Expertise.com
Get Listed

Best Mortgage Refinance Companies in Lakewood

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Last updated:

Website
2000 S Colorado Blvd, Twr 3 Suite 950, Denver, CO 80222
  • New Construction

Why choose this provider?

M2 Lending Solutions is an independent mortgage provider that lists the Lakewood metro as one of its service areas. Its experts cater to borrowers' refinancing goals, such as lowering rates and monthly payments, cashing out equity, and consolidating debts. They advise mortgage owners regarding the pre-qualification process, loan application, and approval. M2 Lending Solutions has been in business since 2002 and has been included in the 2021 National Mortgage News Top Producers and the 2021 Scotsman Guide Top Originators.

License Verified:

License: 384463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (316)
Facebook
5.0 / 5 (47)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
250 Fillmore Street Suite 150, Denver, CO 80206
  • New Construction

Why choose this provider?

Dave Cook is a loan officer that helps Lakewood residents in achieving their real estate goals. He provides assistance to clients who want to lower their monthly mortgage payments through refinancing. He utilizes a comprehensive mortgage refinancing process that involves steps such as analyzing financial goals, reviewing cost analysis documents, and submitting online applications. Cook also assists individuals throughout loan purchasing procedures that include various options, from USDA to FHA. He has been in the real estate industry for over 20 years.

License Verified:

License: 2256064

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (75)
Yelp
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1203 24th St, Denver, CO 80205
  • New Construction

Why choose this provider?

North Point Financial Inc. provides services to clients in Lakewood and the surrounding areas. It helps individuals lower their monthly mortgage payments, reduce their interest rates, and cash out equity by offering mortgage refinance services. It also guides them in choosing suitable loan programs for their financial goals and needs. These programs include jumbo and super jumbo, conforming, USDA, FHA, and VA. The company's owner, Joel Gallegos, has been in the mortgage industry since 2006.

License Verified:

License: 362825

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (83)

Website
Lakewood, CO
  • Reverse Mortgages

Why choose this provider?

Journey Home Lending helps clients in and around Lakewood achieve their home and financial goals. It assists individuals and families who are considering applying for a refinance loan for a variety of purposes, such as adjusting mortgage rates, reducing or extending loan terms, or remodeling homes. The company's specialists design custom loan strategies for clients to help them make informed decisions. They also offer mortgage options for first-time borrowers who want to purchase their dream houses.

License Verified:

License: 1729043

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (160)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 S Colorado Blvd. #340, Denver, CO 80246
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Denver Lending has been providing a variety of mortgage services in the Lakewood metro since 2009. Its team helps families and individuals refinance their homes and other real estate properties. The agency assists clients in creating strategies on how they can reduce their interest rates and monthly payments. It also processes different mortgage programs, such as FHA, VA, USDA, jumbo, and super jumbo loans. Founder and president Matt Nockels has been in the industry for over 18 years.

License Verified:

License: 1720179

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
720 S. Colorado Blvd. Penthouse North, Glendale, CO 80246
  • New Construction

Why choose this provider?

Industry Home Mortgage is a locally owned and operated company that accommodates property owners in Lakewood and its nearby communities. The office helps clients utilize their home equity loans for medical expenses, debt consolidation, home improvements, and education expenses. Its team of mortgage advisors assists customers in customizing their loan options and provides a variety of programs, such as home equity line of credit, jumbo loans, adjustable rates, 203k rehab, USDA, and FHA. Founder Willision Price has been working in the industry since 2016.

License Verified:

License: 1780121

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)

Website
3190 S Wadsworth Blvd Suite 200, Lakewood, CO 80227
  • Reverse Mortgages

Why choose this provider?

Equilane Lending, LLC, is a mortgage company that offers home purchase loans and mortgage refinancing options to Lakewood-based clients, including first responders. Its team assists property owners with their mortgage refinancing needs to help them reduce their monthly payments, lower their interest rates, or take cash out. The company also launched a Refinance Advisor program, which allows owners of single-family and multi-family homes, townhouses, and condominiums to receive refinance information based on their individual needs. Equilane Lending opened its doors in 2005.

License Verified:

License: 387869

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2186 S Holly St Suite 101, Denver, CO 80222
  • Multi-Family Loans

Why choose this provider?

Give Financing assists Lakewood residents with home refinancing. It offers a wide array of mortgage solutions, including conventional, USDA, VA, FHA, and reverse mortgages. Home purchase loans are also available. Its team sifts through mortgage products to find options that match the client's preferred rates and terms. As a local broker, Give Financing has access to wholesale loan programs from dozens of lenders. It leverages technology, such as its doc-less mortgage, to help simplify and hasten the closing process.

