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Best Homeowners Insurance Agencies in New Haven

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Abbate Insurance Associates, Inc. logo
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Abbate Insurance Associates, Inc.

671 State St, New Haven, CT 06511
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Abbate Insurance Associates Inc. has been delivering insurance products and services in New Haven and nearby areas for over 45 years. The company helps homeowners secure their homes and personal properties against perils through a homeowners' insurance policy. Its homeowners' insurance plans may be extended to several types of residences, including estate homes, vacation homes, condominiums, and rental properties. Other services include personal, commercial, life, and health insurance plans. The company is a member of the Renaissance Alliance and Associated Risk Managers International.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Amity Insurance & Financial Services, LLC logo
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License Verified:

License: 2231149

State of Connecticut Insurance Department

Amity Insurance & Financial Services, LLC

35 Old Tavern Road, Orange, CT 06477
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  • Homeowners

Business Description

Serving New Haven, Amity Insurance & Financial Services, LLC, offers a variety of insurance products, including homeowners' insurance. It secures individuals and families financially if they suffer losses due to fire, theft, and vandalism. The policy can also cover the policyholders if someone sues them due to an injury on their property. Insurance policies for renters, vehicles, life, and businesses are also available. Paul Amann, one of the firm's owners, is an agent who holds both CLU and ChFC designations.

License Verified:

License: 2231149

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (12)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Birarelli Insurance Agency logo
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License Verified:

License: 1061352

State of Connecticut Insurance Department

Birarelli Insurance Agency

55 Cherry Street, Milford, CT 06460
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  • Homeowners

Business Description

Birarelli Insurance Agency is an independent firm that serves the residents of New Haven and the neighboring communities. It offers a broad range of personal insurance solutions, including homeowners', renters', and auto insurance. Commercial policies include general liability, workers' compensation, cyber and privacy, and employment practices liability insurance. Co-owner James L. Birarelli has been in the industry for more than 44 years. He is a member of Kiwanis of Milford, the Connecticut Burns Care Foundation, Inc., and the Knights of Columbus.

License Verified:

License: 1061352

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Durango Insurance Agency logo
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Durango Insurance Agency

266 Grand Avenue, New Haven, CT 06513
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  • Multiple Policy Types

Business Description

Durango Insurance Agency offers New Haven residents insurance services ranging from auto, home, business, and life. The family-owned and -operated company was established in 2003 and has access to over 20 insurance companies. Insurance agents evaluate insurance coverages and oversee all aspects of claims management. Homeowner's policy will protect personal property, belongings, and jewelry. Personal liability protection is included, as well. The insurance covers injuries to household pets and additional living expenses if disaster strikes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heard Insurance Associates logo
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License Verified:

License: 1051935

State of Connecticut Insurance Department

Heard Insurance Associates

38 Saw Mill Road, West Haven, CT 06516
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  • Homeowners
  • Flood
  • Renter's Insurance

Business Description

Heard Insurance Associates is an independent agency that offers homeowners' insurance coverage to residents of the New Haven area. Its policy options include coverage for residential and rental properties, mobile and manufactured homes, and flood losses. The company's professionals help clients get the right insurance policy to cover their belongings and properties during natural disasters. They also offer life, auto, and landlord insurance. Recreational vehicle insurance is also available, covering ATVs, RVs, motorcycles, and boats.

License Verified:

License: 1051935

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance Problem Solvers LLC logo
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License Verified:

License: 1066326

State of Connecticut Insurance Department

Insurance Problem Solvers LLC

375 Elm Street, West Haven, CT 06516
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  • Homeowners
  • Renter's Insurance

Business Description

Insurance Problem Solvers LLC is an independent agency that serves clients in New Haven and its surrounding areas. The company helps clients protect themselves and their assets by offering homeowners', renters', flood, and life insurance solutions. It also provides auto, motorcycle, watercraft, and recreational vehicle insurance plans. Other services include business owners', general liability, builders' risk, and workers' compensation insurance. Insurance Problem Solvers represents known carriers such as Progressive, MetLife, Safeco, Travelers, Zurich, and Foremost.

License Verified:

License: 1066326

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JVR Insurance logo
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JVR Insurance

1905 State Street, Hamden, CT 06517
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  • Multiple Policy Types

Business Description

Located in Connecticut, JVR Insurance provides insurance products and solutions to residents of New Haven and the surrounding areas. It provides homeowners' insurance policies to clients looking to secure their residential properties. It has a team of seasoned insurance agents capable of customizing home insurance coverage plans to ensure that clients' residential protection requirements are met. It also offers other insurance products, such as auto, boat, life, and business coverages. JVR Insurance has a multilingual staff and can assist Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (26)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
L.H. Brenner Inc. logo
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L.H. Brenner Inc.

