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Best Mortgage Refinance Companies in Sunrise

2024

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Providers

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Website
4577 Nob Hill Road, Suite 204, Sunrise, FL 33351
  • Reverse Mortgages

Why choose this provider?

My Land Mortgage LLC serves the communities in and around the Sunrise metro. It offers a variety of mortgage refinancing solutions and loan programs that fit the client's needs. These include conventional, home equity lines, VA and commercial, and jumbo. It caters to clients with diverse situations and needs, whether they are required to provide full documents or no documents; are non-owner occupied or investors; or are multi-family. My Land Mortgage works with more than 100 investors.

License Verified:

License: 391343

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18503 Pines Blvd Suite 310, Pembroke Pines, FL 33029
  • New Construction

Why choose this provider?

United Mortgage of Florida has been addressing the real estate needs of Sunrise residents since 2018. Its team caters to buyers and investors who want to refinance their loans to enable them to acquire their dream homeownership. The company assists clients in creating strategies to reduce monthly payments and consolidate debts. It also processes jumbo, soft or hard money, foreign, and commercial loans. The agency has partnered with various lending firms, including Freedom Mortgage, Interfirst, and Finance of America Mortgage.

License Verified:

License: 1820818

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Facebook
5.0 / 5 (4)

Website
5369 N Nob Hill Rd, Sunrise, FL 33351
  • New Construction

Why choose this provider?

Professional Mortgage Group serves clients in Sunrise. The company provides mortgage refinance programs that allow homeowners to lower their monthly payments, shorten loan terms, or withdraw cash from their home's equity. Its mortgage brokers assist individuals in determining whether they are pre-qualified for a refinancing loan. The team also educates clients on their various home purchase loan options, such as fixed-rate, adjustable-rate, and interest-only mortgages. The company is a division of Professional Real Estate Group, which specializes in short sales and foreclosures.

License Verified:

License: 375237

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6741 W Sunrise Blvd Suite A-32, Plantation, FL 33313
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Turaco Mortgage is a brokerage firm that serves residential and commercial clients in Sunrise. It offers mortgage refinancing solutions that help borrowers lower monthly rates and payment costs, switch from adjustable to fixed rates, or eliminate PMI. It carries different types of loans and partners with over 100 lenders to deliver conventional, VA, FHA, jumbo, and USDA loans. The agency also provides bank statement mortgage and income loans for self-employed clients. Turaco Mortgage assists home borrowers and investors across the state of Florida.

License Verified:

License: 2033926

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1560 Sawgrass Corporate Parkway 4th Floor, Sunrise, FL 33323
  • New Construction

Why choose this provider?

Ahnee Mortgage caters to clients in Sunrise who require refinancing and mortgage solutions. The team has products for buyers of their first home and those who are upgrading from their initial investments. It has reverse mortgages for members of the community aged 62 and over. The firm also refinances existing obligations to obtain reduced interest. It is led by Jonathan and Sherise Lewandowski. They maintain open lines of communication with customers and aim to return every call and email in a prompt fashion.

License Verified:

License: 2072468

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (148)
Google
5.0 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2875 NE 191st Street, Suite 500, Aventura, FL 33180
  • New Construction

Why choose this provider?

Secured Financial Mortgage, Inc., attends to the refinancing needs of Sunrise property owners. It provides refinancing options for owners of real properties, such as condominiums, townhouses, single- or multi-family residences, and manufactured homes. Its mortgage programs include interest-only, graduated payment, and adjustable- and fixed-rate mortgages. The firm also offers FHA, USDA, VA, and jumbo loans. It strives to help borrowers overcome the challenges of applying for home loans through its more than 25 years of real estate experience.

License Verified:

License: 1475426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Can you refinance an FHA loan in Sunrise?

    Yes, you can refinance your FHA loan. Lenders in Sunrise may offer the FHA Streamline Refinance program which provides a simplified process. Under this process, the usual financial documents required by banks are waived and you no longer have to produce bank statements, pay stubs, and appraisal reports. This also allows you to change your terms and reduce your mortgage insurance premiums.

  • What are the advantages and disadvantages of refinancing your property investment in Sunrise?

    Refinancing the mortgage on a property investment in Sunrise may give you savings if done right. Some of the advantages you can get are being able to save money with a lower interest rate and a shorter loan term. On the other hand, it may cost you a lot to refinance because of the expenses incurred in appraisal, origination, and property inspection.

  • What are the common reasons why people choose mortgage refinancing in Sunrise?

    There are a lot of reasons why people in Sunrise choose to have mortgage refinancing. Most of the time, refinancing is being done to convert a long-term mortgage into a shorter term, saving money in the process. There are also cases where homeowners take out cash from their home equity to fund personal expenses such as debt payment, home improvements, or property acquisition.

  • What are the qualifications for reverse mortgage in Sunrise?

    You may qualify for a reverse mortgage in Sunrise if you or your co-borrower is at least 62 years of age. You must also use the property as your primary home and have a significant amount of equity at the time of filing your application. Lenders would also check your credit scores and financial standing in order to determine if you can meet the monthly payments.

  • What factors affect your eligibility for mortgage refinancing in Sunrise?

    Applying for a mortgage refinancing in Sunrise will require you to have a good credit score of at least 620. You also need to have a steady income or cash inflow and a good loan-to-value ratio for you to have a better chance of securing a refinancing. Having bigger home equity would also be required especially in cash-out loans.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.