License Verified:

License: 1894494

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7600 E Orchard Rd, Suite 250N, Greenwood Village, CO 80111
  • New Construction

Why choose this provider?

Blue Spot Home Loans attends to the mortgage needs of residents in and around the Lakewood area. It assists clients looking to refinance homes, covering those who own multi-unit properties, single-family residences, condos, and townhouses. Its team of loan officers works with them throughout the process, from pre-approval and underwriting to appraisal and closing. It provides a variety of home financing options to cater to clients' unique needs. These include jumbo, conventional, FHA, and VA loans.

License Verified:

License: 3001

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (1452)
Yelp
3.5 / 5 (37)
Facebook
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10375 Park Meadows Drive, Suite 120, Lone Tree, CO 80124
  • New Construction

Why choose this provider?

SCL Mortgage serves individuals and families in and across Lakewood. It assists clients in refinancing and leveraging their equity to lower monthly payments, reduce the number of years required to settle loans, pay off costly non-tax deductible debt, eliminate private mortgage insurance payments, and cash out for home upgrades, school fees, or emergency funds. SCL Mortgage also provides residential mortgages and home equity lines of credit to clients in Maryland, Mississippi, Florida, Idaho, and Iowa.

License Verified:

License: 1200716

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (95)
Facebook
4.9 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
274 Union Blvd Suite # 410, Lakewood, CO 80228
  • New Construction

Why choose this provider?

Innovative Mortgage Group serves clients throughout Lakewood. The company educates homeowners seeking to refinance their mortgages. It has experience dealing with a range of loan programs, from FHA to VA mortgages. It also helps clients finance their goal of homeownership through jumbo and conventional loan options. The company has been in business since 2015. Sam Bassan, its owner and president, has been in the real estate industry for over two decades. He previously worked as a title examiner for a Florida-based firm.

License Verified:

License: 1393792

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 17th Street #2800 South, Denver, CO 80202
  • Reverse Mortgages

Why choose this provider?

5280 Financial Group caters to the needs of Lakewood homeowners who are looking to refinance their existing loan programs. Its team analyzes borrowers' needs and prepares programs tailored to their goals. The mortgage advisors assist them in choosing from loan options such as jumbo, conventional, YOURgage, and FHA. They guide clients in each step of the mortgage process, starting from application to closing. They update clients twice a week and give direct contact to address concerns. 5280 Financial Group is a family-owned business established in 2004.

License Verified:

License: 376508

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (113)
Facebook
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How can you remove your former spouse from your mortgage using refinancing programs in Lakewood?

    To remove your spouse or former spouse from your current mortgage, you can take out some equity in your home by refinancing your mortgage loans. This way, you can use the cash from the refinance to buy out their portion, removing them as the joint owner of your mortgage in Lakewood. Once they are removed from the loan, you will be the only borrower on your new Deed of Trust or Promissory Note.

  • What are the HARP 2.0 refinance program requirements in Lakewood?

    To qualify for the HARP 2.0 refinance program, you need a FICO credit score of at least 620, and you should be guaranteed by Freddie Mac or Fannie Mae. You may also be eligible if you haven't been previously financed under HARP and have been previously sold to Fannie Mae or Freddie Mac on or before May 31st, 2009. HARP 2.0 loan helps individuals in Lakewood qualify for a refinance after being unable to refinance their homes in recent years due to negative or low equity on their homes.

  • What mortgage refinancing loan programs can lower monthly payments?

    Here are different mortgage refinancing programs you can consider if you want to change your loan term and lower your monthly payments in Lakewood:

    • 15-Year Loan - this loan offers you a constant rate while providing you the option to pay off your loan in a shorter time frame
    • 30-Year Loan - this traditional fixed-rate option allows you to have a more affordable monthly payment
    • FHA Loan - insured by the government and features a fixed interest rate, offering you a way to decrease your mortgage payment

  • How much can you get for a cash-out refinance in Lakewood?

    Individuals sometimes obtain as much as 85% of their home’s value for an FHA cash-out refinance, while 80% for a conventional cash-out refinance. Veterans can also apply for a VA cash-out refinance, which allows them to access 100% of their property’s value. However, the amount of your current mortgage loan will also be deducted from your refinancing loan. Generally, the value of your cash-out refinance in Lakewood varies on your credit score, property value, and how much you owe.

  • Is there an age requirement for Reverse Mortgage Refinance in Lakewood?

    To apply for a reverse mortgage refinance in Lakewood, you must be at least 62 years old. You will also be required to see a counselor and participate in a class, wherein you will be educated and advised about the process and flow of this program. Reserve mortgage refinance will help you remove your mortgage payment and allow you to receive a monthly income.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

Back to top