Laurels

Best Credit Repair Companies in Lakeland
2022

Credit Up Scores

Credit Up Scores

  • Credit Monitoring
  • Credit Dispute

Credit Up Scores is a credit repair company assisting clients in the Lakeland metro and nearby cities get back on financial track. Its team performs credit monitoring and in-depth analysis, asking clients to provide reports from various credit bureaus. It also corrects, update, and remove misleading and inaccurate items like late pays, tax liens, short sales, bankruptcies, and foreclosures. Credit Up Scores assists individuals, couples, and families by providing a step-by-step guide on how to rebuild and restore credit scores.

P.O. Box 7042
Lakeland, FL 33807

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Credit1Club

Credit1Club

  • Debt Consolidation

Credit1Club caters to families and individuals in Lakeland and nearby areas. It provides credit repair services to remove clients' negative records, including derogatories and late payments. The company also conducts identify theft education and long-term credit consultation as well as Experian, Transunion, and Equifax Bureau management. Clients can access their account status 24/7 using smartphones. The specialists work with HER Realtors and American Eagle Mortgage. Credit1Club has been in business for over two decades. It is a member of the National Association of Credit Services Organizations.

Lakeland, FL

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

142 (Best)

Score Consistency:

Consistent (Best)

Delta Credit Restoration

Delta Credit Restoration

  • Debt Consolidation
  • Credit Monitoring

Delta Credit Restoration has been serving small businesses and individuals in Lakeland and nearby areas since 2010. It provides individual credit restoration and long-term credit repair services. It follows FHA and SBA guidelines, which are the same guidelines used by banks and loan officers. It also implements financial safeguards to keep customers from becoming repeat customers. The firm caters to clients who need credit repair in order to obtain home loans or recover from identity theft.

1219 Millennium Parkway
Brandon, FL 33511

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

110 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Divine Credit Repair & Notary Service Inc

Divine Credit Repair & Notary Service Inc

  • Credit Monitoring
  • Credit Audit

Divine Credit Repair & Notary Service Inc. caters to customers in the Lakeland metro and the surrounding communities. It helps individuals optimize their credit scores and achieve financial freedom by offering credit repair and rebuilding solutions. Its work process involves reviewing the clients' credit reports, disputing and challenging unfair marks on their credit, and educating them on how they can improve their creditworthiness. The company also provides debt reduction and mortgage and student loan approval assistance.

7965 State Road 50,
Groveland, FL 34736

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

First Aid Credit Repair

First Aid Credit Repair

  • Credit Monitoring

First Aid Credit Repair manages the credit repair process for clients in Lakeland and the surrounding areas. Its credit professionals are responsible for disputing questionable items such as inquiries, late payments, collections, and charge-offs with relevant agencies such as bureaus. They use strategies to correct or delete entries such as medical bills, student loans, foreclosures, and bankruptcies that have an impact on their clients' credit scores. The team also educates customers on the value of good credit and how to obtain it.

100 Ashley Dr S #600
Tampa, FL 33602

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

G&T Debt Solutions

G&T Debt Solutions

  • Credit Monitoring

Since 2019, G&T Debt Solutions has been helping individuals obtain financial confidence in Lakeland and the surrounding areas. The company offers a variety of credit restoration programs, such as inquiry removal and score improvement packages. Its process includes removing negative accounts like charge-offs, late payments, evictions, student loan debts, and child support payments. It also provides monthly subscription packages for late payment removals and credit sweeps. Xavier Greene, the company's owner, knows his clients' predicaments because he has had credit issues himself.

601 North Ashley Drive
Tampa, FL 33602

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Heavencent Credit LLC

Heavencent Credit LLC

  • Credit Dispute
  • Credit Monitoring

Heavencent Credit LLC serves clients in Lakeland. Its team provides credit repair solutions for various issues such as denied or default loans, late payments or repossession, overwhelming medical bills, and tax liens. It removes negative items from reports to help individuals improve their scores and secure new loans or become eligible for any financial assistance. The company's other services include credit lines, budgeting, and financial coaching. Heavencent Credit was established in 2016.

