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Best Homeowners Insurance Agencies in Boca Raton

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Acentria Insurance logo
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Acentria Insurance

1401 Forum Way, Suite 400, West Palm Beach, FL 33401
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Acentria Insurance is an independent insurance agency that serves clients' home, auto, and business insurance needs in Boca Raton and the surrounding areas. Its team of agents provides homeowners' insurance coverage for both primary and secondary residents. Additionally, the agency provides targeted coverage for manufactured homes that address the specific insurance requirements of transportable homes. Acentria Insurance is licensed to write coverage in all 50 states and also offers policies for flood protection, personal umbrella, recreational vehicles, watercraft, and personal collection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (13)
Google
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Atlantic Insurance Agency logo
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Atlantic Insurance Agency

203 Northeast 1st Avenue, Delray Beach, FL 33444
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Atlantic Insurance Agency sells homeowners' insurance policies to residents in and around the Boca Raton area. The agency represents a diverse list of insurance carriers and designs policies to address different residence types and typically excluded events, such as floods, earthquakes, mold, wet rot, and dry rot. The agency's vacant property insurance coverage is suitable for non-occupying owners, and it has separate plans catering to VRBO and Airbnb short-term rental owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (246)
Facebook
4.5 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brightway Insurance, The Aloisi Agency logo
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Brightway Insurance, The Aloisi Agency

6600 Parkside Dr Unit 6680 Parkland, FL 33067, Parkland, FL 33067
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  • Multiple Policy Types

Business Description

Brightway Insurance, The Aloisi Agency offers homeowner's insurance near Boca Raton. Most of its team members have more than 30 years of experience. They work with several insurance companies to ensure clients get the best rates and coverage available, whether for a condo, detached home, apartment, or articles within the dwelling. Brightway's team has maintained placement on the Entrepreneur Franchise 500 list several times. Quotes can be completed easily online for simple, customized, and fast coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Yelp
4.5 / 5 (15)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Direct Insurance Network logo
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Direct Insurance Network

5550 Glades Road, Boca Raton, FL 33431
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  • Earthquake
  • Multiple Policy Types
  • Flood
  • Fire

Business Description

Founded in 2015, Direct Insurance Network helps individuals looking for a homeowners insurance agent in Boca Raton. Its owner, Michael Roberts, advises clients on the most appropriate policy to protect their property in the event of disasters such as storms, hurricanes, floods, and fires. Direct Insurance Network has different policy types to cover matters such as property damage liability and medical bills of injured non-dwellers. Mr. Roberts is a member of the Florida Association of Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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IBS Insurance Group logo
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IBS Insurance Group

851 Broken Sound Pkwy NW Suite 207, Boca Raton, FL 33487
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

The IBS Insurance Group is an experienced homeowners' insurance agency that serves clients living in Boca Raton and the surrounding areas. The locally owned insurance business has more than 30 years of industry experience in researching home insurance products that can match the homeowner's budget and needs. The team of insurance specialists at IBS Insurance Group represents the company's carefully selected home insurers, which include CHUBB Insurance, Citizens Property Insurance Corporation, Florida Family Insurance, Homeowners Choice, and Mercury Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JMD Associates, LLC logo
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License Verified:

License: L046313

Florida Division of Insurance Agent and Agency Services

JMD Associates, LLC

7601 North Federal Highway, Boca Raton, FL 33487
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  • Renter's Insurance
  • Homeowners

Business Description

The insurance agents at JMD Associates, LLC, provides a number of risk management solutions for Boca Raton residents, including homeowners' insurance. This covers rebuild and repair expenses in case the policyholder's home or its contents were damaged due to natural disasters. Home insurance also reimburses losses in the event of theft. In addition to this policy, JMD Associates' team can also furnish insurance plans for renters. The company's other products include car, boat, and recreational vehicle insurance.

License Verified:

License: L046313

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keystone Insurance Group, Inc. logo
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Keystone Insurance Group, Inc.

21301 Powerline Road, Boca Raton, FL 33433
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Keystone Insurance Group, Inc., is a locally-owned insurance agency that provides homeowners' insurance to clients in Boca Raton and nearby areas. Established in 1991, the agency works with clients individually to find an insurance policy that suits their home. Its insurance coverage options include property insurance, homeowners liability, renters insurance, condo insurance, and in-home business insurance. Clients have commended Keystone Insurance Group for its informative and knowledgeable support in providing them an insurance policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (119)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rick Sanchez - State Farm Insurance Agent logo
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Rick Sanchez - State Farm Insurance Agent

21073 Powerline Road, Boca Raton, FL 33433
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  • Personal Property Insurance

Business Description

Rick Sanchez - State Farm Insurance Agent has over three decades of experience helping individuals in Boca Raton and the surrounding communities choose an insurance solution that protects them in case of an emergency or a random, unfortunate act. He offers policies that allow clients to repair or replace their homes and any prized possessions, if necessary. Mr. Sanchez is a member of the National Association of Insurance and Financial Advisors and a lifetime member of the Million Dollar Round Table.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (182)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Gordon Agency logo
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The Gordon Agency

2101 Corporate Blvd NW #211, Boca Raton, FL 33431
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  • Multiple Policy Types

Business Description

The Gordon Agency is an insurance agency in Boca Raton that has been in the industry since 2000. The agents at this firm provide homeowners' policies that cover damages to the home and other structures due to theft, fire, or hurricanes. The plan helps clients by providing coverage and compensation for the items that had been damaged or stolen. It also has liability protection that pays for injuries to guests at the properties, such as dog bites or accidental pool drowning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Griffith Agency logo
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The Griffith Agency

479 Northeast 20th Street, Boca Raton, FL 33431
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

The Griffith Agency helps people interested in obtaining homeowners insurance in Boca Raton. Founded in 1979, the agency offers solutions that fit clients' specific needs. These include homeowners liability, renters, property, mobile home, and condo insurance. Additional home insurance coverage is available for landlords, scheduled property, and in-home businesses. The team is focused on keeping families and their belongings safe and can discuss options for items that some policies may not cover. Business insurance is also provided.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Sena Group logo
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The Sena Group

190 Glades Road, Boca Raton, FL 33432
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  • Multiple Policy Types

Business Description

The Sena Group addresses the insurance needs of individuals, families, and businesses residing in Boca Raton. Agents assess clients' needs and proceed to shop for the insurance coverage fit for them. Homeowner's insurance covers both the client's house and its content. Liability coverage is provided if policyholders damage someone's property. The company was recognized for seven consecutive years as Business Hall of Famer in the insurance sector. The business is also considered as a Trusted Choice insurance agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (175)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wiglesworth-Rindom Insurance Agency logo
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Wiglesworth-Rindom Insurance Agency

1500 Gateway Boulevard, Boynton Beach, FL 33426
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Business Description

Wiglesworth-Rindom Insurance Agency is an insurance agency serving clients in the Boca Raton area since 2004. The family-owned, independent insurance agency offers home and auto policies to protect personal property and belongings. Its selection of competitive policies includes umbrella insurance for extra liability coverage as well as flood damage and renter's insurance. With a team of over 20 insurance agents and managers, the agency also offers boat and business insurance plus a charity referral program to support local initiatives.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (275)
Facebook
5.0 / 5 (14)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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