Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Colorado Springs

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Colorado Springs Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

232

Reviewed

146

Curated

17

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2407 West Colorado Avenue, Colorado Springs, CO 80904
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

ALINK Insurance Services has been serving Colorado Springs clients with car insurance since 1959. The company’s access to multiple insurance carriers helps clients protect their assets. The business combines premium auto insurance with personalized service to offer clients the best coverage possible. ALINK Insurance Services offers a variety of coverage and additional protection options, such as liability coverage, comprehensive coverage, collision coverage, and uninsured and underinsured motorist coverage. ALINK Insurance Services also provides a 24-hour customer care.

License Verified:

License: 385592

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (178)
Facebook
5.0 / 5 (39)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
102 S Tejon St #1100, Colorado Springs, CO 80903

Why choose this provider?

Elite Insurance Services caters to clients in Colorado Springs. It provides auto insurance policies, which offer bodily injury liability, medical payments, and uninsured motorist coverage. It also assists clients applying for other vehicle insurance plans, including boat, motorcycle, ATV, RV, and classic car. Its team is also available for roadside assistance insurance covering mechanical breakdown, flat tire change, and emergency fuel and fluid delivery. Elite Insurance Services is also licensed to serve in various states, including Arizona, Maine, New Mexico, Idaho, Kansas, and South Carolina.

License Verified:

License: 702704

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9235 N Union Blvd., Ste. 150 #385, Colorado Springs, CO 80920
  • Multiple Carriers

Why choose this provider?

WestCo Insurance offers automobile policies to motorists in Colorado Springs and the surrounding areas. These plans include personal injury liability coverage as a baseline and extend to damage or loss to the client's own car due to accidents, vandalism, or fires. The team also has products that protect motorcycles, homes, and commercial assets. WestCo Insurance is led by its principal JP West, who has been delivering customized indemnity plans for over 10 years. He has products from Berkshire Hathaway, Hagerty, and Progressive.

License Verified:

License: 587769

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (97)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3806 E. Pikes Peak Avenue, Suite 101, Colorado Springs, CO 80909
  • Motorcyle & ATV

Why choose this provider?

Since 2004, Pro Surance has been catering to clients in Colorado Springs who wish to apply for car insurance plans. It assists individuals in protecting their finances from liability or damage expenses if their vehicles face accidents or collisions. It also handles motorcycle insurance applications of clients who obtained tickets, license suspensions, or auto accidents. The agency's current manager, Michelle Marquez, has been in the insurance industry for over 20 years. Pro Surance also serves Spanish-speaking clients throughout the metro and the surrounding areas.

License Verified:

License: 27744

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5025 Boardwalk Drive, Colorado Springs, CO 80919
  • Multiple Carriers

Why choose this provider?

Colorado Springs Insurance, Inc., is an auto insurance provider that services Colorado Springs and its nearby areas. It offers a wide range of policies for various vehicles, such as cars, motorcycles, light trucks, and SUVs. Recreational vehicles like ATVs, jet skis, and boats can also be insured. This independent agency is owned by Heather Hoelting, an insurance professional who has been in the industry for more than 23 years now. She handles both personal and commercial insurance lines.

License Verified:

License: 87303

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (14)
Facebook
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Colorado Springs, CO
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Mt. Carmel Insurance Agency LLC serves clients in Colorado Springs. It offers auto insurance that protects individuals and families from financial loss in the event of a road accident or theft. Its independent insurance brokers represent over 20 carriers that can provide a variety of auto coverage options, such as property loss or damage, personal liability, and medical bills. The agency also offers comprehensive, collision, glass, GAP, and commercial auto insurance. It has been in business since 2011.

License Verified:

License: 390774

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1331 W Colorado Ave, Colorado Springs, CO 80904

Why choose this provider?

