Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Connecticut

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Connecticut Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66688Reviewed

40018Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Connecticut

Expertise.com Rating

Why choose this provider?

Health Insurance Connecticut is a business that has been in business for over 29 years. It serves clients residing in the area and offers group and individual health insurance options. Customers can choose between a family, individual, or self-employed plan. The company also handles Medicare insurance and travel insurance needs. Its Medicare Advantage plans cover dental insurance, life insurance, doctors, maternity coverage, supplements, and disability income. Long-term care, student insurance, emergency, wellness, and prescription drugs are also included in the Medicare Advantage plans.

  • Group Plans
  • Individual Plans

Connecticut

Expertise.com Rating

Review Sources

Google
4.9 (43)
Facebook
5.0 (9)

Why choose this provider?

Jacinto Evangelista is a State Farm insurance professional who assists Connecticut residents in managing their health risks. He and his team design health policies tailored to the needs and budgets of individuals, senior citizens, and families. They help clients secure insurance options such as supplemental coverage, Medicare add-on, and disability coverage. They also assist in updating policies, adding personal or life insurance products, and filing claims. State Farm has been providing for the community for more than 100 years.

  • Life Insurance
  • Individual Plans

Connecticut

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
4.6 (18)

Why choose this provider?

Health Insurance Services Of Connecticut, LLC, deals with clients throughout the state. The agency prepares health insurance policies that manage various costs, including nursing facility expenses and prescription drug bills, to help individuals supplement their Medicare plans. It also assists businesses seeking to provide group health policies for their employees. The agency's team has more than two decades of collective experience in the industry. It maintains a website that contains educational content on a range of topics, from Social Security to free cancer screening scams.

  • Medicare Supplement Insurance

Connecticut
Website

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

D'Amico Agency, Inc., serves individuals and business owners throughout Connecticut. This insurance service provider offers a wide variety of products, such as health insurance plans that cover hospital, medical, and surgical expenses. It provides various types of plans, like EPO, HMP, POS, and PPO health insurance. It also offers life, property, vehicle, and business insurance policies. This locally operated independent insurance agency represents multiple carriers and assists clients in finding the right level of coverage for their needs.

  • Life Insurance
  • Individual Plans

Connecticut
Website

Expertise.com Rating

Review Sources

Google
5.0 (69)
Facebook
5.0 (52)
Yelp
5.0 (1)

Why choose this provider?

B&A Benefit Solutions is a locally owned and independent insurance agency in Connecticut. Its health insurance options include Medigap, a supplemental policy that covers deductibles, co-payments, and co-insurance. Its insurance specialists recommend employee benefits programs, preferred or exclusive provider options, and health maintenance organization plans. They narrow down choices by comparing carriers side-by-side and customizing insurance policy protection based on clients' situations. The company also offers personal and commercial plans, including life, business, auto, and property insurance.

  • Life Insurance

Connecticut
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.0 (4)

Why choose this provider?

The Health Insurance Quote Service Group serves clients throughout Connecticut. It offers health insurance policies for individuals and families. It provides short-term medical, dental, life, and accident insurance plans, representing multiple insurance carriers in the market to help clients find the insurance plan that best fits their needs and preferred level of coverage. Some of these insurance providers include ConnectiCare, MetLife, Anthem, Lincoln Financial Group, Ohio National Financial Services, and UnitedHealthcare. This agency has served clients since 1996 and was initially based in Danbury.

  • Individual Health Insurance
  • Life Insurance

Connecticut
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
5.0 (7)

Why choose this provider?

Hughes Insurance has been working with clients across Connecticut for more than 40 years. The agency drafts policies that help individuals protect themselves against catastrophic financial losses due to significant medical expenses. It addresses the client's concerns involving the Affordable Care Act. It also offers personal umbrella insurance, a solution that provides additional liability coverage. The agency counts American Strategic, Progressive, UnitedHealthcare, MetLife, Utica First, and Travelers as part of its list of partner firms.

  • Individual Plans

Connecticut
Website

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (5)

Why choose this provider?

Health Directions is an insurance brokerage firm and NAHU member that caters to the needs of the communities in Connecticut. Its team of professionals assists individuals and families and local business owners in obtaining health insurance plans. The team designs policies that provide Medicare coverage and supplemental options, long-term care protection, and dental coverage. In addition, these professionals offer Cigna Global plans for globetrotters. Founders Mark and Curtis Bentley are actively in the community and previously gave a talk at the Westport Public Library.

