Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in New Haven

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Haven Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

88Reviewed

58Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

27 Lucy St, Woodbridge, CT 06525

Expertise.com Rating

Review Sources

Google
4.6 (22)
Facebook
5.0 (3)

Why choose this provider?

Svendsen Insurance Agency is an independent agency serving clients near New Haven since 1946. As an agency with over 70 years of experience representing multiple insurance carriers, Svendsen gives the power of choice to clients who want to find the most suitable homeowners' insurance policy for them. Homeowners' insurance policies can protect against liabilities, accidents, and disasters that can destroy someone financially. Svendsen Insurance Agency works with carriers such as Progressive, Travelers, Utica National Insurance Group, Union Mutual of Vermont, and The Hartford.

  • Personal Property Insurance
  • Multiple Policy Types

15 June St, Woodbridge, CT 06525

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Orlando Jackson Insurance Agency discusses insurance policy options to residents and business property owners in New Haven and the surrounding areas. The agents educate the clients on the different factors to consider when getting a homeowner’s insurance policy. These factors include the age of the home, the heating system used, and the area where the house is located. The homeowner’s insurance policy covers damages and loss due to fire, storms, theft, and vandalism. The company has been in the industry since 1980.

  • Multiple Policy Types

157 Church Street 19th Floor, New Haven, CT 06511

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Luis Feliciano Insurance Agency LLC protects clients' homes and personal properties from disasters. This homeowners' insurance agency secures homes in New Haven that have been damaged by fires or other natural calamities like thunderstorms, snowstorms, strong winds, and hail. It also safeguards homes from damages caused by theft and vandalism. The agency has liability protection and medical coverage to take care of the expenses incurred by a guest injured in a client's home. Luis Feliciano Insurance Agency LLC is a member of the Chamber of Commerce in Kissimmee/Osceola County.

  • Renter's Insurance
  • Fire

266 Grand Avenue, New Haven, CT 06513

Expertise.com Rating

Review Sources

Google
4.7 (67)
Yelp
4.5 (2)

Why choose this provider?

Durango Insurance Agency offers New Haven residents insurance services ranging from auto, home, business, and life. The family-owned and -operated company was established in 2003 and has access to over 20 insurance companies. Insurance agents evaluate insurance coverages and oversee all aspects of claims management. Homeowner's policy will protect personal property, belongings, and jewelry. Personal liability protection is included, as well. The insurance covers injuries to household pets and additional living expenses if disaster strikes.

  • Multiple Policy Types

31 Business Park Drive, Branford, CT 06405
WebsiteLicense: 205425

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (27)
Yelp
4.5 (2)

Why choose this provider?

Pawson has over 30 years of experience in finding homeowners' insurance policies for clients in New Haven. It helps residents financially protect their homes and possessions from damages due to fire, smoke, hurricanes, vandalism, and theft. Its agents customize policies to include personal liability protection that covers clients against lawsuits for injury or property damage. They have extensive knowledge of the communities they serve and provide homeowners with seasonal tips that help reduce their risks.

  • Homeowners
  • Multiple Policy Types
  • Multiple Carriers

154 State Street, North Haven, CT 06473
WebsiteLicense: 2445559

Expertise.com Rating

Review Sources

Google
4.9 (152)
Facebook
5.0 (105)
Yelp
3.9 (7)

Why choose this provider?

Trager Reznitsky Insurance is a locally owned agency that serves clients in New Haven and surrounding areas. Founded in 2014 by Joshua Trager and Eugene Reznitsky, it offers products and policies like home insurance. It also provides umbrella insurances, life insurance plans, and coverages for autos and business properties. Additionally, the independent agency has offices in North Haven and Branford. Joshua began his work in the field in 2008, while Eugene has seven years of experience in the insurance industry.

  • Homeowners

140 Washington Avenue, North Haven, CT 06473
WebsiteLicense: 2694616

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (5)

Why choose this provider?

Total Insurance Solutions offers insurance needs to homeowners and businesses in New Haven, North Haven, and nearby communities in Connecticut. The local agency focuses on providing homeowners' insurance that combines personal insurance coverage and liability insurance to cover accidents. The company also offers other insurance types such as life, auto, motorcycle, business, and renters' insurance. The independent agency works with different insurance carriers such as Progressive, Tapco, and MetLife and guides clients in understanding coverage, filing claims, and processing payments.

  • Renter's Insurance

375 Elm Street, West Haven, CT 06516
WebsiteLicense: 1066326

Expertise.com Rating

Review Sources

Google
4.4 (14)

Why choose this provider?

Insurance Problem Solvers LLC is an independent agency that serves clients in New Haven and its surrounding areas. The company helps clients protect themselves and their assets by offering homeowners', renters', flood, and life insurance solutions. It also provides auto, motorcycle, watercraft, and recreational vehicle insurance plans. Other services include business owners', general liability, builders' risk, and workers' compensation insurance. Insurance Problem Solvers represents known carriers such as Progressive, MetLife, Safeco, Travelers, Zurich, and Foremost.

  • Homeowners
  • Renter's Insurance

1905 State Street, Hamden, CT 06517

Expertise.com Rating

Review Sources

Google
4.5 (26)
Facebook
5.0 (6)

Why choose this provider?

Located in Connecticut, JVR Insurance provides insurance products and solutions to residents of New Haven and the surrounding areas. It provides homeowners' insurance policies to clients looking to secure their residential properties. It has a team of seasoned insurance agents capable of customizing home insurance coverage plans to ensure that clients' residential protection requirements are met. It also offers other insurance products, such as auto, boat, life, and business coverages. JVR Insurance has a multilingual staff and can assist Spanish-speaking clients.

