Best Credit Repair Companies in Boulder

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Credit Repair Companies FAQs

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Integrated Loan Assistance logo
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Integrated Loan Assistance

7175 W Jefferson Ave Suite 4500, Lakewood, CO 80235
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  • Debt Consolidation
  • Credit Monitoring

Business Description

Integrated Loan Assistance is a credit repair company that assists clients in Boulder and the surrounding communities in obtaining the necessary financial assistance. Its team eliminates credit-based loan application denials by removing negative items such as charge-offs, late payments, collections, and foreclosures from the application. The firm also removes bankruptcies, judgments, and tax liens from its clients' financial records.  Integrated Loan Assistance has worked to boost the credit scores of more than 10,000 individuals and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.8 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Integrated Loan Assistance

Loan Ready Credit logo
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Loan Ready Credit

80 Garden Center STE 46, Broomfield, CO 80020
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  • Credit Monitoring
  • Credit Dispute
  • Debt Consolidation

Business Description

Loan Ready Credit offers services to clients throughout Boulder and the neighboring cities. The company provides credit repair services to help clients optimize their credit scores and achieve their financial and homeownership goals. Its team also guides individuals in understanding their rights to fight for the inaccuracies and non-verifiable information in their credit scores. Loan Ready Credit also supports the environment by providing eco-friendly solutions, such as using online forms and applications instead of paper.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Loan Ready Credit

Peak Credit Solutions LLC logo
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Peak Credit Solutions LLC

720 S. Colorado Blvd Penthouse North, Denver, CO 80246
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  • Credit Dispute

Business Description

Peak Credit Solutions, LLC, caters to individuals in the Boulder area. Its credit repair service helps people raise their credit scores so that they can get loans with lower interest rates and smaller monthly payments. The company works with creditors and the major credit bureaus to challenge negative items in reports. These include medical bills, student loans, repossessions, and foreclosures. Clients can also learn more about credit management and monitor their scores 24/7 through the firm's mobile app.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Peak Credit Solutions LLC

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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