Expertise.com

Best Renter's Insurance Companies in Vacaville

2024

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Providers

Last updated:

Website
350 Merchant St., Vacaville, CA 95688
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Thep Simaly is a local Allstate agent who serves clients in Vacaville. Simaly provides customized renters', homeowners', auto, life, and business insurance products. The renters' insurance policies he offers are designed to protect clients' personal belongings from natural disasters, theft, and vandalism. These insurance policies can cover vet bills and legal bills when accidents occurred in the policyholders' place. Simaly assists his clients through the process of choosing the most suitable insurance plan based on their individual goals and needs.

License Verified:

License: 0G82073

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
104 Browns Valley Parkway, Vacaville, CA 95688
  • Home and Auto Insurance

Why choose this provider?

Andy Pignataro is a State Farm agent serving the Vacaville metro and nearby areas. He helps people and businesses plan for the future, manage their risks, and protect their properties. Pignataro and his team offer risk management solutions, such as life insurance, homeowners' and renters' insurance, and business insurance. Pignataro established his insurance agency 18 years ago. He is a second-generation State Farm agent. State Farm has been in business since 1922.

License Verified:

License: 0D02919

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1501 El Camino Ave. Ste 1, Sacramento, CA 95815
  • Home and Auto Insurance

Why choose this provider?

Sky Insurance Brokers is an independent agency serving individuals, families, and business owners in Vacaville. The company offers renters' insurance, which provides coverage for theft, water damage, bodily injuries, and certain natural disasters in a rented property. This protects the policyholder’s belongings, living expenses, medical bills, and space in the event of an accident. The firm also offers other personal and commercial insurance products, including workers’ compensation, group health benefits, professional liability, automobile, and life insurance.

License Verified:

License: 0J15368

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (155)
Facebook
5.0 / 5 (84)
Yelp
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
411 Davis St #107, Vacaville, CA 95688
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Flash Gordon Agency is a veteran-owned insurance company serving families in the Vacaville area. It offers different renters' insurance products from Safeco, Travelers, and Nationwide. In addition, it assists with group health plans, workers' compensation, and coverages for small businesses. It also has protection plans for personal and commercial automobiles. The agency is headed by Flash Gordon, who is also licensed to practice in Texas. Flash has recently earned a CALI award for employment law.

License Verified:

License: 0E00323

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
423 William St., Vacaville, CA 95688
  • Home and Auto Insurance
  • Multiple Policy Types

Why choose this provider?

Justin Yoder is a licensed insurance agent representing Farmers Insurance in the Vacaville metro and nearby areas. He has been in the industry for more than 13 years and provides both commercial and personal insurance products such as home insurance, life insurance, and business insurance. He writes renter's insurance plans that protect personal belongings from damages, losses, and disasters not covered by the landlord's policy. Justin also holds licenses to practice in Arizona.

License Verified:

License: 0D99700

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
438 Main Street, Vacaville, CA 95688
  • Home and Auto Insurance

Why choose this provider?

Chris Kistner offers State Farm renters' insurance to clients in Vacaville. He informs consumers on what to expect from their plans, such as coverage for personal belongings inside the rented home. Kistner guides individuals about the covered losses due to fire, smoke, and water damage, as well as vandalism, burglary, and theft. His agency also offers auto, home, business, life, health, and pet insurance products. Kistner is affiliated with the National Association of Insurance & Financial Advisors and the Sunrise Rotary Club.

License Verified:

License: 0762247

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.3 / 5 (6)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • If you're from out of state and transferring to Vacaville, can you use your renters' insurance?

    Not really. Renters' insurance generally differs from state to state because of their own laws, even if the policy is from the same company. You have to purchase a new insurance policy. You may even have to change insurance carriers or agents if they do not do business in California or are not licensed in the state. However, if your new address in Vacaville and the move date are confirmed, you can set up your new policy in advance.

  • Is damage from landslides covered by renters' insurance in Vacaville?

    No. Damage from earth movements such as landslides, earthquakes, and sinkholes is generally not covered by renters' insurance. This means that coverage for landslides must be obtained through a separate policy. For more information on landslide risks and community mitigation efforts in Vacaville, contact the Public Works Department in City Hall at 650 Merchant Street, Vacaville, CA 95688. The department can also be reached by phone at (707) 449-5170 or via email at publicworks@cityofvacaville.com.

  • Can a building manager require you to get renters' insurance in Vacaville?

    No state or federal laws require building managers in Vacaville to enforce renters' insurance on their tenancy agreements. If the renters' insurance is part of the rental agreement, then the tenant cannot evade it. However, the insurance requirement must be clearly stated in the agreement. Oral requirements may not be binding.

  • Does a standard renters' insurance policy in Vacaville provide actual cash value?

    Yes. Most insurance companies provide actual cash value for standard renters' insurance policies. This is because a policy in Vacaville that pays the replacement value is more expensive than one that pays for the actual cash value. The latter pays for the cost of the item's current price minus the value of depreciation and physical deterioration. For example, it will pay less for a laptop purchased ten years ago than the replacement value does.

  • If a renter in Vacaville sells merchandise online, will their products be covered by renters' insurance?

    Not really. The renters' insurance only covers personal belongings. A renter in Vacaville who sells merchandise online can buy business merchandise coverage, which is effective in incidental events such as severe weather, vandalism, and fire. The coverage may also apply if the goods are stored or warehoused.

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