1412 Whalley Avenue, New Haven, CT 06515
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  • Fire
  • Multiple Policy Types
  • Flood

Business Description

L.H. Brenner Inc. is a New Haven-based, full-service insurance agency that assists clients in having access to a wide range of insurance products. Its homeowners' insurance policy ensures full protection of the home and assets of its clients. The company's insurance agents help them understand the best way to insure their homes. They provide advice on the possible concerns customers' homes may encounter. L.H. Brenner also guides them on how to cover any gaps in their insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Luis Feliciano Insurance Agency LLC logo
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Luis Feliciano Insurance Agency LLC

157 Church Street 19th Floor, New Haven, CT 06511
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  • Renter's Insurance
  • Fire

Business Description

Luis Feliciano Insurance Agency LLC protects clients' homes and personal properties from disasters. This homeowners' insurance agency secures homes in New Haven that have been damaged by fires or other natural calamities like thunderstorms, snowstorms, strong winds, and hail. It also safeguards homes from damages caused by theft and vandalism. The agency has liability protection and medical coverage to take care of the expenses incurred by a guest injured in a client's home. Luis Feliciano Insurance Agency LLC is a member of the Chamber of Commerce in Kissimmee/Osceola County.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Main Street Insurance logo
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Main Street Insurance

1039 Dixwell Ave, Hamden, CT 06514
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Main Street Insurance is a family-owned business helping residents and business owners in New Haven. Its personal insurance advisors can provide a number of homeowners' insurance products, coverages, and options through Hometown Insurance Agency. They can help determine the best insurance coverage for their clients based on their needs. The business also offers other types of insurance including condo and renters as well as the Affordable Care Act or Obamacare Health Insurance. Services are also offered in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Orlando Jackson Insurance Agency logo
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Orlando Jackson Insurance Agency

15 June St, Woodbridge, CT 06525
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  • Multiple Policy Types

Business Description

Orlando Jackson Insurance Agency discusses insurance policy options to residents and business property owners in New Haven and the surrounding areas. The agents educate the clients on the different factors to consider when getting a homeowner’s insurance policy. These factors include the age of the home, the heating system used, and the area where the house is located. The homeowner’s insurance policy covers damages and loss due to fire, storms, theft, and vandalism. The company has been in the industry since 1980.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pawson logo
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License Verified:

License: 205425

State of Connecticut Insurance Department

Pawson

31 Business Park Drive, Branford, CT 06405
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  • Homeowners
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Fire
  • Renter's Insurance

Business Description

Pawson has over 30 years of experience in finding homeowners' insurance policies for clients in New Haven. It helps residents financially protect their homes and possessions from damages due to fire, smoke, hurricanes, vandalism, and theft. Its agents customize policies to include personal liability protection that covers clients against lawsuits for injury or property damage. They have extensive knowledge of the communities they serve and provide homeowners with seasonal tips that help reduce their risks.

License Verified:

License: 205425

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (16)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Svendsen Insurance Agency logo
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Svendsen Insurance Agency

27 Lucy St, Woodbridge, CT 06525
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Svendsen Insurance Agency is an independent agency serving clients near New Haven since 1946. As an agency with over 70 years of experience representing multiple insurance carriers, Svendsen gives the power of choice to clients who want to find the most suitable homeowners' insurance policy for them. Homeowners' insurance policies can protect against liabilities, accidents, and disasters that can destroy someone financially. Svendsen Insurance Agency works with carriers such as Progressive, Travelers, Utica National Insurance Group, Union Mutual of Vermont, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (22)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thompson & Peck, Inc. logo
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Thompson & Peck, Inc.

1412 Whalley Avenue, New Haven, CT 06515
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  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Business Description

Thompson & Peck, Inc., is an independent insurance agency that has been serving the community of New Haven and nearby areas since 1927. Its homeowners' insurance policy covers the home, its structures, and personal property, which includes medical payments, personal liability, and damages to the property. The agency's other insurance policies include coverage for auto, umbrella, commercial, business services, life, and health. It advises clients to review their policies periodically and have them updated as needed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Total Insurance Solutions logo
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License Verified:

License: 2694616

State of Connecticut Insurance Department

Total Insurance Solutions

140 Washington Avenue, North Haven, CT 06473
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  • Renter's Insurance

Business Description

Total Insurance Solutions offers insurance needs to homeowners and businesses in New Haven, North Haven, and nearby communities in Connecticut. The local agency focuses on providing homeowners' insurance that combines personal insurance coverage and liability insurance to cover accidents. The company also offers other insurance types such as life, auto, motorcycle, business, and renters' insurance. The independent agency works with different insurance carriers such as Progressive, Tapco, and MetLife and guides clients in understanding coverage, filing claims, and processing payments.

License Verified:

License: 2694616

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trager Reznitsky Insurance logo
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License Verified:

License: 2445559

State of Connecticut Insurance Department

Trager Reznitsky Insurance

154 State Street, North Haven, CT 06473
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  • Homeowners

Business Description

Trager Reznitsky Insurance is a locally owned agency that serves clients in New Haven and surrounding areas. Founded in 2014 by Joshua Trager and Eugene Reznitsky, it offers products and policies like home insurance. It also provides umbrella insurances, life insurance plans, and coverages for autos and business properties. Additionally, the independent agency has offices in North Haven and Branford. Joshua began his work in the field in 2008, while Eugene has seven years of experience in the insurance industry.

License Verified:

License: 2445559

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8124)
Facebook
5.0 / 5 (105)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs