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Best Local Car Insurance Agencies in New Britain

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AJC Insurance Agency of Rocky Hill, LLC logo
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License Verified:

License: 1073972

State of Connecticut Insurance Department

AJC Insurance Agency of Rocky Hill, LLC

1850 Silas Deane Highway, Rocky Hill, CT 06067
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  • Life Insurance

Business Description

AJC Insurance Agency of Rocky Hill, LLC, offers insurance solutions to the residents of New Britain and the surrounding areas. It offers car insurance policies that cover cars, recreational vehicles, mobile homes, and watercraft. The company also handles products like home and business insurance. Moreover, its agents provide general liability, commercial auto, and workers' compensation insurance plans for its commercial clients. AJC Insurance Agency of Rocky Hill partners with several carriers, like Progressive, Safeco, and Hanover.

License Verified:

License: 1073972

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bouvier Insurance - West Hartford logo
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License Verified:

License: 80150

State Of Connecticut Insurance Department

Bouvier Insurance - West Hartford

29 North Main Street, West Hartford, CT 06107
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  • RV & Motorhome
  • Boats

Business Description

Bouvier Insurance - West Hartford provides personal and commercial insurance, including car insurance coverage, for individuals and families in New Britain. Established by Robert F. Bouvier, it has been helping drivers acquire financial protection against possible losses since 1959. The company values its relationship with its policyholders, striving to treat each client like family. Bouvier Insurance has also initiated the Bouvier Brigade, a community-based program that encourages employees and staff to volunteer in local advocacies.

License Verified:

License: 80150

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (35)
Google
4.5 / 5 (30)
Yelp
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Busam logo
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License Verified:

License: 2319397

State Of Connecticut Insurance Department

Brian Busam

1602 Main Street, East Hartford, CT 06108
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  • Bundling Option

Business Description

Brian Busam is a State Farm insurance professional that operates his own agency in East Hartford. Serving New Britain, Busam and his team provide several types of protection plans, including auto insurance. The agents furnish car insurance policies that may include comprehensive, medical payments, rideshare driver, emergency road service, liability, and collision coverage. Busam has been a State Farm agent since 2002. He gets involved with the local community by managing his son's travel team.

License Verified:

License: 2319397

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (53)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Edward J. McMahon Insurance Agency logo
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License Verified:

License: 1056407

State Of Connecticut Insurance Department

Edward J. McMahon Insurance Agency

136 Broad Street, Plainville, CT 06062
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  • Boats
  • Motorcyle & ATV

Business Description

Edward J. McMahon Insurance Agency is a full-service car insurance provider that has been serving the New Britain metro area for more than 40 years. The firm provides a variety of auto insurance plans for individuals and businesses. These include liability, collision, comprehensive, medical payments, and uninsured motorist coverage. Its agents also shop for options that cover roadside assistance, towing services, and car rentals from multiple providers. Their other offerings include classic car, golf cart, and motorcycle insurance, as well as policies for Uber and Lyft drivers.

License Verified:

License: 1056407

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (21)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ferguson & McGuire - Wallingford logo
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License Verified:

License: 266350

State Of Connecticut Insurance Department

Ferguson & McGuire - Wallingford

6 North Main Street, Wallingford, CT 06492
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  • Boats

Business Description

Ferguson & McGuire - Wallingford is a privately owned and independent insurance agency that has been serving individuals, families, and businesses in New Britain since 1938. Its knowledgeable and seasoned insurance agents provide auto insurance plans to protect clients against financial losses due to an accident. The standard auto insurance policy covers property damage, liability protection, and medical coverage. Other personal insurance products are for homes, valuable items, recreational vehicles, renters, and watercraft.

License Verified:

License: 266350

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Holmes Insurance LLC logo
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License Verified:

License: 2459060

State Of Connecticut Insurance Department

Holmes Insurance LLC

5 Oakland Road, South Windsor, CT 06074
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  • Multiple Carriers

Business Description

Holmes Insurance, LLC, owned and operated by Cody Holmes, is servicing New Britain areas with offices located in South Windsor. It offers a car insurance policy that protects drivers, cars, and others in the event of accidents. Holmes Insurance is an independently owned agency with multi-market carriers to provide the best possible coverage and value for its customers. In addition, the agency offers home, life, and corporate insurance to establishments such as floral and salon businesses.

License Verified:

License: 2459060

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
insurancestoreofct.com logo
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License Verified:

License: 987885

State Of Connecticut Insurance Department

insurancestoreofct.com

303 East Center Street, Manchester, CT 06040
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  • Multiple Carriers

Business Description

The Insurance Store of Connecticut helps New Britain residents protect themselves from car-related accidents and incidents like vandalism, fire, or theft. With a range of auto insurance policies from different providers, the agency can help its clients choose the appropriate plan with their preferred coverage. The Insurance Store of Connecticut is owned by Sheri Wilson, who has been in the industry for more than 25 years. She also serves Manchester, Bolton, and other nearby areas.

