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Best Mortgage Refinance Companies in Aurora

2023

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Website
3100 W Ray Rd Ste 201, Office 209, Aurora, CO 85226
  • Reverse Mortgages

Why choose this provider?

Carla Ladd is a loan originator who caters to individuals in Aurora and the surrounding communities who require assistance in refinancing a mortgage. She helps clients understand costs upfront, determine a price range they are comfortable with, learn how their credit score affects their loan, and organize paperwork for a smoother loan process. Carla also provides guidance on zero downpayment options, common sense portfolio programs, home equity loans, NON QM loans, and downpayment assistance programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6021 South Syracuse Way, Greenwood Village, CO 80111
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Colten Mortgage serves clients in Aurora and the surrounding communities. It offers multiple down payment assistance programs for properties, including single-family homes, multi-unit homes, townhomes, and condominiums. Its team of experienced loan officers supports clients throughout the whole loan and refinancing process and provides an explanation of each step. Furthermore, Colten Mortgage handles in-house processing and underwriting needs. Clients can use its website to find loan officers in their locations.

License Verified:

License: 1628879

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (151)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7400 E. Arapahoe Rd., Unit #109, Centennial, CO 80112
  • Reverse Mortgages

Why choose this provider?

Affordable Interest Mortgage caters to the financing needs of clients in Aurora and its neighboring locations. It is a mortgage brokerage company that provides refinancing of home loans. It assists clients in securing new mortgage loans that fit their needs. It also guides individuals and families in buying properties. The company helps clients navigate the process of mortgage financing, dealing with complicated matters such as poor credit scores, down payments, and layers of verification. The business has more than two decades of mortgage industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Aurora, CO
  • Multi-Family Loans

Why choose this provider?

Agave Home Loans assists current homeowners in finding suitable mortgage refinancing options in Aurora. While it helps first-time homebuyers in applying for VA, FHA, conventional, or non-qualifying mortgages, the company also serves clients in finding refinance options with the lowest possible interest rates. The company's representatives guide customers in understanding their choices for achieving financial goals, like paying off a debt with higher interest. Marshall Gottlieb is the firm's CEO who worked as a senior mortgage banking director for a large mortgage lender.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (597)
Facebook
5.0 / 5 (91)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3045 South Parker Rd., Suite 100, Aurora, CO 80014
  • Reverse Mortgages

Why choose this provider?

Founded in 2001, American Financing is a family-owned and family-operated company that serves property owners, families, and self-employed individuals in the Aurora area. The agency customizes a variety of loan programs, such as HARP, 15-and 30-year conventional mortgages, FHA, jumbo, USDA, and bank statement loans. Its team of salary-based mortgage consultants has a combined industry experience of over 100 years. American Financing supports several charities, including American Heroes in Action, Samaritan House, and KJHM Toy Drive for Cancer Fighters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6889)
Yelp
2.5 / 5 (258)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19930 Briarwood Ct, Parker, CO 80138
  • New Construction

Why choose this provider?

Denver Mortgage Company Limited assists clients within Aurora and other nearby localities. It provides comprehensive information regarding streamline and cash-out refinancing for property owners looking to lower their interest rates, fund certain projects, or pay off their debts. It also has counselors who assist in determining eligibility, alternatives, and financial implications regarding home equity conversion mortgages. In addition, DMC Limited helps clients explore other options involving ITIN loans for non-residents, low-interest adjustable-rate mortgages, and the elimination of PMI.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Parker, CO 80138
  • New Construction

Why choose this provider?

C2 Financial Corporation helps individuals in Aurora and the surrounding communities who are seeking assistance in refinancing a mortgage. The agency offers adjustable-rate, fixed-rate, conforming, jumbo, and super jumbo loans. VA, USDA, and FHA loans are also available. Clients receive refinancing options based on their unique scenario, and the agency helps compare mortgage interest rates and terms. Loan originators Christopher and Brandon Gibson are brothers who began their careers in the mortgage industry in 2019.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6180 South Gun Club Road Ste L-3, Aurora, CO 80016
  • New Construction

Why choose this provider?

