Expertise.com

2024

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Best Health Insurance Agencies in New Haven

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Haven Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2447Reviewed

1473Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

569 Boston Post Road, Orange, CT 06477
WebsiteLicense: 2102124

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (6)

Why choose this provider?

United Insurance Group, Inc., is an independent agency that provides services to individuals, families, and businesses in the New Haven area. Its team of insurance specialists offers health insurance that may include short- and long-term care disability, dental, vision, and Medicare coverages. These health insurance plans can cover policyholders' medical expenses. In addition, the business offers other personal plans, such as auto, motorcycle, homeowners', renters', and umbrella insurance. United Insurance Group has been in the business since 1973.

  • Life Insurance
  • Health Insurance

76 Painter Avenue, West Haven, CT 06516
WebsiteLicense: 2103864

Expertise.com Rating

Review Sources

Facebook
4.0 (24)
Google
5.0 (2)

Why choose this provider?

Figlar Insurance Services is an independent agency serving New Haven and nearby areas. It offers a wide range of Medicare insurance products that can cover emergency care, hospitalization days, and nursing facility care. Long-term care insurance is also available for people with a chronic condition, those with limited capacity to function, or individuals who need continued supervision due to mental capacity deterioration. In addition, the agency provides life insurance. Its owner, Marc Figlar, is a member of the Greater Valley Chamber of Commerce.

  • Individual Plans
  • Life Insurance

280 State Street, North Haven, CT 06473
WebsiteLicense: 998274

Expertise.com Rating

Review Sources

Yelp
4.0 (4)

Why choose this provider?

MBI Company Group, LLC, is an independent insurance agency that caters to the residents of New Haven and its surrounding areas. It provides families with health insurance solutions, with coverage for dental, mental health, and prescription drugs. In addition, it assists clients with life insurance plans, including term, whole, and universal. The agency also offers a choice of insurance plans for automobiles, homes, and renters, which includes property, liability, and medical protection. Moreover, it handles insurance consultation for businesses and recommends various commercial coverages.

  • Individual Plans
  • Group Plans
  • Life Insurance

31 Business Park Drive, Branford, CT 06405
WebsiteLicense: 205425

Expertise.com Rating

Review Sources

Google
5.0 (37)
Facebook
5.0 (15)
Yelp
4.0 (2)

Why choose this provider?

Pawson is a health insurance company that serves clients from New Haven and nearby areas. The company offers health insurance products with various coverage options, such as annual physical examinations, routine blood work, cancer screenings, and recommended immunizations. The agency also provides insurance plans for businesses and homes. Pawson has been operating for 33 years. It has helped several organizations in the community over the years, including Sarah Foundation and The Melissa Marottoli Hogan Foundation.

  • Life Insurance

8 Lunar Drive, Woodbridge, CT 06525
WebsiteLicense: 2221350

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Tzedakah House, LLC, is a privately owned insurance agency that serves clients in and around New Haven. It specializes in designing and implementing health insurance and employee benefit programs for nonprofit organizations and businesses. The agency also provides ancillary benefits, including dental and vision insurance. Tzedakah House, LLC, works with different vendors to offer non-traditional benefit options, such as Flexible Spending Account programs. The company uses Employee Navigator, which is an online enrollment system for its corporate clients.

  • Individual Plans

250 State Street, North Haven, CT 06473
WebsiteLicense: 1033580

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Health Insurance Associates, LLP, is an insurance agency specializing in Medicare programs. Its insurance professionals are certified in the areas of Medicare and are qualified to provide recommendations or answers to Medicare-related queries. They also assist Medicare-eligible individuals in determining which Medicare insurance option fits their situation. Nick Casella, who started his career in the insurance industry in 1982, established the agency in 1998 to serve areas like New Haven. In 2007, the company expanded its reach through its website MedicareCT.com.

  • Individual Plans

3074 Whitney Avenue, Hamden, CT 06518
WebsiteLicense: 2338150

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Grasso Associates is a full-service agency based in Hamden that caters to the insurance needs of customers in New Haven and the surrounding areas. The firm strives to make finding insurance easier for its clients. As an independent agency, it works with several insurance companies on behalf of clients and finds coverage compatible with their needs. It offers a wide selection of insurance products, including health insurance, short-term and long-term disability insurance, and group life plans.

