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2024

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Best Homeowners Insurance Agencies in Deerfield Beach, FL

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Deerfield Beach Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

39Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2301 West Sample Road, Pompano Beach, FL 33073

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (11)

Why choose this provider?

Florida Mutual Insurance Agency Inc is a family-owned business offering various insurance products for home, auto, and business since 1994. Its agents help Deerfield Beach clients choose property policies that can give them protection in times of need. The company provides homeowners' insurance that covers dwellings, personal belongings, liabilities, and living expenses. Clients living in an apartment can also insure their properties under a renters insurance policy. Other services include general liability, auto, commercial, and tag and title service.

  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance

1340 S Federal Hwy, Deerfield Beach, FL 33441

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

Automatic Insurance Agency offers homeowners coverage to clients in Deerfield Beach. Its offered policies cover common hazards such as windstorm, hail, fire, theft, and vandalism, as well as faulty home systems such as burst pipes. It also offers liability protection options that cover medical expenses for parties injured on a client's property. Beyond securing damage costs to a dwelling, Automatic Insurance Agency's offered policies also cover detached structures, select personal belongings, high-value items, and loss-of-use expenses.

  • Personal Property Insurance
  • Multiple Policy Types

150 East Palmetto Park Road, Boca Raton, FL 33432

Expertise.com Rating

Review Sources

Google
4.8 (37)
Facebook
4.5 (8)
Yelp
5.0 (7)

Why choose this provider?

Blue Sky Insurance is an independent insurance agency that's been serving the homeowners of Deerfield Beach's metro area for more than 15 years. The company's agents can help clients choose from a wealth of homeowner insurance policies offered by the biggest insurers around, including The Hartford and Travellers. Policies can be tailored to include all possessions and valuable items held in storage. A portion of Blue Sky Insurance's income is donated to help prevent animal cruelty.

  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

569 E Sample Rd, Pompano Beach, FL 33064

Expertise.com Rating

Review Sources

Google
5.0 (30)

Why choose this provider?

Mattos Insurance is a full-service insurance brokerage firm that has been providing insurance solutions in Deerfield Beach for more than 20 years. Founded in 1999, the company guides homeowners in selecting the most suitable insurance policy for their needs. Its independent agents provide customized insurance plans that can adequately cover the physical structures of the home, its contents, as well as the owner's liability in times of peril. Other offerings include vehicle, marine, life, and business and commercial insurance policies. The firm also serves clients throughout Florida.

  • Personal Property Insurance
  • Multiple Policy Types

605 Southeast 10th Street, Deerfield Beach, FL 33441

Expertise.com Rating

Review Sources

Google
4.7 (31)
Facebook
5.0 (18)
Yelp
3.0 (2)

Why choose this provider?

Ancora Insurance is an independent insurance company that has been serving Deerfield Beach and nearby localities since 1972. The firm helps individuals secure their homes, personal investments, and loved ones against disasters and unprecedented events with a homeowners' insurance policy. Its agents provide several coverage options like structural damages, lost or stolen belongings, and liability protection from different insurance carriers. Other personal insurance offerings include auto, motorcycle, boat and yacht, flood, and condo coverages. The company serves clients throughout South Florida.

  • Multiple Policy Types

10224 Northwest 47th Street, Sunrise, FL 33351

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

For more than a decade, the licensed agents at Quality Insurance Group have been offering independent advice to clients looking for suitable homeowners insurance. Offering a wide range of policies from leading insurers, such as Mount Beacon and Southern Oak, the agents have helped clients get coverage for their homes in the event of a fire and against theft. Clients can manage their policies online and are offered flexible payment solutions.

  • Condos
  • Flood

1430 S Federal Hwy Suite 301, Deerfield Beach, FL 33441

Expertise.com Rating

Review Sources

Google
5.0 (252)
Yelp
4.5 (8)

Why choose this provider?

Russ Deboo, a GreatFlorida insurance agent, provides the insurance needs of individuals, businesses, and families in Deerfield Beach and its nearby areas. Independent insurance agent Deboo has been working in the industry since 2016. He offers a homeowners' insurance policy that safeguards clients financially in cases of various unexpected circumstances such as break-ins, fires, and hurricanes. In addition, Deboo provides plans for auto, boat, flood, motorcycle, commercial, and renters' insurance.

  • Multiple Policy Types
  • Renter's Insurance
  • Flood

703 South Federal Highway, Pompano Beach, FL 33062

Expertise.com Rating

Review Sources

Google
5.0 (103)
Facebook
4.6 (19)
Yelp
5.0 (1)

Why choose this provider?

Established in 1981, Myers Insurance Agency is a family-owned insurance provider serving Deerfield Beach. Its homeowners' insurance includes coverage of home damages caused by fire, storm, and theft. It also covers external structures like gazebos and detached garages and home contents. Personal liability coverage safeguards homeowners from lawsuits or medical costs in case they cause bodily harm or property damage to a third party. Additional living expenses are provided to homeowners whose homes are rendered uninhabitable due to disaster-caused repairs or reconstruction.

  • Condos
  • Renter's Insurance
  • Multiple Policy Types

1856 West Hillsboro Boulevard, Deerfield Beach, FL 33442

Expertise.com Rating

Review Sources

Google
4.9 (75)

Why choose this provider?

