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Best Mortgage Refinance Companies in Pompano Beach

2023

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Website
6245 N. Federal Hwy #422, Fort Lauderdale, FL 33008

Why choose this provider?

Mortgages R Us Inc. is a loan consultancy firm that serves residential clients in Pompano Beach. Its mortgage refinance services help owners of single-family homes, townhouses, and condominiums maximize their income through lower monthly payments and interest rates. Mortgages R Us works with multiple lenders to provide various loan types, including FHA and VA. It offers fixed-rate loans with 10-year to 30-year terms and adjustable-rate loans with monthly payments based on a 30-year repayment plan.

License Verified:

License: 1142419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 Lincoln Rd, Suite 633, Miami, FL 33139
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Yianni Garcia is a mortgage originator with NP, Inc., serving homeowners in Pompano Beach. With extensive product portfolios and quick closing timeframes, he offers homebuyers refinance solutions that will help reduce interest rates. He also provides assistance in fast closings to aid clients in standing out in competitive real estate markets. Yianni has held several executive positions in marketing and information technology at companies like Nationwide Mortgage Bankers, Lennar, and PwC.

License Verified:

License: 1769869

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1451 W Cypress Creek Rd Suite 300, Fort Lauderdale, FL 33309
  • New Construction

Why choose this provider?

Jay Robins is a broker who assists his clients in Pompano Beach and the surrounding areas with their mortgage-related concerns. He and his team assist their clients in purchasing a home through various loan options, such as a 15 or 30-year fixed mortgage. They also offer FHA loans for those who are looking for an alternative to traditional ones. Other products include reverse mortgage, HARP, VA, and jumbo loans. Jay has been in the mortgage lending industry for more than 23 years.

License Verified:

License: 699252

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
601 S Federal Hwy Suite 201, Boca Raton, FL 33432
  • Reverse Mortgages

Why choose this provider?

Loan Genius caters to clients situated in Pompano Beach and the surrounding areas who need home purchase and refinance solutions. The company's mortgages are aimed at buyers of multi and single-family houses to be used for investment, vacation, or principal occupancy. FHA and USDA products are available. The team also refinances existing obligations to seek more manageable terms and conditions. Loan Genius has online calculators and forms to give customers preliminary information before speaking with an agent.

License Verified:

License: 395946

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (93)
Google
5.0 / 5 (4)

Website
5485 Wiles Road Suite 405, Coconut Creek, FL 33073
  • New Construction

Why choose this provider?

Capitol Lending Group serves clients in Pompano Beach who need mortgage and refinancing options. The group has products with fixed and adjustable rates and fit for the buyers of their first or second homes. HARP I and HARP II programs are available for the loan restructuring purposes of individuals who have difficulties obtaining traditional refinancing solutions. Founder Ryan Paton Joined the mortgage industry full-time in 2001 and opened the company in 2008. He co-founded Honor Flight South Florida which serves World War II veterans.

License Verified:

License: 336081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1512 E Broward Blvd #204A, Fort Lauderdale, FL 33301
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Florida State Mortgage Group, Inc., offers residents in and around Pompano Beach a range of refinancing options. It assists homeowners who want to get cash from equity, lower their monthly payments, consolidate debts, or drop private mortgage insurance through refinancing loans. The company also offers VA, FHA, conventional, jumbo first-time homebuyers, self-employed, and condominium loans. The company was established in 2006 and has since provided customized mortgage solutions to residents, property owners, developers, and investors.

License Verified:

License: 393326

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (4)

Website
5364 Osprey Street, Coconut Creek, FL 33073
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Osprey Mortgage Lending caters to clients in and around Pompano Beach. Its specialists work with individuals who want to fund their existing loans by applying for a refinance program. They also help first-time homebuyers select from various lending options, such as FHA, VA, and USDA mortgages. Condominiums and single- or multi-family residences are some of the property types covered. To fulfill clients' specific needs, Osprey Mortgage Lending provides personalized services, as well as a variety of investment tools and mortgage choices.

License Verified:

License: 1584549

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22140 Primrose Way,, Boca Raton, FL 33433
  • New Construction

Why choose this provider?

