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Best Local Car Insurance Agencies in Westminster

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Beyond Your Insurance Services logo
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License Verified:

License: 0F74418

California Department Of Insurance

Beyond Your Insurance Services

14371 Euclid Street, Garden Grove, CA 92843
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  • Multiple Carriers

Business Description

Beyond Your Insurance Services is an independent insurance business catering to the residents of Westminster and its neighboring districts. It has partnered with over 40 carriers to provide broader insurance coverage options to its clients. These include insurance policies for cars, which can cover clients with any kind of driving record. Beyond Your Insurance Services is committed to treating customers like real family members and strives to exceed their expectations.

License Verified:

License: 0F74418

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
California Insurance Finder logo
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License Verified:

License: 0G72978

California Department Of Insurance

California Insurance Finder

21168 Beach Boulevard, Huntington Beach, CA 92648
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  • Bundling Option

Business Description

For the past two decades, California Insurance Finder has been assisting individuals, families, and businesses in protecting their financial and vehicle assets with a car insurance policy. The firm provides an extensive array of auto coverage options, including bodily injury liability, property damage liability, medical payments, comprehensive, collision, and uninsured motorist protection. Its agents represent multiple carriers that can offer additional coverage for collision deductibles, towing services, and rental car expenses. The company serves clients throughout California, Nevada, Arizona, and Idaho.

License Verified:

License: 0G72978

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gardner Insurance - OC logo
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License Verified:

License: 0468594

California Department Of Insurance

Gardner Insurance - OC

4952 Warner Avenue, Huntington Beach, CA 92649
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  • Bundling Option

Business Description

Gardner Insurance Agency in Orange County and Los Angeles County provides insurance products and solutions to clients in the metro and the nearby Westminster area. The company offers expert assistance to clients seeking protection for themselves and their vehicles through auto insurance policies. These policies cover the costs of property damages, injury liabilities, repairs, replacements, as well as medical expenses for the insured. Gardner Insurance Agency is a third-generation family-owned business that was founded in 1958.

License Verified:

License: 0468594

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grace First Insurance Agency logo
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License Verified:

License: 0L46616

California Department Of Insurance

Grace First Insurance Agency

10231 Slater Avenue, Fountain Valley, CA 92708
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  • Multiple Carriers

Business Description

Grace First Insurance Agency is a company based in Fountain Valley that also serves the people of Westminster. Its professional agents, who have more than 30 years of experience in the industry, can assist vehicle owners in acquiring an auto insurance policy based on their individual needs, risks, and expectations. Grace First Insurance Agency can also help with finding insurance plans for specialty vehicles, including boats and other personal watercraft, RVs, motorcycles, ATVs, and classic cars.

License Verified:

License: 0L46616

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J Johnston Insurance Services, Inc. logo
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License Verified:

License: 0F14063

California Department Of Insurance

J Johnston Insurance Services, Inc.

10900 Los Alamitos Boulevard, Los Alamitos, CA 90720
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  • Multiple Carriers

Business Description

J Johnston Insurance Services, Inc., is a family-owned business that helps clients choose the best insurance coverage based on their requirements. The company's team of agents offers auto insurance plans to Westminster drivers that can come with collision, comprehensive, liability, medical, and uninsured/underinsured coverages. With more than 70 years in the industry, J Johnston Insurance Services also serves the whole of California and provides home, business, life, and health insurance plans.

License Verified:

License: 0F14063

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (9)
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ken Tran logo
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License Verified:

License: 0I94248

California Department Of Insurance

Ken Tran

10231 Slater Avenue, Fountain Valley, CA 92708
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  • Multiple Carriers
  • Bundling Option

Business Description

Ken Tran is a State Farm insurance agent who offers auto insurance to communities in Westminister. Beyond providing comprehensive and collision coverage, he and his team also have coverage options for teen drivers and collectible vehicles such as sports, classic, and antique cars, rental car insurance in the event of undrivable vehicles, and rideshare insurance. He offers commercial auto insurance for clients that utilize their vehicles to operate their businesses. His team can speak with clients in English, Vietnamese, and Chinese.