8Z is a full-service mortgage firm that offers comprehensive solutions to clients in Aurora and its nearby areas. It has access to a wide network of lending partners and helps its clients with buying their first homes as well as acquiring new lower monthly payments through refinancing. Its team has over 100 years of combined experience in the mortgage lending business and provides clients with different solutions, such as conventional, FHA, and VA loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (45)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5010 S Ukraine St, Aurora, CO 80015

Why choose this provider?

David Hutton, the president of Preferred Mortgage Lending, serves clients in Aurora. Hutton offers mortgage loan programs designed for first-time and second-time home buyers and residential property investors. He curates home refinancing plans based on each client's unique needs and financial capabilities. Additionally, he assists senior citizens with reverse mortgage matters. Hutton also guides investment buyers with implementing strategies designed to maximize ROI. He has been in the mortgage industry for over 16 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5575 S Sycamore St Suite 112, Littleton, CO 80120
  • Reverse Mortgages

Why choose this provider?

Mortgage Navigators LLC is an independent mortgage broker that serves residential property buyers and owners throughout Aurora and the surrounding areas. The company specializes in various mortgage programs, including refinancing, conventional, FHA, and VA loans. Its refinancing services help clients make lower payments, decrease the length of their mortgages, build equity faster, and get ARMs with better terms. Mortgage Navigators' home loan process involves completing clients' profiles, re-validating application information, preparing final documents, and notarizing all closing documents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4600 South Syracuse Street, 9th Floor, Denver, CO 80237
  • Reverse Mortgages

Why choose this provider?

Karen Gustin caters to the mortgage refinancing needs of Aurora customers. It helps first-time home buyers, clients who need a refinancing loan, and families looking to invest in a second property. It provides cash-out refinancing to help clients consolidate debt. It allows customers to determine the right loan for them. It invests in industry-standard technological systems to accommodate clients' ever-changing needs and help lower interest rates rates and close deals faster.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5200 DTC Pkwy, Greenwood Village, CO 80111
  • Multi-Family Loans

Why choose this provider?

Zero Point Mortgage Services works with clients in the Aurora area. Homeowners can get the company's help with changing the terms of their property loans. This would allow them to get lower interest rates and reduced monthly payments. The firm's team also assists in getting mortgage pre-approval for a new property. Zero Point Mortgage Services offers FHA, USDA, 203(k), jumbo, and conventional loans. It is licensed in Arizona, California, Colorado, Florida, New Mexico, and Texas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (57)
Facebook
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3449 S. Nucla Way, Aurora, CO 80013
  • Reverse Mortgages

Why choose this provider?

Tayton Capital LLC in Aurora helps clients realize their homeownership. goals. It provides clients with different types of loans to help them buy a house or refinance their existing home loans. Its mortgage options are fixed, adjustable, interest-only, and graduated payments. Loan programs, such as FHA, VA, USDA, and jumbo, are also available. Owner TJ Tassone carries more than seven years of experience in the mortgage industry. The full-service mortgage company helps clients choose a loan that suits their financial situation and objectives.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (43)
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7186 S Ukraine St, Aurora, CO 80016
  • New Construction

Why choose this provider?

Synergy Mortgage Solutions is a business that caters to homebuyers in the Aurora area and nearby locations. It helps clients achieve their dream investment properties by providing them with a variety of loan programs. The company processes conforming, fixed-rate, and adjustable-rate mortgage loans. Its professionals also offer superjumbo, FHA, VA, and USDA loan assistance. They use a refinance rate checker to determine the mortgage status of customers. The Synergy Mortgage Solutions team has over 20 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (24)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10800 E Bethany Dr., Aurora, CO 80014
  • Reverse Mortgages

Why choose this provider?

