Expertise.com
2024

Last updated:

Best Credit Repair Companies in Denver

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Denver Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

434

Reviewed

266

Curated

16

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Denver, CO
  • Money Back Guarantee
  • Credit building
  • Credit Restoration
  • Credit Audit
  • Credit Repair

Why choose this provider?

Credit Saint serves the Denver area with its credit restoration services. The company provides credit score analysis, credit interventions, score tracking, inquiry targeting, and Experian monitoring. It works to review and challenge the reports of clients from all three major credit bureaus. It offers assistance in understanding and removing the contributors of bad credit from the clients' credit reports. Credit Saint also provides clients an online account, allowing them to monitor the progress of their credit restoration journey.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Yelp
3.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Denver, CO

Why choose this provider?

Need help contacting a Credit Repair Company in Denver? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
390 Interlocken Crescent, Suite 350, Broomfield, CO 80021
  • Credit Solutions
  • Credit Correction
  • Credit Audit
  • Credit Restoration

Why choose this provider?

Proven Credit helps residents in Denver and throughout the state to improve credit scores through repair. It uses ethical and legal strategies to facilitate the removal of unfair and inaccurate items on clients' credit files and leave valid debt as is. Its proprietary AI technology streamlines the process, so clients get results in a shorter timeframe. It is also partnered with IdentityIQ to protect clients' data from identity theft. The company has disputed over 13,000 items and improved scores for over 1,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
10985 Larson Dr, Northglenn, CO 80233

Why choose this provider?

90 Day Credit Repair is a credit repair firm serving clients in the Denver metro area. The firm analyzes clients' credit history and works to remove inaccuracies, such as collections, tax liens, repossessions, and charge-off errors, by contacting creditors and credit bureaus about the derogatory information. Additionally, 90 Day Credit Repair educates clients on financial literacy principles that help maintain and raise credit and increase spending power for future purchases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44 Cook St Ste 100, Denver, CO 80206

Why choose this provider?

AFS Credit Restoration is a full-service credit repair company in Denver. The credit repair consultants help individuals review their credit reports for mistakes that negatively impact their credit scores. Clients can use the firm's Secured Credit Card Program to begin the credit rebuilding process on their profile. Through the program, they can create and maintain positive accounts and remove negative items from the reports to improve their credit score. The firm educates clients on credit scores and guides renters who want to own homes through the Lease With a Right to Purchase program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6698 South Iris Street, # 621446, Littleton, CO 80162

Why choose this provider?

Opened in 2007, Professional Credit Restoration LLC provides credit repair and consultation services to clients in Denver. The company offers free consultations and devises action plans to eliminate inaccuracies, including outdated, questionable, or misleading information, that negatively affect clients' credit. Clients are able to monitor account progress using an intuitive web-based system. Additionally, the company offers credit consultation services so clients can learn more about financial literacy and assess future financial goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
355 Garrison St, Lakewood, CO 80226

Why choose this provider?

Norcross Consulting Services is a credit repair company with over 10 years of experience assisting clients in metro Denver and across the country. Its consultants offer credit restoration and debt negotiation services to help consumers and businesses increase their FICO credit scores by taking a unique individualized approach to each client's financial situation. The company also provides credit counseling services, creates customized financial plans to help consumers reach their credit goals, and offers debt refinance consultations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (36)
Facebook
4.9 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1499 W 121st Ave Ste 310, Westminster, CO 80234

Why choose this provider?

Continental Credit is a credit repair and consulting firm serving clients in the Denver metro area. The firm prides itself on face-to-face interaction with clients and creates customized plans to remove credit inaccuracies, including outdated, questionable, or unverifiable information. In addition to credit repair, Continental Credit provides consulting services to clients and educates them on financial literacy concepts, as well as financial goal assessment to assist with future purchases and lines of credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (724)
Yelp
2.5 / 5 (63)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
499 W 121st Ave #300, Westminster, CO 80234

Why choose this provider?

