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2024

Last updated:

Best Mortgage Refinance Companies in Plantation

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Plantation Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

39Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8181 West Broward Blvd., Suite 360, Plantation, FL 33324
  • New Construction

Why choose this provider?

ClearStar Mortgage Group, Inc., serves clients throughout Plantation. It offers mortgage refinancing loans for homeowners planning to remodel their homes. It offers loan products for single-family and multifamily properties, townhouses, condominiums, and manufactured homes. Some of the loan types it provides include conventional, FHA and VA streamline and cashout, USDA streamline, HELOC, and jumbo loans. It also offers niche programs such as downpayment assistance loan programs. Clients can use the company's website to apply for a loan online and check the status of their loans.

License Verified:

License: 1826902

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (13)
Yelp
5.0 / 5 (1)

Website
1200 S Pine Island RD, Suite 670, Plantation, FL 33324
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Certified Home Loans provides residential and commercial financing options to clients in Plantation. It offers refinancing services and provides different mortgage programs, including conventional, FHA, VA, USDA, reverse, and rehab. Its team also provides commercial and construction loans. It follows a mortgage process that covers building the foundation, presenting a customized pre-approval document, procurement of the contract, approval, and closing. Certified Home Loans co-owner and principal broker Justin Cervantes has been in the industry for over 20 years.

License Verified:

License: 1806779

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (57)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 S Pine Island Rd. Suite 304, Plantation, FL 33324
  • New Construction

Why choose this provider?

Nations Mortgage has been providing lending solutions to clients in Plantation and nearby areas for 18 years. It provides refinancing options for borrowers who wish to pay off their existing loans with the aid of a new mortgage. Through the refinancing program, clients may also adjust their loan terms, interest rates, and monthly payments, as well as take cash out of their home equity. The agency's specialists guide clients through the application process and help them select the offer that best fits their needs.

License Verified:

License: 273830

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (8)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12555 Orange Drive Suite 202, Davie, FL 33330
  • New Construction

Why choose this provider?

Allstate Funding Group is a mortgage broker serving the Plantation area. Through a network of over 100 investors, it provides refinancing options that allow homeowners to make balloon payments, get a lower interest rate, or cash out on their loans. FHA and VA streamline, home equity, and 10-year to 30-year fixed-rate programs are available. Instead of relying on standard loan formulas, Allstate Funding Group finds personalized financing solutions for its customers, including those with non-owner-occupied properties or unable to provide income documents.

License Verified:

License: 1844525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
261 N University Drive Suite 500, Plantation, FL 33324
  • New Construction

Why choose this provider?

First Choice Financial is a mortgage company handling home loan programs for its clients in Plantation. It offers to refinance clients' current loans to secure lower monthly payments, get cash-outs, or switch from an adjustable rate to a fixed term rate option. Its licensed loan originators provide a streamlined process, offering a full spectrum of refinance options. They assess individual scenarios, from clients' loan values to debt and income ratios to credit profiles. First Choice Financial is a member of NAMB and an NMLS-approved business.

License Verified:

License: 815955

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (44)
Google
5.0 / 5 (25)
Facebook
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12401 Orange Dr. Ste 216, Davie, FL 33330
  • New Construction

Why choose this provider?

EMB Lenders is a division of Point Mortgage Corporation based in Davie. Its team of loan officers assists Plantation locals with different refinancing options, such as paying off the client's loan sooner, consolidating debt, cashing out some home equity, and making payments lower. The company also offers a foreign national loan program covering various property types, including two- to four-unit, condominium, and non-owner-occupied single-family properties. EMB Lenders has been in operation since 2001 and has branches in Wisconsin and Ohio.

License Verified:

License: 231073

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (35)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10055 Yamato Road Suite 303, Boca Raton, FL 33498
  • New Construction

Why choose this provider?

PRMG Boca Raton Branch caters to Plantation clients. The company educates property owners through the process of refinancing their mortgages. It provides online tools like debt consolidation calculators to help clients understand the long-term impact of their financial decisions. It also offers various mortgage programs for aspiring homeowners, including conventional and jumbo loans, as well as programs backed by the VA, USDA, and FHA. The company counts the Wounded Warrior Project and the American Heart Association as part of the list of organizations it supports.

License Verified:

License: 1248655

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
9633 W Broward Blvd., Plantation, FL 33324
  • Reverse Mortgages

Why choose this provider?

Loan Allies is a mortgage company that serves clients in Plantation. It offers loan refinancing options to lower interest rates, reduce monthly amortization, switch from an adjustable rate to fixed rate mortgage programs, decrease loan terms, consolidate debts, and fund home improvements. In addition to refinancing options, the company also provides various loan choices including home purchase, rehab, and investment loans. Loan Allies provides quick responses to customer concerns and queries and creates personalized loan programs that fit the preferences and financial capabilities of customers.

License Verified:

License: 1897684

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4801 S University Dr #2500, Davie, FL 33328
  • New Construction

Why choose this provider?

