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Best Homeowners Insurance Agencies in Deerfield Beach

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American Quality Insurance logo
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American Quality Insurance

3700 W Hillsboro Blvd, Deerfield Beach, FL 33442
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

American Quality Insurance is an independent insurance company that provides insurance solutions to residents and businesses in Deerfield Beach. The firm assists individuals and families to protect their homes and personal assets against future disasters and unfortunate events with a homeowners' insurance policy. Its agents represent several insurance carriers that provide a variety of coverage options, including the home structure and its components, personal belongings, and liability exposure. Other offerings include property, vehicle, recreational, life, pet, and commercial insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (21)
Google
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Ancora Insurance logo
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Ancora Insurance

605 Southeast 10th Street, Deerfield Beach, FL 33441
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  • Multiple Policy Types

Business Description

Ancora Insurance is an independent insurance company that has been serving Deerfield Beach and nearby localities since 1972. The firm helps individuals secure their homes, personal investments, and loved ones against disasters and unprecedented events with a homeowners' insurance policy. Its agents provide several coverage options like structural damages, lost or stolen belongings, and liability protection from different insurance carriers. Other personal insurance offerings include auto, motorcycle, boat and yacht, flood, and condo coverages. The company serves clients throughout South Florida.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (31)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Automatic Insurance Agency logo
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Automatic Insurance Agency

1340 S Federal Hwy, Deerfield Beach, FL 33441
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Automatic Insurance Agency offers homeowners coverage to clients in Deerfield Beach. Its offered policies cover common hazards such as windstorm, hail, fire, theft, and vandalism, as well as faulty home systems such as burst pipes. It also offers liability protection options that cover medical expenses for parties injured on a client's property. Beyond securing damage costs to a dwelling, Automatic Insurance Agency's offered policies also cover detached structures, select personal belongings, high-value items, and loss-of-use expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Sky Insurance logo
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Blue Sky Insurance

150 East Palmetto Park Road, Boca Raton, FL 33432
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  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Blue Sky Insurance is an independent insurance agency that's been serving the homeowners of Deerfield Beach's metro area for more than 15 years. The company's agents can help clients choose from a wealth of homeowner insurance policies offered by the biggest insurers around, including The Hartford and Travellers. Policies can be tailored to include all possessions and valuable items held in storage. A portion of Blue Sky Insurance's income is donated to help prevent animal cruelty.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (37)
Facebook
4.5 / 5 (8)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chris McCafferty - State Farm Insurance Agent logo
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Chris McCafferty - State Farm Insurance Agent

1856 West Hillsboro Boulevard, Deerfield Beach, FL 33442
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Chris McCafferty is a State Farm insurance agent providing financial assistance for Deerfield Beach residents. McCafferty and his team help clients acquire various types of policies including homeowners' insurance. The agents offer home insurance programs that include coverage for property damage caused by lightning, wind, snow, or fire. McCafferty has a background in business administration. The professional has been a State Farm insurance agent since 2015. He opened his own agency three years later. He and his team assist clients 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DTRT Insurance Group logo
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DTRT Insurance Group

2265 West Hillsboro Boulevard, Deerfield Beach, FL 33442
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  • Earthquake
  • Personal Property Insurance
  • Flood
  • Fire

Business Description

Serving the Deerfield Beach area, DTRT Insurance Group assists clients in various areas including homeowners' insurance. The agents customize insurance plans to meet homeowners' unique needs. They offer policies that include personal liability protection. The company's home insurance plans also cover property damage resulting from fire or vandalism. Separate policies for jewelry coverage are also provided by the team. DTRT Insurance Group has been in business since 1999. Its other offerings include flood insurance, watercraft insurance, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (265)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ellie Mills - State Farm Insurance Agent logo
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Ellie Mills - State Farm Insurance Agent

843 SE 8th Ave, Deerfield Beach, FL 33441-5609
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  • Multiple Policy Types

Business Description

Ellie Mills - State Farm Insurance Agent is an insurance agency that serves clients throughout the areas of Deerfield Beach, Coconut Creek, Boca Raton, and Lighthouse Point. President and insurance agent Ellie Mills focuses on providing home insurance policies that protect the home and its belongings from common risks. This includes natural disasters, accidental heating or cooling system damages, and theft. The company's team of multi-lingual agents is committed to making insurance easy to understand for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (81)
Facebook
5.0 / 5 (13)
Yelp
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Florida Mutual Insurance Agency Inc logo
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Florida Mutual Insurance Agency Inc

2301 West Sample Road, Pompano Beach, FL 33073
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  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire

