Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Boca Raton

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boca Raton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59

Reviewed

39

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7601 North Federal Highway, Boca Raton, FL 33487
  • Renter's Insurance
  • Homeowners

Why choose this provider?

The insurance agents at JMD Associates, LLC, provides a number of risk management solutions for Boca Raton residents, including homeowners' insurance. This covers rebuild and repair expenses in case the policyholder's home or its contents were damaged due to natural disasters. Home insurance also reimburses losses in the event of theft. In addition to this policy, JMD Associates' team can also furnish insurance plans for renters. The company's other products include car, boat, and recreational vehicle insurance.

License Verified:

License: L046313

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
479 Northeast 20th Street, Boca Raton, FL 33431
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

The Griffith Agency helps people interested in obtaining homeowners insurance in Boca Raton. Founded in 1979, the agency offers solutions that fit clients' specific needs. These include homeowners liability, renters, property, mobile home, and condo insurance. Additional home insurance coverage is available for landlords, scheduled property, and in-home businesses. The team is focused on keeping families and their belongings safe and can discuss options for items that some policies may not cover. Business insurance is also provided.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21073 Powerline Road, Boca Raton, FL 33433
  • Personal Property Insurance

Why choose this provider?

Rick Sanchez - State Farm Insurance Agent has over three decades of experience helping individuals in Boca Raton and the surrounding communities choose an insurance solution that protects them in case of an emergency or a random, unfortunate act. He offers policies that allow clients to repair or replace their homes and any prized possessions, if necessary. Mr. Sanchez is a member of the National Association of Insurance and Financial Advisors and a lifetime member of the Million Dollar Round Table.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1401 Forum Way, Suite 400, West Palm Beach, FL 33401
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Acentria Insurance is an independent insurance agency that serves clients' home, auto, and business insurance needs in Boca Raton and the surrounding areas. Its team of agents provides homeowners' insurance coverage for both primary and secondary residents. Additionally, the agency provides targeted coverage for manufactured homes that address the specific insurance requirements of transportable homes. Acentria Insurance is licensed to write coverage in all 50 states and also offers policies for flood protection, personal umbrella, recreational vehicles, watercraft, and personal collection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (13)
Google
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
851 Broken Sound Pkwy NW Suite 207, Boca Raton, FL 33487
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

The IBS Insurance Group is an experienced homeowners' insurance agency that serves clients living in Boca Raton and the surrounding areas. The locally owned insurance business has more than 30 years of industry experience in researching home insurance products that can match the homeowner's budget and needs. The team of insurance specialists at IBS Insurance Group represents the company's carefully selected home insurers, which include CHUBB Insurance, Citizens Property Insurance Corporation, Florida Family Insurance, Homeowners Choice, and Mercury Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6600 Parkside Dr Unit 6680 Parkland, FL 33067, Parkland, FL 33067
  • Multiple Policy Types

Why choose this provider?

Brightway Insurance, The Aloisi Agency offers homeowner's insurance near Boca Raton. Most of its team members have more than 30 years of experience. They work with several insurance companies to ensure clients get the best rates and coverage available, whether for a condo, detached home, apartment, or articles within the dwelling. Brightway's team has maintained placement on the Entrepreneur Franchise 500 list several times. Quotes can be completed easily online for simple, customized, and fast coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 Gateway Boulevard, Boynton Beach, FL 33426
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Why choose this provider?

Wiglesworth-Rindom Insurance Agency is an insurance agency serving clients in the Boca Raton area since 2004. The family-owned, independent insurance agency offers home and auto policies to protect personal property and belongings. Its selection of competitive policies includes umbrella insurance for extra liability coverage as well as flood damage and renter's insurance. With a team of over 20 insurance agents and managers, the agency also offers boat and business insurance plus a charity referral program to support local initiatives.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (275)
Facebook
5.0 / 5 (14)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5550 Glades Road, Boca Raton, FL 33431
  • Earthquake
  • Multiple Policy Types
  • Flood
  • Fire

Why choose this provider?

Founded in 2015, Direct Insurance Network helps individuals looking for a homeowners insurance agent in Boca Raton. Its owner, Michael Roberts, advises clients on the most appropriate policy to protect their property in the event of disasters such as storms, hurricanes, floods, and fires. Direct Insurance Network has different policy types to cover matters such as property damage liability and medical bills of injured non-dwellers. Mr. Roberts is a member of the Florida Association of Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
190 Glades Road, Boca Raton, FL 33432
  • Multiple Policy Types

Why choose this provider?

The Sena Group addresses the insurance needs of individuals, families, and businesses residing in Boca Raton. Agents assess clients' needs and proceed to shop for the insurance coverage fit for them. Homeowner's insurance covers both the client's house and its content. Liability coverage is provided if policyholders damage someone's property. The company was recognized for seven consecutive years as Business Hall of Famer in the insurance sector. The business is also considered as a Trusted Choice insurance agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (175)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 Corporate Blvd NW #211, Boca Raton, FL 33431
  • Multiple Policy Types

Why choose this provider?

The Gordon Agency is an insurance agency in Boca Raton that has been in the industry since 2000. The agents at this firm provide homeowners' policies that cover damages to the home and other structures due to theft, fire, or hurricanes. The plan helps clients by providing coverage and compensation for the items that had been damaged or stolen. It also has liability protection that pays for injuries to guests at the properties, such as dog bites or accidental pool drowning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the time frame for submitting a homeowners insurance claim in Boca Raton?

    Homeowners insurance claims in Boca Raton must be filed within 30 to 90 days after the damage is incurred. The insurer may refuse to pay out claims that have been pending for an extended period of time. The quicker you submit, the sooner you may collect compensation for your losses.

  • Can you get homeowners insurance if your Boca Raton property doesn't meet the latest building codes?

    Insurance companies are cautious of insuring older Boca Raton homes since these are not up to the latest building codes and distinctive features that may be difficult to repair in case of damage. For instance, houses wired with aluminum result in higher fire risk. If the insurer does agree to provide homeowners insurance, you can expect to pay a higher premium than someone with a newer house.

  • What factors affect the rate of homeowners insurance in Boca Raton?

    Several factors may affect homeowners insurance rates in Boca Raton, including your home's location, age, condition, structure, and materials used. Insurance rates may also be affected by your claim history, financial standing, and lifestyle habits like smoking. In addition, safety features installed in your house, such as hurricane shutters, alarm systems, and smoke detectors, may possibly reduce your premiums.

  • Does homeowners insurance cover your pets in Boca Raton?

    Homeowners insurance places liability protection on your pets in Boca Raton. A pet bite insurance benefit is often included in most policies, and it pays for medical expenses should your pet ever bite someone or destroy someone else's property. Do note that the coverage won't cover their pet's veterinary expenses or the cost of replacing damage incurred by your pets.

  • What questions should you ask your homeowners insurance agent in Boca Raton?

    You should ask your homeowners insurance agent how much it would cost to rebuild your house in Boca Raton and replace your belongings if damaged. You should also inquire about the insurer's discounts. Additionally, you should determine whether the insurance firm has a good reputation with policyholders and services. Also, make sure you know who to contact and how to proceed when submitting a claim.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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