Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Lakeland

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakeland Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1966Reviewed

1182Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4279 South Highway 27, Clermont, FL 34711
  • Individual Plans
  • Life Insurance

Why choose this provider?

Michael Mowdy is an insurance agent associated with State Farm serving Lakeland and the surrounding areas. He provides health insurance solutions such as supplemental health, Medicare Supplement, and individual medical plans. He offers other insurance products including auto, home, and life insurance policies. Michael has been in the industry for more than 30 years and has been with State Farm since 2001. People who are looking to relocate to central Florida can contact him for assistance with their insurance policies.

License Verified:

License: A186106

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 3rd Street Northwest, Winter Haven, FL 33881
  • Individual Plans
  • Group Plans

Why choose this provider?

Pure Security Insurance, LLC, is an independent insurance brokerage firm that serves the Lakeland metro area and all of Florida. The company helps individual and group clients acquire a health insurance plan that can cover medical and prescription drug expenses. Its insurance brokers shop for a variety of health insurance policies offered by multiple carriers, such as HMOs, PPOs, and HSAs. The team also handles supplemental health coverages like dental, gap, and Medicare supplements. Founder and licensed broker Christine Wambold started the company in 2007.

License Verified:

License: L079378

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1101 Miranda Lane, Kissimmee, FL 34741
  • Individual Plans
  • Life Insurance

Why choose this provider?

Operating in Lakeland, United Trust Insurance Advisors is an independent insurance agency that has served the insurance needs of families and businesses. Its team of professionals helps clients by giving them access to a range of carriers that provide insurance plans and financial services. It carries health insurance plans that include individual medical coverage, supplemental health insurance, Medicare supplemental insurance, and primary medical insurance coverage. Additionally, it provides customized Medicare supplemental coverage.

License Verified:

License: L071535

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
403 Deer Run Road, Lakeland, FL 34453
  • Individual Plans

Why choose this provider?

John Pepe Insurance Agency is a risk management business that specializes in providing Medicare health insurance. Serving Lakeland clients, it offers a number of products such as Medicare Advantage plans that cover PPOs, HMOs, Medicare Special Needs plans, and private fee-for-service policies. The insurance professionals furnish Medicare Supplement plans, which cover deductibles and co-payments. John Pepe Insurance Agency, which has been in service since 1982, also offers vision insurance covering annual eye exams, contact lenses, eyeglass lenses, and eyeglass frames.

License Verified:

License: L111498

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5405 Cypress Gardens Boulevard, Winter Haven, FL 33884
  • Life Insurance

Why choose this provider?

L.B. Yates is an insurance agent who started his own insurance firm, Lindsey B Yates Ins Agcy Inc., under State Farm. He provides a wide range of insurance products and services to clients residing in Lakeland. These include health, life, business, property, home, and auto insurance programs. Yates also handles annuities. In addition, he served in the Air Force as a staff sergeant from '66 to '70. State Farm has 19,000 insurance agents across the country.

License Verified:

License: A291862

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1820 East Edgewood Drive, Lakeland, FL 33803
  • Health Insurance

Why choose this provider?

The Florida Health Insurance Exchange serves the needs of individuals, families, and businesses in the Lakeland area. The agency offers a diverse range of health insurance products from Florida Blue. When it comes to selecting an insurance policy, its insurance professionals take time to assess and understand their client's needs as well as their goals. These policies can be categorized as copay plans, everyday plans, and essential plans. Florida Health Insurance Exchange also provides assistance with Medicare plans.

License Verified:

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6157 Florida Avenue South, Lakeland, FL 33813
  • Health Insurance

Why choose this provider?

Fabian Insurance Services provides life and health insurance products to clients in Lakeland. Established in 2011, it offers a Medicare Advantage plan covering hospital and medical bills, including vision and dental checkups. It also assists elderly individuals needing medical prescription drug plans to help maintain their health. In addition, its team of insurance brokers caters to Spanish-speaking clients who are looking for health benefits. Fabian Insurance Services also participates and presents in seminars to guide individuals with their insurance plans.

License Verified:

License: L090838

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What variables influence the prices of medications that your health insurance in Lakeland will pay for?

    The amount your Lakeland health insurance will pay for your medication depends on whether it is branded or generic. Your insurance company and deductible, the area in which you live, the pharmacy of your choice, as well as your drug tiers, dosages, and refills, will all have an impact on the cost of the medications covered by your health insurance.

  • When does your individual and family marketplace health coverage begin if you enroll in an ACA Marketplace plan in Lakeland during the open enrollment period?

    If you enroll in an ACA Marketplace plan in Lakeland between November 1 and January 15, your individual and family health coverage will begin either January 1 or February 1. If you enroll before December 15, your plan will begin on January 1; if you enroll after December 15, your plan will begin on February 1.

  • What minimal essential health benefits are offered by ACA health plans in Lakeland?

    Hospitalization, ambulatory patient services, emergency care, lab services, pediatric services, preventive and wellness services, chronic disease management, and prescription drugs are among the minimum essential health benefits provided by ACA plans in Lakeland. An ACA plan in Lakeland must also cover maternity, pregnancy, newborn care, rehabilitative or habilitative treatments and equipment, and mental health and substance use disorder therapies as part of its minimum essential health benefits.

  • After you leave work, how long will your Lakeland health insurance remain in effect?

    Your employer will decide whether to cancel your Lakeland health insurance coverage immediately or on the last day of the month following your resignation. Even if you immediately find another job, there may be a gap between employer-sponsored plans. That is why it is critical to research your health insurance options before quitting your job.

  • What kinds of benefits do Lakeland voluntary health insurance policies normally cover?

    Acupuncture, prescription medications, chiropractic care, vision care, and dental care are just a few of the basic services that most Lakeland voluntary health insurance policies cover. Some plans may also include extra benefits such as telemedicine services or wellness programs. Anyone looking for extra financial security for specific medical needs that their regular insurance does not cover can obtain voluntary health insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...

FeaturedHow To Get Health Insurance

How To Get Health Insurance

Explore employer plans, individual options, Medicare, and Medicaid. Navigate the ACA Marketplace, shop for rates, and get exp...