5280 Mortgage Corporation is a brokerage that offers refinancing services to residents of Aurora and the surrounding areas. It provides options to replace loan terms for single-family, multi-family, townhouse, condominium, and manufactured residential properties. The company's loan officers help customers choose from a variety of products, including jumbo, FHA, VA, and USDA mortgages, which are offered at fixed and adjustable rates. Interest-only and graduated payment loans are also available. To date, 5280 Mortgage Corporation has funded $150 million worth of mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6155 S. Main Street, Suite 235, Aurora, CO 80016
  • New Construction

Why choose this provider?

Since 1984, First Colony Mortgage has been catering to property owners in Aurora and the surrounding areas. The company gives advice on refinancing mortgages so that clients pay less every month. It offers various refinance options like FHA and VA streamlines, along with conventional cash-out and consolidation loans. In addition, clients can get the firm's help with securing financing to buy a home or investment property. Reverse mortgages are on offer for people who are at least 62 years old.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (127)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1424 Clarkson St, Denver, CO 80218
  • New Construction

Why choose this provider?

Founded in 2017, US Mortgage Solutions is a home loan institution that serves clients in Aurora and the surrounding areas. Its team of mortgage advisors assists clients when buying homes for the first time or refinancing an existing mortgage to lower monthly payments or take some cash out. With access to many different lenders, they can offer various loan options, including fixed and adjustable-rate mortgages, as well as conforming, jumbo, FHA, VA, and USDA loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16633 E Kent Dr, Aurora, CO 80013
  • Multi-Family Loans

Why choose this provider?

The Kyle Team is composed of loan officers providing refinancing solutions to individuals in and around Aurora. The company has several home loan programs to help clients improve their finances. Its associates look for ways to lower customers’ monthly mortgage payments, allow clients to pay their loans sooner, or allocate their homes’ equity for better uses. The firm also maintains a self-service mortgage portal, so customers can access their mortgage accounts digitally. The Kyle Team has been part of the residential lending industry for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • What are the closing costs for mortgage refinancing in Aurora?

    Closing fees for mortgage refinancing in Aurora resemble those associated with property purchases. These fees range from 2% to 6% of the total loan amount, varying based on loan size. Some prices remain fixed, while others are percentage-based and tied to the loan's size. On average nationwide, closing costs for a single-family home refinance, excluding taxes and recording fees, averaged around $2,375.

  • How does refinancing for debt consolidation impact Aurora residents?

    In Aurora, refinancing loans for debt consolidation signifies a significant financial milestone. Provided no additional debt is incurred, a debt-free future becomes attainable. This consolidation loan has the potential to boost your credit score over time. Coupled with lower interest rates, reduced long-term expenditures are possible. Although an initial impact on your credit score may occur, this step sets the stage for a financially secure future.

  • When should a person in Aurora consider refinancing a mortgage?

    Refinancing a mortgage in Aurora becomes advantageous when mortgage rates drop compared to an existing higher rate. It is recommended when the present interest rate is at least two percentage points above the market rate. This guideline helps assess potential savings versus refinancing costs and is a reliable threshold for making informed decisions.

  • Is refinancing a good idea if your life and financial situation has improved since you first bought your home in Aurora?

    Yes, updating your mortgage by refinancing in Aurora can be beneficial. As life circumstances evolve, updating your mortgage terms might be necessary. Refinancing offers the opportunity to switch from an adjustable to a fixed-rate loan or to opt for a shorter term, like 15 years instead of 30. Don't miss the chance to improve your mortgage situation.

  • Can self-employed individuals apply for mortgage refinancing in Aurora?

    Yes, self-employed individuals in Aurora can now apply for mortgage refinancing under specific conditions. At least one borrower must be self-employed, and 3-, 12-, and 24-month refinance statement programs are available. Lenders assess the borrower's monthly submitted income to determine the refinance rate. Offering two-year business earnings, tax returns, profit and loss statements, and a balance sheet can simplify the process of releasing a mortgage refinance for self-employed individuals.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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