Business Description

Florida Mutual Insurance Agency Inc is a family-owned business offering various insurance products for home, auto, and business since 1994. Its agents help Deerfield Beach clients choose property policies that can give them protection in times of need. The company provides homeowners' insurance that covers dwellings, personal belongings, liabilities, and living expenses. Clients living in an apartment can also insure their properties under a renters insurance policy. Other services include general liability, auto, commercial, and tag and title service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
imperialinsurancegroup.com logo
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imperialinsurancegroup.com

924 Sample Rd, Pompano Beach, FL 33064
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Imperial Insurance & Tax is a brokerage that has been addressing Deerfield Beach clients' insurance concerns for almost a decade. The company represents multiple insurance carriers that can provide coverages for clients looking for a home protection policy. Agents have experience in handling various property insurance products for houses, rented properties, and condominiums. Homeowners' insurance pays for the damages in the house and other property structures such as garages, fences, and even storage sheds. Other home coverages include liability, medical payments, loss of use, and personal property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mattos Insurance logo
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Mattos Insurance

569 E Sample Rd, Pompano Beach, FL 33064
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mattos Insurance is a full-service insurance brokerage firm that has been providing insurance solutions in Deerfield Beach for more than 20 years. Founded in 1999, the company guides homeowners in selecting the most suitable insurance policy for their needs. Its independent agents provide customized insurance plans that can adequately cover the physical structures of the home, its contents, as well as the owner's liability in times of peril. Other offerings include vehicle, marine, life, and business and commercial insurance policies. The firm also serves clients throughout Florida.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Myers Insurance Agency logo
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Myers Insurance Agency

703 South Federal Highway, Pompano Beach, FL 33062
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  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Established in 1981, Myers Insurance Agency is a family-owned insurance provider serving Deerfield Beach. Its homeowners' insurance includes coverage of home damages caused by fire, storm, and theft. It also covers external structures like gazebos and detached garages and home contents. Personal liability coverage safeguards homeowners from lawsuits or medical costs in case they cause bodily harm or property damage to a third party. Additional living expenses are provided to homeowners whose homes are rendered uninhabitable due to disaster-caused repairs or reconstruction.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (103)
Facebook
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
People's Trust Insurance Company logo
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People's Trust Insurance Company

18 People's Trust Way, Deerfield Beach, FL 33441
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  • Fire
  • Personal Property Insurance
  • Flood

Business Description

People's Trust Insurance is an insurance brokerage company that has been assisting homeowners in Deerfield Beach in protecting their homes and personal properties against future disasters for nearly two decades. The firm specializes in homeowners insurance policies. Its independent agents assess the coverage needs of clients and select the most suitable insurance carriers. Some of the basic policy coverages include the dwelling and other structures, personal property, owner's liability, loss of use, and additional living expenses. The agents also assist policyholders in establishing their premiums and deductibles, as well as choosing additional coverage, like wind mitigation and high-value possessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (1483)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Quality Insurance Group logo
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Quality Insurance Group

10224 Northwest 47th Street, Sunrise, FL 33351
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  • Condos
  • Flood

Business Description

For more than a decade, the licensed agents at Quality Insurance Group have been offering independent advice to clients looking for suitable homeowners insurance. Offering a wide range of policies from leading insurers, such as Mount Beacon and Southern Oak, the agents have helped clients get coverage for their homes in the event of a fire and against theft. Clients can manage their policies online and are offered flexible payment solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Russ Deboo - GreatFlorida Insurance Agent logo
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Russ Deboo - GreatFlorida Insurance Agent

1430 S Federal Hwy Suite 301, Deerfield Beach, FL 33441
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  • Multiple Policy Types
  • Renter's Insurance
  • Flood

Business Description

Russ Deboo, a GreatFlorida insurance agent, provides the insurance needs of individuals, businesses, and families in Deerfield Beach and its nearby areas. Independent insurance agent Deboo has been working in the industry since 2016. He offers a homeowners' insurance policy that safeguards clients financially in cases of various unexpected circumstances such as break-ins, fires, and hurricanes. In addition, Deboo provides plans for auto, boat, flood, motorcycle, commercial, and renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (252)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Simplified Insurance Agency logo
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Simplified Insurance Agency

1927 North Federal Highway, Boca Raton, FL 33432
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  • Condos

Business Description

Simplified Insurance Agency is an independent insurance agency that's contracted to more than 50 companies and aims to make purchasing insurance as simple as possible for its clients. The company's agents can help clients find the right policy to help them overcome disasters such as fires. They can also offer policies that cover vandalism, burst pipes, theft, and liability against accident claims from visitors. Additionally, the company offers condo insurance to cover the overlap between personal and community insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (31)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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