Expertise.com

2024

Last updated:

Best Mortgage Refinance Companies in Coral Springs

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Coral Springs Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

77Reviewed

50Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2801 N. University Dr Ste 205, Coral Springs, Fl 33065
  • Multi-Family Loans

Why choose this provider?

Lakeview Mortgage Bankers Corp. serves the metro of Coral Springs. It offers different home investment, refinancing, and purchasing loan choices that include bank statement income/asset qualifying, investor cash flow, one-time close construction, USDA, commercial, and conventional loans. The company's online mortgage processing platform assists with creating a personal account, selecting a loan advisor, filling out the application form, and submitting it. Its service areas also include the states of Colorado, Maryland, New Jersey, and Connecticut.

License Verified:

License: 34690

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2801 N. University Dr 204, Coral Springs, FL 33065
  • New Construction

Why choose this provider?

Residential Savings Mortgage serves the real estate needs of residents in Coral Springs. It assists families and individuals in refinancing their mortgages to maximize their monthly income and lower interest rates and monthly loan payments. The team assists buyers and investors in obtaining longer-term loans to help them acquire their dream single-family homes, condominiums, and townhouses. Residential Savings Mortgage processes different types of programs, such as conventional high balance, fixed- and adjustable-rate, FHA, and VA.

License Verified:

License: 155558

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2900 N University Drive, Suite 24, Coral Springs, FL 33065
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Prestige Home Loans LLC is a full-service broker that implements refinancing solutions in the Coral Springs metro. Its team of loan professionals assists borrowers planning to switch from an ARM to an FRM or refinance to reduce interest rates. The team helps clients assess and calculate refinancing benefits, identify money-saving strategies, and compare different loan types. Manager Walder Lugo has over 15 years of experience in the finance industry and has completed millions of dollars in transactions.

License Verified:

License: 1634523

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
2900 N University Drive, Suite 52, Coral Springs, FL 33065
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Halo Mortgage serves first-time home buyers and long-time owners throughout Coral Springs. It helps clients reduce their monthly payments and interest rates, modify loan terms, and take cash from the home equity through mortgage refinancing. Upon submitting a home refinance analysis request, customers receive options tailored to their needs and situations. These include fixed-rate and adjustable-rate mortgages as well as jumbo, FHA, VA, and USDA loans. One client praised one of the company's loan originators, Angeline Starling, for always being available to answer his questions.

License Verified:

License: 1879010

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)

Website
1700 N University Dr Suite 304, Coral Springs, FL 33071
  • New Construction

Why choose this provider?

Horizon Mortgage Group assists clients in and around Coral Springs. It helps borrowers seeking to fund their existing mortgage with another loan through an FHA Streamline refinance program. It also offers HARP loans to people who cannot refinance their mortgages due to having little to no equity in their homes. Lending programs for first-time homebuyers include conventional, jumbo, FHA and FHA 203K, and VA. The team helps borrowers with every step of the loan process, from application to closing.

License Verified:

License: 1220788

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2555 NW 102nd Ave Suite 205, Doral, FL 33172
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Jason Valdes is a Point Mortgage Corporation loan officer serving residents of Coral Springs. He helps homeowners refinance their properties by providing them with a range of mortgage refinance options. Some of the products offered are FHA, VA, USDA, jumbo, and niche loans, as well as help with the down payment. Valdes has been working for Point Mortgage Corporation for over three years. The company caters to buyers and owners of family homes, condominiums, townhouses, and manufactured homes. It has been in business for over two decades.

License Verified:

License: 1712800

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (210)
Zillow
5.0 / 5 (72)
Yelp
5.0 / 5 (5)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
688 NW 100th Lane, Coral Springs, FL 33071
  • New Construction

Why choose this provider?

Epic Mortgage caters to individuals and families in the Coral Springs community. It offers mortgage refinancing services to help clients receive savings through lower monthly mortgage payments and reduced interest rates. Cash-out refinancing options are also available. The company provides fixed-rate and adjustable-rate mortgages and various loan types, such as USFA, VA, FHA, jumbo, first-time home buyer, and investment property loans. Epic Mortgage president and senior mortgage loan officer Meyer Pinchassow has over 18 years of industry experience.

License Verified:

License: 1426717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7401 Wiles RD, STE 239, Coral Springs, FL 33067
  • Reverse Mortgages

Why choose this provider?

Michelle Ho-Sang is a mortgage loan originator who helps homeowners in Coral Springs get refinancing loans. She helps homeowners lower their monthly payments, shorten their loan terms, or get cash from equity through various refinancing options. She believes in simplifying the loan process and providing stress-free applications to clients. She also helps first-time buyers, those who want to buy a second home, investment buyers, and seniors who are looking for options to access their homes' equity.

License Verified:

License: 1502831

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5485 Wiles Road Suite 405, Coconut Creek, FL 33073
  • Reverse Mortgages

Why choose this provider?

Capitol Lending Group provides solutions to clients in Coral Springs and nearby communities. It offers mortgage refinancing services to individuals that plan to change the rate or term of their current loan program. It also provides cash-out refinancing solutions for clients that want to use it for home improvement, debt consolidation, and investment properties. Capitol Lending Group is a sponsor of the organization Honor Flight South Florida. Ryan Paton, the CEO of the company, has more than 20 years of experience in the industry.

License Verified:

License: 336081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5364 Osprey Street, Coconut Creek, FL 33073

Why choose this provider?

Osprey Mortgage Lending caters to the refinancing goals of homeowners in the Coral Springs metro. Its team of loan consultants designs refinancing solutions for owners of properties such as condo units, townhomes, and manufactured homes. The staff assesses individual needs, guides clients in the enrollment process, and provides recommendations regarding suitable refinancing options. Additionally, these professionals offer online services for loan applications, pre-qualification, and investing guidance. They help clients evaluate options through interactive calculators. Osprey Mortgage Lending is a member of the Association of Independent Mortgage Experts.

License Verified:

License: 1584549

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Is it a good idea to make home improvements in Coral Springs with the spare cash from refinancing?

    Yes. Using the spare cash from refinancing to make home improvements in Coral Springs is a double financial gain. The improvements can add value to the home and help homeowners be in a better position once they are ready to trade up the property. Individuals can get profit or funds without spending too much.

  • How does jumbo refinancing differ from other types of loans in Coral Springs?

    In Coral Springs, jumbo refinancing has more stringent eligibility requirements than other types of loans. To qualify for a jumbo loan, borrowers must have low debt-to-income ratios, reserve liquid assets, and high credit scores. In most cases, lenders also check their employment histories, assets, total monthly expenses, and total gross income per month.

  • How much is the maximum repair amount in an FHA 203(k) limited in Coral Springs?

    The maximum repair amount in an FHA 203(k) limited in Coral Springs is $35,000. Funds can be utilized to pay for rehabilitation fees and swimming pool construction, including existing inground pool removal or repair. Additionally, it can be used for landscaping and groundwork, roof and floor installation, and ground or gutter repairs.

  • How much are the closing costs for a refinance loan in Coral Springs, and how can you pay them?

    The closing costs for a refinance loan in Coral Springs range between 2% to 5% of the home loan amount. You can pay your closing costs by settling them out-of-pocket as a one-time expense. You are still allowed to include these costs in your loan, but this will increase your interest rates and monthly payments.

  • Do you need to have an existing FHA loan to do a cash-out refinance in Coral Springs?

    No. You do not need an existing FHA loan to do a cash-out refinance in Coral Springs. You can apply for a cash-out refinance by just submitting the required documents, including SS cards, driver's licenses, latest retirement statements, personal tax returns for the past two years, and current pay stubs for the past month.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.