  • Individual Plans
  • Group Plans
  • Life Insurance

556 Main Street, Branford, CT 06405
WebsiteLicense: 2586853

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Shoreline Insurance Services helps clients in New Haven with their health insurance needs. Its founder, Steve Cudgma, is a licensed insurance agent with over 9 years of experience in the industry. Being certified with Medicare, he helps clients understand different Medicare plans and provides the best options for their health insurance. Steve Cudgma is also a certified long-term care advisor and is licensed to provide insurance products spanning life, accident, and health policies. He is the president of the Shoreline Eldercare Alliance and a member of the National and State Association of Health Underwriters.

  • Individual Plans

375 Elm Street, West Haven, CT 06516
WebsiteLicense: 1066326

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

Insurance Problem Solvers, LLC, is an independent agency that serves the New Haven Area. It provides health insurance solutions that include medical coverages. It also supports businesses by offering commercial auto, general liability, and workers' compensation insurance. Moreover, the company's website has a self-service feature that clients can access anytime to add, remove, and request policies on their accounts. The company partners with carriers, such as Progressive, MetLife, Safeco, Zurich, and Foremost, in providing a variety of coverage options.

  • Individual Plans
  • Life Insurance

2725 Whitney Avenue, Hamden, CT 06518
WebsiteLicense: 1005499

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Ciardiello Insurance Agency is an independently owned and locally operated insurance agency that has been serving the community of New Haven since 1996. The agency provides health insurance plans that cover medical, surgical, hospital expenses, as well as dental expenses, mental health services, and prescription drugs. Clients can choose from EPO, HMO, POS, and PPO coverage options. Ciardiello Insurance Agency works with a number of insurance providers, including Acadia Insurance, Connecticut FAIR Plan, and National General Insurance.

  • Individual Plans
  • Life Insurance

55 Cherry Street, Milford, CT 06460
WebsiteLicense: 1061352

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Birarelli Insurance Agency is an independent company serving customers in New Haven. It provides an array of products like health insurance for individuals and groups, Medicare, and life insurance. The firm works with health plan carriers like Aetna, ConnectiCare, and UnitedHealth Group. Its other services include personal coverage for homeowners, renters, and vehicles. Also available are commercial policies like employment practices liability, workers’ compensation, errors and omissions, commercial umbrella, and bonds. Birarelli Insurance Agency has been delivering insurance needs since 1986.

  • Individual Plans
  • Life Insurance

154 State Street, North Haven, CT 06473
WebsiteLicense: 2485876

Expertise.com Rating

Review Sources

Google
4.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Insurance Benefits Resource, LLC, specializes in Medicare insurance solutions. Serving clients in and around New Haven, the agency offers Medicare Advantage plans, group and individual health insurance, and life insurance policies. The agency’s representatives design insurance policies focused on benefit structures that meet the clients' needs. They also offer personalized insurance advice so clients can make informed decisions about their healthcare coverage. Founder Marianne Engengro is licensed to practice in Connecticut, Florida, and New Jersey.

  • Individual Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What qualifying events would allow employees of the City of New Haven to add or change dependents?

    New Haven City employees can modify their health plans at any point during the year due to significant life changes, such as marriage, divorce, or a child's birth. To initiate this process, they must complete an enrollment and membership change form and provide the necessary supporting documents to the Department of Human Resources and Medical Benefits within 31 days of the qualifying event.

  • What are the common types of group health plans that New Haven companies offer to their employees?

    In New Haven, businesses have the flexibility to select from a variety of group health insurance alternatives for their staff, which include high-deductible health plans. These particular policies provide the advantage of reduced monthly premiums. Moreover, there are additional choices accessible, including health maintenance organizations, preferred provider organizations, and point-of-service plans.

  • What are the advantages and disadvantages of short-term health insurance plans for New Haven residents?

    Short-term health insurance plans provide temporary coverage and are ideal for New Haven residents in a transitional phase, whether between insurance plans or during job changes. Typically, these short-term health plans offer a maximum duration of six months, occasionally extending to a year. Consequently, they do not include physical exams, immunizations, or preventive healthcare.

  • When can New Haven residents apply for Affordable Care Act health insurance plans?

    Residents of New Haven can apply for ACA health insurance plans within the designated open enrollment window, from November 1 to December 15 annually. Individuals who undergo significant life changes like marriage, divorce, or the birth of a child may qualify for a special enrollment period. It is important to note that all ACA plans cover essential benefits, including maternity care, emergency services, and prescription medications.

  • When do New Haven city employees become eligible for medical and dental benefits?

    New Haven city workers qualify for medical and dental benefits starting on the first day of the month following a 60-day period after being hired as full-time employees. Those who do not enroll in medical or dental coverage during their initial hiring phase can join the city's annual open enrollment period, which typically takes place between May and June each year.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.