7796 Tuscan Bay Cir
Wesley Chapel, FL 33545

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

Magic Touch Credit Repair, LLC

Magic Touch Credit Repair, LLC

  • Credit Audit
  • Credit Dispute

MagicTouch Credit Repair, LLC, serves clients in Lakeland. It offers credit consultation to analyze the clients' files. The firm works with credit bureaus and creditors to dispute inaccurate report items that affect the clients' credit scores. Committed to helping individuals stay on track with their credit goals, MagicTouch Credit Repair provides them 24/7 access to updates and improvements on their reports. A past client has shared how they were able to buy a house after the company helped them restore their credit score.

6421 N. Florida Ave Ste D PMB 1088
Tampa, FL 33604

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Mcknight Bounce Back Credit Repair

Mcknight Bounce Back Credit Repair

  • Credit Monitoring

Mcknight Bounce Back Credit Repair caters to individuals in Lakeland and the surrounding areas. The company consults clients to determine their needs and educates them on the credit repair process. It aims to empower clients by equipping them with the financial and credit tools to maintain a healthy score. The company removes negative items on the customer's report, such as repossessions, collections, bankruptcies, charge-offs, late payments, and hard inquiries. It also works with individuals looking to build generational wealth.

4620 Bristol Bay Way #101
Tampa, FL 33619

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

My Score Solution

My Score Solution

  • Credit Monitoring
  • Credit Audit

My Score Solution is a credit repair firm that serves the residents of Lakeland. It assists clients with improving their credit rating, which is the basis for getting loan approvals. The firm conducts assessments of credit reports to determine wrong and misleading items that are affecting scores—including bankruptcies, tax liens, repossessions, late payments, judgments, and foreclosures. It prepares letters of dispute to remove those negative records and carries out reviews of the updated reports. The firm provides its services in English and Spanish.

PO Box 136514
Clermont, FL 34713

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

National Credit Federation

National Credit Federation

  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

National Credit Federation assists Lakeland residents in improving their credit scores. The company offers custom credit repair programs, and it educates clients on matters concerning healthy credit standings. It also helps them by disputing inaccurate and unverifiable entries with credit bureaus and agencies. In addition, the firm provides personalized credit score blueprints, online budgeting tools, and 24/7 access to its online portal. Herschel Bentley, the firm’s founder, has over 30 years of industry experience. He has been featured in CBS MoneyWatch, Boston Herald, and Forbes.

2803 West Busch Blvd Suite 210
Tampa, FL 33618

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

164 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

OpenSky Credit Repair

OpenSky Credit Repair

  • Debt Consolidation

OpenSky Credit Repair serves individuals and businesses in and around the Lakeland area. It helps clients achieve financial goals, whether they are looking to qualify for credit card applications or purchase homes, through credit restoration, education, and building. Its credit repair service involves challenging and removing inaccurate and unverifiable items such as charge-offs, repossessions, late payments, and inquiries. It offers different packages to cater to clients' unique needs. One of them includes two direct-to-creditor disputes and a debt elimination plan.

5323 Millenia Lakes Blvd Suite 300
Orlando, FL 32839

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Score Bump

Score Bump

  • Credit Monitoring
  • Credit Dispute

Score Bump assists Lakeland residents with credit repair. It collaborates with credit bureaus to provide individual and couple credit analyses, allowing clients to challenge inaccurate items added to their database and initial audit reports. It also offers dispute letter creation and 24-hour online account access. The company focuses on guiding clients through the process and constantly educating them on how to improve and restore their financial scores in a sustainable manner. Its services extend to business funding and financial coaching by a Ramsey Master Financial Coach.

3502 Henderson Blvd
Tampa, FL 33609

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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