License Verified:

License: 0I94248

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (23)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nancy Rangel Insurance & Financial Services logo
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License Verified:

License: 0M65642

California Department Of Insurance

Nancy Rangel Insurance & Financial Services

18700 Beach Boulevard, Huntington Beach, CA 92648
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  • Multiple Carriers
  • Bundling Option

Business Description

Nancy Rangel Insurance & Financial Services is a full-service financial and insurance management company that serves the Westminster metro area and surrounding communities. The firm helps individuals and businesses to manage potential risks and recover from car accidents via an auto insurance policy. Its independent insurance agents compare coverage options of several carriers and create a customized policy addressing their client's needs. They provide insurance options for private vehicles, classic cars, and antique autos. The company's staff has over 30 years of combined experience in the insurance industry.

License Verified:

License: 0M65642

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Solid Rock Insurance Services logo
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License Verified:

License: 0B55461

California Department Of Insurance

Solid Rock Insurance Services

10061 Talbert Avenue, Fountain Valley, CA 92708
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  • Multiple Carriers

Business Description

Solid Rock Insurance Services is a family-owned and operated insurance agency that serves the insurance needs of clients in Westminster and neighboring areas. The independent insurance agency provides personalized auto insurance policies for cars, trucks, and recreational vehicles. It represents various auto insurance carriers, including J.E. Brown & Associates, Mercury Insurance, Kemper Insurance Company, and AEGIS General Insurance Agency. Solid Rock Insurance Services has been handling the insurance needs of individuals, families, and businesses since 1955. It also offers homeowners, renters, business, earthquake, and flood insurance.

License Verified:

License: 0B55461

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Starwest Insurance Services, LLC logo
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License Verified:

License: 0H05097

California Department Of Insurance

Starwest Insurance Services, LLC

6771 Westminster Boulevard, Westminster, CA 92683
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  • Multiple Carriers

Business Description

Starwest Insurance Services, LLC., is a Westminster-based independent insurance agency specializing in auto, home, health, business, and life insurance since 1996. The agency offers auto insurance that covers vehicles in a collision into other cars, walls, barriers, bridges, trees, or more and covers damage to the car that is not directly related to a collision, such as theft, fire, hitting animals, or vandalism. It also covers liability and medical payments coverage and can structure policies based on client needs.

License Verified:

License: 0H05097

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (163)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Swell Insurance Solutions logo
Visit WebsiteWebsite

License Verified:

License: 0H52941

California Department Of Insurance

Swell Insurance Solutions

801 Pacific Coast Highway, Seal Beach, CA 90740
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  • Multiple Carriers

Business Description

Swell Insurance Solutions is an insurance company that services clients in Westminster. Its agents provide auto insurance plans for various types of car models, such as Chevrolet, Ford, Volvo, and Hyundai. The company can cover different kinds of car damage, including ones caused by weather and traffic accidents. It also has coverages for the glass of a car and towing payments. Founded in 2004, the company can guide customers in filing claims and revising existing policies. Swell Insurance Solutions also offers homeowners' insurance plans.

License Verified:

License: 0H52941

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TMN Insurance Services Inc logo
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License Verified:

License: 0F13014

California Department Of Insurance

TMN Insurance Services Inc

9741 Bolsa Avenue, Westminster, CA 92683
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Founded in 2002, TMN Insurance Services Inc is a company that serves residential and commercial clients in Westminster and its surrounding areas. It offers a variety of insurance and risk management products, such as automobile, motorcycle, RV, boat, and watercraft insurance. Its team of agents can also provide comprehensive and collision coverage, as well as property, liability, and medical payment protection. With the clients' interests as its priority, TMN Insurance Services aims to offer high-quality products and services.

License Verified:

License: 0F13014

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Yelp
4.0 / 5 (47)
Google
3.2 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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