping individuals stay on track with their credit goals, MagicTouch Credit Repair provides them 24/7 access to updates and improvements on their reports. A past client has shared how they were able to buy a house after the company helped them restore their credit score.
Mcknight Bounce Back Credit Repair
Mcknight Bounce Back Credit Repair caters to individuals in Lakeland and the surrounding areas. The company consults clients to determine their needs and educates them on the credit repair process. It aims to empower clients by equipping them with the financial and credit tools to maintain a healthy score. The company removes negative items on the customer's report, such as repossessions, collections, bankruptcies, charge-offs, late payments, and hard inquiries. It also works with individuals looking to build generational wealth.
My Score Solution
My Score Solution is a credit repair firm that serves the residents of Lakeland. It assists clients with improving their credit rating, which is the basis for getting loan approvals. The firm conducts assessments of credit reports to determine wrong and misleading items that are affecting scores—including bankruptcies, tax liens, repossessions, late payments, judgments, and foreclosures. It prepares letters of dispute to remove those negative records and carries out reviews of the updated reports. The firm provides its services in English and Spanish.
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National Credit Federation
National Credit Federation assists Lakeland residents in improving their credit scores. The company offers custom credit repair programs, and it educates clients on matters concerning healthy credit standings. It also helps them by disputing inaccurate and unverifiable entries with credit bureaus and agencies. In addition, the firm provides personalized credit score blueprints, online budgeting tools, and 24/7 access to its online portal. Herschel Bentley, the firm’s founder, has over 30 years of industry experience. He has been featured in CBS MoneyWatch, Boston Herald, and Forbes.
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OpenSky Credit Repair
OpenSky Credit Repair serves individuals and businesses in and around the Lakeland area. It helps clients achieve financial goals, whether they are looking to qualify for credit card applications or purchase homes, through credit restoration, education, and building. Its credit repair service involves challenging and removing inaccurate and unverifiable items such as charge-offs, repossessions, late payments, and inquiries. It offers different packages to cater to clients' unique needs. One of them includes two direct-to-creditor disputes and a debt elimination plan.
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Score Bump
Score Bump assists Lakeland residents with credit repair. It collaborates with credit bureaus to provide individual and couple credit analyses, allowing clients to challenge inaccurate items added to their database and initial audit reports. It also offers dispute letter creation and 24-hour online account access. The company focuses on guiding clients through the process and constantly educating them on how to improve and restore their financial scores in a sustainable manner. Its services extend to business funding and financial coaching by a Ramsey Master Financial Coach.