Expertise.com

2024

Last updated:

Best Financial Advisors in Westminster

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westminster Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

24Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Westminster, CA
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Investment Management
  • Retirement Planning
  • Financial Planning

Westminster, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Westminster? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

18881 Von Karman Ave., Ste 1420, Irvine, CA 92612

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Cooke Wealth Management, LLC provides financial coaching, retirement planning, and investment management services to clients in Westminster. Its team of advisors has more than four decades of collective industry experience. The firm guides individuals in securing their financial goals. Aside from the firm's commitment to developing plans that work best for clients' needs, the firm also assists them in using biblical principles when making financial decisions. Its advisors are registered Certified Kingdom Advisors.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management

12501 Seal Beach Blvd, Suite 280, Seal Beach, CA 90740

Expertise.com Rating

Why choose this provider?

Regal Wealth Group serves clients in and around the Westminster community. Serving as a fiduciary, the firm provides a comprehensive range of financial planning and consulting services, including estate planning, tax and retirement income planning, and investment asset management. The firm also assists clients with 401k/IRA rollovers. This privately owned and independent firm is an SEC Registered Investment Advisor. Gary Klein, co-founder of the firm, holds a Chartered Financial Consultant designation. Regal Wealth Group has offices located in Seal Beach and Redlands.

  • Estate Planning

7777 Center Avenue Suite 120, Huntington Beach, CA 92647

Expertise.com Rating

Why choose this provider?

MWJ Wealth Strategies, LLC, offers financial advisory services to clients in Westminster. It provides assistance in insurance, wealth management, and financial planning strategies. The firm's retirement planning service also covers long-term insurance, estate and income planning, and company-sponsored retirement plans. It also addresses questions regarding the complexities of Social Security. Michael W. Jowdy, its president and founder, has more than 22 years of experience and is a member of the Financial Planning Association and Financial Services Institute.

  • Certified Financial Planner (CFP)
  • Financial Planning

15061 Springdale St.Ste 202, Huntington Beach, CA 92649

Why choose this provider?

Taylor Wealth Management is a full-service financial consulting firm that serves the Westminster metro. It helps individuals and families achieve their financial goals through customized services. The independent company offers risk management and asset protection planning solutions. Its financial advisors deal with estate, retirement, and investment management and planning. In addition, they create tax reduction strategies. Founder and CEO Allison Taylor is a wealth advisor who has been in the financial services industry for over 26 years.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

100 Spectrum Center Drive, Suite 900, Irvine, CA 92618

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Clarity Capital Advisors is a full-service financial advisory company that serves the Westminster metro. The firm assists individuals and businesses in making sound financial decisions by providing a wide range of financial management services. These include investment management, financial planning, retirement planning, estate planning, charitable giving, and college planning. Its financial advisors craft customized solutions based on the needs of each client. The team possesses over 60 years of combined experience in financial management.

  • Retirement Planning

12912 Brookhurst St, Garden Grove, CA 92840

Expertise.com Rating

Why choose this provider?

Bach Khoa Insurance Agency offers financial planning services to individuals and families in the Westminster metro. Gina Tang, the agency's founder, strives to help clients achieve debt-free lives by guiding them on reducing consumer debt, mitigating income taxes, and investing in the stock market. She also provides financial strategies such as using annuities to earn income or cash value insurance benefits. Tang has an MBA and is a CPA Team-Based Model Consultant. She is also a trainer and regularly gives workshops on retirement planning.

  • Insurance Products
  • Financial Planning

10015 Garden Grove Blvd, Garden Grove, CA 92844

Expertise.com Rating

Review Sources

Yelp
4.6 (41)
Facebook
5.0 (22)
Google
5.0 (18)

Why choose this provider?

XOA Tax is a company serving the Westminster metro. It employs financial advisors to assist people and corporations with financial planning. They help with wealth preservation by analyzing estate, gift, and trust tax options. Accounting, bookkeeping, succession planning, business formation, and litigation support are among the company's services. QuickBooks® and Zoho applications are used by its accountants and bookkeepers. XOA Tax is affiliated with the American Institute of Certified Public Accountants and the National Association of Enrolled Agents.

