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Best Homeowners Insurance Agencies in New Britain

2024

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Providers

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Website
4 Research Parkway, Wallingford, CT 06492
  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Why choose this provider?

Petruzelo Insurance is an independently owned and operated insurance agency that has been working with the residents of New Britain for over 50 years. The company represents a variety of providers, such as Liberty Mutual, Travelers Insurance, and The Harford, in order to help clients build personalized homeowners insurance packages. The policies protect client's homes in the events of natural disasters, theft, and vandalism. The agency also sells umbrella, auto, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
242 Center Street, Bristol, CT 06010
  • Multiple Policy Types

Why choose this provider?

Allied Insurance Center is an independent insurance agency working with the people of New Britain and the nearby areas. The company maintains relationships with multiple insurance providers in order to give its clients multiple options regarding their homeowners insurance. Its team sells insurance plans that cover clients' homes and belongings in the event of vandalism, theft, and natural disasters. Allied Insurance Center also offers commercial, health and life, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
433 S Main St, West Hartford, CT 06110
  • Condos
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Thomas Fahy Insurance Associates is a locally owned and operated insurance agency serving the people of New Britain. The company is available at all times, and its team maintains relationships with more than 30 insurance providers in order to build customized insurance packages for clients' homes. It also offers coverage for clients' condos, recreational vehicles, and rental properties. Additionally, the agency sells life and health, automobile, and general business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8 East Main Street, Stafford, CT 06076
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Why choose this provider?

Paradiso Insurance is an independently owned insurance agency serving the residents of New Britain and the surrounding areas. The agency represents a wide variety of insurance providers to give clients a range of options for their homeowners insurance. It sells packages that cover clients' primary and secondary residences, rental and investment properties, and condos. It also offers coverage for clients' weddings and events, health care, and antique and traditional vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
20 Batterson Park Road, Farmington, CT 06034
  • Fire
  • Multiple Policy Types

Why choose this provider?

Wentworth, DeAngelis & Kaufman, Inc., is a full-service insurance agency that serves the New Britain metro area and nearby communities. The company assists individuals to obtain financial protection for their homes, personal possessions, and loved ones against disasters through a homeowners insurance policy. Its licensed agents provide several coverage options from different carriers. These include physical structures, personal property, liability, medical costs, and additional living expenses. Other offerings include all types of personal and business insurance policies. The company also serves clients in Farmington and throughout Connecticut.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 Arapahoe Road, West Hartford, CT 06107
  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Fire

Why choose this provider?

Keating Agency Insurance is an insurance agency working with the residents of New Britain and the surrounding communities. The company has been in operation since 1969, and its team sells homeowners insurance packages to cover the cost of repairing clients' homes after being damaged by fires and storms. It also offers umbrella insurance policies to cover overage that isn't included in standard policies. Additionally, the company provides clients with auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (17)
Facebook
5.0 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
136 Broad Street, Plainville, CT 06062
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Edward J. McMahon Insurance Agency is an independently owned and operated insurance agency that has been in operation near new Britain since 1980. The company offers homeowners insurance packages that cover the cost of repairs for the home's structure, reimburse clients for personal belongings that were stolen or destroyed, and protect clients from lawsuits regarding personal injuries incurred on the property. The agency was voted among the Best Insurance Agencies in Plainville in 2019.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (21)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
302 West Main Street, Avon, CT 06001
  • Renter's Insurance
  • Condos

Why choose this provider?

Peter M. Bakker Agency Inc. is an independent insurance company working with the residents of New Britain and the surrounding areas. The agency offers homeowners insurance packages that include personal liability, secondary structure, dwelling, and personal property coverage. Its plans also include loss of use and additional living expenses to reimburse clients who have been displaced due to natural disasters. Additionally, the agency sells business, life, and auto insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)
Facebook
4.8 / 5 (8)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1602 Main Street, East Hartford, CT 06108-2250
  • Multiple Policy Types

Why choose this provider?

Brian Busam, an insurance agent with State Farm Insurance, has been working with the residents of New Britain and the surrounding areas since 2009. The agent and his team offer homeowners insurance plans to cover client's homes and belongings in the event of theft, vandalism, and natural disasters, such as heavy rain, smoke and fire, and high-speed winds. The team has received multiple awards from State Farm, including the Million Dollar Round Table Qualifier.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (54)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
131 Oak Street, Glastonbury, CT 06033
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Why choose this provider?

The Haas Agency is an independent insurance company that has been serving the New Britain community since 2011. The agency sells homeowners insurance for the owners of houses, condos, apartments, and vacation homes. Its packages include coverage for the home's structure, the client's belongings, such as art and jewelry, and any visitors who were injured while on the property. The company also offers insurance plans for clients' vehicles, businesses, and health care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
361 New Britain Road, Berlin, CT 06037
  • Condos

Why choose this provider?

C & A Insurance LLC is an insurance brokerage firm that has been serving New Britain and nearby areas since 2008. The company provides customized homeowners insurance policies that can protect the homes and personal belongings of individuals and families against hazards. Its licensed and independent agents provide homeowners coverage options like home structure damages, loss of personal items, liability, and medical payments from different carriers. Other offerings include condo, auto, motorcycle, boat, health, and commercial insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
40 South St, West Hartford, CT 06110
  • Multiple Policy Types

Why choose this provider?

StateChoice is a homeowners' insurance agency that helps families and individuals in New Britain and the surrounding areas. The agency's team of home insurance specialists has more than 15 years of experience in providing personalized services, which include discussing the coverage of a homeowners' insurance policy, finding other options from various home insurance companies, and recommending home quotes that suit the client's budget and concerns. StateChoice is committed to helping home insurance buyers minimize the risks associated with their homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (45)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much does New Britain homeowners’ insurance cost?

    Homeowners’ insurance policies in New Britain with a dwelling coverage level of $250,000 cost an average of $1,104 per year. This is lower than both the national average annual premium of $1,428 and Idaho’s average of $1,244. In contrast, cities in the state with the most expensive homeowners’ insurance include Ledyard, North Branford, Orange, Centerbrook, and Killingworth.

  • Have New Britain homeowners’ insurance rates increased?

    The Connecticut Insurance Department’s Property & Casualty Division has allowed homeowners’ insurance rates in New Britain to increase by an average of 5.1% in 2022. Because the average increase requested was 6.1%, the division successfully saved homeowners $13,783,731. In contrast, the average requested increase in 2021 was 4.20% and the allowed increase was 3.40%.

  • Does New Britain homeowners’ insurance cover faulty construction?

    Most homeowners’ insurance policies in New Britain do not cover structural collapse due to faulty construction, as was the case with hundreds of eastern Connecticut homeowners whose foundations crumbled because an unstable mineral was mixed in with the concrete. However, the state created the Connecticut Foundation Solutions Indemnity Company, Inc., to address such concerns.

  • What are hurricane deductibles in New Britain homeowners’ insurance policies?

    In New Britain, homeowners’ insurance policies might enforce a separate deductible for damages caused by hurricanes. Depending on the insurer, hurricane deductibles might amount to 2% to 5% of the property value, much higher than the standard deductible. Hurricane deductibles apply when the National Weather Service issues an official hurricane warning anywhere in Connecticut and ends 24 hours after the storm is downgraded or the warning is terminated.

  • Can New Britain residents report their homeowners’ insurance provider?

    Residents of New Britain who wish to report their homeowners’ insurance provider may file a complaint through the official website of the Connecticut Insurance Department. Policyholders may also relay their concerns to the department’s consumer hotline at 800-203-3447. Common reasons for complaints include cancellations, non-renewals, claim delays or denials, and misrepresentation.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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