Expertise.com

Best Local Car Insurance Agencies in Highlands Ranch

2024

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Providers

Last updated:

Website
1745 Shea Center Drive, Highlands Ranch, CO 80129
  • Multiple Carriers

Why choose this provider?

Focus Insurance Group, LLC., is an agency based in Highlands Ranch that offers auto insurance products to individuals within the nearby areas. As an independent agency, it partners with multiple insurance companies to provide insurance plans tailored to the needs of the clients. Its insurance specialists help clients understand and choose coverages, which may include collision and comprehensive coverages. Focus Insurance Group, LLC., strives to establish a long-term relationship with clients through its insurance solutions.

License Verified:

License: 372069

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
8 West Dry Creek Circle, Littleton, CO 80120
  • Multiple Carriers

Why choose this provider?

ToInsure.Me is a full-service brokerage that serves residents in Highlands Ranch. Its team of independent agents handles various lines of protection, including auto insurance. Depending on clients' needs, they can furnish plans that may include liability, uninsured motorist, and collision coverage. The professionals review and compare policies from a range of carriers such as Humana Insurance Company. ToInsure.Me is a sister company of Consumers Direct Insurance Services and Senior Services of Illinois, which were established in 1987.

License Verified:

License: 553674

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (27)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8200 South Quebec Street, Centennial, CO 80112
  • Multiple Carriers

Why choose this provider?

Gregory D Peterson LLC is an independent insurance agency servicing Highlands Ranch clients. It partners with different insurance companies to provide the best auto policy coverage to meet clients' needs. Mexico auto insurance is also available for those who are traveling across the border. The agency provides 24-hour customer service for convenience. Its membership in the Continental Insurance Agency Alliance, as well as the long-time relationships with clients, are proof of the high-quality customer service it delivers.

License Verified:

License: 109485

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)
Facebook
5.0 / 5 (2)

Website
7901 Southpark Plaza, Littleton, CO 80120
  • Multiple Carriers

Why choose this provider?

Colorado Insurance is an independent insurance agency serving clients throughout Highlands Ranch, Littleton, and surrounding areas in the state. The agency offers auto insurance with different deductible and premium options and full-service coverage types. With over 25 years of experience in the Colorado insurance market, its professional agents are knowledgeable in all areas of insurance. They can advise, inform, and counsel clients on what type of coverage they need—including regarding policies that apply to motorcycles, motor homes, and boats.

License Verified:

License: 2718

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (922)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8925 South Ridgeline Boulevard, Highlands Ranch, CO 80129
  • Multiple Carriers

Why choose this provider?

Randy E. Johnson is an insurance agent for State Farm and operates in Highlands Ranch. He meets with English and Italian-speaking clients to examine their car to assess its value and cost for repairs. His coverage plans include roadside servicing, payment for medical fees to drivers and passengers, and compensation for uninsured motorists. Rand and his staff have almost 50 years of insurance experience and won the Five Star Insurance Professionals Award nine times, the most recent in 2020.

License Verified:

License: 180527

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (26)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are all claims by local Highlands Ranch car insurance policyholders qualified for trip interruption coverage?

    No, not all claims by local Highlands Ranch car insurance policyholders are qualified for trip interruption coverage. It only covers costs for repairing a car, RV, trailer, or motorcycle that has broken down if it is over 100 miles away from the policyholder’s home. Trip interruption coverage includes alternative transportation, food, and hotel accommodation.

  • What are the minimum car insurance requirements in Highlands Ranch?

    Highlands Ranch requires a minimum coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for total bodily injury, and 15,000 dollars per accident for property damage. Most lenders also require physical damage coverage for vehicles being leased or financed. Increasing liability limits is recommended to provide additional protection.

  • Do Highlands Ranch residents with local car insurance need a multi-state policy when traveling out of their state?

    No, Highlands Ranch residents with local car insurance do not need a multi-state policy when traveling out of Colorado. Their standard policy will usually cover them in the 50 continental states and in Canada. Their policy’s full limits will be valid unless they will spend a significant period of time outside of the state, in which case insurance conditions may vary. They may also be required to get additional insurance if they are storing vehicles in two states.

  • How can rental auto insurance benefit Highlands Ranch residents who already have local car insurance or rental auto coverage through their credit card?

    Highlands Ranch residents who already have local car insurance or rental auto coverage through their credit card may get rental auto insurance to avoid high deductibles. Policyholders who wish to prevent a rate increase on their policy may use rental car insurance. Those who do not have collision or comprehensive coverage and are traveling outside the US and Canada can also benefit from rental car insurance.

  • How should a Bloomington resident shopping for local car insurance compare insurance quotes?

    When shopping for local car insurance, a Bloomington resident may compare quotes from various providers by selecting the same amounts for coverage in each quote. For policy limits, they may use a coverage calculator to help determine the amount they may want to increase. In considering deductible amounts, they should think about their capacity to pay for vehicle repairs. Increasing the deductible may lower the bill. Comparing these variables will provide a more complete picture of each insurer’s offer.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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