Chris McCafferty is a State Farm insurance agent providing financial assistance for Deerfield Beach residents. McCafferty and his team help clients acquire various types of policies including homeowners' insurance. The agents offer home insurance programs that include coverage for property damage caused by lightning, wind, snow, or fire. McCafferty has a background in business administration. The professional has been a State Farm insurance agent since 2015. He opened his own agency three years later. He and his team assist clients 24/7.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

843 SE 8th Ave, Deerfield Beach, FL 33441-5609

Expertise.com Rating

Review Sources

Google
4.9 (81)
Facebook
5.0 (13)
Yelp
3.0 (6)

Why choose this provider?

Ellie Mills - State Farm Insurance Agent is an insurance agency that serves clients throughout the areas of Deerfield Beach, Coconut Creek, Boca Raton, and Lighthouse Point. President and insurance agent Ellie Mills focuses on providing home insurance policies that protect the home and its belongings from common risks. This includes natural disasters, accidental heating or cooling system damages, and theft. The company's team of multi-lingual agents is committed to making insurance easy to understand for its clients.

  • Multiple Policy Types

924 Sample Rd, Pompano Beach, FL 33064

Expertise.com Rating

Review Sources

Google
4.1 (29)

Why choose this provider?

Imperial Insurance & Tax is a brokerage that has been addressing Deerfield Beach clients' insurance concerns for almost a decade. The company represents multiple insurance carriers that can provide coverages for clients looking for a home protection policy. Agents have experience in handling various property insurance products for houses, rented properties, and condominiums. Homeowners' insurance pays for the damages in the house and other property structures such as garages, fences, and even storage sheds. Other home coverages include liability, medical payments, loss of use, and personal property.

  • Personal Property Insurance
  • Multiple Policy Types

2265 West Hillsboro Boulevard, Deerfield Beach, FL 33442

Expertise.com Rating

Review Sources

Google
4.8 (265)

Why choose this provider?

Serving the Deerfield Beach area, DTRT Insurance Group assists clients in various areas including homeowners' insurance. The agents customize insurance plans to meet homeowners' unique needs. They offer policies that include personal liability protection. The company's home insurance plans also cover property damage resulting from fire or vandalism. Separate policies for jewelry coverage are also provided by the team. DTRT Insurance Group has been in business since 1999. Its other offerings include flood insurance, watercraft insurance, and auto insurance.

  • Earthquake
  • Personal Property Insurance
  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Florida Mutual Insurance Agency Inc
2301 West Sample Road, Pompano Beach, FL 33073
Automatic Insurance Agency
1340 S Federal Hwy, Deerfield Beach, FL 33441
Blue Sky Insurance
150 East Palmetto Park Road, Boca Raton, FL 33432
Mattos Insurance
569 E Sample Rd, Pompano Beach, FL 33064
Ancora Insurance
605 Southeast 10th Street, Deerfield Beach, FL 33441
Quality Insurance Group
10224 Northwest 47th Street, Sunrise, FL 33351
Russ Deboo - GreatFlorida Insurance Agent
1430 S Federal Hwy Suite 301, Deerfield Beach, FL 33441
Myers Insurance Agency
703 South Federal Highway, Pompano Beach, FL 33062
Chris McCafferty - State Farm Insurance Agent
1856 West Hillsboro Boulevard, Deerfield Beach, FL 33442
Ellie Mills - State Farm Insurance Agent
843 SE 8th Ave, Deerfield Beach, FL 33441-5609
imperialinsurancegroup.com
924 Sample Rd, Pompano Beach, FL 33064
DTRT Insurance Group
2265 West Hillsboro Boulevard, Deerfield Beach, FL 33442

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can you reduce the cost of your homeowners' insurance in Deerfield Beach?

    To lower your homeowners' insurance costs in Deerfield Beach, consider raising your deductible, improving property safety by installing alarm systems, avoiding small claims, and updating aging infrastructure. Additionally, shop around for insurance quotes, bundle policies, maintain a good credit score, and periodically review your coverage for optimization. These can help you reduce insurance expenses without sacrificing essential asset protection.

  • What is the difference between no-fault medical coverage and personal liability insurance in Deerfield Beach?

    The distinction between personal liability and no-fault medical coverage in Deerfield Beach is based on their respective purposes. The no-fault medical policy includes two components: medical payments coverage, which pays for injuries on your property, regardless of fault and covers smaller costs, and personal liability insurance, which applies when you are responsible for someone else's injuries or losses and delivers higher coverage limits for more significant risks.

  • What is not included in standard homeowners' insurance coverage in Deerfield Beach?

    In Deerfield Beach, standard homeowner's insurance does not cover flooding, whether caused by storm surges or overflowing rivers. A separate flood insurance policy is necessary if you want to reduce the financial impact of floods. In addition, home insurance does not cover wear and tear on your property, damage caused by earthquakes, or negligence in property maintenance. However, it does cover water damage from internal sources such as burst pipes or roof leaks.

  • What are the possible reasons your homeowners' insurance rate increased in Deerfield Beach?

    Homeowners' insurance rates in Deerfield Beach may rise for multiple reasons, which include inflation and the aging of homes. However, Florida's unique challenges, such as the frequency of hurricanes and insurance fraud, also play a significant role in the rise of insurance rates. This disaster poses a heightened risk, and insurance fraud adds to the overall expense, impacting policyholders who bear the burden of these challenges through increased premiums.

  • What can you get from a homeowners' insurance policy in Deerfield Beach?

    Homeowners' insurance in Deerfield Beach can protect your property and assets with coverage options such as property coverage, personal property, liability, medical expenses, and living expenses. In addition, you can customize your protection with additional coverages such as personal umbrella, automobile, flood, earthquake, or jewelry insurance. Talking to an insurance agent can help you assess your specific needs and ensure comprehensive coverage.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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