The Insurance House Inc. has been providing auto insurance to drivers in the Colorado Springs metro area since 1997. Clients can choose from policies ranging from the minimum liability required by law to high-limit full-coverage plans that include property damage, uninsured motorist, and comprehensive. The agency can insure all types of vehicles, including RVs and collector cars. Travelers, The Hartford, and Safeco are a few of its many partners, and it also offers homeowners and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (94)
Facebook
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 N Circle Dr Ste 206, Colorado Springs, CO 80909

Why choose this provider?

American Insurance Exchange Inc. is an independent insurance brokerage that works with carriers such as Bristol West Insurance Group and Nationwide. It offers auto insurance, as well as a range of other insurance products, to residents of Colorado Springs, Colorado. Its policy options include personal injury payment, collision, comprehensive, and medical payments coverage. Customers can log onto the company's website to easily download forms to make a claim, add drivers or make other changes to their policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (47)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7222 Commerce Center Drive Suite 132, Colorado Springs, CO 80919
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

The Kolk Agency is a Brightway Insurance-affiliated agency based in Colorado Springs. It shops from numerous carriers to provide clients with a selection of custom insurance solutions, such as a comprehensive coverage plan that financially protects multiple personal vehicles and their owners from accidents and accident liability. It also provides current policyholders with customer support, from addressing their policy renewal concerns to claim assistance. Agency owner Brandon Kolk has over a decade of industry experience and is a member of the Million Dollar Round Table.

License Verified:

License: 469930

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (277)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3862 Maizeland Rd, Colorado Springs, CO 80909

Why choose this provider?

A Better Choice Auto Insurance is a local, independent insurance company in Colorado Springs, Colorado, that opened in 2004. The company specializes in auto insurance, working with cars, boats, motorcycles, and RVs, to craft individual policies that fit each customer's need. Policies include liability, collision, and comprehensive coverage, as well as protection for uninsured motorists. A Better Choice also writes specialty policies for snowmobiles, ATVs, and other recreational vehicles. SR-22 insurance is available for clients with poor driving records.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (160)
Facebook
4.6 / 5 (9)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5155 N. Academy Blvd., #110, Colorado Springs, CO 80918
  • Multiple Carriers

Why choose this provider?

Benson Insurance Group, LLC, serves businesses and individuals in Colorado Springs. The agency offers auto, home, life, and business insurance products. Its agents help car owners secure their coverage needs, including reimbursement of losses and damage caused by an accident, fire, or theft, as well as payment of medical expenses when someone gets injured. As an independent insurance agency, it has access to multiple providers, such as The Hartford, and Progressive. The agency has been catering to the community's insurance needs since 1989.

License Verified:

License: 242898

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.3 / 5 (11)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3608 Galley Rd, Suite 200, Colorado Springs, CO 80909
  • Multiple Carriers

Why choose this provider?

Roberto Martinez is a local agent for State Farm who serves the insurance needs of individuals, families, and business owners throughout Colorado Springs. He has been with the company since 2005 and leads a team that has over 20 years of combined experience, setting up clients with auto insurance policies that provide protection against significant financial loss through liability, collision, and comprehensive coverages. Additionally, owners of commercial vehicles like trucks or trailers can also avail of liability, personal injury or medical, comprehensive, and collision coverage to protect their businesses.

License Verified:

License: 471780

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (171)
Facebook
4.5 / 5 (151)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1628 Caldwell Avenue, Colorado Springs, CO 67735
  • Multiple Carriers

Why choose this provider?

Eklund Insurance, LLC writes car insurance policies for the local community of Colorado Springs. It was founded in 1986 by insurance adjuster Jack Eklund, who began offering crop insurance to his community. Today, headed by his daughter Jacque Livengood, the independent agency has since expanded to provide a vast portfolio of commercial and personal insurance, including auto insurance. The team at Eklund Insurance, LLC has a combined 90 years of industry experience and uses a personalized approach to every policy it processes and every client it assists.

License Verified:

License: 12909

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4390 North Academy Boulevard, Colorado Springs, CO 80918
  • Boats
  • Motorcyle & ATV
  • Boat Insurance

Why choose this provider?

