Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Aurora, CO

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Aurora Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

120Reviewed

74Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

18620 Green Valley Ranch Boulevard, Denver, CO 80249
WebsiteLicense: 552134

Expertise.com Rating

Review Sources

Google
4.0 (208)
Facebook
5.0 (8)

Why choose this provider?

Serving Aurora, Amador Insurance Inc. offers all aspects of insurance services to Colorado. By providing renters' insurance, the company helps renters with the protection of their belongings in case of unexpected events such as disasters and theft. With six years in the industry, Amador Insurance Inc. is an agency powered by Allstate. The company's other services include auto, flood, life, and business insurance. Its team also includes financial services like financial planning and retirement assistance.

  • Multiple Policy Types

12100 East Iliff Avenue, Aurora, CO 80014
WebsiteLicense: 132491

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (5)
Yelp
5.0 (4)

Why choose this provider?

Mark Peter is an insurance agent who is affiliated with State Farm. He provides his services to clients in Aurora and the surrounding areas. He offers a wide array of insurance products such as home, auto, renters, pet, condo, and life. His team of professionals will assist clients in choosing the right insurance coverages to fit their needs. Renters insurance includes coverages for losses caused by accidents, theft, loss of use, vandalism, and weather impacts.

  • Multiple Policy Types

15200 East Girard Ave, Aurora, CO 80014
WebsiteLicense: 669435

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (2)

Why choose this provider?

Eagle's Insurance Agency & Services is a company serving Aurora and its surrounding communities. It provides renters' insurance policies that cover liability, personal possessions, and additional living expenses. Coverage options are available for a wide range of perils including fire, vandalism, windstorm, water damage, and visitor injuries. Its team of professionals also offers insurance plans for homeowners, motor homes, and commercial properties. The agency represents multiple insurance carriers including The Hartford, Bristol West, and Burns & Wilcox.

  • Multiple Policy Types

12142 East Mississippi Avenue, Aurora, CO 80012
WebsiteLicense: 81247

Expertise.com Rating

Review Sources

Google
4.0 (30)
Yelp
1.0 (2)
Facebook
5.0 (1)

Why choose this provider?

All Drivers Insurance is an insurance agency that serves clients in Aurora. It offers renters' insurance that provides coverage for policyholders' personal belongings and liabilities in case of loss events, such as fires and theft. The agency also covers other insurance products from Kemper, Progressive, and Safeway Insurance for recreational vehicles, cars, and homes. It is familiar with the impact of clients' credit scores on their insurance premiums. All Drivers Insurance was established in north Denver in 1984.

  • Multiple Carriers
  • Multiple Policy Types

14211 East 4th Avenue, Aurora, CO 80011
WebsiteLicense: 82434

Expertise.com Rating

Review Sources

Google
4.0 (63)

Why choose this provider?

Established in 1995, Affordable Insurance provides renters' insurance plans in Aurora. The company also handles policies involving homeowners, automobile owners, and high-risk drivers. In addition, it offers same-day coverage. The company also allows clients to speak directly to its agents. Company founder John has over 20 years of experience in finances. He has also opened and managed a Farmers Insurance agency in 1987. John has been committed to adding more policies to his services which eventually led to him opening Affordable Insurance.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Amador Insurance
18620 Green Valley Ranch Boulevard, Denver, CO 80249
Mark Peter
12100 East Iliff Avenue, Aurora, CO 80014
Eagle's Insurance Agency & Services
15200 East Girard Ave, Aurora, CO 80014
All Drivers Insurance
12142 East Mississippi Avenue, Aurora, CO 80012
Affordable Insurance
14211 East 4th Avenue, Aurora, CO 80011

FAQs

  • Do you need renters' insurance in Aurora if you have nothing to insure?

    Yes, even if you have nothing to insure in Aurora, renters' insurance is required to protect your possessions. Renters typically spend $20,000 replacing personal items in fires. It also pays for additional living expenses if a covered loss, such as a fire, makes your unit uninhabitable. It also provides medical coverage ranging from $1,000 to $5,000 for injuries sustained on your rental property, even if you were not at fault.

  • Can you share your renters' insurance with your roommate in Aurora?

    Yes, sharing renters' insurance in Aurora with a roommate can save you money, but it is risky. Joint policies link claims to both parties for three years, potentially raising your rates later. If your roommate misses payments, your coverage might be jeopardized. Avoid sharing to prevent future complications and financial issues.

  • How can your renters' insurance in Aurora protect you?

    Renters' insurance protects your belongings in Aurora, which is common knowledge. There is a widespread misconception that renter's insurance covers this issue exclusively. Your plan, on the other hand, offers significantly more protection. For example, most plans will cover the cost of alternative housing if your home becomes uninhabitable. Certain natural disasters are also covered. Renters' insurance may cover items that are not kept in the rental unit, such as a bicycle.

  • Does your renters' insurance in Aurora cover damaged items during a move?

    It all depends on the situation. If any of your belongings are damaged during your move to Aurora, your renters' insurance may cover the cost of replacement. If a covered risk renders your home uninhabitable, they may pay to replace your belongings. As a result, your renters' insurance policy's loss-of-use provision will cover alternative lodging and transportation, such as a nearby hotel or a new rental.

  • What are the coverage and liability limits on your renters' insurance policy in Aurora?

    Aurora renters' insurance policies frequently include liability limits. Jewelry loss, for example, could be limited to $1,500. After the deductible, you'd get $1,500 for a $2,000 jewelry loss. Importantly, these restrictions do not apply if your belongings are moved to a different location, such as a self-storage facility, due to home issues. Off-premises property insurance with no liability limits can also protect your belongings in an uninsured new home before your official move-in, ensuring they are covered.

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