  • Multiple Policy Types

55 Cherry Street, Milford, CT 06460
WebsiteLicense: 1061352

Expertise.com Rating

Review Sources

Facebook
4.0 (6)

Why choose this provider?

Birarelli Insurance Agency is an independent firm that serves the residents of New Haven and the neighboring communities. It offers a broad range of personal insurance solutions, including homeowners', renters', and auto insurance. Commercial policies include general liability, workers' compensation, cyber and privacy, and employment practices liability insurance. Co-owner James L. Birarelli has been in the industry for more than 44 years. He is a member of Kiwanis of Milford, the Connecticut Burns Care Foundation, Inc., and the Knights of Columbus.

  • Homeowners

35 Old Tavern Road, Orange, CT 06477
WebsiteLicense: 2231149

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
4.9 (7)

Why choose this provider?

Serving New Haven, Amity Insurance & Financial Services, LLC, offers a variety of insurance products, including homeowners' insurance. It secures individuals and families financially if they suffer losses due to fire, theft, and vandalism. The policy can also cover the policyholders if someone sues them due to an injury on their property. Insurance policies for renters, vehicles, life, and businesses are also available. Paul Amann, one of the firm's owners, is an agent who holds both CLU and ChFC designations.

  • Homeowners

671 State St, New Haven, CT 06511

Expertise.com Rating

Review Sources

Google
4.3 (10)
Facebook
5.0 (6)
Yelp
4.0 (4)

Why choose this provider?

Abbate Insurance Associates Inc. has been delivering insurance products and services in New Haven and nearby areas for over 45 years. The company helps homeowners secure their homes and personal properties against perils through a homeowners' insurance policy. Its homeowners' insurance plans may be extended to several types of residences, including estate homes, vacation homes, condominiums, and rental properties. Other services include personal, commercial, life, and health insurance plans. The company is a member of the Renaissance Alliance and Associated Risk Managers International.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1412 Whalley Avenue, New Haven, CT 06515

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Thompson & Peck, Inc., is an independent insurance agency that has been serving the community of New Haven and nearby areas since 1927. Its homeowners' insurance policy covers the home, its structures, and personal property, which includes medical payments, personal liability, and damages to the property. The agency's other insurance policies include coverage for auto, umbrella, commercial, business services, life, and health. It advises clients to review their policies periodically and have them updated as needed.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

1412 Whalley Avenue, New Haven, CT 06515

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

L.H. Brenner Inc. is a New Haven-based, full-service insurance agency that assists clients in having access to a wide range of insurance products. Its homeowners' insurance policy ensures full protection of the home and assets of its clients. The company's insurance agents help them understand the best way to insure their homes. They provide advice on the possible concerns customers' homes may encounter. L.H. Brenner also guides them on how to cover any gaps in their insurance coverage.

  • Fire
  • Multiple Policy Types
  • Flood

1039 Dixwell Ave, Hamden, CT 06514

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
5.0 (3)

Why choose this provider?

Main Street Insurance is a family-owned business helping residents and business owners in New Haven. Its personal insurance advisors can provide a number of homeowners' insurance products, coverages, and options through Hometown Insurance Agency. They can help determine the best insurance coverage for their clients based on their needs. The business also offers other types of insurance including condo and renters as well as the Affordable Care Act or Obamacare Health Insurance. Services are also offered in Spanish.

  • Personal Property Insurance
  • Multiple Policy Types

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How do you file a homeowners' insurance claim in New Haven?

    Start by submitting a claim to your insurance company to initiate a homeowners' insurance claim in New Haven. Next, document the losses meticulously, including photographs and videos, and keep receipts for immediate repairs. Then, submit a formal claim, electronically or in hard copy, providing all pertinent details. Your claim will undergo review, and if approved, the insurance company will issue payment according to policy terms, deductible, and coverage limits.

  • How do you determine the necessary amount of home insurance when obtaining a mortgage in New Haven?

    When securing a mortgage in New Haven, the required amount of home insurance depends on your down payment, loan amount, replacement cost of your home, and any unique location-based or property-specific features that may necessitate additional coverage. While some lenders stipulate coverage equal to the loan amount, it is advisable to insure your home for its total replacement cost to ensure comprehensive protection. Additionally, talk to your mortgage lender about their insurance requirements and find a balance between meeting their needs and protecting your home and finances.

  • Why is it important to keep an inventory of your belongings in New Haven?

    In New Haven, keeping a comprehensive inventory of your belongings helps streamline the assessment of losses in case of disasters or theft. This inventory should include records of all possessions, regularly updated with appraisals by qualified professionals to account for new acquisitions. Visual documentation through photographs or videos complements the list and provides concrete evidence. Store a copy in a secure location, such as a safety deposit box, to safeguard this inventory.

  • How to select the right homeowners' coverage in New Haven?

    A standard homeowners policy in New Haven covers various aspects, including your home, structures, personal property, personal liability, medical payments to visitors, and damage to other properties. Understanding what is covered and what isn't is critical, especially regarding risks like floods, fires, or weather-related disasters. Additionally, you must assess whether your policy covers replacement costs or depreciated property values and regularly review and update your policy as you improve your home and property.

  • What does homeowners' insurance do in New Haven?

    Homeowners' insurance in New Haven safeguards your property and financial well-being. This insurance policy offers comprehensive coverage, including protection for the home's physical structure, personal belongings, additional living expenses if the house becomes uninhabitable, and liability insurance for accidents within the policy territory or involving the homeowner.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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