National Credit Care is a credit repair company that serves clients nationally from the Denver metro area. The company analyzes credit reports and contacts creditors and credit bureaus to dispute negative items, such as late payments, judgments, or tax lien errors. National Credit Care prides itself on personal communication that does not rely on automated or outsourced processes. Additionally, the company works with mortgage lenders to assist potential home buyers with credit repair.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.8
Yelp
1.5 / 5 (40)
Facebook
3.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
999 18th St Ste 3000, Denver, CO 80202

Why choose this provider?

Xperia Credit Solutions is a credit repair company in Denver that offers financial solutions for rebuilding credit. Its FICO professionals study credit reports and design an effective plan to help turn a client's credit score around. Working with the credit bureaus, the repair company has negative items, including late payments, liens, charge-offs, and collections, removed. Xperia Credit Solutions also teaches clients how to maintain a healthy credit score and achieve lower monthly payments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Yelp
3.0 / 5 (12)

Website
8120 Sheridan Blvd Ste 209A, Arvada, CO 80003

Why choose this provider?

Complete Credit Plus offers credit repair services in the Denver area to help residents improve their credit scores. Its workers pinpoint errors in credit reports and utilize appropriate techniques in line with the Fair Credit Reporting Act laws to restore clients' credit files. They provide credit report consultation, conduct investigations, and present findings to clients' creditors and credit bureaus. The firm also informs customers of the updates made on their credit records and offers educational materials.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8354 E Northfield Blvd Unit 3700 Bldg G, Denver, CO 80238

Why choose this provider?

Major League Credit Repair & Funding is a credit repair agency in Denver that helps clients with bad credit and helps people obtain funding to start or grow their business. The credit repair process includes discussing credit goals, examining credit summaries, and disputing negative items. The analysts on staff handle the credit report auditing process and draft and submit the rounds of disputes. They challenge derogatory information from the three credit bureaus and work on these accounts each month. The company also provides recommendations for developing safe credit lines.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Website
PO Box 6310 Suite 400, Broomfield, CO 80021

Why choose this provider?

360 Credit Consulting is a credit restoration company in the Denver region that helps individuals quickly resolve their credit issues. Its FICO experts evaluate credit reports and take steps to improve a client's credit score. Using a proven system, the company works to have any negative items, such as late payments, bankruptcies, and balance errors, removed. 360 Credit Consulting helps clients learn how to avoid future credit mistakes while rebuilding their scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6801 W 20th St Unit 212, Greeley, CO 80634

Why choose this provider?

Synergy Credit Services is a credit repair company serving clients in the Denver metro area. With over 20 years of experience, the company has vast knowledge of FICO credit scores and credit bureaus, assisting it in challenging negative items on clients' credit reports. From late payment errors to collections , Synergy Credit Services works to eliminate inaccuracies while allowing clients the ability to see all documentation and transactions through an online portal. Additionally, the company provides credit mortgage assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (26)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
999 18th St Ste 3000, Denver, CO 80202

Why choose this provider?

Credit Repair Today provides credit repair services in Denver. The company's credit professionals assess clients' credit records line by line to create strategic plans that eliminate inaccuracies, such as tax lien or late payment errors, by filling the appropriate paperwork with creditors and credit bureaus. Credit Repair Today educates clients on the importance of healthy credit and the steps to increase spending power for future financial goals. Additionally, the company offers assistance to clients with bankruptcy and identity theft issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1550 Wewatta St Ste 300, Denver, CO 80202

Why choose this provider?

Credit Advisors Council - Credit Repair Denver is a credit repair company in Denver that helps consumers restore their credit to qualify for loans, credit cards, and mortgages. For a nominal fee, it offers monthly credit repair programs that allow a person to do a credit fix through credit audits and consultations. Its advisors can repair bad credit by removing fraudulent or inaccurate charges. They also provide debt solutions and help clients improve their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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