  • Estate Planning
  • Retirement Planning
  • Financial Planning

575 Anton Boulevard, Suite 500, Costa Mesa, CA 92626

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Check Capital Management Incorporated has been helping individual and institutional investors in Westminster protect and grow their assets since 1987. The investment management firm specializes in investment strategies, quality growth management, high-risk strategies, and two-bucket method. It has recently managed approximately $1.5 billion for over 900 clients. Check Capital Management Incorporated was founded by Steven Check, who served as president of the CFA Society of Orange County. He is currently a member of the CFA Institute.

  • Finance Planning

2400 E. Katella Ave. Suite 410, Anaheim, CA 92806

Expertise.com Rating

Review Sources

Google
4.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Edelman Financial Engines is a financial planning and investment management firm situated in 150+ locations across the country, including Westminster. The firm offers advice on financial planning, retirement planning, and investment management. Larry Raffone, the CEO, has more than 30 years of experience in financial services. He transformed Financial Engines from a small venture-backed Silicon Valley start-up to an independent registered investment advisor that spans the country. It now has more than $200 billion in assets under management and caters to over 1.1 million clients.

  • Retirement Planning

10055 Slater Avenue Suite #260, Fountain Valley, CA 92708

Expertise.com Rating

Why choose this provider?

Cobalt Unlimited provides financial planning services to individuals and businesses in Westminster. Its solutions cover investment, retirement, and estate planning, in addition to tax and risk management. Its investment planning services include determining the client's asset allocation needs and helping them understand their risk tolerance. The company's professionals also recommend clients with personalized investment vehicles to help them achieve their financial goals. One of its associates, Thane McCready, is a Certified Financial Planner who has been in the industry for over two decades.

  • Certified Financial Planner (CFP)
  • Retirement Planning

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • Is there a way for Westminster residents to safeguard their assets from lawsuits?

    It is ideal for Westminster individuals to get umbrella liability insurance if their assets rapidly appreciate or they have high-risk activities. An umbrella liability insurance is a policy that protects people against personal injury and property damage lawsuits on top of their automobile or homeowner's insurance policy. It usually covers defense costs, but those are often included in the whole policy's limit.

  • When is the right time for Westminster residents to purchase long-term care insurance?

    The best time to purchase long-term insurance in Westminster is when people are still healthy and young. Oftentimes, the premiums are already more expensive when they postpone their decision or they are already disqualified from the coverage. The ideal age to start looking into long-term insurance is under 45 to 55 years old since individuals can start paying premiums during their income-producing years.

  • What specific challenges or drawbacks might Westminster employees encounter when investing in a 401(k) plan?

    401(k)s are good investment tools to prepare employees in Westminster for retirement. However, those who want to maximize their contributions cannot go beyond the capped amount per year. Additionally, 401(k)s are not ideal for non-retirement goals, such as an emergency fund, because there is a 10% penalty when an account holder withdraws money before 59 and a half years old. Lastly, just like any other investment, the money will incur income taxes upon withdrawal.

  • Which of the two, mutual funds or ETFs, is the more favorable investment choice for Westminster residents?

    While both mutual funds and exchange-traded funds (ETFs) are good vehicles for investment in Westminster, ETFs have an advantage when it comes to taxes. Even though both are subject to taxation of dividend income and capital gains tax, ETFs are designed in a way that minimizes taxes for the account holder, resulting in a lower tax bill than the investor would have paid with a mutual fund of a similar structure.

  • What methods can individuals in Westminster use to assess their risk tolerance when making investment decisions?

    Investors in Westminster must first assess their age and income since those factors are correlated with the level of risk they can accept. From there, they need to identify their financial goals, whether their investments are for wealth preservation, growth, or retirement. Investors should also know their time horizon and foresee when they will need the money. Lastly, they should seek guidance from a financial advisor who can help reveal their risk tolerance and create strategies around it.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.