Expertise.com

2024

Last updated:

Best Health Insurance Agencies in New Britain

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Britain Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1385Reviewed

835Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

85 Nutmeg Lane, Glastonbury, CT 06033
WebsiteLicense: 992181

Expertise.com Rating

Why choose this provider?

Established in 1995, Benefit Horizons Corporation is an insurance agency that serves individuals and businesses in New Britain. It offers health insurance policies as well as Medicare Advantage plans. It also provides dental, disability, life, long-term care, and vision insurance products. Some of the carriers this company works with are Aetna and Humana. Benefit Horizons Corporation caters to various markets, including automobile dealerships and law firms. Owner Jim Callahan is an insurance sales and marketing executive who also has a background in employee benefits.

  • Group Plans
  • Market Place
  • Life Insurance

254 Main Street, Bristol, CT 06010
WebsiteLicense: 538650

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Review Sources

Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

C.V. Mason & Company is a family-owned insurance agency that provides services to individuals, families, and businesses in New Britain and the surrounding communities. The company helps protect clients from unexpected medical expenses by offering health insurance policies. It also offers other insurance products, such as auto, home, life, and property. C.V. Mason & Company has been in the business since 1883. It works with various insurance carriers, including Kemper, Quincy Mutual Group, Safeco Insurance, and The Hartford.

  • Individual Plans
  • Life Insurance

760 Hopmeadow Street, Simsbury, CT 06070
WebsiteLicense: 698920

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Why choose this provider?

Deal Team is a business broker and an insurance agency that serves clients in New Britain. It specializes in providing employee benefits that include dental, vision, and critical illness insurance. It also works with insurance companies to keep businesses compliant and their employees covered with various insurance products. Deal Team emphasizes the importance of confidentiality when providing business valuation and brokerage services to small- and mid-sized businesses. It has more than 35 years of industry experience.

  • Life Insurance
  • Health Insurance

133 Old Canal Way, Simsbury, CT 06089

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Why choose this provider?

Serving New Britain, The Spaulding Insurance Agency provides its services to individuals, families, and businesses in the area. It is an independent and full-service insurance company that compares and shops policies for its clients and is not limited to offering products from just one insurance carrier. It handles health insurance plans like dental coverage, health insurance on or off the exchange, vision coverage, small and large business plans, Medicare, and disability insurance. It also deals with annuity and long-term care plans.

  • Individual Plans
  • Life Insurance

779 Farmington Avenue, West Hartford, CT 06119
WebsiteLicense: 60870

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Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Bernheimer Lincoln Insurance Group, Inc., is a risk management specialist that serves New Britain. It helps clients obtain different types of insurance policies, from health, home, and auto to life protection plans. The independent agents present coverage options from multiple carriers after analyzing clients' exposures and risks. Bernheimer Lincoln Insurance Group was founded in 1989 by Bruce Bernheimer, a Chartered Property Casualty Underwriter who has a background in finance and marketing and has two decades of insurance experience.

  • Individual Plans
  • Life Insurance

87 West Main Street, New Britain, CT 06051
WebsiteLicense: 002598167

Expertise.com Rating

Review Sources

Google
4.0 (185)

Why choose this provider?

Jose Dominguez is a State Farm insurance agent that helps with health insurance policies in the New Britain area. His agency focuses on Medicare Supplement insurance, supplemental health insurance, individual medical coverage, and disability insurance. The disability insurance coverage includes both short-term and long-term disability insurance. He also specializes in auto insurance, business insurance, home insurance, life insurance, and property insurance. In addition, Jose also accepts clients seeking financial planning services such as banking assistance.

  • Life Insurance

50 Washington Street, Middletown, CT 06457
WebsiteLicense: 459330

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Review Sources

Facebook
5.0 (3)

Why choose this provider?

Rice, Davis, Daley and Krenz Inc. is an insurance agency that offers health insurance policy solutions in New Britain. Its packages include Medicare Advantage plans, Medicare Supplement plans, short-term medical insurance, and dental insurance. In addition, it assists with accident insurance, travel accident insurance, and disability coverage. Douglas R. Krenz is the president of RDDK. He has more than 35 years of experience in the insurance industry and is a third-generation owner of the agency. He is also a commercial pilot and an FAA Certified Flight Instructor.

  • Individual Plans
  • Life Insurance

6 Creamery Brook, East Granby, CT 06026
WebsiteLicense: 1031962

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Why choose this provider?

