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Best Health Insurance Agencies in New Haven

2023

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Website
2725 Whitney Avenue, Hamden, CT 06518
  • Individual Plans
  • Life Insurance

Why choose this provider?

Ciardiello Insurance Agency is an independently owned and locally operated insurance agency that has been serving the community of New Haven since 1996. The agency provides health insurance plans that cover medical, surgical, hospital expenses, as well as dental expenses, mental health services, and prescription drugs. Clients can choose from EPO, HMO, POS, and PPO coverage options. Ciardiello Insurance Agency works with a number of insurance providers, including Acadia Insurance, Connecticut FAIR Plan, and National General Insurance.

License Verified:

License: 1005499

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
3074 Whitney Avenue, Hamden, CT 06518
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Grasso Associates is a full-service agency based in Hamden that caters to the insurance needs of customers in New Haven and the surrounding areas. The firm strives to make finding insurance easier for its clients. As an independent agency, it works with several insurance companies on behalf of clients and finds coverage compatible with their needs. It offers a wide selection of insurance products, including health insurance, short-term and long-term disability insurance, and group life plans.

License Verified:

License: 2338150

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
76 Painter Avenue, West Haven, CT 06516
  • Individual Plans
  • Life Insurance

Why choose this provider?

Figlar Insurance Services is an independent agency serving New Haven and nearby areas. It offers a wide range of Medicare insurance products that can cover emergency care, hospitalization days, and nursing facility care. Long-term care insurance is also available for people with a chronic condition, those with limited capacity to function, or individuals who need continued supervision due to mental capacity deterioration. In addition, the agency provides life insurance. Its owner, Marc Figlar, is a member of the Greater Valley Chamber of Commerce.

License Verified:

License: 2103864

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.0 / 5 (24)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
569 Boston Post Road, Orange, CT 06477
  • Life Insurance
  • Health Insurance

Why choose this provider?

United Insurance Group, Inc., is an independent agency that provides services to individuals, families, and businesses in the New Haven area. Its team of insurance specialists offers health insurance that may include short- and long-term care disability, dental, vision, and Medicare coverages. These health insurance plans can cover policyholders' medical expenses. In addition, the business offers other personal plans, such as auto, motorcycle, homeowners', renters', and umbrella insurance. United Insurance Group has been in the business since 1973.

License Verified:

License: 2102124

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 Cherry Street, Milford, CT 06460
  • Individual Plans
  • Life Insurance

Why choose this provider?

Birarelli Insurance Agency is an independent company serving customers in New Haven. It provides an array of products like health insurance for individuals and groups, Medicare, and life insurance. The firm works with health plan carriers like Aetna, ConnectiCare, and UnitedHealth Group. Its other services include personal coverage for homeowners, renters, and vehicles. Also available are commercial policies like employment practices liability, workers’ compensation, errors and omissions, commercial umbrella, and bonds. Birarelli Insurance Agency has been delivering insurance needs since 1986.

License Verified:

License: 1061352

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 Elm Street, West Haven, CT 06516
  • Individual Plans
  • Life Insurance

Why choose this provider?

Insurance Problem Solvers, LLC, is an independent agency that serves the New Haven Area. It provides health insurance solutions that include medical coverages. It also supports businesses by offering commercial auto, general liability, and workers' compensation insurance. Moreover, the company's website has a self-service feature that clients can access anytime to add, remove, and request policies on their accounts. The company partners with carriers, such as Progressive, MetLife, Safeco, Zurich, and Foremost, in providing a variety of coverage options.

License Verified:

License: 1066326

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31 Business Park Drive, Branford, CT 06405
  • Life Insurance

Why choose this provider?

Pawson is a health insurance company that serves clients from New Haven and nearby areas. The company offers health insurance products with various coverage options, such as annual physical examinations, routine blood work, cancer screenings, and recommended immunizations. The agency also provides insurance plans for businesses and homes. Pawson has been operating for 33 years. It has helped several organizations in the community over the years, including Sarah Foundation and The Melissa Marottoli Hogan Foundation.

License Verified:

License: 205425

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (15)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
250 State Street, North Haven, CT 06473
  • Individual Plans

Why choose this provider?

Health Insurance Associates, LLP, is an insurance agency specializing in Medicare programs. Its insurance professionals are certified in the areas of Medicare and are qualified to provide recommendations or answers to Medicare-related queries. They also assist Medicare-eligible individuals in determining which Medicare insurance option fits their situation. Nick Casella, who started his career in the insurance industry in 1982, established the agency in 1998 to serve areas like New Haven. In 2007, the company expanded its reach through its website MedicareCT.com.

License Verified:

License: 1033580

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
280 State Street, North Haven, CT 06473
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

MBI Company Group, LLC, is an independent insurance agency that caters to the residents of New Haven and its surrounding areas. It provides families with health insurance solutions, with coverage for dental, mental health, and prescription drugs. In addition, it assists clients with life insurance plans, including term, whole, and universal. The agency also offers a choice of insurance plans for automobiles, homes, and renters, which includes property, liability, and medical protection. Moreover, it handles insurance consultation for businesses and recommends various commercial coverages.

License Verified:

License: 998274

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
556 Main Street, Branford, CT 06405
  • Individual Plans

Why choose this provider?

Shoreline Insurance Services helps clients in New Haven with their health insurance needs. Its founder, Steve Cudgma, is a licensed insurance agent with over 9 years of experience in the industry. Being certified with Medicare, he helps clients understand different Medicare plans and provides the best options for their health insurance. Steve Cudgma is also a certified long-term care advisor and is licensed to provide insurance products spanning life, accident, and health policies. He is the president of the Shoreline Eldercare Alliance and a member of the National and State Association of Health Underwriters.

License Verified:

License: 2586853

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
154 State Street, North Haven, CT 06473
  • Individual Plans

Why choose this provider?

Insurance Benefits Resource, LLC, specializes in Medicare insurance solutions. Serving clients in and around New Haven, the agency offers Medicare Advantage plans, group and individual health insurance, and life insurance policies. The agency’s representatives design insurance policies focused on benefit structures that meet the clients' needs. They also offer personalized insurance advice so clients can make informed decisions about their healthcare coverage. Founder Marianne Engengro is licensed to practice in Connecticut, Florida, and New Jersey.

License Verified:

License: 2485876

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
8 Lunar Drive, Woodbridge, CT 06525
  • Individual Plans

Why choose this provider?

Tzedakah House, LLC, is a privately owned insurance agency that serves clients in and around New Haven. It specializes in designing and implementing health insurance and employee benefit programs for nonprofit organizations and businesses. The agency also provides ancillary benefits, including dental and vision insurance. Tzedakah House, LLC, works with different vendors to offer non-traditional benefit options, such as Flexible Spending Account programs. The company uses Employee Navigator, which is an online enrollment system for its corporate clients.

License Verified:

License: 2221350

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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