  • Dental and Vision Insurance
  • Individual Plans

Connecticut
Website

Expertise.com Rating

Review Sources

Google
4.9 (27)
Yelp
3.5 (3)

Why choose this provider?

Bafumi Insurance is an agency offering health insurance policies to individuals, families, and businesses in Connecticut. Its health insurance policies cover preventive care, immunization, dental treatments, and medical, surgical, and hospital expenses. The firm also has a range of personal insurance products like auto, boat, condo, flood, homeowners', and renters' insurance, as well as individual disability, health care, and life insurance. In addition, it offers employee benefits and group dental, life, and vision insurance. Bafumi works with over 20 partner carriers, including ConnectiCare, Cincinnati Insurance Companies, Mapfre, and Farmers Insurance.

  • Life Insurance
  • Individual Plans

Connecticut
Website

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

MedicareCT.com, the website of Health Insurance Associates, LLP, was created in 2007 to cater to Connecticut clients with medical insurance needs. The insurance professionals from this agency help clients aged 65 and above navigate the Medicare process. Nick Casella, the agency's founding partner, began his insurance career in 1982. He believes in giving back to the community, so the agency supports causes like the Kids of America’s Heroes and the Marc Anthony Casella Education Fund.

  • Medicare Supplement Insurance

Connecticut
Website

Expertise.com Rating

Why choose this provider?

Hamden Health Insurance has been offering risk management solutions for clients in and around Connecticut. Its agents provide hospital and accident insurance plans that assist with medical expenses brought on by an inpatient stay in a hospital or treatment in an outpatient facility. In addition, the insurance plan covers unforeseen financial losses in the event of an accident. Under age 65, senior, and dental health insurance plans are also available. The agency has been in operation since 2000.

  • Individual Plans

Connecticut
Website

Expertise.com Rating

Why choose this provider?

Since 1928, Chittenden Group has been offering insurance and financial options to policy buyers in the state of Connecticut. The agency provides group health insurance solutions that include partial self-funded, full-funded, and level-funded as employee benefits. Its team of financial advisors helps clients with portfolio management, life insurance choices, and retirement planning. Chittenden Group is a fourth-generation, family-owned, and operated venture that works in partnership with various carriers, including AIG, Nationwide, Acadia Insurance, and Narragansett Bay.

  • Life Insurance

Connecticut
Website

Expertise.com Rating

Why choose this provider?

Since 2015, Muni Insurance, Inc., has been providing financial coverage solutions to Connecticut residents. The agents offer individual and family health insurance and guide clients through the application process. They help people over the age of 65 qualify for Advantage, Prescription Drug, and Supplement plans to expand upon their existing Medicare and Medicaid coverage. With access to a wide range of carriers, the firm also offers auto, homeowners’, renters’, general liability, and workers’ compensation insurance.

  • Individual Plans

Connecticut

Expertise.com Rating

Review Sources

Google
5.0 (70)
Facebook
5.0 (7)

Why choose this provider?

Lathrop Insurance is an independent agency providing insurance products and services to customers in the Connecticut area. The family-owned agency has been operating for over 80 years and is headed by Dan Lathrop, a fourth-generation insurance professional. It writes health insurance policies for groups and individuals covering medical care, hospitalization, preventive care, routine checkups, and emergency medical expenses. Lathrop Insurance offers three health insurance options: preferred provider organization (PPO), Health Savings Accounts (HSA), and Health Maintenance Organizations (HMO).

  • Individual Health Insurance
  • Life Insurance
  • Individual Plans

Connecticut

Why choose this provider?

Connecticut Health Insurance serves families and individuals in the metro. The agency strives to provide health insurance plans, including medical, dental, and vision coverage options, that fit customers' needs. It offers programs like Medicare Advantage Plans and Supplements. Additionally, it has travel, student, and resident alien insurance policies. The firm works with carriers such as Anthem, ConnectiCare, International Medical Group, UnitedHealthcare, Vision Service Plan, and The IHC Group to cater to the various insurance needs of clients.

  • Dental and Vision Insurance
  • Individual Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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