Best Mortgage Refinance Companies in Boca Raton

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Capital Funding Financial logo
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License Verified:

License: 1500207

Nationwide Multistate Licensing System and Registry

Capital Funding Financial

5550 Glades Rd Ste #200, Boca Raton, FL 33431
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  • Commercial Loans

Business Description

Capital Funding Financial is a private moneylender that serves real estate investors in Boca Raton. It offers hard money loans for clients looking to refinance existing properties, providing lower rates and longer terms to bridge the gap for investors while waiting for permanent financing. It also assists with loan solutions for home purchases, cash-out refinances, construction, and renovations. Other services include foreign nationals and fix and flip loans. Capital Funding Financial has been featured in Entrepreneur and Forbes.

License Verified:

License: 1500207

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (91)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Celebrity Mortgage logo
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License Verified:

License: 206978

Nationwide Multistate Licensing System and Registry

Celebrity Mortgage

320 SE 11th Street, Ft. Lauderdale, FL 33316
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  • Reverse Mortgages

Business Description

Celebrity Mortgage offers its services to customers throughout Boca Raton and the surrounding metros. The firm brings over more than two decades of combined industry experience, helping match clients with appropriate loan programs that fit their specific needs and goals. Available are VA and FHA loans, jumbo programs, reverse mortgages, and hard money programs. Celebrity Mortgage's team of loan originators also handles refinancing for homeowners who want to reduce monthly payments, start a home renovation project, or take cash out. Services are available in Spanish.

License Verified:

License: 206978

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Florida Direct Lending logo
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License Verified:

License: 1814293

Nationwide Multistate Licensing System and Registry

Florida Direct Lending

601 N. Congress Ave Suite 413, Delray Beach, FL 33445
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  • Commercial Loans

Business Description

Florida Direct Lending is a mortgage firm that serves residents in and around the Boca Raton area. It caters to clients wishing to amend loan conditions, pull cash out of equity, receive cheaper monthly payment expenses, or pay off debts with mortgage refinancing options. Its loan programs include FHA, VA, jumbo, 203K, conventional, and USDA loans. The company also offers down payment assistance and doctor loans. Florida Direct Lending collaborates with JP Home Group to complete its programs.

License Verified:

License: 1814293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Greg Downs logo
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License Verified:

License: 1040447

Nationwide Multistate Licensing System and Registry

Greg Downs

Boca Raton, FL
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  • Reverse Mortgages

Business Description

Greg Downs is a New American Funding mortgage consultant who serves refinancing applicants in Boca Raton. With over 25 years of experience, he uses his comprehensive knowledge of various lending choices and local interest rates to provide custom financial options for his clients. His refinancing programs help applicants reduce their monthly payments, improve their interest rates, and consolidate their debts. He also works alongside New American Funding's agents in educating local African American communities on subjects involving credit accessibility and home buying.

License Verified:

License: 1040447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heart Mortgage logo
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License Verified:

License: 2045769

Nationwide Multistate Licensing System and Registry

Heart Mortgage

4800 N Federal Hwy Unit 104A, Boca Raton, FL 33431
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  • New Construction
  • Reverse Mortgages

Business Description

Heart Mortgage provides home financing services to the people of Boca Raton and nearby areas. Its team offers various loan programs for home purchasing and refinancing purposes, which may cover individual property types, such as private residences, manufactured homes, vacation houses, and condominiums. Heart Mortgage works to match clients' specific needs by providing individual attention as well as a variety of products and investment tools. Since its inception, the company has helped over 3,000 borrowers.

License Verified:

License: 2045769

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HP Mortgage LLC logo
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License Verified:

License: 1456273

Nationwide Multistate Licensing System and Registry

HP Mortgage LLC

7495 W Atlantic Ave Suite 200-293, Delray Beach, FL 33446
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  • Reverse Mortgages

Business Description

For over six years, HP Mortgage LLC has been dealing with Boca Raton clients. The company offers a cash-out refinance program for homeowners aiming to decrease their interest rates. It has experience working with clients like self-employed borrowers and real estate investors. The company also provides reverse mortgages, a solution that allows senior homeowners to obtain funds from their home equity. Its CEO, Kevin Danowitz, previously worked as a loan officer under the firm Chase Manhattan. He has spent over a decade in the industry.