Southern Colorado Insurance Center - Colorado Springs is an independent insurance provider serving Colorado Springs. Locally operated, the company employs insurance professionals who can help vehicle owners acquire car insurance policies that will support them financially in the event of an automotive emergency. They work with multiple financially strong carriers to present clients with a selection of quotes to choose from based on their individual needs and priorities. Southern Colorado Insurance Center - Colorado Springs also insures boats and motorcycles.

License Verified:

License: 431172

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (123)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2918 Austin Bluffs Pkwy Ste 200, Colorado Springs, CO 80918

Why choose this provider?

Solid Rock Insurance Agency, founded in 2012, works one-on-one with clients in the Colorado Springs, Colorado, area to offer auto insurance tailored to their individual situations. The company keeps clients' information secure and private while working to build lasting relationships, whether clients require coverage for an automobile, a motorcycle, or a boat. This company also assists clients with personal homeowners and life insurance while aiding businesses with a full range of commercial insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (28)
Facebook
5.0 / 5 (13)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
121 S Tejon St, Colorado Springs, CO 80903

Why choose this provider?

A Plus Insurance, established in 1999, takes a no-pressure approach to helping clients secure suitable auto insurance. Located in Colorado Springs, Colorado, this company serves clients in Colorado, Arizona, Utah, and 11 other states, accessing rates and policies from multiple carriers and offering clients in-depth information to help them make informed choices regarding auto insurance. A Plus Insurance also helps clients secure suitable insurance on RVs, motorcycles, and ATVs and assists with homeowners, business, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (333)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 W 6th St Ste S, Pueblo, CO 81003

Why choose this provider?

All Risk Insurance is an independent insurance agency located in Pueblo, Colorado, serving clients in the Colorado Springs metro area and from around the state. Opened in 1987, the firm specializes in auto insurance and offers help to drivers with either good or not-so-good driving records. It provides a variety of insurance plans for autos, motorcycles, and recreational vehicles from a list of nationally recognized insurance carriers, such as Progressive, Nationwide, and Safeway.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does Colorado Springs require car owners to have a liability insurance?

    Colorado Springs, like the rest of Colorado, requires car owners to have liability insurance. This insurance is mandatory under state law and must cover a minimum amount for personal injury per accident involving multiple injuries and property damage. While not required, collision and comprehensive insurance are recommended to ensure coverage for damage to your vehicle caused by accidents and a wide range of events beyond what liability insurance covers.

  • What are the types of coverage available for car owners in Colorado Springs?

    Under Colorado law, car owners can choose bodily injury and property damage liability and optional coverages, such as uninsured/underinsured motorist protection and medical payments or personal injury protection. Lenders may require collision coverage for accident-related damages and comprehensive coverage for non-collision incidents, like theft or natural disasters. These options allow car owners to tailor their insurance to meet their needs and preferences.

  • What benefits can you get from having a car insurance policy in Colorado Springs?

    You can benefit from car insurance policies in Colorado Springs by gaining financial protection against various risks. These policies cover physical damage and bodily injury resulting from traffic collisions, liability arising from accidents, theft, and damage caused by non-collision events. Car insurance provides vehicle owners essential security and peace of mind, ensuring they are financially protected in various circumstances.

  • What does an SR-22 document in Colorado Springs indicate?

    An SR-22 document in Colorado Springs signifies an agreement between your insurance provider and the state. This document is attached to your auto insurance policy, serving as a commitment that your insurer will promptly notify Colorado State if your insurance coverage lapses. As a policyholder, you do not need to take any action as long as your insurance policy remains active.

  • What should you consider when reviewing your car insurance in Colorado Springs?

    There are two critical factors to consider when reviewing your car insurance policy in Colorado Springs. These factors refer to your "limits of liability" and deductibles. Your liability limits should provide sufficient coverage to protect your assets and lifestyle in the event of a claim. When selecting physical damage coverages like comprehensive and collision, choose a deductible amount that balances a lower premium with your ability to cover that deductible in case of a claim.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.