Best Pet Insurance Companies in Arvada

FAQs

• How do pet insurance companies in Arvada define pre-existing conditions?

  Pre-existing conditions are defined differently by pet insurance companies in Arvada. While allergies or chronic ear infections may be considered pre-existing conditions, a pet may still be eligible for insurance if an unrelated issue arises later. Because each company defines pre-existing conditions differently, pet owners must thoroughly research and comprehend these nuances before selecting a policy.

• Can older pets in Arvada still get insured?

  Yes, even as they age, pets in Arvada can be insured. Although many insurance companies may adjust the premium based on a pet's age, others base the cost solely on the age at the time you enroll your pet. It's worth noting that certain plans allow for the enrollment of dogs and cats as young as 14 years old. Early insurance, such as during the puppy or kitten stages, can save money and reduce the risk of pre-existing conditions.

• Do Arvada pet owners need to have separate savings for pet medical expenses even if they have pet insurance?

  Yes, even with pet insurance, Arvada pet owners should set aside money for veterinary expenses. While insurance provides some protection, it does not cover all expenses. Deductibles and reimbursement percentages are still the pet owner's responsibility. A financial cushion enables pet owners to address unexpected pet health issues without straining their household budget.

• How can adding wellness care coverage benefit pet owners in Arvada?

  Adding wellness care coverage can help Arvada pet owners manage the cost of regular cleanings, especially for smaller dogs who are more prone to dental disease. Pet owners can ensure the longevity and overall health of their dogs while avoiding more expensive treatments in the future by including these preventive measures in their insurance plans.

• Do pet insurance plans in Arvada cover prescription pet food?

  Most Arvada pet insurance policies exclude prescription pet food. Some insurance companies, however, provide wellness add-ons that cover routine veterinary services, including prescription food. Certain policies also provide reimbursement if a veterinarian prescribes the food as a treatment. To determine coverage, pet owners should always review the specifics of their policy.