Best Credit Repair Companies in Arvada

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Credit Saint logo
FEATURED
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Free credit evaluation

Credit Saint

Arvada, CO
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Price: Free credit evaluation

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Credit Saint

360 Credit Consulting logo
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360 Credit Consulting

PO Box 6310, Westminster, CO 80021
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  • Credit Monitoring
  • Credit Audit

Business Description

360 Credit Consulting addresses the credit needs of clients in and around Arvada. Accredited by the Fair Isaac Corporation, its experts aim to provide clients with personalized attention. Services include credit approval, education, analysis, and restoration, all backed by extensive research on credit bureau reporting methods and consumer laws. 360 Credit Consulting has been featured in various publications, including USA Today, The Wall Street Journal, and The New York Times.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (304)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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360 Credit Consulting

90 Day Credit Repair logo
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90 Day Credit Repair

10985 Larson Drive, Northglenn, CO 80233
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  • Credit Audit
  • Credit Dispute

Business Description

90 Day Credit Repair is a credit management and consulting company serving clients in Arvada and nearby areas. It helps clients through personalized dispute options, credit analysis, and credit management. Through credit repair, clients can attain access to consumer, mortgage, and business credit. 90 Day Credit Repair also strives to help clients with credit education. The company partners with New Era Group to provide clients with homeownership services. Customers praise the company for its prompt and reliable service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.6 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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90 Day Credit Repair

Complete Credit Plus logo
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Complete Credit Plus

8120 Sheridan Boulevard, Arvada, CO 80003
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  • Credit Audit

Business Description

Complete Credit Plus is a credit repair company that serves customers in the metro area of Arvada. The business helps and educates clients to understand the credit scoring system. It uses the laws stated in the Fair Credit Reporting Act in working on inaccurate information on the credit score. Its team of professional consultants thoroughly examines the customer's credit report. In addition, Complete Credit Plus operates under CROA and has a combined industry experience of 11 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (9)
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Complete Credit Plus

Home Loans Assist logo
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Home Loans Assist

1499 West 121st Avenue, Westminster, CO 80234
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  • Credit Audit
  • Credit Dispute

Business Description

Home Loans Assist is a credit company serving the Arvada metro and its surrounding communities. It specializes in helping its clients get approved for home loans by improving their credit scores. Its team of specialists provides personalized credit repair services, conducting a thorough investigation of credit reports and disputing discrepancies with the respective creditors or agencies. The company also conducts credit education programs, advising its clients on how to establish positive credit and providing information on how to secure mortgage loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (479)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Home Loans Assist

Loan Ready Credit logo
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Loan Ready Credit

80 Garden Center, Broomfield, CO 80020
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  • Credit Audit

Business Description

Loan Ready Credit is a Broomfield-based business that serves the Arvada area. Its team of credit score specialists, who are well-versed in the Fair Credit Reporting Act, are committed to helping clients optimize their credit. They work directly with creditors and credit reporting agencies to address report inaccuracies and errors, and they prepare for potential obstacles by conducting technical analyses of clients' credit reports. Furthermore, they keep clients informed throughout the credit optimization process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Loan Ready Credit

Norcross Consulting Services logo
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Norcross Consulting Services

355 Garrison Street, Lakewood, CO 80226
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  • Credit Dispute

Business Description

Norcross Consulting Services has been catering to the needs of clients in Arvada and nearby areas for over 10 years. It offers a broad range of credit repair services, including credit counseling and restoration as well as debt negotiation and refinance. It connects clients with companies that match their unique financial situations and provides information services to help them understand the FICO credit scoring model and improve their credit profiles. The company has partnered with reputable mortgage brokers and real estate agencies in various states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (53)
Facebook
4.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Norcross Consulting Services

Professional Credit Restoration LLC logo
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Professional Credit Restoration LLC

6698 South Iris Street, Littleton, CO 80123
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  • Credit Dispute

Business Description

Professional Credit Restoration LLC is a financial services company that has been providing credit repair and restoration services for clients in the Greater Arvada metro since 2007. Through analyzing credit reports and disputing outdated credit information, credit score increases. Clients can then reach their financial goals, like car and homeownership. Furthermore, Professional Credit Restoration has resources for credit education, with subjects like credit rights, credit card management, and identity theft. Customers commend the company for its professional and straightforward approach.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Professional Credit Restoration LLC

Riverstone Law logo
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Riverstone Law

12110 North Pecos Street, Westminster, CO 80234
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  • Credit Dispute

Business Description

Riverstone Law provides credit repair services to clients in Arvada and the surrounding areas. Its legal professionals represent clients to help manage and correct their FICO score, allowing them to be qualified for mortgages, auto loans, and credit cards. They conduct investigations on clients' behalf to all three major credit bureaus: Equifax, Transunion, and Experian. The team requests thorough documentation from the creditors and examines any claims that may show negative or erroneous information impacting the clients' FICO scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (303)
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Riverstone Law

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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