MJS Financial LLC is a small mortgage brokerage firm that provides refinancing solutions to the Pompano Beach community. Its mortgage professionals advise borrowers planning to refinance their existing loans regarding options, such as flex-term and appraisal-less refinancing. They guide clients throughout the process, from pre-approval to underwriting and closing. The firm offers mortgage digital technology and a document-less application process. The family-owned business was established by Martin Jay Schandelson, who holds over 20 years of industry experience.

License Verified:

License: 1631405

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1130 S Powerline Rd #104, Deerfield Beach, FL 33442
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Royal Mortgage USA has served over 2,500 policy buyers in Pompano Beach and nearby communities. The company provides jumbo, renovation 203 (k), reverse, conventional, and adjustable-and fixed-rate mortgages. Its loan officers assist clients and offer mortgage refinancing options, including switching from a 30-year loan to a 20-year loan. Founder and mortgage banker Lucio Santana has been active in the industry since 2014. Royal Mortgage USA offers VA, USDA, and FHA loan programs. It also caters to policyholders residing in Connecticut and New Hampshire.

License Verified:

License: 1246268

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (309)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1750 N University Dr #201, Coral Springs, FL 33071
  • Reverse Mortgages

Why choose this provider?

Nationwide Mortgage offers services to individuals in Pompano Beach. It provides mortgage refinancing solutions, assisting homeowners in finding a loan that matches their situations and goals. Its refinancing services help clients lower monthly payments, reduce their interest rates, and consolidate debt. The company also provides solutions to those who want to cash out the value of their property or refinance through the FHA streamline program. Nationwide Mortgage works with more than 100 different investors.

License Verified:

License: 1390500

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
861 Yamato Rd, Suite 5, Boca Raton, FL 33431
  • New Construction

Why choose this provider?

Pathway Home Loans is a Boca Raton-based company that serves individuals and families in Pompano Beach and its surrounding communities. It provides mortgage refinancing solutions for clients seeking to lower their interest rates and monthly payments, revise their loan terms, or take cash out from their home's equity. Customers receive options after submitting a request for a home refinance analysis tailored to their specific needs and situations. The choices include fixed-rate mortgages, adjustable-rate mortgages, jumbo, FHA, VA, and USDA loans.

License Verified:

License: 2144524

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • Is it possible to stop paying private mortgage insurance in Pompano Beach?

    If the value of your home in Pompano Beach has increased, you may stop paying private mortgage insurance. Not paying PMI will help lower your monthly expenses. Once you get at least 20% equity, the PMI should end automatically. This is a good time to refinance your mortgage loans.

  • What factors should you consider when choosing a mortgage refinance loan in Pompano Beach?

    When choosing a mortgage refinance loan in Pompano Beach, you should consider how much home equity you have and how long you'll stay in your home. If you plan to stay in the property for a short period of time, it is not a good idea to consider refinancing. You must also assess your credit score, DTI, and LTV, as well as check if the closing costs are reasonable.

  • In Pompano Beach, is cash-out refinance a better option than financing with a credit card?

    For homeowners in Pompano Beach who need cash in hand, cash-out refinance is a better option than financing with a credit card. Families and individuals can get 80% of their home's value. In refinancing, they will pay lower interest rates, and they do not need to pay taxes for the money received from the loan. On the other hand, credit card refinancing has higher interest rates, may lead to more spending, and can damage your credit score.

  • Who are eligible for the Educator Mortgage Program in Pompano Beach?

    The Educator Mortgage Program is designed for teachers, professors, adjunct faculty members, coaches, secretaries, and school or district leaders in Pompano Beach. Through this program, they are allowed to take cash from a refinance loan. To qualify, they need to have less than a 620 credit score to purchase primary residences, investment properties, or vacation homes.

  • Can lenders finance the construction or renovation of apartments in Pompano Beach?

    Lenders can provide refinancing services for the construction or renovation of apartments in Pompano Beach. The cash from the refinance loan can be used to build amenities, such as rooftop pools with cabanas, cardio centers, wine lounges, spas, and gardens. Most lenders believe that they can obtain ROIs by financing these types of projects.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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