Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Connecticut

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Connecticut Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2025Reviewed

1220Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Woodbridge

Why choose this provider?

Orlando Jackson Insurance Agency offers the best risk management products to communities in Connecticut. These include homeowners', renters', mobile home, and umbrella insurance plans. Its team strives to find the best-in-value policies from the agency's partner carriers. It also accounts for the prospective policyholders' personal and financial circumstances and their coverage goals when shopping for insurance. Adrienne M. Jackson, one of the company's staff, is a Certified Professional Insurance Agent with over a decade of experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Woodbridge

Why choose this provider?

Svendsen Insurance Agency, the best risk management company in the state of Connecticut, has been operating for more than 70 years. Its insurance agents help homeowners find policies with their preferred amount of coverage. This can range from basic protection plans that cover the dwelling and personal liability to options that pay for damage caused by natural disasters. Principal agent Jon Peter Svendsen serves as the chairperson for the Agent's Council of the Union Mutual of Vermont.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Bridgeport

Why choose this provider?

CRN Insurance Agency offers Connecticut residents and businesses the best selection of homeowners', automobile, and commercial insurance. It helps residential clientele acquire the best homeowners' policies that cover the actual dwelling and its contents alongside additional coverage for circumstances like property damage caused by earthquakes. It also offers collision coverage and general liability policies for personal and commercial automobiles and company property. Agency owner Claribel Rodriguez has been working in the insurance industry for over five years. She is fluent in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Chicopee

Why choose this provider?

Philips Insurance Agency is an independently owned agency offering Connecticut residents the best in personal and commercial insurance products. Banking on its over 60 years of industry experience, it helps clients acquire insurance products like homeowners', personal and commercial automobile, and employee benefits insurance. Its agents research and compare rates and coverage plans from various insurance carriers, like Safeco Insurance and Liberty, Mutual to provide clients with options that best suit their specifications. The agency is a member of the National Association of Surety Bond Producers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Haven

Why choose this provider?

Total Insurance Solutions caters to Connecticut residents and businesses, providing them with a selection of the best insurance products. These products include homeowners', landlord's, commercial property, and automobile insurance. For clients looking for homeowners' policies, its staff assists them in understanding and choosing from the the best coverage plans, from plans covering the actual dwelling and personal property inside to policies with additional coverage for personal liability. Owner Chris Cretella has over five years of industry experience, previously working as an insurance producer for Allstate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Stamford

Why choose this provider?

Joe Namy is the best third-generation State Farm insurance agent serving residential and commercial clientele throughout Connecticut. Joe and his staff help clients shop for and acquire various kinds of insurance, such as homeowners', renters', business, and workers' compensation insurance. They assist prospective policyholders in customizing their coverage plans with added benefits, like higher coverage limits for items like jewelry and art for homeowners' insurance. Joe has over a decade of industry experience, and his office has staff fluent in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Waterbury

Why choose this provider?

Sundel & Milford Inc. is the best independent insurance agency serving clientele throughout the state of Connecticut. It offers a wide selection of insurance products, from homeowners' insurance policies with added coverage for loss of use to workers' compensation coverage plans tailored to businesses of different sizes. Its agents analyze the client's coverage goals to design a coverage plan and find a carrier that matches their preferences. Principal agent Robert Milford has over 45 years of experience and a Bachelor's degree in Finance and Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hamden

Why choose this provider?

JVR Insurance offers products with the best coverage to individuals and businesses throughout Connecticut. The best agency in the Constitution State provides step-by-step assistance to clients looking for various kinds of insurance, such as homeowners', life, business, and automobile insurance. Its agents utilize over 50 years of combined industry experience to discuss the different kinds of insurance coverage from the agency's various partner carriers, such as dwellings and vacant buildings coverage in homeowners' insurance, They also assist drivers in registering their vehicles with the DMV. JVR Insurance employs staff fluent in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (34)
Facebook
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Danbury

Why choose this provider?

Johnson Stevens Curran Agency is an independent business catering to the insurance needs of Connecticut residents and businesses. It offers some of the best personal and commercial insurance products, from homeowners' insurance covering personal property like jewelry and art to group benefits policies for businesses looking for health and dental plans. Its agents also review clients' existing policies and help them switch to alternatives suited to their coverage goals. Company president Jennifer Curran holds the Certified Insurance Counselor designation from The National Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wallingford

Why choose this provider?

Petruzelo Insurance, the best independent agency in Connecticut, has been serving residents and businesses in the state for over 50 years. It offers a variety of products, such as homeowners' and renters' insurance policies that cover personal belongings and liability. It also has protection programs to help businesses insure themselves from claims of faulty products and services. Petruzelo's agents assist clients in comparing and switching their existing coverage with options that are better suited to their current financial needs and goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (19)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Haven

Why choose this provider?

Trager Reznitsky Insurance has been serving Connecticut residents and commercial establishments since 2014. The independent agency shops from over 40 insurance carriers to provide clients with the best custom policies, from homeowners' and specialty dwelling insurance to coverage plans for general liability and workers' compensation. Its agents also assist policyholders in filing claims and switching carriers and coverage plans. CEO Joshua Trager holds the Certified Insurance Counselor from the National Alliance and the Life Underwriter Training Council Fellow from the American College of Financial Services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (140)
Facebook
5.0 / 5 (105)
Yelp
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
New Milford

Why choose this provider?

Housatonic Valley Insurance Agency, Inc., is an independent company serving communities throughout Connecticut. It offers personal and commercial lines of insurance, from homeowners' insurance covering high-value and vacation homes to business insurace with general liability and special events coverage. Its agents, considered the best in the field, shop for these products from various carriers, providing clients with rate and coverage comparisons to help them make informed decisions regarding their insurance needs. The agency has been in business for over 90 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Norwalk

Why choose this provider?

Established in 1975, William Carroll Insurance Agency is a family-owned independent agency providing Connecticut residents with the best coverage plans for their homes, personal belongings, and businesses. Its insurance agents assist clients in shopping for and acquiring various coverage plans, such as homeowners' and automobile insurance, from partnered carriers like Fidelity National Financial and the Tower Group Companies. They also guide policyholders through the claims process. The agency is a member of the Independent Insurance Agents and Brokers of America and a Trusted Choice agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Waterbury

Why choose this provider?

Established in 1964, Montagno Insurance Agency is one of the best independent agencies serving communities throughout Connecticut. It primarily offers homeowners' and automobile insurance. Its staff uses over 100 years of combined industry experience to guide clients through the insurance acquiring process, from shopping for policies with coverage that best fit their preferences and financial means to addressing possible claiming issues. The Waterbury Observer awarded Montagno Insurance Agency with the Best Insurance Agency Award in 2017.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.