Eilers Insurance Associates, LLC, specializes in health insurance packages for companies with 250 or fewer employees. It provides businesses in the New Britain area with health benefit options that include medical, dental, vision, partial self-funded programs, cafeteria plans, and HSAs. The firm represents over 30 national insurance carriers and helps employers choose the right program for their organizations, from HMO and PPO to POS plans. Eilers Insurance Associates principal agent broker, Kenneth Eilers, has been a licensed insurance broker since 1980.

  • Life Insurance

1500 Main Street, Springfield, MA 01103
WebsiteLicense: 2387778

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Why choose this provider?

Wellfleet, managed by Wellfleet Group, LLC, has been offering non-traditional health and accident insurance to clients in the New Britain area for more than 25 years. Since Drew DiGiorgio acquired CEO in 2015, it has been a part of the Berkshire Hathaway group. Coverage includes K-12 accidents, amateur sports, camps & clinics, and daycare & aftercare. Working with MedPro Group, Wellfleet is divided into four divisions: Wellfleet Student, Wellfleet Special Risk, Wellfleet Rx, and Wellfleet Workplace.

  • Health Insurance

361 New Britain Road, Berlin, CT 06037

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

C & A Insurance LLC is a family-run insurance agency that has been catering to the insurance needs of clients based in New Britain and nearby areas since 2008. Its insurance professionals are dedicated to assist clients in the complexity of insurance and help select the right plan that fits financial objectives. They provide health insurance policies that cover medical expenses. C & A Insurance LLC also has additional insurance products, such as business, homeowners', builder's risk, and automobile insurance plans.

  • Health Insurance

300 Church Street, Yalesville, CT 06492
WebsiteLicense: 1026416

Expertise.com Rating

Why choose this provider?

Porter Financial Strategies has been operating for over a quarter-century. It attends to the healthcare needs of clients in New Britain. Its insurance products include group medical and dental plans, as well as disability income insurance. Moreover, the firm offers long-term care insurance, fixed and variable annuities, executive benefit plans, key person insurance, and group life insurance. It also provides term, universal, survivorship, and ordinary life insurance. Porter Financial Strategies handles retirement and financial planning services as well.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Where can New Britain residents obtain health insurance and potentially receive financial assistance?

    In New Britain, residents can explore, evaluate, and secure quality health and dental insurance via Access Health CT, the state's official marketplace. This platform is uniquely positioned to offer financial aid for eligible individuals, reducing their insurance expenses. Moreover, through this marketplace, those qualifying can join the HUSKY Health Programs, including Medicaid, the Children’s Health Insurance Program, and the Covered Connecticut Program, often at minimal or no charge.

  • How does the Covered Connecticut Program assist New Britain residents with their health insurance expenses, and what are the eligibility criteria?

    For eligible New Britain inhabitants, the Covered Connecticut Program foots their insurance premiums and associated out-of-pocket costs. To be eligible, individuals must have incomes not surpassing 175% of the Federal Poverty Level but too high for Medicaid, utilize the complete financial aid available, and enroll in a Silver Plan.

  • How does fluctuating monthly income affect eligibility for New Britain residents in the Covered Connecticut Program, and what benefits are offered?

    The eligibility of New Britain locals enrolled in the Covered Connecticut Program is unaffected by monthly income fluctuations since annual household income determines qualifications. Should significant yearly income shifts occur, it's vital to notify Access Health CT. Participants enjoy a double boon: the state covers their premiums and out-of-pocket medical costs. Plus, they receive dental benefits and non-emergency transportation without extra charges.

  • Can New Britain businesses offer health insurance to out-of-state employees through Access Health CT Small Business plans?

    Yes. New Britain firms can extend Access Health CT Small Business health plans to employees outside Connecticut. However, these employees should scrutinize provider lists to ensure local services in their state are covered. Otherwise, they might need to get care in Connecticut. It's also vital to understand the terms for out-of-network care within chosen plans.

  • Can New Britain residents retain their current doctor when switching Connecticut health insurance plans?

    New Britain inhabitants can continue seeing their preferred physicians even after shifting health coverage in Connecticut. First, verify if the physician is affiliated with the selected insurance network. Sticking with in-network doctors ensures lower out-of-pocket expenses. Conversely, opting for out-of-network doctors can significantly raise costs, potentially covering the medical fees.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.