License Verified:

License: 987885

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J.J. Fishbein, Inc. logo
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License Verified:

License: 972141

State Of Connecticut Insurance Department

J.J. Fishbein, Inc.

21 North Main Street, Wallingford, CT 06492
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  • Multiple Carriers

Business Description

J.J. Fishbein, Inc., is a multi-insurance line company that offers auto coverage solutions to communities in New Britain. Its offered policies include security against losses or damages from collisions and non-collision incidents, including theft, vandalism, and natural disasters. It also provides liability protection against personal injury and property damage, as well as other coverage options such as uninsured or underinsured motorist, medical expenses, and gap insurance. J.J. Fishbein's carriers include Progressive, American Collectors Insurance, and State Auto Insurance Companies.

License Verified:

License: 972141

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keating Agency Insurance logo
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License Verified:

License: 433725

State Of Connecticut Insurance Department

Keating Agency Insurance

10 Arapahoe Road, West Hartford, CT 06107
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  • Multiple Carriers

Business Description

Keating Agency Insurance is a firm in West Hartford that also serves the people of New Britain and all of Connecticut. Founded in 1969, it is a third-generation family-run business that has grown to maintain partnerships with various reputable insurance carriers. Its professional agents can help vehicle owners obtain car insurance policies that will meet their specific needs. In addition to standard auto insurance, Keating Agency Insurance also offers plans for classic cars, motorcycles, boats, and RVs.

License Verified:

License: 433725

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (24)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marcus Insurance logo
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License Verified:

License: 529473

State Of Connecticut Insurance Department

Marcus Insurance

842 Silas Deane Highway, Wethersfield, CT 06109
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  • Multiple Carriers

Business Description

Marcus Insurance is an auto insurance provider serving New Britain and nearby areas. It is a family-owned, fourth-generation, and full-service independent insurance agency that provides car insurance coverage that includes comprehensive, collision, and medical coverage to protect clients from potential lawsuits or financial losses that arise from vehicular accidents. The company has local agents that manage risks with a personal service out of genuine concern for the community. The company also offers health and life insurance, business insurance, and homeowners' insurance.

License Verified:

License: 529473

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Paradiso Insurance logo
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License Verified:

License: 2261363

State Of Connecticut Insurance Department

Paradiso Insurance

8 East Main Street, Stafford Springs, CT 06076
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  • Boats
  • Motorcyle & ATV

Business Description

For the past decade, Paradiso Insurance has been serving the auto insurance needs of clients in New Britain. Established in 2006, it protects the financial and vehicle assets of car owners, drivers, and commercial operators through an auto insurance policy. Its agents work with multiple carriers that can cover bodily injury liability, property damage, personal injury protection, collisions and comprehensive risks, and uninsured motorists. They cater to all types of drivers, including young drivers and owners of antique cars and RVs.

License Verified:

License: 2261363

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Peter M. Bakker Agency, Inc. logo
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License Verified:

License: 34875

State Of Connecticut Insurance Department

Peter M. Bakker Agency, Inc.

302 West Main Street, Avon, CT 06001
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  • Bundling Option

Business Description

Peter M. Bakker Agency, Inc., is an independent insurance firm that has been serving individuals, families, and businesses in New Britain for over 45 years. Representing various reputable insurance carriers, its professional agents design car insurance policies based on the needs and preferences of drivers to protect them against financial loss in the event of an accident, theft, and any covered auto-related distress. Peter M. Bakker Agency also offers other insurance products, such as home, life, and health insurance.

License Verified:

License: 34875

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Petruzelo Insurance logo
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License Verified:

License: 659700

State Of Connecticut Insurance Department

Petruzelo Insurance

4 Research Parkway, Wallingford, CT 06492
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  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

Business Description

Serving the residents of New Britain, Petruzelo Insurance is an independent agency that handles various types of personal and business insurance products. The company assists vehicle owners with its auto insurance service that can include collision, comprehensive, and glass coverage. With its access to multiple carriers, it can provide policies that clients can choose in accordance with their needs. In addition to cars, the company offers insurance for motorcycles and watercraft equipment.

License Verified:

License: 659700

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sumner & Sumner, Inc. Insurance logo
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License Verified:

License: 812100

State Of Connecticut Insurance Department

Sumner & Sumner, Inc. Insurance

757 Main Street, Willimantic, CT 06226
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Established in 1851, Sumner & Sumner Inc. Insurance has been providing all aspects of insurance services to the residents of New Britain. Representing over 30 insurance companies to provide more options to clients, the company assists clients with personal, commercial, and financial services. Vehicle owners needing coverage for personal cars, ATVs, boats, motorcycles, and collector cars are served through the team's auto insurance services. Sumner & Sumner Inc. Insurance also assists companies and business owners with its commercial insurance.

License Verified:

License: 812100

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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