License Verified:

License: 1456273

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hypotec logo
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License Verified:

License: 331734

Nationwide Multistate Licensing System and Registry

Hypotec

20283 State Road 7, Suite 429, Boca Raton, FL 33498
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  • New Construction

Business Description

Hypotec is a wholesale and retail lender offering mortgage refinancing to clients in Boca Raton. Its experience team assists its clients in navigating the numbers and browsing through different interest rates and loan options. They offer digital mortgage technology to provide a streamlined process throughout the transaction. The company provides clients with a local mortgage adviser or connects them to a real estate agent. It has patterned with over 100 providers to cater to its client's needs.

License Verified:

License: 331734

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (252)
Facebook
4.8 / 5 (26)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Intercontinental Capital Group logo
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License Verified:

License: 1611028

Nationwide Multistate Licensing System and Registry

Intercontinental Capital Group

7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL 33433
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  • Reverse Mortgages

Business Description

Intercontinental Capital Group assists Boca Raton homeowners in taking advantage of favorable changes in the loan market, such as dropping interest rates. With over 16 years of experience, the mortgage lender helps clients in refinancing their existing home loans to reduce monthly payments. Committed to making lending easy, Intercontinental Capital Group has launched the Electronic Loan Center to allow clients to navigate the loan process at their own pace. The company has served more than 50,000 families and lent over $17 billion since its inception.

License Verified:

License: 1611028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (836)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leading Edge Mortgage logo
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License Verified:

License: 168668

Nationwide Multistate Licensing System and Registry

Leading Edge Mortgage

2200 NW Corporate Blvd., Boca Raton, FL 33431
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  • Reverse Mortgages

Business Description

Leading Edge Mortgage caters to investors and homebuyers in Boca Raton. For more than two decades, its loan officers have been serving the real estate needs of families and individuals. The company helps clients achieve their dream living spaces through its refinancing services. It guides borrowers in creating strategies to restructure their current loans. The team also provides conventional, reverse, FHA, and VA mortgage products. President Lee Eisenberg has been in the industry for over 40 years.

License Verified:

License: 168668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.9 / 5 (58)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Direct logo
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License Verified:

License: 1907537

Nationwide Multistate Licensing System and Registry

Mortgage Direct

501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL 33301
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  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Direct addresses the loan needs of clients in Boca Raton. It provides mortgage refinancing services, helping homeowners shop their current program to various lenders to find a loan with lower interest rates and a term that suits the client's situation. It also offers purchase loans for first-time homebuyers and real estate investors. Angel Báez Jr., the CEO of Mortgage Direct, founded the company in 2019 after over 15 years of experience in the mortgage industry.

License Verified:

License: 1907537

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pathway Home Loans logo
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License Verified:

License: 379915

Nationwide Multistate Licensing System and Registry

Pathway Home Loans

861 Yamato Rd, Suite 5, Boca Raton, FL 33431
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  • New Construction
  • Reverse Mortgages

Business Description

Pathway Home Loans is a full-service mortgage brokerage that serves individuals and families in the Boca Raton metro and the surrounding areas. Its team assists with a variety of home purchase loans, including fixed-rate, adjustable-rate, jumbo, FHA, VA, and USDA loans. It also offers various mortgage options for investors and foreign nationals. Branch manager Igor Shrayev has been working in the mortgage industry for more than a decade. He accommodates clients who speak English and Russian.

License Verified:

License: 379915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)
Google
5.0 / 5 (30)
Yelp
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Society Mortgage logo
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License Verified:

License: 104621

Nationwide Multistate Licensing System and Registry

Society Mortgage

330 Himmarshee Street, Ste 111, Fort Lauderdale, FL 33312
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  • New Construction
  • Reverse Mortgages

Business Description

Society Mortgage is an Internet-based banker that aids Boca Raton homeowners in navigating the challenges that come with refinancing. It implements audits, financial planning strategies, and streamlined procedures to assist mortgage borrowers in accomplishing their refinancing goals. In addition, its team guides clients in switching to new mortgage options under programs such as conventional, 203K, and jumbo loans. The company was established in 2003 and is a member of the MBA. It is approved by the USDA, FHA, and VA.

License Verified:

License: 104621

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (535)
Yelp
3.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Squeeze logo
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License Verified:

License: 894363

Nationwide Multistate Licensing System and Registry

Squeeze

901 NW 35th Street, Boca Raton, FL 33431
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  • New Construction

Business Description

Squeeze is a mortgage firm serving the people of Boca Raton and nearby areas. Its mortgage professionals originate and underwrite various types of loans which can be used for home refinancing or purchasing. They offer refinancing mortgages to eligible borrowers who want to lower rates, pay off debts, or shorten their loan terms. There are also various loan programs available for first-time homebuyers. In addition, Squeeze provides auto and home insurance products. It has been in operation since 2015.

License Verified:

License: 894363

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (244)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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