Millennium Mortgage assists Plantation homeowners in replacing their existing home loan with a new one to lower monthly payments, pay off loans faster, change mortgage terms from adjustable to fixed rates, consolidate debts, and cash out. It delivers various types of refinancing options, including rate-and-term, cash-out, and cash-in. Backed by more than 10 years of industry experience, President Pasquale Vilardo leads a team of loan originators and processors. With Spanish-speaking staff members, the company also serves Hispanic clients.

License Verified:

License: 2063295

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8751 W Broward Blvd, Plantation, FL 33324
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Since 1997, FEMBi Mortgage has been helping Plantation residents finance their dream homes. It assists borrowers seeking to consolidate two mortgages into a single loan, pay off other debts, reduce rates and monthly payments, or cash out from their homes’ equity through refinancing. Its loan originators offer different programs, including conventional, FHA, VA, and reverse mortgages. FEMBi Mortgage, which operates in over 100 locations throughout Florida, utilizes its local knowledge to address the financing needs of the Latin American community. It expands its services to Puerto Rico.

License Verified:

License: 162197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (171)
Google
5.0 / 5 (6)

Website
7501 NW 4th St, Suite 107, Plantation, FL 33317
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Evergreen Mortgage Services caters to homebuyers and homeowners in Plantation. The company helps clients who wish to refinance their mortgages to lower their monthly payments, take out cash from their home equity, and change the duration of their terms. It also carries loan programs for home construction and renovation purposes. Its mortgage products include conventional and government-insured loans, as well as state housing programs. In addition, the agency offers credit evaluation and property appraisal services.

License Verified:

License: 975058

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1555 North Park Dr. Suite 102, Weston, FL 33326
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Prime Lenders Mortgage Corporation serves clients throughout Plantation and its neighboring areas. It provides a wide variety of mortgage products, assisting borrowers throughout the entire loan process. It helps clients determine how much they can borrow, prequalify for a loan, apply for a loan program, and find the right property after the loan is funded. It also serves current homeowners who want to refinance their mortgages. The company was founded in 1993 by Glenn A. Gordon, the company's owner and loan originator.

License Verified:

License: 306600

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (30)
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
351 SW 136th Avenue, Suite 203, Davie, FL 33325
  • New Construction

Why choose this provider?

Bankers Mortgage Lending caters to borrowers in Plantation. It provides mortgage refinancing programs, such as FHA and VA loans. In addition, it has adjustable-rate and fixed-rate loans with terms ranging from 10 to 30 years. Its refinancing options enable clients to obtain lower monthly payments and change the terms of their loans. The direct lender offers in-house underwriting, closing, and funding solutions to homeowners and home buyers. Its team assists customers in identifying loan programs based on their needs and circumstances.

License Verified:

License: 328285

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (16)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What will happen to your refinanced loan payments if a lender in Plantation goes out of business?

    The borrower is still under legal obligation to make payments on their refinanced loan. In most cases, another lending company usually takes over another if it goes out of business. There will be no changes to the loan's conditions and terms, but the borrower in Plantation will have to submit the payments to the new lender this time.

  • Do you need a Certificate of Eligibility when you refinance a VA loan in Plantation?

    When doing a full refinance in Plantation, a Certificate of Eligibility will be required. It is not needed when applying for an Interest Rate Reduction Refinance Loan (IRRRL) or a streamlined VA loan. In cases when the veteran's information needs to be updated, such as when asking for a funding fee exemption, the certificate may have to be requested. For any questions, contact the VA Regional Loan Center at 1-877-827-3702 during Mondays to Fridays 8:00 a.m. to 6:00 p.m. EST.

  • Instead of refinancing to rehabilitate a home, should you consider applying for funding from the City of Plantation?

    The Broward County Housing Finance Division offers funding for rehabilitating homes in Plantation. It has extensive requirements compared to a refinance. Some of these include household income, rehabilitation type, and a home value of up to $382,194. The homeowner must also be up to date with the taxes and mortgage and must not have any reverse mortgage. Allowed rehabilitation projects include those for hurricane protection, minor repairs, and disability-access improvements. Homes such as villas, condos, and single-family homes are eligible. Mobile homes are not qualified. Contact the division at 954-357-4916 or 954-357-4942 for further assistance.

  • When refinancing in Plantation, would you need to pay for private mortgage insurance?

    Private mortgage insurance is required when refinancing an FHA loan or with a home equity of less than 20%. It is expensive and estimated to be 0.5% of the yearly loan balance. One way a borrower in Plantation can avoid this is to refinance into a home equity or a line of credit loan because these do not require such insurance.

  • Are refinancing closing costs in Plantation and throughout Florida high?

    Florida is one of the states with the highest closing costs in refinancing. The average cost in Plantation and throughout the state is $5,821 with taxes and $3,956 if there are none. It usually involves more than one cost, which can involve taxes, title search and insurance, the application process, and appraisal. The majority of the cost comes from the loan origination fee, which does not exceed 1.5% of the loan capital, but only some lenders charge this.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.