Expertise.com

Best Mortgage Refinance Companies in Highlands Ranch

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
CPF Mortgage logo

CPF Mortgage

26 West Dry Creek Circle, Suite 600, Littleton, CO 80120
Visit Website
  • New Construction
  • Reverse Mortgages

CPF Mortgage has been providing services to Highlands Ranch and the surrounding areas since 2003. It serves individuals who wish to apply for mortgage refinance policies to lower their rates, obtain funds, reduce monthly payments, and remove mortgage insurance. Its team guides clients throughout the home finance process, including comparing rates and terms and customizing options. The company also carries adjustable-rate mortgage programs focusing on minimizing monthly payments and initial rates of home buyers. FHA, USDA, VA, and jumbo loans are also available.

Visit Website
Craig White logo

Craig White

640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
Visit Website
  • New Construction

Craig White is a loan originator for Cherry Creek Mortgage, LLC, who serves the Highlands Ranch metro and the surrounding areas. He has more than 25 years’ worth of experience in the financial services industry. He helps borrowers acquire different types of loan programs, such as FHA,VA, jumbo, USDA, and low down payment loans. He also provides assistance for mortgage refinancing to update the rate clients pay for their homes. Craig has also served as a youth sports coach and stays active by playing softball and golf.

Visit Website
Mountain View Home Loans LLC logo

Mountain View Home Loans LLC

6767 S Vine St., Centennial, CO 80122
Visit Website
  • Reverse Mortgages

Mountain View Home Loans, LLC accommodates clients from Highlands Ranch who wish to refinance their existing mortgages. Tuyen Bell, one of its loan officers, has spent over two decades honing her expertise and knowledge of various loan programs and industry-related processes. She collaborates with the firm's team to assist clients in applying for and pre-qualifying plans that are tailored to their financial circumstances. She also assists applicants in determining their long-term refinancing objectives, which may include cash-outs, home improvements, debt consolidation, and lower monthly payments.

Visit Website
Premier Home Loans logo

Premier Home Loans

8600 Park Meadows Drive Suite 250, Lone Tree, CO 80124
Visit Website
  • Multi-Family Loans

Premier Home Loans offers refinancing options suitable for the criteria and situation of individuals and families in Highlands Ranch. Its loan officers assist individuals with converting mortgages between fixed and adjustable rates, changing the term or length of their mortgage, obtaining cash-out options, and reducing interest rates. It offers a selection of loan programs, such as conforming, FHA, USDA, jumbo, and VA loans. The company also helps clients search for homes for sale and gain pre-approval.

Visit Website
Shawn McGoveran logo

Shawn McGoveran

10101 Brady Pl, Highlands Ranch, CO 80130
Visit Website
  • New Construction
  • Reverse Mortgages

Shawn McGoveran is a mortgage broker and a senior loan officer who serves people looking to refinance their loan for a better rate or obtain cash out of their property. He represents Edge Home Finance, working with borrowers in the Highlands Ranch community. McGoveran keeps clients informed of the process through open communication and follow-up discussions, and works to close loan transactions on time. He also caters to senior citizens seeking reverse mortgages and those purchasing real estate for investment purposes.

Visit Website
Vertex Financial Group logo

Vertex Financial Group

640 Plaza Drive, Ste 120, Highlands Ranch, CO 80129
Visit Website
  • Reverse Mortgages

Vertex Financial Group offers residential mortgage assistance in Highlands Ranch. Its advisors structure refinance loans around different client goals and scenarios, such as adjustable-rate mortgages, VA loans, and cash-out refinances for primary residences, second homes, and investment properties. They also cater to homeowners over the age of 62 seeking reverse mortgages and prospective buyers looking for their first home or a residence for retirement. Vertex partners with various regional and national mortgage lenders for a greater variety of options.

Visit Website
Back to Providers

Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you