Best Credit Repair Companies in Centennial

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Lexington Law logo
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Free Credit Report Consultation

Lexington Law

Centennial, CO

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2869)
Yelp
1.5 / 5 (24)

Price: Free Credit Report Consultation

Back To Sky High Credit logo
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Back To Sky High Credit

4340 E Kentucky Ave Suite 235, Glendale, CO 80246
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  • Credit Dispute

Business Description

Back To Sky High Credit offers services to clients in Centennial. It conducts assessments of credit reports and determines items that are inaccurate and erroneous. The company creates and mails dispute letters to collection agencies to get inaccurate items removed. It also keeps itself up to date with recent statutes, laws, and practices on credit reporting. The firm offers online portal access 24/7, allowing clients to review their progress and check their creditors’ responses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Impact Credit Consultants logo
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Impact Credit Consultants

10200 E Girard Ave, Denver, CO 80231
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  • Credit Audit

Business Description

Impact Credit Consultants assists Centennial residents in improving their financial standing. Its consultants examine credit reports in order to identify bad accounts. They employ strategies such as filing complaints with appropriate agencies in order to have the questionable items removed or corrected. The team also educates consumers on the importance of good credit and assists them in navigating mortgage options. CEO Chris Robinson draws on his experience in owning multiple businesses in advising people have the creditworthiness to purchase their homes or start their businesses.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Major League Credit Repair LLC logo
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Major League Credit Repair LLC

8354 Northfield Blvd Ste 3700, Denver, CO 80238
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  • Debt Consolidation

Business Description

Major League Credit Repair LLC provides an array of services in Centennial and nearby locations. It caters to individuals, families, and business owners, helping them improve their credit scores through its repair solutions. The company removes credit history issues, which involve bankruptcies, late payments, tax liens, repossessions, and charge-offs. Its specialists also assist clients in establishing larger credit and advanced business building accounts. Additionally, the firm offers daily credit monitoring and elimination and identity theft protection solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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