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Best Health Insurance Agencies in Lakeland

Laurels
2023
Laurels

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Fabian Insurance Services logo
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License Verified:

License: L090838

Florida Division of Insurance Agent and Agency Services

Fabian Insurance Services

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6157 Florida Avenue South, Lakeland, FL 33813
  • Health Insurance

Business Description

Fabian Insurance Services provides life and health insurance products to clients in Lakeland. Established in 2011, it offers a Medicare Advantage plan covering hospital and medical bills, including vision and dental checkups. It also assists elderly individuals needing medical prescription drug plans to help maintain their health. In addition, its team of insurance brokers caters to Spanish-speaking clients who are looking for health benefits. Fabian Insurance Services also participates and presents in seminars to guide individuals with their insurance plans.

License Verified:

License: L090838

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.3 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Pepe Insurance Agency logo

License Verified:

License: L111498

Florida Division of Insurance Agent and Agency Services

John Pepe Insurance Agency

403 Deer Run Road, Lakeland, FL 34453
  • Individual Plans

Business Description

John Pepe Insurance Agency is a risk management business that specializes in providing Medicare health insurance. Serving Lakeland clients, it offers a number of products such as Medicare Advantage plans that cover PPOs, HMOs, Medicare Special Needs plans, and private fee-for-service policies. The insurance professionals furnish Medicare Supplement plans, which cover deductibles and co-payments. John Pepe Insurance Agency, which has been in service since 1982, also offers vision insurance covering annual eye exams, contact lenses, eyeglass lenses, and eyeglass frames.

License Verified:

License: L111498

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
L.B. Yates logo
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License Verified:

License: A291862

Florida Division of Insurance Agent and Agency Services

L.B. Yates

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5405 Cypress Gardens Boulevard, Winter Haven, FL 33884
  • Life Insurance

Business Description

L.B. Yates is an insurance agent who started his own insurance firm, Lindsey B Yates Ins Agcy Inc., under State Farm. He provides a wide range of insurance products and services to clients residing in Lakeland. These include health, life, business, property, home, and auto insurance programs. Yates also handles annuities. In addition, he served in the Air Force as a staff sergeant from '66 to '70. State Farm has 19,000 insurance agents across the country.

License Verified:

License: A291862

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Michael Mowdy logo
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License Verified:

License: A186106

Florida Division of Insurance Agent and Agency Services

Michael Mowdy

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4279 South Highway 27, Clermont, FL 34711
  • Individual Plans
  • Life Insurance

Business Description

Michael Mowdy is an insurance agent associated with State Farm serving Lakeland and the surrounding areas. He provides health insurance solutions such as supplemental health, Medicare Supplement, and individual medical plans. He offers other insurance products including auto, home, and life insurance policies. Michael has been in the industry for more than 30 years and has been with State Farm since 2001. People who are looking to relocate to central Florida can contact him for assistance with their insurance policies.

License Verified:

License: A186106

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Pearce logo
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License Verified:

License: R046497

Florida Division of Insurance Agent and Agency Services

Mike Pearce

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132 West Central Avenue, Lake Wales, FL 33853
  • Individual Plans
  • Life Insurance

Business Description

Mike Pearce has been an agent with State Farm since 1984. He is located in Lake Wales and provides services to individuals and families throughout the surrounding communities, including Lakeland. Through State Farm, he helps clients explore and choose from a variety of health insurance plans available. These include medical and supplemental health coverage and Medicare Supplement plans. He also assists customers in obtaining disability insurance which can help cover monthly expenses. In addition to insurance services, Pearce is also a licensed Notary Public.

License Verified:

License: R046497

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pure Security Insurance logo
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License Verified:

License: L079378

Florida Division of Insurance Agent and Agency Services

Pure Security Insurance

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301 3rd Street Northwest, Winter Haven, FL 33881
  • Individual Plans
  • Group Plans

Business Description

Pure Security Insurance, LLC, is an independent insurance brokerage firm that serves the Lakeland metro area and all of Florida. The company helps individual and group clients acquire a health insurance plan that can cover medical and prescription drug expenses. Its insurance brokers shop for a variety of health insurance policies offered by multiple carriers, such as HMOs, PPOs, and HSAs. The team also handles supplemental health coverages like dental, gap, and Medicare supplements. Founder and licensed broker Christine Wambold started the company in 2007.

License Verified:

License: L079378

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Florida Health Insurance Exchange logo

License Verified:

Florida Division of Insurance Agent and Agency Services

The Florida Health Insurance Exchange

1820 East Edgewood Drive, Lakeland, FL 33803
  • Health Insurance

Business Description

The Florida Health Insurance Exchange serves the needs of individuals, families, and businesses in the Lakeland area. The agency offers a diverse range of health insurance products from Florida Blue. When it comes to selecting an insurance policy, its insurance professionals take time to assess and understand their client's needs as well as their goals. These policies can be categorized as copay plans, everyday plans, and essential plans. Florida Health Insurance Exchange also provides assistance with Medicare plans.

License Verified:

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Trust Insurance Advisors logo
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License Verified:

License: L071535

Florida Division of Insurance Agent and Agency Services

United Trust Insurance Advisors

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1101 Miranda Lane, Kissimmee, FL 34741
  • Individual Plans
  • Life Insurance

Business Description

Operating in Lakeland, United Trust Insurance Advisors is an independent insurance agency that has served the insurance needs of families and businesses. Its team of professionals helps clients by giving them access to a range of carriers that provide insurance plans and financial services. It carries health insurance plans that include individual medical coverage, supplemental health insurance, Medicare supplemental insurance, and primary medical insurance coverage. Additionally, it provides customized Medicare supplemental coverage.

License Verified:

License: L071535

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.